Zions First National Bank
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Zions First National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Zions First National Bank
One S Main St 11Th Fl
Salt Lake City, UT 84133
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,607
Total Mortgage Loan Application Amount $1,317,627,000
Average Mortgage Loan Application Amount $277,400
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $108,446
Highest Applicant Income $6,537,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Zions First National Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Salt Lake County Utah 1,200 $ 198,053,000 $ 165,000 $ 82,000
Washington County Utah 570 $ 89,297,000 $ 156,000 $ 64,000
Utah County Utah 559 $ 92,016,000 $ 164,000 $ 79,000
Davis County Utah 382 $ 69,155,000 $ 181,000 $ 104,000
Cache County Utah 352 $ 51,877,000 $ 147,000 $ 69,000
Bonneville County Idaho 225 $ 38,557,000 $ 171,000 $ 72,000
Summit County Utah 215 $ 92,548,000 $ 430,000 $ 155,000
Uintah County Utah 197 $ 19,899,000 $ 101,000 $ 51,000
Iron County Utah 185 $ 32,011,000 $ 173,000 $ 82,000
Sevier County Utah 178 $ 14,621,000 $ 82,000 $ 42,000
Duchesne County Utah 150 $ 13,548,000 $ 90,000 $ 56,000
Maricopa County Arizona 140 $ 56,743,000 $ 405,000 $ 74,000
Weber County Utah 137 $ 20,703,000 $ 151,000 $ 60,000
Wasatch County Utah 135 $ 29,554,000 $ 218,000 $ 82,000
Kane County Utah 127 $ 17,241,000 $ 135,000 $ 76,000
Millard County Utah 119 $ 9,516,000 $ 79,000 $ 49,000
Bannock County Idaho 113 $ 12,845,000 $ 113,000 $ 76,000
Bingham County Idaho 110 $ 12,414,000 $ 112,000 $ 54,000
Box Elder County Utah 108 $ 14,625,000 $ 135,000 $ 62,000
Jefferson County Idaho 107 $ 16,872,000 $ 157,000 $ 70,000
Sanpete County Utah 96 $ 8,040,000 $ 83,000 $ 58,000
Grand County Utah 87 $ 11,402,000 $ 131,000 $ 67,000
San Juan County Utah 77 $ 6,658,000 $ 86,000 $ 60,000
Ada County Idaho 72 $ 12,107,000 $ 168,000 $ 71,000
Carbon County Utah 70 $ 4,596,000 $ 65,000 $ 55,000
Nez Perce County Idaho 67 $ 7,422,000 $ 110,000 $ 67,000
Emery County Utah 67 $ 5,035,000 $ 75,000 $ 61,000
Madison County Idaho 62 $ 7,300,000 $ 117,000 $ 49,000
Twin Falls County Idaho 62 $ 7,412,000 $ 119,000 $ 51,000
Washington County Idaho 61 $ 5,375,000 $ 88,000 $ 47,000
Latah County Idaho 58 $ 9,779,000 $ 168,000 $ 69,000
Coconino County Arizona 53 $ 12,155,000 $ 229,000 $ 84,000
Canyon County Idaho 52 $ 7,390,000 $ 142,000 $ 110,000
Cassia County Idaho 50 $ 4,348,000 $ 86,000 $ 45,000
Tooele County Utah 49 $ 6,993,000 $ 142,000 $ 65,000
Yavapai County Arizona 48 $ 13,467,000 $ 280,000 $ 92,000
Clark County Nevada 47 $ 13,261,000 $ 282,000 $ 106,000
Garfield County Utah 45 $ 3,538,000 $ 78,000 $ 52,000
Pima County Arizona 44 $ 16,502,000 $ 375,000 $ 173,000
Fremont County Idaho 37 $ 5,874,000 $ 158,000 $ 94,000
Bear Lake County Idaho 36 $ 2,893,000 $ 80,000 $ 52,000
