Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Wings Financial Credit Union 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 979 |
| Total Mortgage Loan Application Amount | $209,604,000 |
| Average Mortgage Loan Application Amount | $223,333 |
| Highest Mortgage Loan Application Amount | $885,000 |
| Average Applicant Income | $91,666 |
| Highest Applicant Income | $403,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dakota County Minnesota | 206 | $ 43,663,000 | $ 211,000 | $ 85,000 |
| Hennepin County Minnesota | 121 | $ 27,858,000 | $ 230,000 | $ 89,000 |
| Scott County Minnesota | 50 | $ 11,315,000 | $ 226,000 | $ 73,000 |
| Washington County Minnesota | 34 | $ 8,021,000 | $ 235,000 | $ 90,000 |
| Ramsey County Minnesota | 32 | $ 6,424,000 | $ 200,000 | $ 80,000 |
| King County Washington | 23 | $ 5,837,000 | $ 253,000 | $ 90,000 |
| Wayne County Michigan | 19 | $ 2,491,000 | $ 131,000 | $ 74,000 |
| Maricopa County Arizona | 17 | $ 4,233,000 | $ 249,000 | $ 86,000 |
| Shelby County Tennessee | 15 | $ 2,744,000 | $ 182,000 | $ 96,000 |
| St. Louis County Minnesota | 12 | $ 1,556,000 | $ 129,000 | $ 75,000 |
| Pierce County Washington | 12 | $ 3,259,000 | $ 271,000 | $ 112,000 |
| Anoka County Minnesota | 9 | $ 1,387,000 | $ 154,000 | $ 62,000 |
| Carver County Minnesota | 8 | $ 2,259,000 | $ 282,000 | $ 90,000 |
| St. Croix County Wisconsin | 8 | $ 1,641,000 | $ 205,000 | $ 98,000 |
| DeSoto County Mississippi | 7 | $ 857,000 | $ 122,000 | $ 58,000 |
| Hillsborough County Florida | 6 | $ 823,000 | $ 137,000 | $ 67,000 |
| Lee County Florida | 6 | $ 1,063,000 | $ 177,000 | $ 81,000 |
| Oakland County Michigan | 6 | $ 1,151,000 | $ 191,000 | $ 92,000 |
| Rice County Minnesota | 6 | $ 1,418,000 | $ 236,000 | $ 86,000 |
| Clark County Nevada | 6 | $ 1,487,000 | $ 247,000 | $ 95,000 |
| Anchorage County Alaska | 5 | $ 1,124,000 | $ 224,000 | $ 132,000 |
| Pinellas County Florida | 5 | $ 1,047,000 | $ 209,000 | $ 119,000 |
| Washtenaw County Michigan | 5 | $ 805,000 | $ 161,000 | $ 78,000 |
| Los Angeles County California | 4 | $ 1,728,000 | $ 432,000 | $ 109,000 |
| Orange County Florida | 4 | $ 594,000 | $ 148,000 | $ 44,000 |
| Pasco County Florida | 4 | $ 673,000 | $ 168,000 | $ 79,000 |
| Cobb County Georgia | 4 | $ 547,000 | $ 136,000 | $ 94,000 |
| Cook County Illinois | 4 | $ 702,000 | $ 175,000 | $ 145,000 |
| Hamilton County Indiana | 4 | $ 1,033,000 | $ 258,000 | $ 118,000 |
| Johnson County Kansas | 4 | $ 815,000 | $ 203,000 | $ 88,000 |
| Crow Wing County Minnesota | 4 | $ 792,000 | $ 198,000 | $ 68,000 |
| Goodhue County Minnesota | 4 | $ 964,000 | $ 241,000 | $ 84,000 |
| Olmsted County Minnesota | 4 | $ 892,000 | $ 223,000 | $ 99,000 |
| Sherburne County Minnesota | 4 | $ 1,073,000 | $ 268,000 | $ 125,000 |
| Clark County Washington | 4 | $ 714,000 | $ 178,000 | $ 111,000 |
| Milwaukee County Wisconsin | 4 | $ 788,000 | $ 197,000 | $ 90,000 |
| Pierce County Wisconsin | 4 | $ 753,000 | $ 188,000 | $ 73,000 |
| Pima County Arizona | 3 | $ 745,000 | $ 248,000 | $ 123,000 |
| Palm Beach County Florida | 3 | $ 591,000 | $ 197,000 | $ 58,000 |
| Seminole County Florida | 3 | $ 726,000 | $ 242,000 | $ 142,000 |
| Walton County Florida | 3 | $ 567,000 | $ 189,000 | $ 87,000 |
| Douglas County Georgia | 3 | $ 700,000 | $ 233,000 | $ 72,000 |
| Fayette County Georgia | 3 | $ 608,000 | $ 202,000 | $ 71,000 |
| Fulton County Georgia | 3 | $ 714,000 | $ 238,000 | $ 73,000 |
| Gwinnett County Georgia | 3 | $ 537,000 | $ 179,000 | $ 48,000 |
| Le Sueur County Minnesota | 3 | $ 496,000 | $ 165,000 | $ 114,000 |
| Bernalillo County New Mexico | 3 | $ 620,000 | $ 206,000 | $ 69,000 |
| Nassau County New York | 3 | $ 1,024,000 | $ 341,000 | $ 97,000 |
| Suffolk County New York | 3 | $ 1,126,000 | $ 375,000 | $ 125,000 |
| Harris County Texas | 3 | $ 282,000 | $ 94,000 | $ 73,000 |
| Montgomery County Texas | 3 | $ 584,000 | $ 194,000 | $ 76,000 |
