Xceed Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Xceed Financial 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Xceed Financial 888 N. Nash St El Segundo, CA 90245 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 870 |
| Total Mortgage Loan Application Amount | $144,823,000 |
| Average Mortgage Loan Application Amount | $132,333 |
| Highest Mortgage Loan Application Amount | $1,381,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $690,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Xceed Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Xceed Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Xceed Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Xceed Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Xceed Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Xceed Financial's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monroe County New York | 300 | $ 37,693,000 | $ 125,000 | $ 96,000 |
| Los Angeles County California | 88 | $ 22,627,000 | $ 257,000 | $ 92,000 |
| Wayne County New York | 58 | $ 6,134,000 | $ 105,000 | $ 71,000 |
| Denton County Texas | 42 | $ 5,833,000 | $ 138,000 | $ 102,000 |
| Dallas County Texas | 19 | $ 2,042,000 | $ 107,000 | $ 83,000 |
| Orange County California | 15 | $ 4,572,000 | $ 304,000 | $ 90,000 |
| Ontario County New York | 15 | $ 2,472,000 | $ 164,000 | $ 106,000 |
| Morris County New Jersey | 13 | $ 3,052,000 | $ 234,000 | $ 103,000 |
| Tarrant County Texas | 12 | $ 1,534,000 | $ 127,000 | $ 90,000 |
| Collin County Texas | 10 | $ 1,582,000 | $ 158,000 | $ 83,000 |
| Essex County New Jersey | 8 | $ 2,297,000 | $ 287,000 | $ 174,000 |
| Erie County New York | 8 | $ 1,023,000 | $ 127,000 | $ 96,000 |
| Livingston County New York | 7 | $ 835,000 | $ 119,000 | $ 100,000 |
| Harris County Texas | 7 | $ 698,000 | $ 99,000 | $ 74,000 |
| San Bernardino County California | 6 | $ 857,000 | $ 142,000 | $ 144,000 |
| Santa Clara County California | 6 | $ 1,294,000 | $ 215,000 | $ 144,000 |
| Miami-Dade County Florida | 6 | $ 1,577,000 | $ 262,000 | $ 99,000 |
| Pinellas County Florida | 6 | $ 937,000 | $ 156,000 | $ 128,000 |
| Cook County Illinois | 6 | $ 1,245,000 | $ 207,000 | $ 64,000 |
| Clark County Nevada | 6 | $ 1,122,000 | $ 187,000 | $ 59,000 |
| Sussex County New Jersey | 6 | $ 1,198,000 | $ 199,000 | $ 112,000 |
| Maricopa County Arizona | 5 | $ 643,000 | $ 128,000 | $ 88,000 |
| Alameda County California | 5 | $ 1,621,000 | $ 324,000 | $ 119,000 |
| Somerset County New Jersey | 5 | $ 862,000 | $ 172,000 | $ 121,000 |
| Fairfax County Virginia | 5 | $ 1,457,000 | $ 291,000 | $ 112,000 |
| Contra Costa County California | 4 | $ 945,000 | $ 236,000 | $ 132,000 |
| San Diego County California | 4 | $ 808,000 | $ 202,000 | $ 103,000 |
| Fairfield County Connecticut | 4 | $ 998,000 | $ 249,000 | $ 164,000 |
| Suffolk County New York | 4 | $ 771,000 | $ 192,000 | $ 108,000 |
| Monroe County Pennsylvania | 4 | $ 554,000 | $ 138,000 | $ 95,000 |
| Riverside County California | 3 | $ 505,000 | $ 168,000 | $ 170,000 |
| Sacramento County California | 3 | $ 406,000 | $ 135,000 | $ 89,000 |
| Ventura County California | 3 | $ 745,000 | $ 248,000 | $ 163,000 |
| Sumter County Florida | 3 | $ 420,000 | $ 140,000 | $ 87,000 |
| Middlesex County New Jersey | 3 | $ 543,000 | $ 181,000 | $ 107,000 |
| Orange County New York | 3 | $ 678,000 | $ 226,000 | $ 65,000 |
| Orleans County New York | 3 | $ 211,000 | $ 70,000 | $ 69,000 |
| Mecklenburg County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 97,000 |
| Bexar County Texas | 3 | $ 237,000 | $ 79,000 | $ 211,000 |
| Comal County Texas | 3 | $ 249,000 | $ 83,000 | $ 69,000 |
| Fort Bend County Texas | 3 | $ 440,000 | $ 146,000 | $ 126,000 |