Mohave County Arizona 34 $ 5,929,000 $ 174,000 $ 66,000
Payette County Idaho 32 $ 2,979,000 $ 93,000 $ 60,000
Yuma County Arizona 31 $ 4,913,000 $ 158,000 $ 57,000
Washoe County Nevada 25 $ 7,755,000 $ 310,000 $ 150,000
Gila County Arizona 23 $ 5,055,000 $ 219,000 $ 127,000
Franklin County Idaho 23 $ 2,771,000 $ 120,000 $ 69,000
Rich County Utah 22 $ 2,669,000 $ 121,000 $ 84,000
Somerset County New Jersey 21 $ 3,452,000 $ 164,000 $ 74,000
Asotin County Washington 21 $ 2,669,000 $ 127,000 $ 103,000
Cochise County Arizona 20 $ 4,670,000 $ 233,000 $ 78,000
Wayne County Utah 20 $ 2,745,000 $ 137,000 $ 83,000
Denver County Colorado 19 $ 4,418,000 $ 232,000 $ 77,000
Minidoka County Idaho 19 $ 1,200,000 $ 63,000 $ 49,000
Manatee County Florida 17 $ 3,210,000 $ 188,000 $ 84,000
Boundary County Idaho 17 $ 1,424,000 $ 83,000 $ 37,000
Jerome County Idaho 17 $ 1,751,000 $ 103,000 $ 82,000
Beaver County Utah 16 $ 3,417,000 $ 213,000 $ 111,000
Gooding County Idaho 15 $ 1,592,000 $ 106,000 $ 61,000
Collier County Florida 14 $ 4,138,000 $ 295,000 $ 118,000
Fresno County California 13 $ 5,692,000 $ 437,000 $ 174,000
Routt County Colorado 13 $ 7,713,000 $ 593,000 $ 260,000
Blaine County Idaho 13 $ 4,686,000 $ 360,000 $ 91,000
Teton County Idaho 13 $ 2,726,000 $ 209,000 $ 99,000
Middlesex County New Jersey 13 $ 3,951,000 $ 303,000 $ 151,000
Malheur County Oregon 13 $ 1,075,000 $ 82,000 $ 65,000
Loudoun County Virginia 12 $ 4,987,000 $ 415,000 $ 158,000
Navajo County Arizona 11 $ 1,557,000 $ 141,000 $ 56,000
La Plata County Colorado 11 $ 4,624,000 $ 420,000 $ 171,000
Mesa County Colorado 11 $ 2,087,000 $ 189,000 $ 82,000
Palm Beach County Florida 11 $ 2,393,000 $ 217,000 $ 162,000
Dakota County Minnesota 11 $ 2,020,000 $ 183,000 $ 60,000
Juab County Utah 11 $ 876,000 $ 79,000 $ 61,000
Lincoln County Wyoming 11 $ 977,000 $ 88,000 $ 82,000
Pinal County Arizona 10 $ 2,024,000 $ 202,000 $ 51,000
El Paso County Colorado 10 $ 5,243,000 $ 524,000 $ 152,000
Lee County Florida 10 $ 2,216,000 $ 221,000 $ 101,000
Valley County Idaho 10 $ 4,626,000 $ 462,000 $ 182,000
Monmouth County New Jersey 10 $ 4,035,000 $ 403,000 $ 194,000
Morgan County Utah 10 $ 3,179,000 $ 317,000 $ 148,000
Riverside County California 9 $ 3,965,000 $ 440,000 $ 116,000
Sarasota County Florida 9 $ 1,614,000 $ 179,000 $ 105,000
Caribou County Idaho 8 $ 572,000 $ 71,000 $ 48,000
Power County Idaho 8 $ 1,166,000 $ 145,000 $ 56,000
Piute County Utah 8 $ 378,000 $ 47,000 $ 56,000
Jefferson County Colorado 7 $ 2,040,000 $ 291,000 $ 103,000
Larimer County Colorado 7 $ 2,024,000 $ 289,000 $ 164,000
Teller County Colorado 7 $ 2,307,000 $ 329,000 $ 96,000
Clearwater County Idaho 7 $ 707,000 $ 101,000 $ 70,000
Oneida County Idaho 7 $ 583,000 $ 83,000 $ 37,000
Owyhee County Idaho 7 $ 915,000 $ 130,000 $ 52,000
James City County Virginia 7 $ 1,644,000 $ 234,000 $ 88,000
Orange County California 6 $ 4,737,000 $ 789,000 $ 311,000
