Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Wings Financial Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wings Financial Credit Union
14985 Glazier Avenue
Apple Valley, MN 55124
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 681
Total Mortgage Loan Application Amount $152,987,000
Average Mortgage Loan Application Amount $210,000
Highest Mortgage Loan Application Amount $1,075,000
Average Applicant Income $78,666
Highest Applicant Income $675,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2007.

Mortgage Loan Application Totals for Wings Financial Credit Union by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dakota County Minnesota 143 $ 30,884,000 $ 215,000 $ 84,000
Hennepin County Minnesota 93 $ 19,421,000 $ 208,000 $ 84,000
Ramsey County Minnesota 29 $ 5,679,000 $ 195,000 $ 71,000
Scott County Minnesota 29 $ 7,046,000 $ 242,000 $ 80,000
Washington County Minnesota 22 $ 4,823,000 $ 219,000 $ 71,000
Wayne County Michigan 21 $ 3,071,000 $ 146,000 $ 62,000
King County Washington 16 $ 4,819,000 $ 301,000 $ 97,000
Shelby County Tennessee 14 $ 2,773,000 $ 198,000 $ 73,000
Maricopa County Arizona 10 $ 2,507,000 $ 250,000 $ 89,000
Wright County Minnesota 10 $ 2,390,000 $ 239,000 $ 80,000
Oakland County Michigan 8 $ 2,049,000 $ 256,000 $ 91,000
St. Louis County Minnesota 8 $ 1,528,000 $ 191,000 $ 65,000
Anchorage County Alaska 7 $ 2,076,000 $ 296,000 $ 109,000
Washtenaw County Michigan 7 $ 2,527,000 $ 361,000 $ 107,000
Anoka County Minnesota 7 $ 1,375,000 $ 196,000 $ 81,000
Rice County Minnesota 7 $ 1,255,000 $ 179,000 $ 50,000
St. Croix County Wisconsin 6 $ 1,379,000 $ 229,000 $ 61,000
Cobb County Georgia 5 $ 960,000 $ 192,000 $ 80,000
Pierce County Washington 5 $ 1,713,000 $ 342,000 $ 109,000
Lee County Florida 4 $ 857,000 $ 214,000 $ 85,000
Pinellas County Florida 4 $ 470,000 $ 117,000 $ 65,000
Carver County Minnesota 4 $ 936,000 $ 234,000 $ 130,000
Goodhue County Minnesota 4 $ 1,790,000 $ 447,000 $ 104,000
Polk County Wisconsin 4 $ 1,076,000 $ 269,000 $ 89,000
Pima County Arizona 3 $ 755,000 $ 251,000 $ 166,000
Los Angeles County California 3 $ 1,728,000 $ 576,000 $ 162,000
Sarasota County Florida 3 $ 961,000 $ 320,000 $ 155,000
Fayette County Georgia 3 $ 785,000 $ 261,000 $ 78,000
Honolulu County Hawaii 3 $ 625,000 $ 208,000 $ 64,000
Cook County Illinois 3 $ 919,000 $ 306,000 $ 115,000
Baltimore County Maryland 3 $ 973,000 $ 324,000 $ 79,000
Cass County Minnesota 3 $ 573,000 $ 191,000 $ 93,000
Chisago County Minnesota 3 $ 606,000 $ 202,000 $ 67,000
Milwaukee County Wisconsin 3 $ 445,000 $ 148,000 $ 93,000
Pinal County Arizona 2 $ 530,000 $ 265,000 $ 91,000
Yavapai County Arizona 2 $ 329,000 $ 164,000 $ 121,000
Orange County California 2 $ 955,000 $ 477,000 $ 143,000
San Diego County California 2 $ 883,000 $ 441,000 $ 181,000
Arapahoe County Colorado 2 $ 515,000 $ 257,000 $ 86,000
Broward County Florida 2 $ 451,000 $ 225,000 $ 136,000
Collier County Florida 2 $ 774,000 $ 387,000 $ 142,000
Walton County Florida 2 $ 335,000 $ 167,000 $ 66,000