| Kern County California | 2 | $ 228,000 | $ 114,000 | $ 67,000 |
| Collier County Florida | 2 | $ 234,000 | $ 117,000 | $ 76,000 |
| Lee County Florida | 2 | $ 251,000 | $ 125,000 | $ 204,000 |
| Leon County Florida | 2 | $ 285,000 | $ 142,000 | $ 88,000 |
| Palm Beach County Florida | 2 | $ 363,000 | $ 181,000 | $ 96,000 |
| Anne Arundel County Maryland | 2 | $ 462,000 | $ 231,000 | $ 117,000 |
| Hampden County Massachusetts | 2 | $ 693,000 | $ 346,000 | $ 172,000 |
| Norfolk County Massachusetts | 2 | $ 508,000 | $ 254,000 | $ 131,000 |
| Bergen County New Jersey | 2 | $ 604,000 | $ 302,000 | $ 190,000 |
| Ocean County New Jersey | 2 | $ 104,000 | $ 52,000 | $ 134,000 |
| Passaic County New Jersey | 2 | $ 404,000 | $ 202,000 | $ 116,000 |
| Union County New Jersey | 2 | $ 456,000 | $ 228,000 | $ 107,000 |
| Dutchess County New York | 2 | $ 416,000 | $ 208,000 | $ 234,000 |
| Kings County New York | 2 | $ 718,000 | $ 359,000 | $ 168,000 |
| Nassau County New York | 2 | $ 470,000 | $ 235,000 | $ 163,000 |
| Onondaga County New York | 2 | $ 296,000 | $ 148,000 | $ 69,000 |
| Steuben County New York | 2 | $ 80,000 | $ 40,000 | $ 62,000 |
| Yates County New York | 2 | $ 307,000 | $ 153,000 | $ 101,000 |
| Union County North Carolina | 2 | $ 475,000 | $ 237,000 | $ 143,000 |
| Wake County North Carolina | 2 | $ 565,000 | $ 282,000 | $ 135,000 |
| Multnomah County Oregon | 2 | $ 211,000 | $ 105,000 | $ 46,000 |
| Philadelphia County Pennsylvania | 2 | $ 226,000 | $ 113,000 | $ 112,000 |
| Rutherford County Tennessee | 2 | $ 343,000 | $ 171,000 | $ 63,000 |
| Grayson County Texas | 2 | $ 161,000 | $ 80,000 | $ 72,000 |
| Benton County Washington | 2 | $ 258,000 | $ 129,000 | $ 61,000 |
| King County Washington | 2 | $ 1,191,000 | $ 595,000 | $ 240,000 |
| Elmore County Alabama | 1 | $ 460,000 | $ 460,000 | $ 120,000 |
| Gila County Arizona | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| El Dorado County California | 1 | $ 240,000 | $ 240,000 | $ 162,000 |
| Fresno County California | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Marin County California | 1 | $ 250,000 | $ 250,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 250,000 | $ 250,000 | $ 111,000 |
| San Mateo County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 255,000 |
| Santa Barbara County California | 1 | $ 1,381,000 | $ 1,381,000 | $ 137,000 |
| Stanislaus County California | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Tulare County California | 1 | $ 108,000 | $ 108,000 | $ 21,000 |
| Huerfano County Colorado | 1 | $ 414,000 | $ 414,000 | $ 142,000 |
| Larimer County Colorado | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| Litchfield County Connecticut | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Kent County Delaware | 1 | $ 144,000 | $ 144,000 | $ 42,000 |
| District of Columbia County District Of Columbia | 1 | $ 690,000 | $ 690,000 | $ 690,000 |
| Brevard County Florida | 1 | $ 97,000 | $ 97,000 | $ 113,000 |
| Flagler County Florida | 1 | $ 112,000 | $ 112,000 | $ 63,000 |
| Gilchrist County Florida | 1 | $ 152,000 | $ 152,000 | $ 101,000 |
| Highlands County Florida | 1 | $ 120,000 | $ 120,000 | $ 129,000 |
| Hillsborough County Florida | 1 | $ 137,000 | $ 137,000 | $ 137,000 |
| Orange County Florida | 1 | $ 87,000 | $ 87,000 | $ 24,000 |
| Osceola County Florida | 1 | $ 116,000 | $ 116,000 | $ 387,000 |
| Sarasota County Florida | 1 | $ 194,000 | $ 194,000 | $ 127,000 |
| Volusia County Florida | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Chatham County Georgia | 1 | $ 134,000 | $ 134,000 | $ 114,000 |
| Forsyth County Georgia | 1 | $ 194,000 | $ 194,000 | $ 135,000 |
