Zions First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Zions First National Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Zions First National Bank One S Main St 11Th Fl Salt Lake City, UT 84133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,294 |
| Total Mortgage Loan Application Amount | $1,231,458,000 |
| Average Mortgage Loan Application Amount | $152,666 |
| Highest Mortgage Loan Application Amount | $4,021,000 |
| Average Applicant Income | $106,333 |
| Highest Applicant Income | $6,804,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Zions First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Zions First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Zions First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Zions First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Zions First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Zions First National Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 1,120 | $ 235,038,000 | $ 209,000 | $ 101,000 |
| Utah County Utah | 392 | $ 72,212,000 | $ 184,000 | $ 101,000 |
| Davis County Utah | 389 | $ 80,075,000 | $ 205,000 | $ 94,000 |
| Washington County Utah | 387 | $ 69,841,000 | $ 180,000 | $ 99,000 |
| Cache County Utah | 336 | $ 53,833,000 | $ 160,000 | $ 87,000 |
| Summit County Utah | 172 | $ 67,864,000 | $ 394,000 | $ 213,000 |
| Weber County Utah | 166 | $ 31,602,000 | $ 190,000 | $ 94,000 |
| Los Angeles County California | 156 | $ 46,705,000 | $ 299,000 | $ 235,000 |
| Box Elder County Utah | 147 | $ 21,953,000 | $ 149,000 | $ 80,000 |
| Latah County Idaho | 130 | $ 26,748,000 | $ 205,000 | $ 91,000 |
| Sevier County Utah | 114 | $ 12,749,000 | $ 111,000 | $ 66,000 |
| Ada County Idaho | 113 | $ 20,124,000 | $ 178,000 | $ 170,000 |
| San Diego County California | 112 | $ 36,304,000 | $ 324,000 | $ 242,000 |
| Iron County Utah | 110 | $ 13,948,000 | $ 126,000 | $ 95,000 |
| Wasatch County Utah | 110 | $ 37,902,000 | $ 344,000 | $ 267,000 |
| Bonneville County Idaho | 109 | $ 18,481,000 | $ 169,000 | $ 114,000 |
| Clark County Nevada | 106 | $ 16,205,000 | $ 152,000 | $ 118,000 |
| Uintah County Utah | 101 | $ 14,483,000 | $ 143,000 | $ 91,000 |
| Grand County Utah | 97 | $ 22,150,000 | $ 228,000 | $ 112,000 |
| Sanpete County Utah | 94 | $ 10,555,000 | $ 112,000 | $ 70,000 |
| Millard County Utah | 90 | $ 8,384,000 | $ 93,000 | $ 66,000 |
| Duchesne County Utah | 84 | $ 9,604,000 | $ 114,000 | $ 93,000 |
| Orange County California | 78 | $ 26,062,000 | $ 334,000 | $ 224,000 |
| Canyon County Idaho | 70 | $ 9,048,000 | $ 129,000 | $ 78,000 |
| Jefferson County Idaho | 64 | $ 9,978,000 | $ 155,000 | $ 75,000 |
| San Juan County Utah | 60 | $ 6,753,000 | $ 112,000 | $ 78,000 |
| Kane County Utah | 54 | $ 7,628,000 | $ 141,000 | $ 105,000 |
| Bannock County Idaho | 51 | $ 6,177,000 | $ 121,000 | $ 87,000 |
| Bingham County Idaho | 51 | $ 8,169,000 | $ 160,000 | $ 121,000 |
| Bear Lake County Idaho | 49 | $ 5,698,000 | $ 116,000 | $ 110,000 |
| Garfield County Utah | 48 | $ 6,116,000 | $ 127,000 | $ 90,000 |
| Carbon County Utah | 44 | $ 3,900,000 | $ 88,000 | $ 64,000 |
| Twin Falls County Idaho | 43 | $ 6,601,000 | $ 153,000 | $ 92,000 |