Clayton County Georgia 2 $ 352,000 $ 176,000 $ 98,000
Fulton County Georgia 2 $ 456,000 $ 228,000 $ 68,000
Hendricks County Indiana 2 $ 239,000 $ 119,000 $ 39,000
Prince George's County Maryland 2 $ 560,000 $ 280,000 $ 51,000
Becker County Minnesota 2 $ 298,000 $ 149,000 $ 127,000
Crow Wing County Minnesota 2 $ 501,000 $ 250,000 $ 40,000
Douglas County Minnesota 2 $ 325,000 $ 162,000 $ 78,000
Le Sueur County Minnesota 2 $ 619,000 $ 309,000 $ 71,000
Nicollet County Minnesota 2 $ 603,000 $ 301,000 $ 125,000
Sherburne County Minnesota 2 $ 482,000 $ 241,000 $ 102,000
Camden County Missouri 2 $ 200,000 $ 100,000 $ 104,000
Gallatin County Montana 2 $ 263,000 $ 131,000 $ 167,000
Douglas County Nebraska 2 $ 286,000 $ 143,000 $ 101,000
Hamilton County Ohio 2 $ 450,000 $ 225,000 $ 115,000
Davidson County Tennessee 2 $ 524,000 $ 262,000 $ 115,000
Snohomish County Washington 2 $ 542,000 $ 271,000 $ 78,000
Barron County Wisconsin 2 $ 267,000 $ 133,000 $ 81,000
Waukesha County Wisconsin 2 $ 538,000 $ 269,000 $ 66,000
Madison County Alabama 1 $ 109,000 $ 109,000 $ 39,000
Morgan County Alabama 1 $ 103,000 $ 103,000 $ 49,000
Fairbanks North Star County Alaska 1 $ 97,000 $ 97,000 $ 69,000
Matanuska-Susitna County Alaska 1 $ 155,000 $ 155,000 $ 31,000
Navajo County Arizona 1 $ 201,000 $ 201,000 $ 79,000
Cleburne County Arkansas 1 $ 126,000 $ 126,000 $ 142,000
Craighead County Arkansas 1 $ 50,000 $ 50,000 $ 30,000
Alameda County California 1 $ 412,000 $ 412,000 $ 69,000
Riverside County California 1 $ 490,000 $ 490,000 $ 80,000
Boulder County Colorado 1 $ 416,000 $ 416,000 $ 119,000
Broomfield County Colorado 1 $ 234,000 $ 234,000 $ 32,000
Denver County Colorado 1 $ 261,000 $ 261,000 $ 83,000
Jefferson County Colorado 1 $ 200,000 $ 200,000 $ 133,000
Pueblo County Colorado 1 $ 100,000 $ 100,000 $ 48,000
New London County Connecticut 1 $ 321,000 $ 321,000 $ 165,000
Brevard County Florida 1 $ 50,000 $ 50,000 $ 48,000
Gulf County Florida 1 $ 257,000 $ 257,000 $ 83,000
Hillsborough County Florida 1 $ 204,000 $ 204,000 $ 38,000
Miami-Dade County Florida 1 $ 266,000 $ 266,000 $ 51,000
Osceola County Florida 1 $ 254,000 $ 254,000 $ 77,000
Palm Beach County Florida 1 $ 112,000 $ 112,000 $ 52,000
Pasco County Florida 1 $ 159,000 $ 159,000 $ 49,000
Seminole County Florida 1 $ 225,000 $ 225,000 $ 48,000
Volusia County Florida 1 $ 227,000 $ 227,000 $ 48,000
Coweta County Georgia 1 $ 465,000 $ 465,000 $ 192,000
Forsyth County Georgia 1 $ 330,000 $ 330,000 $ 88,000
Hall County Georgia 1 $ 160,000 $ 160,000 $ 36,000
Hancock County Georgia 1 $ 110,000 $ 110,000 $ 131,000
Henry County Georgia 1 $ 167,000 $ 167,000 $ 133,000
Paulding County Georgia 1 $ 146,000 $ 146,000 $ 110,000
Kauai County Hawaii 1 $ 900,000 $ 900,000 $ 190,000
Canyon County Idaho 1 $ 365,000 $ 365,000 $ 60,000
Kane County Illinois 1 $ 234,000 $ 234,000 $ 91,000
Whiteside County Illinois 1 $ 216,000 $ 216,000 $ 45,000
Monroe County Indiana 1 $ 159,000 $ 159,000 $ 177,000
Jones County Iowa 1 $ 159,000 $ 159,000 $ 50,000
Sedgwick County Kansas 1 $ 126,000 $ 126,000 $ 63,000