| Fulton County Georgia | 1 | $ 365,000 | $ 365,000 | $ 162,000 |
| Pulaski County Georgia | 1 | $ 67,000 | $ 67,000 | $ 78,000 |
| Ada County Idaho | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| DuPage County Illinois | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Kane County Illinois | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Kendall County Illinois | 1 | $ 160,000 | $ 160,000 | $ 193,000 |
| LaSalle County Illinois | 1 | $ 109,000 | $ 109,000 | $ 39,000 |
| Porter County Indiana | 1 | $ 114,000 | $ 114,000 | $ 32,000 |
| Vanderburgh County Indiana | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Leavenworth County Kansas | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Sedgwick County Kansas | 1 | $ 36,000 | $ 36,000 | $ 33,000 |
| Orleans County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 124,000 |
| Montgomery County Maryland | 1 | $ 119,000 | $ 119,000 | $ 62,000 |
| Worcester County Maryland | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| Essex County Massachusetts | 1 | $ 160,000 | $ 160,000 | $ 108,000 |
| Plymouth County Massachusetts | 1 | $ 239,000 | $ 239,000 | $ 210,000 |
| Worcester County Massachusetts | 1 | $ 192,000 | $ 192,000 | $ 78,000 |
| Lapeer County Michigan | 1 | $ 540,000 | $ 540,000 | $ 285,000 |
| Wayne County Michigan | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Hennepin County Minnesota | 1 | $ 188,000 | $ 188,000 | $ 48,000 |
| Wabasha County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Hinds County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Jefferson County Missouri | 1 | $ 68,000 | $ 68,000 | $ 61,000 |
| Pike County Missouri | 1 | $ 237,000 | $ 237,000 | $ 77,000 |
| Flathead County Montana | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Hillsborough County New Hampshire | 1 | $ 189,000 | $ 189,000 | $ 144,000 |
| Camden County New Jersey | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| Hudson County New Jersey | 1 | $ 314,000 | $ 314,000 | $ 236,000 |
| Monmouth County New Jersey | 1 | $ 222,000 | $ 222,000 | $ 124,000 |
| Warren County New Jersey | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Bernalillo County New Mexico | 1 | $ 497,000 | $ 497,000 | $ 274,000 |
| Cayuga County New York | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Madison County New York | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Queens County New York | 1 | $ 99,000 | $ 99,000 | $ 370,000 |
| Seneca County New York | 1 | $ 126,000 | $ 126,000 | $ 111,000 |
| St. Lawrence County New York | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Warren County New York | 1 | $ 717,000 | $ 717,000 | $ 130,000 |
| Washington County New York | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Westchester County New York | 1 | $ 284,000 | $ 284,000 | $ 187,000 |
| Cabarrus County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
| Catawba County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Haywood County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Orange County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 100,000 |
| Fairfield County Ohio | 1 | $ 147,000 | $ 147,000 | $ 81,000 |
| Wood County Ohio | 1 | $ 144,000 | $ 144,000 | $ 65,000 |
| Canadian County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Murray County Oklahoma | 1 | $ 304,000 | $ 304,000 | $ 67,000 |
| Clackamas County Oregon | 1 | $ 228,000 | $ 228,000 | $ 132,000 |
| Washington County Oregon | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Allegheny County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 47,000 |
| Montgomery County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 70,000 |