San Bernardino County California 6 $ 1,362,000 $ 227,000 $ 63,000
Hennepin County Minnesota 6 $ 958,000 $ 159,000 $ 74,000
Apache County Arizona 5 $ 549,000 $ 109,000 $ 54,000
Tulare County California 5 $ 1,150,000 $ 230,000 $ 90,000
San Miguel County Colorado 5 $ 3,126,000 $ 625,000 $ 177,000
Weld County Colorado 5 $ 1,393,000 $ 278,000 $ 89,000
Boise County Idaho 5 $ 762,000 $ 152,000 $ 74,000
Kootenai County Idaho 5 $ 718,000 $ 143,000 $ 58,000
Kane County Illinois 5 $ 674,000 $ 134,000 $ 45,000
Lincoln County Nevada 5 $ 696,000 $ 139,000 $ 90,000
Uinta County Wyoming 5 $ 652,000 $ 130,000 $ 76,000
Kern County California 4 $ 671,000 $ 167,000 $ 51,000
San Diego County California 4 $ 2,521,000 $ 630,000 $ 374,000
Adams County Colorado 4 $ 1,285,000 $ 321,000 $ 89,000
Grand County Colorado 4 $ 1,152,000 $ 288,000 $ 80,000
Adams County Idaho 4 $ 620,000 $ 155,000 $ 109,000
Butte County Idaho 4 $ 284,000 $ 71,000 $ 58,000
Cook County Illinois 4 $ 923,000 $ 230,000 $ 133,000
Douglas County Nevada 4 $ 969,000 $ 242,000 $ 70,000
Nye County Nevada 4 $ 455,000 $ 113,000 $ 49,000
Mercer County New Jersey 4 $ 1,463,000 $ 365,000 $ 116,000
Morris County New Jersey 4 $ 1,508,000 $ 377,000 $ 180,000
San Juan County New Mexico 4 $ 673,000 $ 168,000 $ 56,000
Daggett County Utah 4 $ 545,000 $ 136,000 $ 142,000
King County Washington 4 $ 1,317,000 $ 329,000 $ 90,000
Whitman County Washington 4 $ 678,000 $ 169,000 $ 68,000
Graham County Arizona 3 $ 312,000 $ 104,000 $ 33,000
El Dorado County California 3 $ 1,820,000 $ 606,000 $ 253,000
Los Angeles County California 3 $ 1,718,000 $ 572,000 $ 166,000
Madera County California 3 $ 1,005,000 $ 335,000 $ 111,000
Arapahoe County Colorado 3 $ 1,054,000 $ 351,000 $ 129,000
Boulder County Colorado 3 $ 1,003,000 $ 334,000 $ 132,000
Douglas County Colorado 3 $ 840,000 $ 280,000 $ 200,000
Moffat County Colorado 3 $ 358,000 $ 119,000 $ 26,000
Pueblo County Colorado 3 $ 454,000 $ 151,000 $ 67,000
Summit County Colorado 3 $ 2,049,000 $ 683,000 $ 157,000
Bonner County Idaho 3 $ 785,000 $ 261,000 $ 61,000
Custer County Idaho 3 $ 389,000 $ 129,000 $ 67,000
Gem County Idaho 3 $ 446,000 $ 148,000 $ 70,000
Idaho County Idaho 3 $ 526,000 $ 175,000 $ 129,000
Lincoln County Idaho 3 $ 174,000 $ 58,000 $ 33,000
Wayne County Michigan 3 $ 1,451,000 $ 483,000 $ 23,000
Umatilla County Oregon 3 $ 710,000 $ 236,000 $ 112,000
Spokane County Washington 3 $ 640,000 $ 213,000 $ 47,000
La Paz County Arizona 2 $ 592,000 $ 296,000 $ 60,000
Santa Cruz County Arizona 2 $ 356,000 $ 178,000 $ 69,000
Plumas County California 2 $ 700,000 $ 350,000 $ 175,000
Solano County California 2 $ 1,503,000 $ 751,000 $ 165,000
Yuba County California 2 $ 490,000 $ 245,000 $ 52,000
Costilla County Colorado 2 $ 285,000 $ 142,000 $ 55,000
Eagle County Colorado 2 $ 936,000 $ 468,000 $ 134,000
Fremont County Colorado 2 $ 519,000 $ 259,000 $ 66,000