| Snohomish County Washington | 3 | $ 807,000 | $ 269,000 | $ 125,000 |
| Waukesha County Wisconsin | 3 | $ 975,000 | $ 325,000 | $ 145,000 |
| Pinal County Arizona | 2 | $ 467,000 | $ 233,000 | $ 87,000 |
| Yavapai County Arizona | 2 | $ 986,000 | $ 493,000 | $ 138,000 |
| El Dorado County California | 2 | $ 611,000 | $ 305,000 | $ 105,000 |
| San Diego County California | 2 | $ 620,000 | $ 310,000 | $ 125,000 |
| Adams County Colorado | 2 | $ 380,000 | $ 190,000 | $ 90,000 |
| Summit County Colorado | 2 | $ 570,000 | $ 285,000 | $ 169,000 |
| Broward County Florida | 2 | $ 680,000 | $ 340,000 | $ 125,000 |
| Escambia County Florida | 2 | $ 622,000 | $ 311,000 | $ 88,000 |
| Polk County Florida | 2 | $ 357,000 | $ 178,000 | $ 54,000 |
| St. Johns County Florida | 2 | $ 299,000 | $ 149,000 | $ 115,000 |
| Volusia County Florida | 2 | $ 420,000 | $ 210,000 | $ 100,000 |
| Hall County Georgia | 2 | $ 467,000 | $ 233,000 | $ 111,000 |
| Paulding County Georgia | 2 | $ 290,000 | $ 145,000 | $ 103,000 |
| Jasper County Iowa | 2 | $ 600,000 | $ 300,000 | $ 70,000 |
| Jefferson County Kentucky | 2 | $ 369,000 | $ 184,000 | $ 196,000 |
| Middlesex County Massachusetts | 2 | $ 515,000 | $ 257,000 | $ 74,000 |
| Aitkin County Minnesota | 2 | $ 405,000 | $ 202,000 | $ 134,000 |
| Benton County Minnesota | 2 | $ 254,000 | $ 127,000 | $ 52,000 |
| Cass County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 125,000 |
| Douglas County Minnesota | 2 | $ 378,000 | $ 189,000 | $ 93,000 |
| Kandiyohi County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 73,000 |
| Winona County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 133,000 |
| St. Charles County Missouri | 2 | $ 444,000 | $ 222,000 | $ 62,000 |
| Lewis and Clark County Montana | 2 | $ 309,000 | $ 154,000 | $ 151,000 |
| Washoe County Nevada | 2 | $ 740,000 | $ 370,000 | $ 115,000 |
| Rockingham County New Hampshire | 2 | $ 670,000 | $ 335,000 | $ 132,000 |
| Hudson County New Jersey | 2 | $ 448,000 | $ 224,000 | $ 101,000 |
| Butler County Ohio | 2 | $ 318,000 | $ 159,000 | $ 89,000 |
| Lucas County Ohio | 2 | $ 339,000 | $ 169,000 | $ 137,000 |
| Allegheny County Pennsylvania | 2 | $ 279,000 | $ 139,000 | $ 30,000 |
| Sumner County Tennessee | 2 | $ 446,000 | $ 223,000 | $ 130,000 |
| Wilson County Tennessee | 2 | $ 435,000 | $ 217,000 | $ 52,000 |
| Denton County Texas | 2 | $ 617,000 | $ 308,000 | $ 144,000 |
| Galveston County Texas | 2 | $ 384,000 | $ 192,000 | $ 142,000 |
| Kitsap County Washington | 2 | $ 410,000 | $ 205,000 | $ 76,000 |
| Bayfield County Wisconsin | 2 | $ 412,000 | $ 206,000 | $ 122,000 |
| Polk County Wisconsin | 2 | $ 414,000 | $ 207,000 | $ 153,000 |
| Sawyer County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 62,000 |
| Madison County Alabama | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Shelby County Alabama | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Kenai Peninsula County Alaska | 1 | $ 336,000 | $ 336,000 | $ 143,000 |
| Matanuska-Susitna County Alaska | 1 | $ 128,000 | $ 128,000 | $ 164,000 |
| Cochise County Arizona | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| Coconino County Arizona | 1 | $ 280,000 | $ 280,000 | $ 144,000 |
| Baxter County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Cleburne County Arkansas | 1 | $ 164,000 | $ 164,000 | $ 155,000 |
| Drew County Arkansas | 1 | $ 162,000 | $ 162,000 | $ 81,000 |
| Pulaski County Arkansas | 1 | $ 323,000 | $ 323,000 | $ 155,000 |
| Alameda County California | 1 | $ 330,000 | $ 330,000 | $ 151,000 |
| Orange County California | 1 | $ 329,000 | $ 329,000 | $ 131,000 |
| Riverside County California | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Santa Cruz County California | 1 | $ 300,000 | $ 300,000 | $ 198,000 |
| Arapahoe County Colorado | 1 | $ 300,000 | $ 300,000 | $ 102,000 |
| Broomfield County Colorado | 1 | $ 370,000 | $ 370,000 | $ 81,000 |
