Wilmington Savings Fund Society, FSB Mortgage Lending & HMDA Data, 2017
In 2017, Wilmington Savings Fund Society, FSB of Wilmington, DE reported 2,889 mortgage applications totaling $446.1 million, up 35% from 2016. The average application was for $154,405, and applicants reported an average income of $86,856. 51% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Wilmington, DE-MD-NJ (837), Montgomery County-Bucks County-Chester County, PA (321) and Philadelphia, PA (302) (applications in parentheses).
| Mortgage Company & Address | Wilmington Savings Fund Society, FSB 500 Delaware Avenue Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,889 |
| Total Mortgage Loan Application Amount | $446,078,000 |
| Average Mortgage Loan Application Amount | $154,405 |
| Highest Mortgage Loan Application Amount | $5,650,000 |
| Average Applicant Income | $86,856 |
| Highest Applicant Income | $9,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wilmington Savings Fund Society, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle, Delaware | 795 | $ 113,638,000 | $ 142,940 | $ 84,000 |
| Kent, Delaware | 265 | $ 22,635,000 | $ 85,415 | $ 68,000 |
| Sussex, Delaware | 258 | $ 37,966,000 | $ 147,155 | $ 101,000 |
| Chester, Pennsylvania | 197 | $ 52,153,000 | $ 264,736 | $ 157,000 |
| Delaware, Pennsylvania | 152 | $ 31,393,000 | $ 206,532 | $ 120,000 |
| Philadelphia, Pennsylvania | 150 | $ 43,085,000 | $ 287,233 | $ 139,000 |
| Montgomery, Pennsylvania | 99 | $ 23,822,000 | $ 240,626 | $ 153,000 |
| Los Angeles, California | 52 | $ 5,042,000 | $ 96,961 | $ 2,000 |
| Cecil, Maryland | 36 | $ 8,468,000 | $ 235,222 | $ 110,000 |
| Bucks, Pennsylvania | 25 | $ 5,443,000 | $ 217,720 | $ 130,000 |
| Orange, California | 23 | $ 2,037,000 | $ 88,565 | $ 0 |
| San Diego, California | 23 | $ 1,867,000 | $ 81,173 | $ 0 |
| Riverside, California | 22 | $ 1,944,000 | $ 88,363 | $ 8,000 |
| Palm Beach, Florida | 21 | $ 3,290,000 | $ 156,666 | $ 135,000 |
| Sacramento, California | 18 | $ 1,041,000 | $ 57,833 | $ 0 |
| Cape May, New Jersey | 17 | $ 6,738,000 | $ 396,352 | $ 236,000 |
| Arapahoe, Colorado | 16 | $ 987,000 | $ 61,687 | $ 0 |
| San Bernardino, California | 15 | $ 1,032,000 | $ 68,800 | $ 0 |
| Broward, Florida | 15 | $ 1,397,000 | $ 93,133 | $ 40,000 |
| Wake, North Carolina | 15 | $ 1,512,000 | $ 100,800 | $ 20,000 |
| Orange, Florida | 14 | $ 1,068,000 | $ 76,285 | $ 0 |
| Douglas, Colorado | 13 | $ 905,000 | $ 69,615 | $ 0 |
| Jefferson, Colorado | 13 | $ 757,000 | $ 58,230 | $ 0 |
| Alameda, California | 12 | $ 1,078,000 | $ 89,833 | $ 0 |
| Hillsborough, Florida | 12 | $ 1,158,000 | $ 96,500 | $ 10,000 |
| Atlantic, New Jersey | 12 | $ 2,673,000 | $ 222,750 | $ 252,000 |
| Mecklenburg, North Carolina | 12 | $ 598,000 | $ 49,833 | $ 0 |
| Burlington, New Jersey | 11 | $ 1,929,000 | $ 175,363 | $ 41,000 |
| Essex, New Jersey | 11 | $ 2,692,000 | $ 244,727 | $ 105,000 |
| Gloucester, New Jersey | 11 | $ 4,231,000 | $ 384,636 | $ 959,000 |
| Contra Costa, California | 10 | $ 1,080,000 | $ 108,000 | $ 0 |
| Santa Clara, California | 10 | $ 1,295,000 | $ 129,500 | $ 0 |
| Adams, Colorado | 10 | $ 516,000 | $ 51,600 | $ 0 |
| El Paso, Colorado | 10 | $ 346,000 | $ 34,600 | $ 0 |
| Monmouth, New Jersey | 10 | $ 483,000 | $ 48,300 | $ 0 |
| Lancaster, Pennsylvania | 10 | $ 1,622,000 | $ 162,200 | $ 94,000 |
| Larimer, Colorado | 9 | $ 887,000 | $ 98,555 | $ 55,000 |
| Bergen, New Jersey | 8 | $ 566,000 | $ 70,750 | $ 6,000 |
| Camden, New Jersey | 8 | $ 1,871,000 | $ 233,875 | $ 197,000 |
| Passaic, New Jersey | 8 | $ 1,081,000 | $ 135,125 | $ 26,000 |
| Solano, California | 7 | $ 526,000 | $ 75,142 | $ 0 |
| Sonoma, California | 7 | $ 720,000 | $ 102,857 | $ 0 |
| Weld, Colorado | 7 | $ 447,000 | $ 63,857 | $ 0 |
| Brevard, Florida | 7 | $ 498,000 | $ 71,142 | $ 0 |
| Miami-Dade, Florida | 7 | $ 751,000 | $ 107,285 | $ 0 |
| Sarasota, Florida | 7 | $ 1,562,000 | $ 223,142 | $ 82,000 |
| San Joaquin, California | 6 | $ 272,000 | $ 45,333 | $ 0 |
| San Mateo, California | 6 | $ 420,000 | $ 70,000 | $ 0 |
| Denver, Colorado | 6 | $ 700,000 | $ 116,666 | $ 54,000 |
| Duval, Florida | 6 | $ 1,234,000 | $ 205,666 | $ 76,000 |