Montezuma County Colorado 2 $ 336,000 $ 168,000 $ 57,000
Park County Colorado 2 $ 409,000 $ 204,000 $ 83,000
Pitkin County Colorado 2 $ 284,000 $ 142,000 $ 52,000
Saguache County Colorado 2 $ 364,000 $ 182,000 $ 62,000
Hartford County Connecticut 2 $ 345,000 $ 172,000 $ 75,000
Duval County Florida 2 $ 383,000 $ 191,000 $ 111,000
Flagler County Florida 2 $ 394,000 $ 197,000 $ 136,000
Hillsborough County Florida 2 $ 180,000 $ 90,000 $ 87,000
Martin County Florida 2 $ 210,000 $ 105,000 $ 56,000
St. Johns County Florida 2 $ 435,000 $ 217,000 $ 101,000
Camas County Idaho 2 $ 225,000 $ 112,000 $ 70,000
Elmore County Idaho 2 $ 216,000 $ 108,000 $ 90,000
Johnson County Kansas 2 $ 564,000 $ 282,000 $ 108,000
Jackson County Missouri 2 $ 533,000 $ 266,000 $ 43,000
St. Charles County Missouri 2 $ 445,000 $ 222,000 $ 85,000
Churchill County Nevada 2 $ 380,000 $ 190,000 $ 75,000
Elko County Nevada 2 $ 268,000 $ 134,000 $ 88,000
Eureka County Nevada 2 $ 295,000 $ 147,000 $ 77,000
Lyon County Nevada 2 $ 351,000 $ 175,000 $ 69,000
White Pine County Nevada 2 $ 296,000 $ 148,000 $ 62,000
Medina County Ohio 2 $ 1,200,000 $ 600,000 $ 0
Baker County Oregon 2 $ 303,000 $ 151,000 $ 160,000
Bucks County Pennsylvania 2 $ 587,000 $ 293,000 $ 117,000
Garfield County Washington 2 $ 282,000 $ 141,000 $ 51,000
Sublette County Wyoming 2 $ 314,000 $ 157,000 $ 97,000
Teton County Wyoming 2 $ 664,000 $ 332,000 $ 199,000
Benton County Arkansas 1 $ 350,000 $ 350,000 $ 0
Calaveras County California 1 $ 913,000 $ 913,000 $ 237,000
Del Norte County California 1 $ 272,000 $ 272,000 $ 86,000
San Luis Obispo County California 1 $ 600,000 $ 600,000 $ 123,000
Santa Clara County California 1 $ 400,000 $ 400,000 $ 59,000
Sutter County California 1 $ 42,000 $ 42,000 $ 129,000
Archuleta County Colorado 1 $ 330,000 $ 330,000 $ 184,000
Clear Creek County Colorado 1 $ 1,440,000 $ 1,440,000 $ 554,000
Elbert County Colorado 1 $ 185,000 $ 185,000 $ 30,000
Garfield County Colorado 1 $ 392,000 $ 392,000 $ 117,000
Gilpin County Colorado 1 $ 334,000 $ 334,000 $ 60,000
Gunnison County Colorado 1 $ 333,000 $ 333,000 $ 68,000
Lincoln County Colorado 1 $ 171,000 $ 171,000 $ 72,000
Montrose County Colorado 1 $ 120,000 $ 120,000 $ 29,000
Litchfield County Connecticut 1 $ 170,000 $ 170,000 $ 136,000
New Castle County Delaware 1 $ 330,000 $ 330,000 $ 95,000
Broward County Florida 1 $ 164,000 $ 164,000 $ 96,000
Clay County Florida 1 $ 220,000 $ 220,000 $ 41,000
Santa Rosa County Florida 1 $ 265,000 $ 265,000 $ 81,000
Bartow County Georgia 1 $ 236,000 $ 236,000 $ 0
Clark County Idaho 1 $ 9,000 $ 9,000 $ 42,000
Lemhi County Idaho 1 $ 595,000 $ 595,000 $ 120,000
Lewis County Idaho 1 $ 50,000 $ 50,000 $ 66,000
Kendall County Illinois 1 $ 146,000 $ 146,000 $ 22,000
Lake County Illinois 1 $ 125,000 $ 125,000 $ 203,000
Decatur County Indiana 1 $ 1,880,000 $ 1,880,000 $ 0
