American Bank Of Huntsville
Mortgage Loan Application
Totals and Details
for 2013

Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for American Bank Of Huntsville.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address American Bank Of Huntsville
3301 Memorial Pkwy Sw
Huntsville, AL 35801
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,523
Total Mortgage Loan Application Amount $510,738,000
Average Mortgage Loan Application Amount $136,000
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $78,333
Highest Applicant Income $1,109,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for American Bank Of Huntsville by Metropolitan Area in 2013

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
HUNTSVILLE, AL 1,096 $ 167,496,000 $ 152,000 $ 87,000
BIRMINGHAM-HOOVER, AL 604 $ 89,476,000 $ 148,000 $ 78,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 365 $ 60,371,000 $ 165,000 $ 79,000
DECATUR, AL 258 $ 31,970,000 $ 123,000 $ 69,000
CHATTANOOGA, TN-GA 182 $ 23,210,000 $ 127,000 $ 72,500
ANNISTON-OXFORD, AL 66 $ 8,823,000 $ 133,000 $ 79,000
FLORENCE-MUSCLE SHOALS, AL 44 $ 5,803,000 $ 131,000 $ 82,000
DALTON, GA 40 $ 4,888,000 $ 122,000 $ 59,000
CLEVELAND, TN 38 $ 4,741,000 $ 124,000 $ 72,000
TUSCALOOSA, AL 35 $ 5,077,000 $ 145,000 $ 84,000
GADSDEN, AL 21 $ 2,796,000 $ 133,000 $ 79,000
CLARKSVILLE, TN-KY 17 $ 2,406,000 $ 108,500 $ 60,500
KNOXVILLE, TN 6 $ 1,176,000 $ 196,000 $ 83,000
MONTGOMERY, AL 6 $ 908,000 $ 151,000 $ 132,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 4 $ 633,000 $ 158,000 $ 100,000
MEMPHIS, TN-MS-AR 4 $ 605,000 $ 151,000 $ 185,000
PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL 4 $ 718,000 $ 179,000 $ 80,000
AUBURN-OPELIKA, AL 3 $ 256,000 $ 85,000 $ 153,000
JOHNSON CITY, TN 3 $ 506,000 $ 168,000 $ 291,000
BATON ROUGE, LA 2 $ 540,000 $ 270,000 $ 73,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 2 $ 375,000 $ 187,000 $ 81,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 176,000 $ 88,000 $ 125,000
DETROIT-LIVONIA-DEARBORN, MI 2 $ 219,000 $ 109,000 $ 83,000
INDIANAPOLIS-CARMEL, IN 2 $ 239,000 $ 119,000 $ 177,000
LEXINGTON-FAYETTE, KY 2 $ 324,000 $ 162,000 $ 109,000
OKLAHOMA CITY, OK 2 $ 256,000 $ 128,000 $ 63,000
PITTSBURGH, PA 2 $ 206,000 $ 103,000 $ 45,000
ROME, GA 2 $ 198,000 $ 99,000 $ 92,000
TUCSON, AZ 2 $ 443,000 $ 221,000 $ 197,000
ANDERSON, SC 1 $ 87,000 $ 87,000 $ 92,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 213,000 $ 213,000 $ 239,000
BATTLE CREEK, MI 1 $ 90,000 $ 90,000 $ 63,000
BOWLING GREEN, KY 1 $ 134,000 $ 134,000 $ 49,000
BURLINGTON, NC 1 $ 250,000 $ 250,000 $ 174,000
CAPE CORAL-FORT MYERS, FL 1 $ 126,000 $ 126,000 $ 78,000
DALLAS-PLANO-IRVING, TX 1 $ 84,000 $ 84,000 $ 46,000
DENVER-AURORA-BROOMFIELD, CO 1 $ 172,000 $ 172,000 $ 42,000
DOTHAN, AL 1 $ 400,000 $ 400,000 $ 225,000
EL CENTRO, CA 1 $ 116,000 $ 116,000 $ 128,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 147,000 $ 147,000 $ 95,000
GREENSBORO-HIGH POINT, NC 1 $ 155,000 $ 155,000 $ 61,000
GREENVILLE-MAULDIN-EASLEY, SC 1 $ 128,000 $ 128,000 $ 243,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 172,000 $ 172,000 $ 74,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 1 $ 97,000 $ 97,000 $ 68,000
JACKSONVILLE, NC 1 $ 116,000 $ 116,000 $ 48,000
LAKE CHARLES, LA 1 $ 176,000 $ 176,000 $ 177,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 167,000 $ 167,000 $ 100,000
LANSING-EAST LANSING, MI 1 $ 503,000 $ 503,000 $ 258,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 1 $ 153,000 $ 153,000 $ 81,000
LYNCHBURG, VA 1 $ 222,000 $ 222,000 $ 78,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 1 $ 100,000 $ 100,000 $ 105,000
MOBILE, AL 1 $ 44,000 $ 44,000 $ 23,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 1 $ 357,000 $ 357,000 $ 135,000
NORTH PORT-BRADENTON-SARASOTA, FL 1 $ 119,000 $ 119,000 $ 37,000
ODESSA, TX 1 $ 53,000 $ 53,000 $ 53,000
OGDEN-CLEARFIELD, UT 1 $ 214,000 $ 214,000 $ 90,000