| Lee, Florida | 6 | $ 255,000 | $ 42,500 | $ 0 |
| Montgomery, Maryland | 6 | $ 360,000 | $ 60,000 | $ 0 |
| Worcester, Maryland | 6 | $ 1,030,000 | $ 171,666 | $ 92,000 |
| Ocean, New Jersey | 6 | $ 1,100,000 | $ 183,333 | $ 142,000 |
| Salem, New Jersey | 6 | $ 1,315,000 | $ 219,166 | $ 100,000 |
| El Dorado, California | 5 | $ 356,000 | $ 71,200 | $ 0 |
| Fresno, California | 5 | $ 233,000 | $ 46,600 | $ 0 |
| Ventura, California | 5 | $ 307,000 | $ 61,400 | $ 0 |
| District of Columbia, District Of Columbia | 5 | $ 521,000 | $ 104,200 | $ 218,000 |
| Collier, Florida | 5 | $ 965,000 | $ 193,000 | $ 98,000 |
| Pasco, Florida | 5 | $ 242,000 | $ 48,400 | $ 0 |
| Polk, Florida | 5 | $ 192,000 | $ 38,400 | $ 0 |
| Prince George's, Maryland | 5 | $ 532,000 | $ 106,400 | $ 19,000 |
| Kings, New York | 5 | $ 3,239,000 | $ 647,800 | $ 133,000 |
| Berks, Pennsylvania | 5 | $ 851,000 | $ 170,200 | $ 56,000 |
| Carbon, Pennsylvania | 5 | $ 622,000 | $ 124,400 | $ 104,000 |
| Marin, California | 4 | $ 292,000 | $ 73,000 | $ 0 |
| Boulder, Colorado | 4 | $ 295,000 | $ 73,750 | $ 0 |
| Manatee, Florida | 4 | $ 230,000 | $ 57,500 | $ 0 |
| Marion, Florida | 4 | $ 602,000 | $ 150,500 | $ 64,000 |
| St. Lucie, Florida | 4 | $ 405,000 | $ 101,250 | $ 6,000 |
| Volusia, Florida | 4 | $ 227,000 | $ 56,750 | $ 0 |
| Harford, Maryland | 4 | $ 236,000 | $ 59,000 | $ 108,000 |
| Morris, New Jersey | 4 | $ 278,000 | $ 69,500 | $ 0 |
| Somerset, New Jersey | 4 | $ 564,000 | $ 141,000 | $ 108,000 |
| Union, New Jersey | 4 | $ 1,140,000 | $ 285,000 | $ 71,000 |
| Buncombe, North Carolina | 4 | $ 221,000 | $ 55,250 | $ 0 |
| Allegheny, Pennsylvania | 4 | $ 228,000 | $ 57,000 | $ 0 |
| Chesterfield, Virginia | 4 | $ 371,000 | $ 92,750 | $ 31,000 |
| Madison, Alabama | 3 | $ 162,000 | $ 54,000 | $ 0 |
| San Luis Obispo, California | 3 | $ 120,000 | $ 40,000 | $ 0 |
| Shasta, California | 3 | $ 141,000 | $ 47,000 | $ 0 |
| Tulare, California | 3 | $ 123,000 | $ 41,000 | $ 0 |
| Indian River, Florida | 3 | $ 320,000 | $ 106,666 | $ 35,000 |
| Martin, Florida | 3 | $ 99,000 | $ 33,000 | $ 0 |
| Seminole, Florida | 3 | $ 89,000 | $ 29,666 | $ 0 |
| St. Johns, Florida | 3 | $ 202,000 | $ 67,333 | $ 0 |
| Baltimore City, Maryland | 3 | $ 137,000 | $ 45,666 | $ 15,000 |
| Calvert, Maryland | 3 | $ 133,000 | $ 44,333 | $ 0 |
| Caroline, Maryland | 3 | $ 248,000 | $ 82,666 | $ 74,000 |
| Kent, Maryland | 3 | $ 407,000 | $ 135,666 | $ 169,000 |
| Somerset, Maryland | 3 | $ 90,000 | $ 30,000 | $ 91,000 |
| Wicomico, Maryland | 3 | $ 71,000 | $ 23,666 | $ 61,000 |
| Oakland, Michigan | 3 | $ 482,000 | $ 160,666 | $ 51,000 |
| Hudson, New Jersey | 3 | $ 806,000 | $ 268,666 | $ 200,000 |
| Hunterdon, New Jersey | 3 | $ 297,000 | $ 99,000 | $ 0 |
| Middlesex, New Jersey | 3 | $ 246,000 | $ 82,000 | $ 47,000 |
| Nassau, New York | 3 | $ 1,689,000 | $ 563,000 | $ 381,000 |
| Butler, Pennsylvania | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Lehigh, Pennsylvania | 3 | $ 723,000 | $ 241,000 | $ 122,000 |
| Monroe, Pennsylvania | 3 | $ 458,000 | $ 152,666 | $ 103,000 |
| Fairfax, Virginia | 3 | $ 1,000,000 | $ 333,333 | $ 195,000 |
| Kern, California | 2 | $ 76,000 | $ 38,000 | $ 0 |
| Napa, California | 2 | $ 85,000 | $ 42,500 | $ 0 |
| Placer, California | 2 | $ 95,000 | $ 47,500 | $ 0 |
| San Francisco, California | 2 | $ 133,000 | $ 66,500 | $ 0 |
| Santa Barbara, California | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Stanislaus, California | 2 | $ 55,000 | $ 27,500 | $ 0 |
| Broomfield, Colorado | 2 | $ 55,000 | $ 27,500 | $ 0 |
| Eagle, Colorado | 2 | $ 60,000 | $ 30,000 | $ 0 |
| La Plata, Colorado | 2 | $ 86,000 | $ 43,000 | $ 0 |
| Park, Colorado | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Charlotte, Florida | 2 | $ 195,000 | $ 97,500 | $ 0 |
| Hernando, Florida | 2 | $ 45,000 | $ 22,500 | $ 0 |
| Lake, Florida | 2 | $ 112,000 | $ 56,000 | $ 0 |
| Leon, Florida | 2 | $ 63,000 | $ 31,500 | $ 0 |
| Osceola, Florida | 2 | $ 660,000 | $ 330,000 | $ 37,000 |
| Sumter, Florida | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Boone, Kentucky | 2 | $ 86,000 | $ 43,000 | $ 0 |
