Wilmington Savings Fund Society, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Wilmington Savings Fund Society, Fsb 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wilmington Savings Fund Society, Fsb 500 Delaware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,548 |
| Total Mortgage Loan Application Amount | $226,540,000 |
| Average Mortgage Loan Application Amount | $142,000 |
| Highest Mortgage Loan Application Amount | $2,320,000 |
| Average Applicant Income | $113,333 |
| Highest Applicant Income | $1,769,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Wilmington Savings Fund Society, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wilmington Savings Fund Society, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Wilmington Savings Fund Society, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wilmington Savings Fund Society, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Wilmington Savings Fund Society, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wilmington Savings Fund Society, Fsb's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle County Delaware | 645 | $ 65,853,000 | $ 102,000 | $ 92,000 |
| Kent County Delaware | 219 | $ 19,706,000 | $ 89,000 | $ 67,000 |
| Sussex County Delaware | 203 | $ 29,782,000 | $ 146,000 | $ 100,000 |
| Chester County Pennsylvania | 88 | $ 22,185,000 | $ 252,000 | $ 157,000 |
| Philadelphia County Pennsylvania | 86 | $ 18,920,000 | $ 220,000 | $ 195,000 |
| Montgomery County Pennsylvania | 55 | $ 14,443,000 | $ 262,000 | $ 167,000 |
| Delaware County Pennsylvania | 48 | $ 8,312,000 | $ 173,000 | $ 131,000 |
| Cape May County New Jersey | 20 | $ 5,990,000 | $ 299,000 | $ 209,000 |
| Cecil County Maryland | 19 | $ 2,923,000 | $ 153,000 | $ 117,000 |
| Atlantic County New Jersey | 16 | $ 3,737,000 | $ 233,000 | $ 196,000 |
| Camden County New Jersey | 14 | $ 3,507,000 | $ 250,000 | $ 211,000 |
| Bucks County Pennsylvania | 12 | $ 3,179,000 | $ 264,000 | $ 148,000 |
| Gloucester County New Jersey | 7 | $ 1,599,000 | $ 228,000 | $ 123,000 |
| Lancaster County Pennsylvania | 6 | $ 1,218,000 | $ 203,000 | $ 73,000 |
| Baltimore City County Maryland | 5 | $ 1,015,000 | $ 203,000 | $ 64,000 |
| Caroline County Maryland | 5 | $ 127,000 | $ 25,000 | $ 64,000 |
| Kent County Maryland | 5 | $ 904,000 | $ 180,000 | $ 162,000 |
| Collier County Florida | 4 | $ 729,000 | $ 182,000 | $ 550,000 |
| Hillsborough County Florida | 4 | $ 711,000 | $ 177,000 | $ 111,000 |
| Baltimore County Maryland | 4 | $ 1,200,000 | $ 300,000 | $ 90,000 |
| Worcester County Maryland | 4 | $ 281,000 | $ 70,000 | $ 74,000 |
| Burlington County New Jersey | 4 | $ 763,000 | $ 190,000 | $ 215,000 |
| Ocean County New Jersey | 4 | $ 1,274,000 | $ 318,000 | $ 59,000 |
| Collin County Texas | 4 | $ 1,285,000 | $ 321,000 | $ 115,000 |
| Queen Anne's County Maryland | 3 | $ 384,000 | $ 128,000 | $ 179,000 |
| Salem County New Jersey | 3 | $ 717,000 | $ 239,000 | $ 144,000 |
| Chesterfield County Virginia | 3 | $ 531,000 | $ 177,000 | $ 82,000 |
| Larimer County Colorado | 2 | $ 680,000 | $ 340,000 | $ 196,000 |
| Martin County Florida | 2 | $ 715,000 | $ 357,000 | $ 953,000 |
| Miami-Dade County Florida | 2 | $ 400,000 | $ 200,000 | $ 414,000 |
| St. Johns County Florida | 2 | $ 1,500,000 | $ 750,000 | $ 1,664,000 |
| Carroll County Maryland | 2 | $ 445,000 | $ 222,000 | $ 238,000 |
| Frederick County Maryland | 2 | $ 765,000 | $ 382,000 | $ 60,000 |
| Harford County Maryland | 2 | $ 617,000 | $ 308,000 | $ 105,000 |
| Talbot County Maryland | 2 | $ 346,000 | $ 173,000 | $ 83,000 |
| Wicomico County Maryland | 2 | $ 72,000 | $ 36,000 | $ 48,000 |
| Mercer County New Jersey | 2 | $ 261,000 | $ 130,000 | $ 157,000 |
| Monmouth County New Jersey | 2 | $ 907,000 | $ 453,000 | $ 162,000 |
| Monroe County Pennsylvania | 2 | $ 383,000 | $ 191,000 | $ 311,000 |
| Northampton County Pennsylvania | 2 | $ 408,000 | $ 204,000 | $ 171,000 |
| Cochise County Arizona | 1 | $ 138,000 | $ 138,000 | $ 42,000 |
| San Diego County California | 1 | $ 245,000 | $ 245,000 | $ 1,730,000 |
| Litchfield County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 225,000 |
| District of Columbia County District Of Columbia | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| Broward County Florida | 1 | $ 271,000 | $ 271,000 | $ 67,000 |
| St. Lucie County Florida | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 162,000 | $ 162,000 | $ 101,000 |
| Orleans County Louisiana | 1 | $ 619,000 | $ 619,000 | $ 0 |