| San Bernardino County California | 41 | $ 8,113,000 | $ 197,000 | $ 137,000 |
| Tooele County Utah | 41 | $ 7,244,000 | $ 176,000 | $ 134,000 |
| Riverside County California | 39 | $ 8,440,000 | $ 216,000 | $ 227,000 |
| Emery County Utah | 39 | $ 3,889,000 | $ 99,000 | $ 101,000 |
| Rich County Utah | 37 | $ 5,851,000 | $ 158,000 | $ 130,000 |
| Cassia County Idaho | 35 | $ 3,721,000 | $ 106,000 | $ 68,000 |
| Nez Perce County Idaho | 32 | $ 3,176,000 | $ 99,000 | $ 52,000 |
| Fresno County California | 30 | $ 6,231,000 | $ 207,000 | $ 202,000 |
| Whitman County Washington | 30 | $ 5,811,000 | $ 193,000 | $ 87,000 |
| Blaine County Idaho | 29 | $ 14,179,000 | $ 488,000 | $ 346,000 |
| Madison County Idaho | 28 | $ 3,950,000 | $ 141,000 | $ 87,000 |
| Alameda County California | 25 | $ 8,219,000 | $ 328,000 | $ 146,000 |
| Franklin County Idaho | 25 | $ 3,515,000 | $ 140,000 | $ 61,000 |
| Sacramento County California | 24 | $ 4,807,000 | $ 200,000 | $ 138,000 |
| Elko County Nevada | 24 | $ 4,636,000 | $ 193,000 | $ 118,000 |
| San Mateo County California | 22 | $ 6,300,000 | $ 286,000 | $ 120,000 |
| Gooding County Idaho | 22 | $ 2,789,000 | $ 126,000 | $ 71,000 |
| Payette County Idaho | 21 | $ 2,577,000 | $ 122,000 | $ 69,000 |
| Contra Costa County California | 20 | $ 5,532,000 | $ 276,000 | $ 212,000 |
| Maricopa County Arizona | 18 | $ 7,013,000 | $ 389,000 | $ 119,000 |
| Fremont County Idaho | 18 | $ 5,113,000 | $ 284,000 | $ 243,000 |
| Washington County Idaho | 17 | $ 1,307,000 | $ 76,000 | $ 54,000 |
| Minidoka County Idaho | 16 | $ 1,920,000 | $ 120,000 | $ 79,000 |
| Coconino County Arizona | 15 | $ 2,547,000 | $ 169,000 | $ 66,000 |
| Yavapai County Arizona | 15 | $ 2,235,000 | $ 149,000 | $ 76,000 |
| Ventura County California | 14 | $ 4,930,000 | $ 352,000 | $ 232,000 |
| San Francisco County California | 13 | $ 3,948,000 | $ 303,000 | $ 145,000 |
| Morgan County Utah | 13 | $ 4,865,000 | $ 374,000 | $ 150,000 |
| Santa Clara County California | 12 | $ 3,980,000 | $ 331,000 | $ 124,000 |
| Washoe County Nevada | 12 | $ 1,613,000 | $ 134,000 | $ 66,000 |
| Gila County Arizona | 11 | $ 1,208,000 | $ 109,000 | $ 59,000 |
| Pinal County Arizona | 11 | $ 2,697,000 | $ 245,000 | $ 98,000 |
| Teton County Idaho | 11 | $ 5,582,000 | $ 507,000 | $ 315,000 |
| Pima County Arizona | 10 | $ 2,191,000 | $ 219,000 | $ 120,000 |
| Kern County California | 10 | $ 1,326,000 | $ 132,000 | $ 95,000 |
| Caribou County Idaho | 10 | $ 1,351,000 | $ 135,000 | $ 168,000 |
| Jerome County Idaho | 8 | $ 869,000 | $ 108,000 | $ 63,000 |
| Valley County Idaho | 8 | $ 1,040,000 | $ 130,000 | $ 137,000 |
| Kootenai County Idaho | 7 | $ 1,671,000 | $ 238,000 | $ 209,000 |
| Beaver County Utah | 7 | $ 1,375,000 | $ 196,000 | $ 91,000 |
| Juab County Utah | 7 | $ 879,000 | $ 125,000 | $ 66,000 |
| Asotin County Washington | 7 | $ 1,001,000 | $ 143,000 | $ 77,000 |
| Lincoln County Wyoming | 7 | $ 840,000 | $ 120,000 | $ 121,000 |
| Yuma County Arizona | 6 | $ 1,975,000 | $ 329,000 | $ 205,000 |
| Gallatin County Montana | 6 | $ 1,179,000 | $ 196,000 | $ 80,000 |
| Malheur County Oregon | 6 | $ 813,000 | $ 135,000 | $ 69,000 |