Anne Arundel County Maryland 1 $ 465,000 $ 465,000 $ 117,000
Dorchester County Maryland 1 $ 250,000 $ 250,000 $ 117,000
Howard County Maryland 1 $ 207,000 $ 207,000 $ 62,000
Middlesex County Massachusetts 1 $ 351,000 $ 351,000 $ 105,000
Calhoun County Michigan 1 $ 320,000 $ 320,000 $ 121,000
Genesee County Michigan 1 $ 79,000 $ 79,000 $ 45,000
Ingham County Michigan 1 $ 78,000 $ 78,000 $ 47,000
Kalamazoo County Michigan 1 $ 185,000 $ 185,000 $ 37,000
Kent County Michigan 1 $ 198,000 $ 198,000 $ 48,000
Livingston County Michigan 1 $ 209,000 $ 209,000 $ 134,000
Monroe County Michigan 1 $ 360,000 $ 360,000 $ 74,000
Ogemaw County Michigan 1 $ 59,000 $ 59,000 $ 45,000
Aitkin County Minnesota 1 $ 120,000 $ 120,000 $ 49,000
Blue Earth County Minnesota 1 $ 140,000 $ 140,000 $ 675,000
Cook County Minnesota 1 $ 107,000 $ 107,000 $ 78,000
Isanti County Minnesota 1 $ 194,000 $ 194,000 $ 56,000
Itasca County Minnesota 1 $ 330,000 $ 330,000 $ 125,000
Morrison County Minnesota 1 $ 200,000 $ 200,000 $ 83,000
Olmsted County Minnesota 1 $ 132,000 $ 132,000 $ 163,000
Pine County Minnesota 1 $ 189,000 $ 189,000 $ 76,000
Pope County Minnesota 1 $ 50,000 $ 50,000 $ 185,000
Steele County Minnesota 1 $ 163,000 $ 163,000 $ 53,000
Swift County Minnesota 1 $ 74,000 $ 74,000 $ 35,000
DeSoto County Mississippi 1 $ 200,000 $ 200,000 $ 70,000
Lafayette County Mississippi 1 $ 120,000 $ 120,000 $ 53,000
Clay County Missouri 1 $ 133,000 $ 133,000 $ 38,000
Pettis County Missouri 1 $ 89,000 $ 89,000 $ 187,000
Platte County Missouri 1 $ 100,000 $ 100,000 $ 58,000
Lewis and Clark County Montana 1 $ 90,000 $ 90,000 $ 37,000
Missoula County Montana 1 $ 200,000 $ 200,000 $ 51,000
Washoe County Nevada 1 $ 465,000 $ 465,000 $ 144,000
Eddy County New Mexico 1 $ 84,000 $ 84,000 $ 46,000
Columbia County New York 1 $ 163,000 $ 163,000 $ 58,000
Kings County New York 1 $ 380,000 $ 380,000 $ 150,000
New York County New York 1 $ 200,000 $ 200,000 $ 47,000
Onondaga County New York 1 $ 297,000 $ 297,000 $ 181,000
Oswego County New York 1 $ 119,000 $ 119,000 $ 60,000
Putnam County New York 1 $ 180,000 $ 180,000 $ 58,000
Queens County New York 1 $ 220,000 $ 220,000 $ 114,000
Carteret County North Carolina 1 $ 500,000 $ 500,000 $ 113,000
Duplin County North Carolina 1 $ 97,000 $ 97,000 $ 25,000
Forsyth County North Carolina 1 $ 52,000 $ 52,000 $ 71,000
Lincoln County North Carolina 1 $ 294,000 $ 294,000 $ 149,000
Mecklenburg County North Carolina 1 $ 113,000 $ 113,000 $ 20,000
Wake County North Carolina 1 $ 276,000 $ 276,000 $ 95,000
Grand Forks County North Dakota 1 $ 137,000 $ 137,000 $ 46,000
Ashtabula County Ohio 1 $ 121,000 $ 121,000 $ 22,000
Huron County Ohio 1 $ 200,000 $ 200,000 $ 150,000
Oklahoma County Oklahoma 1 $ 182,000 $ 182,000 $ 99,000
Roger Mills County Oklahoma 1 $ 115,000 $ 115,000 $ 74,000
Wagoner County Oklahoma 1 $ 101,000 $ 101,000 $ 52,000
Deschutes County Oregon 1 $ 175,000 $ 175,000 $ 53,000
Lane County Oregon 1 $ 265,000 $ 265,000 $ 125,000
Charleston County South Carolina 1 $ 134,000 $ 134,000 $ 99,000