| Androscoggin County Maine | 1 | $ 212,000 | $ 212,000 | $ 58,000 |
| Dorchester County Maryland | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
| Middlesex County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 167,000 |
| Plymouth County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 158,000 |
| Olmsted County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| St. Charles County Missouri | 1 | $ 217,000 | $ 217,000 | $ 101,000 |
| Bergen County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 55,000 |
| Essex County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 176,000 |
| Montgomery County New York | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Hamilton County Ohio | 1 | $ 417,000 | $ 417,000 | $ 183,000 |
| Washington County Oregon | 1 | $ 417,000 | $ 417,000 | $ 62,000 |
| Berks County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Butler County Pennsylvania | 1 | $ 197,000 | $ 197,000 | $ 120,000 |
| Lehigh County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 25,000 |
| Schuylkill County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 135,000 |
| Susquehanna County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 506,000 |
| York County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Davidson County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Dallas County Texas | 1 | $ 210,000 | $ 210,000 | $ 396,000 |
| Arlington County Virginia | 1 | $ 320,000 | $ 320,000 | $ 102,000 |
| Fairfax County Virginia | 1 | $ 640,000 | $ 640,000 | $ 340,000 |
| Prince George County Virginia | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Pocahontas County West Virginia | 1 | $ 144,000 | $ 144,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Wilmington Savings Fund Society, Fsb in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 577 | $121,012,000 | $209,000 | $2,320,000 | $145,000 | $1,769,000 |
| Home Improvement | 487 | $14,795,000 | $30,000 | $2,000,000 | $77,000 | $1,020,000 |
| Refinancing | 484 | $90,733,000 | $187,000 | $1,825,000 | $118,000 | $656,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,213 | $182,697,000 | $150,000 | $2,320,000 | $125,000 | $1,769,000 |
| Hispanic | 86 | $5,116,000 | $59,000 | $388,000 | $76,000 | $439,000 |
| Black or African American | 77 | $5,456,000 | $70,000 | $341,000 | $64,000 | $440,000 |
| Not Provided | 57 | $4,303,000 | $75,000 | $869,000 | $115,000 | $1,020,000 |
| Asian | 51 | $10,292,000 | $201,000 | $950,000 | $125,000 | $640,000 |
| Not applicable | 49 | $17,612,000 | $359,000 | $2,000,000 | $11,000 | $195,000 |
| American Indian or Alaskan Native | 8 | $585,000 | $73,000 | $279,000 | $25,000 | $38,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $479,000 | $68,000 | $300,000 | $146,000 | $517,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,519 | $220,657,000 | $145,000 | $2,320,000 | $115,000 | $1,769,000 |
| FHA-insured (Federal Housing Administration) | 29 | $5,883,000 | $202,000 | $363,000 | $123,000 | $1,727,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,025 | $183,185,000 | $178,000 | $2,320,000 | $131,000 | $1,730,000 |
| Application Denied By Financial Institution | 400 | $20,294,000 | $50,000 | $680,000 | $69,000 | $1,104,000 |
| Application Withdrawn By Applicant | 81 | $17,597,000 | $217,000 | $1,500,000 | $149,000 | $1,769,000 |
| Application Approved But Not Accepted | 28 | $3,904,000 | $139,000 | $417,000 | $116,000 | $474,000 |
| File Closed For Incompleteness | 12 | $1,090,000 | $90,000 | $252,000 | $81,000 | $245,000 |
| Preapproval Approved but not Accepted | 1 | $380,000 | $380,000 | $380,000 | $106,000 | $106,000 |
| Preapproval Denied by Financial Institution | 1 | $90,000 | $90,000 | $90,000 | $71,000 | $71,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 150 | $8,600,000 | $57,000 | $680,000 | $43,000 | $176,000 |
| Credit History | 137 | $4,672,000 | $34,000 | $400,000 | $82,000 | $1,104,000 |
| Collateral | 44 | $3,605,000 | $81,000 | $337,000 | $94,000 | $240,000 |
| Credit Application Incomplete | 44 | $1,956,000 | $44,000 | $244,000 | $87,000 | $308,000 |
| Other | 14 | $671,000 | $47,000 | $200,000 | $66,000 | $169,000 |
| Employment History | 8 | $586,000 | $73,000 | $225,000 | $102,000 | $297,000 |
| Unverifiable Information | 4 | $294,000 | $73,000 | $113,000 | $37,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Savings Fund Society, Fsb's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wilmington Savings Fund Society, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.