Zions Bancorporation, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Zions Bancorporation, N.A. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Zions Bancorporation, N.A. One South Main Street 16Th Floor Salt Lake City, UT 84133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,062 |
| Total Mortgage Loan Application Amount | $1,675,650,000 |
| Average Mortgage Loan Application Amount | $167,333 |
| Highest Mortgage Loan Application Amount | $19,500,000 |
| Average Applicant Income | $109,666 |
| Highest Applicant Income | $8,922,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Zions Bancorporation, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Zions Bancorporation, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Zions Bancorporation, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Zions Bancorporation, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Zions Bancorporation, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Zions Bancorporation, N.A.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 1,323 | $ 315,587,000 | $ 238,000 | $ 126,000 |
| Washington County Utah | 600 | $ 128,389,000 | $ 213,000 | $ 140,000 |
| Utah County Utah | 504 | $ 104,394,000 | $ 207,000 | $ 114,000 |
| Davis County Utah | 450 | $ 111,426,000 | $ 247,000 | $ 109,000 |
| Cache County Utah | 372 | $ 60,561,000 | $ 162,000 | $ 87,000 |
| Los Angeles County California | 246 | $ 75,107,000 | $ 305,000 | $ 253,000 |
| Ada County Idaho | 219 | $ 45,350,000 | $ 207,000 | $ 135,000 |
| Summit County Utah | 210 | $ 79,620,000 | $ 379,000 | $ 275,000 |
| Weber County Utah | 186 | $ 39,735,000 | $ 213,000 | $ 123,000 |
| Clark County Nevada | 180 | $ 30,037,000 | $ 166,000 | $ 119,000 |
| Latah County Idaho | 163 | $ 32,113,000 | $ 197,000 | $ 98,000 |
| San Diego County California | 152 | $ 47,584,000 | $ 313,000 | $ 183,000 |
| Uintah County Utah | 130 | $ 21,058,000 | $ 161,000 | $ 83,000 |
| Orange County California | 122 | $ 40,059,000 | $ 328,000 | $ 144,000 |
| Bonneville County Idaho | 120 | $ 19,099,000 | $ 159,000 | $ 164,000 |
| Sevier County Utah | 117 | $ 11,987,000 | $ 102,000 | $ 62,000 |
| Millard County Utah | 116 | $ 10,959,000 | $ 94,000 | $ 70,000 |
| Canyon County Idaho | 115 | $ 16,361,000 | $ 142,000 | $ 80,000 |
| Wasatch County Utah | 114 | $ 36,653,000 | $ 321,000 | $ 161,000 |
| Box Elder County Utah | 108 | $ 17,480,000 | $ 161,000 | $ 89,000 |
| Grand County Utah | 108 | $ 21,506,000 | $ 199,000 | $ 98,000 |
| Iron County Utah | 108 | $ 11,795,000 | $ 109,000 | $ 104,000 |
| Sanpete County Utah | 105 | $ 11,143,000 | $ 106,000 | $ 70,000 |
| Maricopa County Arizona | 101 | $ 19,427,000 | $ 192,000 | $ 151,000 |
| Duchesne County Utah | 94 | $ 13,888,000 | $ 147,000 | $ 79,000 |
| Jefferson County Idaho | 84 | $ 11,258,000 | $ 134,000 | $ 128,000 |
| Kane County Utah | 84 | $ 12,902,000 | $ 153,000 | $ 107,000 |
| Carbon County Utah | 67 | $ 8,231,000 | $ 122,000 | $ 94,000 |
| Bannock County Idaho | 66 | $ 9,395,000 | $ 142,000 | $ 92,000 |
| San Juan County Utah | 65 | $ 7,650,000 | $ 117,000 | $ 69,000 |
| Bear Lake County Idaho | 63 | $ 7,859,000 | $ 124,000 | $ 91,000 |