| Mohave County Arizona | 5 | $ 722,000 | $ 144,000 | $ 123,000 |
| Elmore County Idaho | 5 | $ 394,000 | $ 78,000 | $ 148,000 |
| Lincoln County Idaho | 5 | $ 485,000 | $ 97,000 | $ 41,000 |
| Nye County Nevada | 5 | $ 543,000 | $ 108,000 | $ 64,000 |
| Piute County Utah | 5 | $ 434,000 | $ 86,000 | $ 55,000 |
| Wayne County Utah | 5 | $ 762,000 | $ 152,000 | $ 57,000 |
| Placer County California | 4 | $ 766,000 | $ 191,000 | $ 183,000 |
| Custer County Idaho | 4 | $ 882,000 | $ 220,000 | $ 88,000 |
| Oneida County Idaho | 4 | $ 310,000 | $ 77,000 | $ 29,000 |
| Uinta County Wyoming | 4 | $ 279,000 | $ 69,000 | $ 50,000 |
| Cochise County Arizona | 3 | $ 941,000 | $ 313,000 | $ 108,000 |
| San Joaquin County California | 3 | $ 533,000 | $ 177,000 | $ 1,268,000 |
| Garfield County Colorado | 3 | $ 665,000 | $ 221,000 | $ 75,000 |
| Montezuma County Colorado | 3 | $ 421,000 | $ 140,000 | $ 75,000 |
| Hartford County Connecticut | 3 | $ 736,000 | $ 245,000 | $ 0 |
| Gem County Idaho | 3 | $ 644,000 | $ 214,000 | $ 56,000 |
| Owyhee County Idaho | 3 | $ 584,000 | $ 194,000 | $ 44,000 |
| Power County Idaho | 3 | $ 496,000 | $ 165,000 | $ 198,000 |
| Douglas County Nevada | 3 | $ 775,000 | $ 258,000 | $ 91,000 |
| Lyon County Nevada | 3 | $ 751,000 | $ 250,000 | $ 107,000 |
| Curry County New Mexico | 3 | $ 986,000 | $ 328,000 | $ 78,000 |
| Grant County Washington | 3 | $ 976,000 | $ 325,000 | $ 331,000 |
| King County Washington | 3 | $ 543,000 | $ 181,000 | $ 48,000 |
| Navajo County Arizona | 2 | $ 245,000 | $ 122,000 | $ 59,000 |
| Madera County California | 2 | $ 474,000 | $ 237,000 | $ 571,000 |
| Marin County California | 2 | $ 580,000 | $ 290,000 | $ 144,000 |
| Napa County California | 2 | $ 250,000 | $ 125,000 | $ 405,000 |
| Yolo County California | 2 | $ 280,000 | $ 140,000 | $ 422,000 |
| Boulder County Colorado | 2 | $ 404,000 | $ 202,000 | $ 53,000 |
| Jefferson County Colorado | 2 | $ 197,000 | $ 98,000 | $ 27,000 |
| Pitkin County Colorado | 2 | $ 1,380,000 | $ 690,000 | $ 415,000 |
| Pueblo County Colorado | 2 | $ 489,000 | $ 244,000 | $ 94,000 |
| Weld County Colorado | 2 | $ 239,000 | $ 119,000 | $ 229,000 |
| Lee County Florida | 2 | $ 525,000 | $ 262,000 | $ 0 |
| Adams County Idaho | 2 | $ 375,000 | $ 187,000 | $ 159,000 |
| Boise County Idaho | 2 | $ 546,000 | $ 273,000 | $ 94,000 |
| Butte County Idaho | 2 | $ 308,000 | $ 154,000 | $ 80,000 |
| Clark County Idaho | 2 | $ 269,000 | $ 134,000 | $ 52,000 |
| Idaho County Idaho | 2 | $ 216,000 | $ 108,000 | $ 56,000 |
| Lemhi County Idaho | 2 | $ 432,000 | $ 216,000 | $ 30,000 |
| Lewis County Idaho | 2 | $ 202,000 | $ 101,000 | $ 58,000 |
| Humboldt County Nevada | 2 | $ 312,000 | $ 156,000 | $ 73,000 |
| Jackson County Oregon | 2 | $ 362,000 | $ 181,000 | $ 53,000 |
| Multnomah County Oregon | 2 | $ 150,000 | $ 75,000 | $ 192,000 |
| Washington County Oregon | 2 | $ 227,000 | $ 113,000 | $ 82,000 |
| Travis County Texas | 2 | $ 371,000 | $ 185,000 | $ 51,000 |
| Daggett County Utah | 2 | $ 237,000 | $ 118,000 | $ 73,000 |
| Garfield County Washington | 2 | $ 265,000 | $ 132,000 | $ 43,000 |
| Pierce County Washington | 2 | $ 310,000 | $ 155,000 | $ 111,000 |
| Teton County Wyoming | 2 | $ 1,407,000 | $ 703,000 | $ 34,000 |