Union County South Dakota 1 $ 450,000 $ 450,000 $ 175,000
Coffee County Tennessee 1 $ 93,000 $ 93,000 $ 44,000
Roane County Tennessee 1 $ 317,000 $ 317,000 $ 92,000
Williamson County Tennessee 1 $ 290,000 $ 290,000 $ 85,000
Wilson County Tennessee 1 $ 300,000 $ 300,000 $ 158,000
Bexar County Texas 1 $ 465,000 $ 465,000 $ 169,000
Brazoria County Texas 1 $ 106,000 $ 106,000 $ 40,000
Tarrant County Texas 1 $ 156,000 $ 156,000 $ 46,000
San Juan County Utah 1 $ 400,000 $ 400,000 $ 322,000
Loudoun County Virginia 1 $ 327,000 $ 327,000 $ 79,000
Prince William County Virginia 1 $ 300,000 $ 300,000 $ 126,000
Kitsap County Washington 1 $ 200,000 $ 200,000 $ 42,000
Walla Walla County Washington 1 $ 246,000 $ 246,000 $ 84,000
Bayfield County Wisconsin 1 $ 220,000 $ 220,000 $ 15,000
Dane County Wisconsin 1 $ 171,000 $ 171,000 $ 160,000
Dunn County Wisconsin 1 $ 90,000 $ 90,000 $ 102,000
Eau Claire County Wisconsin 1 $ 156,000 $ 156,000 $ 66,000
Ozaukee County Wisconsin 1 $ 165,000 $ 165,000 $ 50,000
Sawyer County Wisconsin 1 $ 527,000 $ 527,000 $ 0
Washburn County Wisconsin 1 $ 200,000 $ 200,000 $ 97,000
Winnebago County Wisconsin 1 $ 145,000 $ 145,000 $ 118,000

Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 407 $90,612,000 $222,000 $900,000 $82,000 $660,000
Home Purchase 266 $60,936,000 $229,000 $1,075,000 $91,000 $675,000
Home Improvement 8 $1,439,000 $179,000 $653,000 $63,000 $133,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 500 $114,449,000 $228,000 $1,075,000 $88,000 $675,000
Not Provided 138 $30,057,000 $217,000 $650,000 $82,000 $193,000
Black or African American 19 $3,801,000 $200,000 $438,000 $52,000 $138,000
Hispanic 15 $2,922,000 $194,000 $333,000 $67,000 $162,000
Asian 6 $1,103,000 $183,000 $324,000 $58,000 $89,000
Native Hawaiian or Other Pacific Islander 2 $517,000 $258,000 $364,000 $88,000 $145,000
American Indian or Alaskan Native 1 $138,000 $138,000 $138,000 $92,000 $92,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 681 $152,987,000 $224,000 $1,075,000 $85,000 $675,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 557 $124,116,000 $222,000 $1,075,000 $88,000 $675,000
Application Denied By Financial Institution 77 $17,650,000 $229,000 $650,000 $65,000 $135,000
Application Approved But Not Accepted 27 $6,437,000 $238,000 $484,000 $94,000 $495,000
Preapproval Denied by Financial Institution 20 $4,784,000 $239,000 $560,000 $70,000 $165,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 45 $9,203,000 $204,000 $490,000 $69,000 $138,000
Debt-To-Income Ratio 30 $7,989,000 $266,000 $650,000 $59,000 $135,000
Collateral 14 $3,087,000 $220,000 $560,000 $75,000 $165,000
Insufficient Cash (Downpayment, Closing Cost) 3 $746,000 $248,000 $280,000 $65,000 $85,000
Other 1 $278,000 $278,000 $278,000 $83,000 $83,000
Unverifiable Information 1 $417,000 $417,000 $417,000 $36,000 $36,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wings Financial Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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