Hamilton County Indiana 1 $ 215,000 $ 215,000 $ 108,000
Talbot County Maryland 1 $ 100,000 $ 100,000 $ 57,000
Livingston County Michigan 1 $ 198,000 $ 198,000 $ 67,000
Oakland County Michigan 1 $ 330,000 $ 330,000 $ 177,000
St. Clair County Michigan 1 $ 135,000 $ 135,000 $ 46,000
Anoka County Minnesota 1 $ 279,000 $ 279,000 $ 89,000
Clay County Missouri 1 $ 225,000 $ 225,000 $ 102,000
St. Louis County Missouri 1 $ 240,000 $ 240,000 $ 130,000
Madison County Montana 1 $ 57,000 $ 57,000 $ 60,000
Ravalli County Montana 1 $ 178,000 $ 178,000 $ 96,000
Douglas County Nebraska 1 $ 650,000 $ 650,000 $ 433,000
Sarpy County Nebraska 1 $ 189,000 $ 189,000 $ 97,000
Carson City County Nevada 1 $ 359,000 $ 359,000 $ 124,000
Hillsborough County New Hampshire 1 $ 278,000 $ 278,000 $ 140,000
Ocean County New Jersey 1 $ 260,000 $ 260,000 $ 137,000
Bernalillo County New Mexico 1 $ 105,000 $ 105,000 $ 50,000
Sandoval County New Mexico 1 $ 118,000 $ 118,000 $ 60,000
Santa Fe County New Mexico 1 $ 425,000 $ 425,000 $ 120,000
New York County New York 1 $ 1,045,000 $ 1,045,000 $ 1,487,000
Cuyahoga County Ohio 1 $ 375,000 $ 375,000 $ 0
Franklin County Ohio 1 $ 1,060,000 $ 1,060,000 $ 0
Montgomery County Ohio 1 $ 141,000 $ 141,000 $ 0
Summit County Ohio 1 $ 230,000 $ 230,000 $ 0
Washington County Ohio 1 $ 980,000 $ 980,000 $ 0
Delaware County Oklahoma 1 $ 350,000 $ 350,000 $ 180,000
Benton County Oregon 1 $ 230,000 $ 230,000 $ 0
Curry County Oregon 1 $ 220,000 $ 220,000 $ 75,000
Marion County Oregon 1 $ 1,290,000 $ 1,290,000 $ 0
Multnomah County Oregon 1 $ 596,000 $ 596,000 $ 0
Union County Oregon 1 $ 150,000 $ 150,000 $ 204,000
Washington County Oregon 1 $ 150,000 $ 150,000 $ 0
Chester County Pennsylvania 1 $ 200,000 $ 200,000 $ 117,000
Monroe County Pennsylvania 1 $ 125,000 $ 125,000 $ 156,000
Montgomery County Pennsylvania 1 $ 250,000 $ 250,000 $ 159,000
Philadelphia County Pennsylvania 1 $ 263,000 $ 263,000 $ 54,000
Westmoreland County Pennsylvania 1 $ 311,000 $ 311,000 $ 120,000
Horry County South Carolina 1 $ 120,000 $ 120,000 $ 120,000
Orangeburg County South Carolina 1 $ 770,000 $ 770,000 $ 0
Davidson County Tennessee 1 $ 938,000 $ 938,000 $ 0
El Paso County Texas 1 $ 520,000 $ 520,000 $ 0
Harris County Texas 1 $ 957,000 $ 957,000 $ 0
Midland County Texas 1 $ 4,000 $ 4,000 $ 42,000
Montgomery County Texas 1 $ 629,000 $ 629,000 $ 542,000
Tarrant County Texas 1 $ 264,000 $ 264,000 $ 0
Albemarle County Virginia 1 $ 150,000 $ 150,000 $ 46,000
Fairfax County Virginia 1 $ 190,000 $ 190,000 $ 167,000
Hanover County Virginia 1 $ 314,000 $ 314,000 $ 115,000
Williamsburg County Virginia 1 $ 262,000 $ 262,000 $ 167,000
York County Virginia 1 $ 83,000 $ 83,000 $ 24,000
Benton County Washington 1 $ 240,000 $ 240,000 $ 120,000
Columbia County Washington 1 $ 66,000 $ 66,000 $ 50,000
Pend Oreille County Washington 1 $ 224,000 $ 224,000 $ 191,000
Whatcom County Washington 1 $ 306,000 $ 306,000 $ 86,000