| Anchorage County Alaska | 1 | $ 103,000 | $ 103,000 | $ 1,072,000 |
| Santa Cruz County Arizona | 1 | $ 135,000 | $ 135,000 | $ 312,000 |
| El Dorado County California | 1 | $ 133,000 | $ 133,000 | $ 444,000 |
| Merced County California | 1 | $ 73,000 | $ 73,000 | $ 26,000 |
| Monterey County California | 1 | $ 223,000 | $ 223,000 | $ 127,000 |
| Santa Barbara County California | 1 | $ 13,000 | $ 13,000 | $ 113,000 |
| Santa Cruz County California | 1 | $ 417,000 | $ 417,000 | $ 204,000 |
| Sierra County California | 1 | $ 1,000 | $ 1,000 | $ 18,000 |
| Solano County California | 1 | $ 216,000 | $ 216,000 | $ 69,000 |
| Sonoma County California | 1 | $ 380,000 | $ 380,000 | $ 142,000 |
| Tehama County California | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Tulare County California | 1 | $ 360,000 | $ 360,000 | $ 117,000 |
| Denver County Colorado | 1 | $ 82,000 | $ 82,000 | $ 120,000 |
| El Paso County Colorado | 1 | $ 288,000 | $ 288,000 | $ 126,000 |
| Elbert County Colorado | 1 | $ 417,000 | $ 417,000 | $ 138,000 |
| Moffat County Colorado | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Rio Blanco County Colorado | 1 | $ 220,000 | $ 220,000 | $ 119,000 |
| San Juan County Colorado | 1 | $ 154,000 | $ 154,000 | $ 36,000 |
| Broward County Florida | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| DeKalb County Georgia | 1 | $ 1,000 | $ 1,000 | $ 34,000 |
| Fulton County Georgia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Benewah County Idaho | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Boundary County Idaho | 1 | $ 62,000 | $ 62,000 | $ 40,000 |
| Shoshone County Idaho | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Christian County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 115,000 |
| Bristol County Massachusetts | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Ingham County Michigan | 1 | $ 30,000 | $ 30,000 | $ 85,000 |
| Wexford County Michigan | 1 | $ 20,000 | $ 20,000 | $ 62,000 |
| Carbon County Montana | 1 | $ 180,000 | $ 180,000 | $ 39,000 |
| Flathead County Montana | 1 | $ 417,000 | $ 417,000 | $ 188,000 |
| Missoula County Montana | 1 | $ 300,000 | $ 300,000 | $ 249,000 |
| Carson City County Nevada | 1 | $ 400,000 | $ 400,000 | $ 180,000 |
| Lincoln County Nevada | 1 | $ 160,000 | $ 160,000 | $ 88,000 |
| White Pine County Nevada | 1 | $ 220,000 | $ 220,000 | $ 73,000 |
| Belknap County New Hampshire | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Essex County New Jersey | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 159,000 | $ 159,000 | $ 79,000 |
| Grant County Oregon | 1 | $ 78,000 | $ 78,000 | $ 204,000 |
| Delaware County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Tipton County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Benton County Washington | 1 | $ 190,000 | $ 190,000 | $ 47,000 |
| Franklin County Washington | 1 | $ 161,000 | $ 161,000 | $ 57,000 |
| Mason County Washington | 1 | $ 247,000 | $ 247,000 | $ 111,000 |
| Snohomish County Washington | 1 | $ 227,000 | $ 227,000 | $ 78,000 |
| Spokane County Washington | 1 | $ 162,000 | $ 162,000 | $ 86,000 |