| Douglas County Colorado | 1 | $ 218,000 | $ 218,000 | $ 61,000 |
| El Paso County Colorado | 1 | $ 232,000 | $ 232,000 | $ 142,000 |
| Garfield County Colorado | 1 | $ 417,000 | $ 417,000 | $ 64,000 |
| Jefferson County Colorado | 1 | $ 167,000 | $ 167,000 | $ 63,000 |
| Rio Blanco County Colorado | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Weld County Colorado | 1 | $ 285,000 | $ 285,000 | $ 142,000 |
| Bay County Florida | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Collier County Florida | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Duval County Florida | 1 | $ 174,000 | $ 174,000 | $ 29,000 |
| Gulf County Florida | 1 | $ 236,000 | $ 236,000 | $ 55,000 |
| Manatee County Florida | 1 | $ 335,000 | $ 335,000 | $ 123,000 |
| Miami-Dade County Florida | 1 | $ 144,000 | $ 144,000 | $ 69,000 |
| Sarasota County Florida | 1 | $ 765,000 | $ 765,000 | $ 211,000 |
| Bartow County Georgia | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Chatham County Georgia | 1 | $ 157,000 | $ 157,000 | $ 89,000 |
| Clayton County Georgia | 1 | $ 53,000 | $ 53,000 | $ 39,000 |
| Coweta County Georgia | 1 | $ 161,000 | $ 161,000 | $ 82,000 |
| Dade County Georgia | 1 | $ 317,000 | $ 317,000 | $ 165,000 |
| Hawaii County Hawaii | 1 | $ 236,000 | $ 236,000 | $ 225,000 |
| Honolulu County Hawaii | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| Maui County Hawaii | 1 | $ 475,000 | $ 475,000 | $ 403,000 |
| Ada County Idaho | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Kootenai County Idaho | 1 | $ 152,000 | $ 152,000 | $ 33,000 |
| DuPage County Illinois | 1 | $ 400,000 | $ 400,000 | $ 212,000 |
| Lake County Illinois | 1 | $ 198,000 | $ 198,000 | $ 96,000 |
| Will County Illinois | 1 | $ 216,000 | $ 216,000 | $ 75,000 |
| Marion County Indiana | 1 | $ 144,000 | $ 144,000 | $ 98,000 |
| St. Joseph County Indiana | 1 | $ 180,000 | $ 180,000 | $ 88,000 |
| Carroll County Iowa | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Warren County Iowa | 1 | $ 82,000 | $ 82,000 | $ 96,000 |
| Jefferson County Louisiana | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
| Cumberland County Maine | 1 | $ 218,000 | $ 218,000 | $ 106,000 |
| Oxford County Maine | 1 | $ 301,000 | $ 301,000 | $ 165,000 |
| Anne Arundel County Maryland | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
| Essex County Massachusetts | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Hampshire County Massachusetts | 1 | $ 289,000 | $ 289,000 | $ 125,000 |
| Norfolk County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 185,000 |
| Plymouth County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Leelanau County Michigan | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Livingston County Michigan | 1 | $ 210,000 | $ 210,000 | $ 42,000 |
| Macomb County Michigan | 1 | $ 168,000 | $ 168,000 | $ 84,000 |
| Monroe County Michigan | 1 | $ 202,000 | $ 202,000 | $ 74,000 |
| St. Clair County Michigan | 1 | $ 100,000 | $ 100,000 | $ 174,000 |
| Beltrami County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 55,000 |
| Blue Earth County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 209,000 |
| Brown County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 106,000 |
| Carlton County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 77,000 |
| Chisago County Minnesota | 1 | $ 212,000 | $ 212,000 | $ 85,000 |
| Clay County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 55,000 |
| Cook County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 118,000 |
| Isanti County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
| Itasca County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 70,000 |
| Koochiching County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 132,000 |
| Lake of the Woods County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 77,000 |