Brown County Wisconsin 1 $ 38,000 $ 38,000 $ 216,000
Hot Springs County Wyoming 1 $ 80,000 $ 80,000 $ 147,000
Laramie County Wyoming 1 $ 93,000 $ 93,000 $ 32,000
Natrona County Wyoming 1 $ 118,000 $ 118,000 $ 33,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Zions First National Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,938 $883,755,000 $310,484 $3,000,000 $143,606 $6,408,000
Refinancing 2,645 $374,802,000 $331,428 $2,600,000 $78,000 $6,537,000
Home Improvement 1,024 $59,070,000 $75,000 $1,000,000 $61,090 $720,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,687 $1,150,021,000 $251,451 $3,000,000 $164,000 $6,537,000
Not Provided 401 $96,521,000 $394,480 $2,000,000 $64,840 $1,918,000
Hispanic 293 $31,442,000 $210,090 $1,000,000 $82,181 $552,000
Asian 114 $18,535,000 $233,500 $600,000 $100,300 $500,000
American Indian or Alaskan Native 46 $4,120,000 $85,333 $401,000 $43,666 $130,000
Not applicable 29 $11,435,000 $453,000 $1,110,000 $96,888 $1,691,000
Native Hawaiian or Other Pacific Islander 22 $2,682,000 $141,000 $369,000 $61,000 $148,000
Black or African American 15 $2,871,000 $240,166 $546,000 $97,666 $218,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,388 $1,291,539,000 $323,916 $3,000,000 $134,305 $6,537,000
FHA-insured (Federal Housing Administration) 185 $21,533,000 $109,000 $231,000 $42,000 $1,156,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,230,000 $107,000 $165,000 $36,500 $53,000
VA-guaranteed (Veterans Administration) 14 $2,325,000 $149,500 $356,000 $54,000 $170,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,377 $713,831,000 $365,714 $3,000,000 $67,714 $6,537,000
Application Denied By Financial Institution 1,346 $154,741,000 $112,666 $1,750,000 $86,266 $1,159,000
Application Approved But Not Accepted 1,152 $230,994,000 $249,214 $2,639,000 $98,214 $4,687,000
Loan Purchased By The Institution 698 $212,725,000 $292,250 $1,500,000 $184,666 $1,487,000
Application Withdrawn By Applicant 27 $4,340,000 $134,750 $360,000 $53,750 $288,000
File Closed For Incompleteness 7 $996,000 $142,000 $480,000 $80,000 $252,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 615 $44,363,000 $56,166 $1,500,000 $62,416 $720,000
Debt-To-Income Ratio 400 $61,751,000 $176,125 $1,145,000 $64,500 $470,000
Collateral 260 $34,708,000 $152,500 $1,750,000 $84,000 $1,103,000
Other 33 $4,124,000 $132,833 $650,000 $143,166 $600,000
Unverifiable Information 13 $3,829,000 $192,250 $1,597,000 $49,750 $140,000
Credit Application Incomplete 12 $3,588,000 $277,000 $1,250,000 $378,500 $1,159,000
Employment History 8 $1,206,000 $129,000 $323,000 $45,000 $185,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,047,000 $264,500 $344,000 $98,500 $120,000
Mortgage Insurance Denied 1 $125,000 $125,000 $125,000 $63,000 $63,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.

Download the Utah Lender List