| Anne Arundel, Maryland | 2 | $ 55,000 | $ 27,500 | $ 0 |
| Carroll, Maryland | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| Frederick, Maryland | 2 | $ 106,000 | $ 53,000 | $ 0 |
| Howard, Maryland | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Macomb, Michigan | 2 | $ 146,000 | $ 73,000 | $ 0 |
| Merrimack, New Hampshire | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Mercer, New Jersey | 2 | $ 246,000 | $ 123,000 | $ 55,000 |
| Forsyth, North Carolina | 2 | $ 455,000 | $ 227,500 | $ 280,000 |
| Gaston, North Carolina | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Harnett, North Carolina | 2 | $ 57,000 | $ 28,500 | $ 0 |
| Onslow, North Carolina | 2 | $ 65,000 | $ 32,500 | $ 0 |
| Union, North Carolina | 2 | $ 403,000 | $ 201,500 | $ 67,000 |
| Wayne, Pennsylvania | 2 | $ 446,000 | $ 223,000 | $ 169,000 |
| York, Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Dinwiddie, Virginia | 2 | $ 325,000 | $ 162,500 | $ 74,000 |
| Richmond City, Virginia | 2 | $ 369,000 | $ 184,500 | $ 58,000 |
| Baldwin, Alabama | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Coffee, Alabama | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Cullman, Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jefferson, Alabama | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Lauderdale, Alabama | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Lee, Alabama | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Marshall, Alabama | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Mobile, Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Shelby, Alabama | 1 | $ 31,000 | $ 31,000 | $ 0 |
| St. Clair, Alabama | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Pima, Arizona | 1 | $ 328,000 | $ 328,000 | $ 165,000 |
| Amador, California | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Del Norte, California | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Humboldt, California | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Madera, California | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Merced, California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Monterey, California | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Nevada, California | 1 | $ 50,000 | $ 50,000 | $ 0 |
| San Benito, California | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Santa Cruz, California | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Tehama, California | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Yolo, California | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Delta, Colorado | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Fremont, Colorado | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Garfield, Colorado | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Logan, Colorado | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Bay, Florida | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Citrus, Florida | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Clay, Florida | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Escambia, Florida | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Flagler, Florida | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Gadsden, Florida | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Hendry, Florida | 1 | $ 69,000 | $ 69,000 | $ 73,000 |
| Monroe, Florida | 1 | $ 983,000 | $ 983,000 | $ 692,000 |
| Okaloosa, Florida | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Pinellas, Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Walton, Florida | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Fulton, Georgia | 1 | $ 280,000 | $ 280,000 | $ 360,000 |
| Marion, Indiana | 1 | $ 96,000 | $ 96,000 | $ 44,000 |
| Marshall, Indiana | 1 | $ 208,000 | $ 208,000 | $ 200,000 |
| Bullitt, Kentucky | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Fayette, Kentucky | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Franklin, Kentucky | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Mercer, Kentucky | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Muhlenberg, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Pike, Kentucky | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Scott, Kentucky | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Shelby, Kentucky | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Woodford, Kentucky | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Baltimore, Maryland | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Dorchester, Maryland | 1 | $ 413,000 | $ 413,000 | $ 220,000 |