| Fremont County Wyoming | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Sweetwater County Wyoming | 1 | $ 158,000 | $ 158,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Zions First National Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,115 | $818,505,000 | $198,000 | $4,021,000 | $115,000 | $6,804,000 |
| Home Purchase | 1,743 | $398,980,000 | $228,000 | $3,000,000 | $129,000 | $5,323,000 |
| Home Improvement | 436 | $13,973,000 | $32,000 | $726,000 | $75,000 | $1,380,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,027 | $940,328,000 | $187,000 | $4,021,000 | $111,000 | $6,801,000 |
| Not Provided | 554 | $134,050,000 | $241,000 | $3,000,000 | $158,000 | $4,720,000 |
| Not applicable | 219 | $66,527,000 | $303,000 | $2,520,000 | $167,000 | $6,804,000 |
| Hispanic | 211 | $31,447,000 | $149,000 | $698,000 | $70,000 | $653,000 |
| Asian | 208 | $48,462,000 | $232,000 | $1,380,000 | $133,000 | $1,054,000 |
| American Indian or Alaskan Native | 36 | $4,263,000 | $118,000 | $330,000 | $64,000 | $166,000 |
| Black or African American | 21 | $3,570,000 | $170,000 | $330,000 | $79,000 | $205,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $2,811,000 | $156,000 | $336,000 | $58,000 | $117,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,749 | $1,133,496,000 | $197,000 | $4,021,000 | $121,000 | $6,804,000 |
| FHA-insured (Federal Housing Administration) | 490 | $87,612,000 | $178,000 | $670,000 | $58,000 | $583,000 |
| VA-guaranteed (Veterans Administration) | 38 | $7,846,000 | $206,000 | $429,000 | $68,000 | $165,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $2,504,000 | $147,000 | $208,000 | $40,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,184 | $597,650,000 | $187,000 | $4,021,000 | $114,000 | $5,323,000 |
| Application Denied By Financial Institution | 1,273 | $225,419,000 | $177,000 | $3,000,000 | $88,000 | $2,626,000 |
| Application Approved But Not Accepted | 1,074 | $218,102,000 | $203,000 | $3,746,000 | $115,000 | $2,983,000 |
| Loan Purchased By The Institution | 734 | $184,562,000 | $251,000 | $803,000 | $177,000 | $6,804,000 |
| Application Withdrawn By Applicant | 21 | $3,923,000 | $186,000 | $650,000 | $111,000 | $543,000 |
| File Closed For Incompleteness | 8 | $1,802,000 | $225,000 | $508,000 | $89,000 | $276,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 359 | $34,282,000 | $95,000 | $600,000 | $69,000 | $1,344,000 |
| Collateral | 347 | $76,053,000 | $219,000 | $1,500,000 | $117,000 | $2,128,000 |
| Debt-To-Income Ratio | 307 | $65,902,000 | $214,000 | $1,932,000 | $64,000 | $2,477,000 |
| Other | 208 | $38,042,000 | $182,000 | $3,000,000 | $108,000 | $2,626,000 |
| Employment History | 18 | $4,165,000 | $231,000 | $900,000 | $96,000 | $533,000 |
| Credit Application Incomplete | 14 | $2,441,000 | $174,000 | $315,000 | $63,000 | $121,000 |
| Unverifiable Information | 9 | $1,947,000 | $216,000 | $482,000 | $75,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,988,000 | $248,000 | $551,000 | $86,000 | $165,000 |
| Mortgage Insurance Denied | 3 | $599,000 | $199,000 | $222,000 | $55,000 | $67,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions First National Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.