| Fresno County California | 61 | $ 12,151,000 | $ 199,000 | $ 177,000 |
| Blaine County Idaho | 61 | $ 21,776,000 | $ 356,000 | $ 201,000 |
| Yavapai County Arizona | 58 | $ 11,457,000 | $ 197,000 | $ 91,000 |
| Bingham County Idaho | 53 | $ 6,778,000 | $ 127,000 | $ 90,000 |
| Emery County Utah | 51 | $ 4,930,000 | $ 96,000 | $ 73,000 |
| San Bernardino County California | 49 | $ 9,537,000 | $ 194,000 | $ 165,000 |
| Washington County Idaho | 48 | $ 4,215,000 | $ 87,000 | $ 43,000 |
| Payette County Idaho | 45 | $ 5,924,000 | $ 131,000 | $ 80,000 |
| Whitman County Washington | 45 | $ 9,997,000 | $ 222,000 | $ 155,000 |
| Garfield County Utah | 44 | $ 4,393,000 | $ 99,000 | $ 66,000 |
| Twin Falls County Idaho | 43 | $ 6,167,000 | $ 143,000 | $ 60,000 |
| Riverside County California | 40 | $ 7,555,000 | $ 188,000 | $ 125,000 |
| Franklin County Idaho | 40 | $ 5,311,000 | $ 132,000 | $ 83,000 |
| Tooele County Utah | 38 | $ 5,926,000 | $ 155,000 | $ 83,000 |
| Nez Perce County Idaho | 36 | $ 9,403,000 | $ 261,000 | $ 144,000 |
| Madison County Idaho | 35 | $ 5,260,000 | $ 150,000 | $ 100,000 |
| Rich County Utah | 31 | $ 5,319,000 | $ 171,000 | $ 131,000 |
| Morgan County Utah | 29 | $ 11,029,000 | $ 380,000 | $ 173,000 |
| Santa Clara County California | 28 | $ 8,832,000 | $ 315,000 | $ 233,000 |
| Coconino County Arizona | 27 | $ 4,599,000 | $ 170,000 | $ 74,000 |
| Sacramento County California | 27 | $ 4,245,000 | $ 157,000 | $ 120,000 |
| Washoe County Nevada | 26 | $ 4,829,000 | $ 185,000 | $ 123,000 |
| Pima County Arizona | 25 | $ 5,066,000 | $ 202,000 | $ 130,000 |
| Cassia County Idaho | 23 | $ 2,680,000 | $ 116,000 | $ 101,000 |
| Fremont County Idaho | 21 | $ 4,578,000 | $ 218,000 | $ 179,000 |
| Alameda County California | 20 | $ 6,783,000 | $ 339,000 | $ 196,000 |
| Elko County Nevada | 20 | $ 3,855,000 | $ 192,000 | $ 183,000 |
| Gooding County Idaho | 19 | $ 1,304,000 | $ 68,000 | $ 46,000 |
| Ventura County California | 18 | $ 5,275,000 | $ 293,000 | $ 145,000 |
| Contra Costa County California | 17 | $ 5,967,000 | $ 351,000 | $ 211,000 |
| Malheur County Oregon | 17 | $ 2,544,000 | $ 149,000 | $ 87,000 |
| Pinal County Arizona | 16 | $ 2,085,000 | $ 130,000 | $ 95,000 |
| Yuma County Arizona | 16 | $ 2,532,000 | $ 158,000 | $ 80,000 |
| Beaver County Utah | 16 | $ 1,711,000 | $ 106,000 | $ 74,000 |
| Juab County Utah | 16 | $ 2,611,000 | $ 163,000 | $ 129,000 |
| Asotin County Washington | 16 | $ 2,809,000 | $ 175,000 | $ 90,000 |
| Caribou County Idaho | 15 | $ 1,804,000 | $ 120,000 | $ 88,000 |
| Minidoka County Idaho | 15 | $ 3,121,000 | $ 208,000 | $ 106,000 |
| San Francisco County California | 14 | $ 5,573,000 | $ 398,000 | $ 326,000 |
| Cochise County Arizona | 13 | $ 2,024,000 | $ 155,000 | $ 57,000 |
| Nye County Nevada | 13 | $ 1,218,000 | $ 93,000 | $ 57,000 |
| Mohave County Arizona | 12 | $ 1,195,000 | $ 99,000 | $ 64,000 |
| Navajo County Arizona | 12 | $ 1,874,000 | $ 156,000 | $ 118,000 |
| San Mateo County California | 12 | $ 5,008,000 | $ 417,000 | $ 141,000 |
| Teton County Idaho | 12 | $ 3,750,000 | $ 312,000 | $ 544,000 |