| Queen Anne's, Maryland | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| St. Mary's, Maryland | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Talbot, Maryland | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Washington, Maryland | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Nantucket, Massachusetts | 1 | $ 580,000 | $ 580,000 | $ 152,000 |
| Suffolk, Massachusetts | 1 | $ 985,000 | $ 985,000 | $ 380,000 |
| Genesee, Michigan | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Jackson, Michigan | 1 | $ 97,000 | $ 97,000 | $ 69,000 |
| Kent, Michigan | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Rockingham, New Hampshire | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Cumberland, New Jersey | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Sussex, New Jersey | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Warren, New Jersey | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Bernalillo, New Mexico | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Hamilton, New York | 1 | $ 162,000 | $ 162,000 | $ 114,000 |
| Herkimer, New York | 1 | $ 404,000 | $ 404,000 | $ 238,000 |
| New York, New York | 1 | $ 415,000 | $ 415,000 | $ 147,000 |
| Onondaga, New York | 1 | $ 353,000 | $ 353,000 | $ 360,000 |
| Ulster, New York | 1 | $ 162,000 | $ 162,000 | $ 73,000 |
| Westchester, New York | 1 | $ 352,000 | $ 352,000 | $ 242,000 |
| Alamance, North Carolina | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Cabarrus, North Carolina | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Caldwell, North Carolina | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Catawba, North Carolina | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Cleveland, North Carolina | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Durham, North Carolina | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Guilford, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Halifax, North Carolina | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Lincoln, North Carolina | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Montgomery, North Carolina | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Moore, North Carolina | 1 | $ 20,000 | $ 20,000 | $ 0 |
| New Hanover, North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Orange, North Carolina | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Pender, North Carolina | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Perquimans, North Carolina | 1 | $ 12,000 | $ 12,000 | $ 30,000 |
| Person, North Carolina | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Randolph, North Carolina | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Clark, Ohio | 1 | $ 352,000 | $ 352,000 | $ 111,000 |
| Deschutes, Oregon | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Bedford, Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Centre, Pennsylvania | 1 | $ 386,000 | $ 386,000 | $ 270,000 |
| Columbia, Pennsylvania | 1 | $ 306,000 | $ 306,000 | $ 318,000 |
| Dauphin, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Erie, Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Luzerne, Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 39,000 |
| Lycoming, Pennsylvania | 1 | $ 580,000 | $ 580,000 | $ 255,000 |
| Northampton, Pennsylvania | 1 | $ 330,000 | $ 330,000 | $ 102,000 |
| Pike, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Sullivan, Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 227,000 |
| Westmoreland, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Washington, Rhode Island | 1 | $ 310,000 | $ 310,000 | $ 407,000 |
| Horry, South Carolina | 1 | $ 213,000 | $ 213,000 | $ 52,000 |
| Cumberland, Tennessee | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Wilson, Tennessee | 1 | $ 247,000 | $ 247,000 | $ 375,000 |