| McLeod County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Meeker County Minnesota | 1 | $ 236,000 | $ 236,000 | $ 327,000 |
| Morrison County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Pope County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 106,000 |
| Renville County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 25,000 |
| Sibley County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Stevens County Minnesota | 1 | $ 34,000 | $ 34,000 | $ 28,000 |
| Swift County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Wright County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 58,000 |
| Marshall County Mississippi | 1 | $ 168,000 | $ 168,000 | $ 23,000 |
| Tate County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
| Camden County Missouri | 1 | $ 170,000 | $ 170,000 | $ 52,000 |
| Greene County Missouri | 1 | $ 177,000 | $ 177,000 | $ 35,000 |
| Marion County Missouri | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| St. Louis County Missouri | 1 | $ 152,000 | $ 152,000 | $ 168,000 |
| Custer County Montana | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Gallatin County Montana | 1 | $ 260,000 | $ 260,000 | $ 56,000 |
| Jefferson County Montana | 1 | $ 417,000 | $ 417,000 | $ 92,000 |
| Lake County Montana | 1 | $ 392,000 | $ 392,000 | $ 61,000 |
| Missoula County Montana | 1 | $ 201,000 | $ 201,000 | $ 48,000 |
| Lancaster County Nebraska | 1 | $ 251,000 | $ 251,000 | $ 98,000 |
| Hillsborough County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 35,000 |
| Bergen County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 115,000 |
| Gloucester County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Middlesex County New Jersey | 1 | $ 374,000 | $ 374,000 | $ 137,000 |
| Kings County New York | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| Queens County New York | 1 | $ 417,000 | $ 417,000 | $ 148,000 |
| Burke County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Cabarrus County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 59,000 |
| Gaston County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 24,000 |
| Iredell County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 79,000 |
| Lincoln County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 166,000 |
| Mecklenburg County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Randolph County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Rowan County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Cass County North Dakota | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
| Ward County North Dakota | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Cuyahoga County Ohio | 1 | $ 131,000 | $ 131,000 | $ 83,000 |
| Huron County Ohio | 1 | $ 194,000 | $ 194,000 | $ 161,000 |
| Montgomery County Ohio | 1 | $ 96,000 | $ 96,000 | $ 37,000 |
| Warren County Ohio | 1 | $ 392,000 | $ 392,000 | $ 171,000 |
| Oklahoma County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Payne County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Pushmataha County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 162,000 |
| Rogers County Oklahoma | 1 | $ 202,000 | $ 202,000 | $ 49,000 |
| Tulsa County Oklahoma | 1 | $ 324,000 | $ 324,000 | $ 173,000 |
| Clackamas County Oregon | 1 | $ 400,000 | $ 400,000 | $ 110,000 |
| Beaver County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 69,000 |
| Luzerne County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Beaufort County South Carolina | 1 | $ 885,000 | $ 885,000 | $ 144,000 |
| Horry County South Carolina | 1 | $ 199,000 | $ 199,000 | $ 74,000 |
| Meade County South Dakota | 1 | $ 200,000 | $ 200,000 | $ 155,000 |
| Minnehaha County South Dakota | 1 | $ 234,000 | $ 234,000 | $ 111,000 |
| Fayette County Tennessee | 1 | $ 370,000 | $ 370,000 | $ 132,000 |
| Johnson County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 170,000 |