| Beaufort County South Carolina | 1 | $ 594,000 | $ 594,000 | $ 143,000 |
| Horry County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 222,000 |
| Lexington County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Shelby County Tennessee | 1 | $ 238,000 | $ 238,000 | $ 168,000 |
| Van Buren County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 64,000 |
| Brazoria County Texas | 1 | $ 92,000 | $ 92,000 | $ 50,000 |
| El Paso County Texas | 1 | $ 298,000 | $ 298,000 | $ 103,000 |
| Kinney County Texas | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Montgomery County Texas | 1 | $ 157,000 | $ 157,000 | $ 109,000 |
| Rockwall County Texas | 1 | $ 139,000 | $ 139,000 | $ 102,000 |
| Travis County Texas | 1 | $ 217,000 | $ 217,000 | $ 123,000 |
| Van Zandt County Texas | 1 | $ 152,000 | $ 152,000 | $ 25,000 |
| Wise County Texas | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Albemarle County Virginia | 1 | $ 850,000 | $ 850,000 | $ 222,000 |
| Arlington County Virginia | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Botetourt County Virginia | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| Loudoun County Virginia | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
| Prince George County Virginia | 1 | $ 78,000 | $ 78,000 | $ 56,000 |
| Prince William County Virginia | 1 | $ 184,000 | $ 184,000 | $ 69,000 |
| Jackson County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 134,000 |
| Racine County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Xceed Financial in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 694 | $116,374,000 | $167,000 | $1,381,000 | $98,000 | $401,000 |
| Home Purchase | 149 | $27,146,000 | $182,000 | $690,000 | $106,000 | $690,000 |
| Home Improvement | 27 | $1,303,000 | $48,000 | $194,000 | $86,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 399 | $60,925,000 | $152,000 | $788,000 | $98,000 | $690,000 |
| Not Provided | 364 | $64,320,000 | $176,000 | $1,100,000 | $100,000 | $405,000 |
| Black or African American | 34 | $5,271,000 | $155,000 | $347,000 | $81,000 | $212,000 |
| Asian | 32 | $6,599,000 | $206,000 | $417,000 | $127,000 | $249,000 |
| Hispanic | 27 | $5,805,000 | $215,000 | $1,381,000 | $113,000 | $387,000 |
| Not applicable | 8 | $1,209,000 | $151,000 | $456,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 5 | $670,000 | $134,000 | $232,000 | $74,000 | $123,000 |
| American Indian or Alaskan Native | 1 | $24,000 | $24,000 | $24,000 | $101,000 | $101,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 870 | $144,823,000 | $166,000 | $1,381,000 | $99,000 | $690,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 442 | $66,698,000 | $150,000 | $948,000 | $97,000 | $690,000 |
| File Closed For Incompleteness | 174 | $27,367,000 | $157,000 | $486,000 | $97,000 | $324,000 |
| Application Withdrawn By Applicant | 133 | $27,031,000 | $203,000 | $1,100,000 | $110,000 | $401,000 |
| Application Denied By Financial Institution | 105 | $20,744,000 | $197,000 | $1,381,000 | $95,000 | $405,000 |
| Application Approved But Not Accepted | 16 | $2,983,000 | $186,000 | $392,000 | $97,000 | $185,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 41 | $6,878,000 | $167,000 | $660,000 | $91,000 | $405,000 |
| Debt-To-Income Ratio | 26 | $5,876,000 | $226,000 | $745,000 | $70,000 | $177,000 |
| Collateral | 7 | $1,248,000 | $178,000 | $417,000 | $180,000 | $387,000 |
| Other | 7 | $1,125,000 | $160,000 | $314,000 | $97,000 | $236,000 |
| Employment History | 2 | $250,000 | $125,000 | $180,000 | $76,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Xceed Financial's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Xceed Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.