| Wayne County Utah | 11 | $ 1,267,000 | $ 115,000 | $ 60,000 |
| Placer County California | 10 | $ 2,493,000 | $ 249,000 | $ 224,000 |
| Valley County Idaho | 9 | $ 1,810,000 | $ 201,000 | $ 249,000 |
| Lincoln County Nevada | 9 | $ 835,000 | $ 92,000 | $ 86,000 |
| Gila County Arizona | 8 | $ 1,797,000 | $ 224,000 | $ 114,000 |
| Kern County California | 8 | $ 951,000 | $ 118,000 | $ 60,000 |
| Gem County Idaho | 8 | $ 1,534,000 | $ 191,000 | $ 126,000 |
| Lincoln County Wyoming | 8 | $ 1,500,000 | $ 187,000 | $ 139,000 |
| Marin County California | 7 | $ 2,509,000 | $ 358,000 | $ 154,000 |
| Jerome County Idaho | 6 | $ 711,000 | $ 118,000 | $ 84,000 |
| Piute County Utah | 6 | $ 732,000 | $ 122,000 | $ 96,000 |
| El Dorado County California | 5 | $ 2,004,000 | $ 400,000 | $ 152,000 |
| Douglas County Colorado | 5 | $ 1,227,000 | $ 245,000 | $ 189,000 |
| Teller County Colorado | 5 | $ 791,000 | $ 158,000 | $ 82,000 |
| Adams County Idaho | 5 | $ 704,000 | $ 140,000 | $ 86,000 |
| Lincoln County Idaho | 5 | $ 356,000 | $ 71,000 | $ 37,000 |
| Adams County Colorado | 4 | $ 686,000 | $ 171,000 | $ 115,000 |
| Denver County Colorado | 4 | $ 418,000 | $ 104,000 | $ 162,000 |
| Jefferson County Colorado | 4 | $ 616,000 | $ 154,000 | $ 84,000 |
| Bonner County Idaho | 4 | $ 621,000 | $ 155,000 | $ 119,000 |
| Elmore County Idaho | 4 | $ 446,000 | $ 111,000 | $ 115,000 |
| Lyon County Nevada | 4 | $ 276,000 | $ 69,000 | $ 56,000 |
| Daggett County Utah | 4 | $ 622,000 | $ 155,000 | $ 221,000 |
| Madera County California | 3 | $ 637,000 | $ 212,000 | $ 208,000 |
| Monterey County California | 3 | $ 961,000 | $ 320,000 | $ 131,000 |
| San Luis Obispo County California | 3 | $ 908,000 | $ 302,000 | $ 136,000 |
| Tulare County California | 3 | $ 595,000 | $ 198,000 | $ 148,000 |
| El Paso County Colorado | 3 | $ 674,000 | $ 224,000 | $ 195,000 |
| Boise County Idaho | 3 | $ 788,000 | $ 262,000 | $ 161,000 |
| Camas County Idaho | 3 | $ 597,000 | $ 199,000 | $ 58,000 |
| Kootenai County Idaho | 3 | $ 405,000 | $ 135,000 | $ 98,000 |
| Oneida County Idaho | 3 | $ 442,000 | $ 147,000 | $ 130,000 |
| Owyhee County Idaho | 3 | $ 159,000 | $ 53,000 | $ 107,000 |
| Power County Idaho | 3 | $ 1,349,000 | $ 449,000 | $ 287,000 |
| Gallatin County Montana | 3 | $ 1,050,000 | $ 350,000 | $ 243,000 |
| Richland County Montana | 3 | $ 350,000 | $ 116,000 | $ 86,000 |
| Washington County Oregon | 3 | $ 376,000 | $ 125,000 | $ 93,000 |
| Garfield County Washington | 3 | $ 363,000 | $ 121,000 | $ 167,000 |
| La Paz County Arizona | 2 | $ 145,000 | $ 72,000 | $ 33,000 |
| San Joaquin County California | 2 | $ 445,000 | $ 222,000 | $ 90,000 |
| Santa Barbara County California | 2 | $ 701,000 | $ 350,000 | $ 138,000 |
| Solano County California | 2 | $ 298,000 | $ 149,000 | $ 71,000 |
| Sonoma County California | 2 | $ 776,000 | $ 388,000 | $ 281,000 |
| Yolo County California | 2 | $ 387,000 | $ 193,000 | $ 162,000 |
| Arapahoe County Colorado | 2 | $ 427,000 | $ 213,000 | $ 280,000 |
| Broomfield County Colorado | 2 | $ 141,000 | $ 70,000 | $ 91,000 |
| Garfield County Colorado | 2 | $ 605,000 | $ 302,000 | $ 122,000 |