| Dallas, Texas | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Summit, Utah | 1 | $ 600,000 | $ 600,000 | $ 234,000 |
| Windsor, Vermont | 1 | $ 363,000 | $ 363,000 | $ 101,000 |
| Accomack, Virginia | 1 | $ 191,000 | $ 191,000 | $ 125,000 |
| Campbell, Virginia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Charlottesville, Virginia | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| James City, Virginia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| King George, Virginia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Loudoun, Virginia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Mathews, Virginia | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Portsmouth, Virginia | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Prince George, Virginia | 1 | $ 227,000 | $ 227,000 | $ 75,000 |
| Spotsylvania, Virginia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Stafford, Virginia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Virginia Beach, Virginia | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Williamsburg, Virginia | 1 | $ 410,000 | $ 410,000 | $ 480,000 |
| Hampshire, West Virginia | 1 | $ 109,000 | $ 109,000 | $ 19,000 |
| Mingo, West Virginia | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Wilmington Savings Fund Society, FSB in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,246 | $64,255,000 | $51,000 | $1,100,000 | $38,000 | $844,000 |
| Home Purchase | 898 | $219,057,000 | $243,000 | $1,680,000 | $123,000 | $2,353,000 |
| Refinancing | 745 | $162,766,000 | $218,000 | $5,650,000 | $125,000 | $9,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,549 | $278,244,000 | $179,000 | $1,500,000 | $121,000 | $1,812,000 |
| Not applicable | 865 | $95,901,000 | $110,000 | $5,650,000 | $0 | $99,000 |
| Not Provided | 177 | $28,098,000 | $158,000 | $845,000 | $133,000 | $2,200,000 |
| Black or African American | 126 | $14,219,000 | $112,000 | $2,200,000 | $150,000 | $9,000,000 |
| Asian | 81 | $18,310,000 | $226,000 | $700,000 | $165,000 | $2,353,000 |
| Hispanic | 77 | $10,520,000 | $136,000 | $580,000 | $76,000 | $344,000 |
| American Indian or Alaskan Native | 12 | $536,000 | $44,000 | $170,000 | $72,000 | $195,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $250,000 | $125,000 | $240,000 | $38,000 | $51,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,808 | $430,092,000 | $153,000 | $5,650,000 | $88,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 76 | $14,859,000 | $195,000 | $454,000 | $52,000 | $141,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,127,000 | $225,000 | $322,000 | $78,000 | $123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,464 | $296,516,000 | $202,000 | $5,650,000 | $121,000 | $9,000,000 |
| Loan Purchased By The Institution | 735 | $47,340,000 | $64,000 | $818,000 | $0 | $0 |
| Application Denied By Financial Institution | 383 | $30,064,000 | $78,000 | $935,000 | $75,000 | $1,022,000 |
| Application Withdrawn By Applicant | 255 | $63,071,000 | $247,000 | $1,500,000 | $156,000 | $1,500,000 |
| File Closed For Incompleteness | 38 | $7,362,000 | $193,000 | $1,360,000 | $113,000 | $285,000 |
| Application Approved But Not Accepted | 14 | $1,725,000 | $123,000 | $500,000 | $69,000 | $225,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 170 | $8,685,000 | $51,000 | $375,000 | $49,000 | $196,000 |
| Credit History | 109 | $5,286,000 | $48,000 | $935,000 | $78,000 | $697,000 |
| Collateral | 50 | $8,495,000 | $169,000 | $664,000 | $125,000 | $573,000 |
| Credit Application Incomplete | 23 | $2,981,000 | $129,000 | $530,000 | $121,000 | $1,022,000 |
| Unverifiable Information | 14 | $2,978,000 | $212,000 | $615,000 | $103,000 | $260,000 |
| Other | 13 | $1,242,000 | $95,000 | $281,000 | $111,000 | $280,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $394,000 | $131,000 | $175,000 | $46,000 | $79,000 |
| Employment History | 1 | $3,000 | $3,000 | $3,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wilmington Savings Fund Society, FSB's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wilmington Savings Fund Society, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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