ORLANDO-KISSIMMEE-SANFORD, FL 1 $ 157,000 $ 157,000 $ 24,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 116,000 $ 116,000 $ 48,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 135,000 $ 135,000 $ 100,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 1 $ 176,000 $ 176,000 $ 65,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1 $ 155,000 $ 155,000 $ 59,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 1 $ 417,000 $ 417,000 $ 142,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1 $ 100,000 $ 100,000 $ 0
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 138,000 $ 138,000 $ 145,000
SANTA ANA-ANAHEIM-IRVINE, CA 1 $ 146,000 $ 146,000 $ 140,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 1 $ 417,000 $ 417,000 $ 217,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 251,000 $ 251,000 $ 157,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 221,000 $ 221,000 $ 116,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 119,000 $ 119,000 $ 70,000
SPOKANE, WA 1 $ 343,000 $ 343,000 $ 175,000
SPRINGFIELD, IL 1 $ 84,000 $ 84,000 $ 70,000
SPRINGFIELD, MO 1 $ 77,000 $ 77,000 $ 66,000
TALLAHASSEE, FL 1 $ 98,000 $ 98,000 $ 51,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 181,000 $ 181,000 $ 125,000
TOLEDO, OH 1 $ 120,000 $ 120,000 $ 99,000
TRENTON-EWING, NJ 1 $ 294,000 $ 294,000 $ 196,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1 $ 441,000 $ 441,000 $ 307,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 1 $ 148,000 $ 148,000 $ 63,000
WICHITA, KS 1 $ 114,000 $ 114,000 $ 119,000
WINSTON-SALEM, NC 1 $ 370,000 $ 370,000 $ 100,000
YORK-HANOVER, PA 1 $ 153,000 $ 153,000 $ 70,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for American Bank Of Huntsville in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,049 $446,395,000 $146,000 $1,000,000 $81,000 $1,109,000
Home Purchase 319 $45,746,000 $143,000 $614,000 $78,000 $647,000
Home Improvement 155 $18,597,000 $119,000 $417,000 $76,000 $222,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,196 $463,190,000 $144,000 $1,000,000 $80,000 $1,109,000
Not Provided 204 $30,079,000 $147,000 $513,000 $86,000 $647,000
Black or African American 57 $7,768,000 $136,000 $513,000 $64,000 $198,000
Hispanic 33 $4,230,000 $128,000 $417,000 $71,000 $199,000
Asian 27 $4,919,000 $182,000 $417,000 $111,000 $242,000
American Indian or Alaskan Native 5 $450,000 $90,000 $130,000 $73,000 $120,000
Native Hawaiian or Other Pacific Islander 1 $102,000 $102,000 $102,000 $69,000 $69,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,882 $416,515,000 $144,000 $1,000,000 $83,000 $1,109,000
FHA-insured (Federal Housing Administration) 534 $73,126,000 $136,000 $397,000 $65,000 $600,000
VA-guaranteed (Veterans Administration) 75 $17,664,000 $235,000 $614,000 $94,000 $212,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 32 $3,433,000 $107,000 $194,000 $50,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,786 $248,098,000 $138,000 $979,000 $78,000 $1,109,000
Application Withdrawn By Applicant 835 $124,539,000 $149,000 $800,000 $82,000 $455,000
Loan Originated 698 $107,071,000 $153,000 $1,000,000 $82,000 $758,000
Application Approved But Not Accepted 203 $30,663,000 $151,000 $614,000 $82,000 $332,000
File Closed For Incompleteness 1 $367,000 $367,000 $367,000 $231,000 $231,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 955 $140,807,000 $147,000 $979,000 $89,000 $1,109,000
Credit History 502 $59,360,000 $118,000 $700,000 $66,000 $492,000
Debt-To-Income Ratio 200 $29,739,000 $148,000 $550,000 $50,000 $267,000
Collateral 94 $12,737,000 $135,000 $503,000 $83,000 $322,000
Other 19 $3,261,000 $171,000 $800,000 $90,000 $335,000
Employment History 7 $1,043,000 $149,000 $395,000 $132,000 $647,000
Insufficient Cash (Downpayment, Closing Cost) 5 $633,000 $126,000 $157,000 $52,000 $100,000
Unverifiable Information 4 $518,000 $129,000 $211,000 $51,000 $114,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.

Download the Alabama Lender List