| Knox County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 115,000 |
| Brazoria County Texas | 1 | $ 232,000 | $ 232,000 | $ 99,000 |
| Caldwell County Texas | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Fort Bend County Texas | 1 | $ 173,000 | $ 173,000 | $ 55,000 |
| Williamson County Texas | 1 | $ 167,000 | $ 167,000 | $ 77,000 |
| Washington County Vermont | 1 | $ 132,000 | $ 132,000 | $ 203,000 |
| Arlington County Virginia | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Prince William County Virginia | 1 | $ 239,000 | $ 239,000 | $ 97,000 |
| Asotin County Washington | 1 | $ 316,000 | $ 316,000 | $ 124,000 |
| Grant County Washington | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Island County Washington | 1 | $ 270,000 | $ 270,000 | $ 147,000 |
| Jefferson County Washington | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Kittitas County Washington | 1 | $ 160,000 | $ 160,000 | $ 175,000 |
| Spokane County Washington | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
| Thurston County Washington | 1 | $ 338,000 | $ 338,000 | $ 124,000 |
| Walla Walla County Washington | 1 | $ 275,000 | $ 275,000 | $ 167,000 |
| Burnett County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 121,000 |
| Calumet County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Douglas County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 153,000 |
| Juneau County Wisconsin | 1 | $ 167,000 | $ 167,000 | $ 58,000 |
| Kenosha County Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 73,000 |
| La Crosse County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 57,000 |
| Lincoln County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Walworth County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 141,000 |
| Washburn County Wisconsin | 1 | $ 268,000 | $ 268,000 | $ 126,000 |
| Waushara County Wisconsin | 1 | $ 179,000 | $ 179,000 | $ 107,000 |
| Albany County Wyoming | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Park County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 747 | $161,616,000 | $216,000 | $885,000 | $88,000 | $309,000 |
| Home Purchase | 227 | $46,741,000 | $205,000 | $614,000 | $90,000 | $403,000 |
| Home Improvement | 5 | $1,247,000 | $249,000 | $765,000 | $97,000 | $211,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 729 | $158,195,000 | $217,000 | $885,000 | $89,000 | $403,000 |
| Not Provided | 196 | $41,551,000 | $211,000 | $850,000 | $90,000 | $225,000 |
| Black or African American | 23 | $4,541,000 | $197,000 | $472,000 | $76,000 | $211,000 |
| Asian | 18 | $3,436,000 | $190,000 | $417,000 | $87,000 | $185,000 |
| Hispanic | 10 | $1,418,000 | $141,000 | $285,000 | $66,000 | $126,000 |
| American Indian or Alaskan Native | 2 | $275,000 | $137,000 | $167,000 | $56,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $188,000 | $188,000 | $188,000 | $74,000 | $74,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 979 | $209,604,000 | $214,000 | $885,000 | $89,000 | $403,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 742 | $157,943,000 | $212,000 | $850,000 | $91,000 | $403,000 |
| Application Approved But Not Accepted | 135 | $31,305,000 | $231,000 | $765,000 | $94,000 | $364,000 |
| Application Denied By Financial Institution | 84 | $17,653,000 | $210,000 | $885,000 | $73,000 | $223,000 |
| Preapproval Denied by Financial Institution | 18 | $2,703,000 | $150,000 | $351,000 | $54,000 | $131,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 42 | $8,162,000 | $194,000 | $544,000 | $67,000 | $223,000 |
| Debt-To-Income Ratio | 32 | $6,444,000 | $201,000 | $450,000 | $62,000 | $134,000 |
| Collateral | 21 | $4,370,000 | $208,000 | $885,000 | $87,000 | $185,000 |
| Unverifiable Information | 2 | $335,000 | $167,000 | $200,000 | $31,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $203,000 | $203,000 | $203,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.