| Larimer County Colorado | 2 | $ 362,000 | $ 181,000 | $ 525,000 |
| Mesa County Colorado | 2 | $ 369,000 | $ 184,000 | $ 124,000 |
| Rio Blanco County Colorado | 2 | $ 350,000 | $ 175,000 | $ 69,000 |
| Benewah County Idaho | 2 | $ 149,000 | $ 74,000 | $ 83,000 |
| Clark County Idaho | 2 | $ 139,000 | $ 69,000 | $ 55,000 |
| Clearwater County Idaho | 2 | $ 737,000 | $ 368,000 | $ 100,000 |
| Lemhi County Idaho | 2 | $ 361,000 | $ 180,000 | $ 136,000 |
| Lewis County Idaho | 2 | $ 249,000 | $ 124,000 | $ 475,000 |
| Carson City County Nevada | 2 | $ 312,000 | $ 156,000 | $ 100,000 |
| Churchill County Nevada | 2 | $ 298,000 | $ 149,000 | $ 60,000 |
| Lane County Oregon | 2 | $ 358,000 | $ 179,000 | $ 91,000 |
| Sweetwater County Wyoming | 2 | $ 383,000 | $ 191,000 | $ 98,000 |
| Apache County Arizona | 1 | $ 77,000 | $ 77,000 | $ 34,000 |
| Kings County California | 1 | $ 83,000 | $ 83,000 | $ 359,000 |
| Mono County California | 1 | $ 416,000 | $ 416,000 | $ 163,000 |
| Nevada County California | 1 | $ 348,000 | $ 348,000 | $ 160,000 |
| Santa Cruz County California | 1 | $ 200,000 | $ 200,000 | $ 999,000 |
| Shasta County California | 1 | $ 247,000 | $ 247,000 | $ 160,000 |
| Stanislaus County California | 1 | $ 66,000 | $ 66,000 | $ 76,000 |
| Sutter County California | 1 | $ 145,000 | $ 145,000 | $ 376,000 |
| Boulder County Colorado | 1 | $ 406,000 | $ 406,000 | $ 263,000 |
| Dolores County Colorado | 1 | $ 85,000 | $ 85,000 | $ 112,000 |
| Fremont County Colorado | 1 | $ 271,000 | $ 271,000 | $ 70,000 |
| Montezuma County Colorado | 1 | $ 147,000 | $ 147,000 | $ 141,000 |
| Ouray County Colorado | 1 | $ 382,000 | $ 382,000 | $ 57,000 |
| Pueblo County Colorado | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Routt County Colorado | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| San Miguel County Colorado | 1 | $ 399,000 | $ 399,000 | $ 324,000 |
| Crisp County Georgia | 1 | $ 10,000 | $ 10,000 | $ 460,000 |
| Boundary County Idaho | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Custer County Idaho | 1 | $ 131,000 | $ 131,000 | $ 72,000 |
| Idaho County Idaho | 1 | $ 340,000 | $ 340,000 | $ 62,000 |
| Cook County Illinois | 1 | $ 212,000 | $ 212,000 | $ 119,000 |
| Sherburne County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Flathead County Montana | 1 | $ 103,000 | $ 103,000 | $ 518,000 |
| Lake County Montana | 1 | $ 395,000 | $ 395,000 | $ 304,000 |
| Lewis and Clark County Montana | 1 | $ 490,000 | $ 490,000 | $ 189,000 |
| Madison County Montana | 1 | $ 378,000 | $ 378,000 | $ 95,000 |
| Douglas County Nevada | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Humboldt County Nevada | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Lander County Nevada | 1 | $ 131,000 | $ 131,000 | $ 53,000 |
| White Pine County Nevada | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Baker County Oregon | 1 | $ 30,000 | $ 30,000 | $ 46,000 |
| Douglas County Oregon | 1 | $ 377,000 | $ 377,000 | $ 336,000 |
| Harney County Oregon | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Jackson County Oregon | 1 | $ 60,000 | $ 60,000 | $ 168,000 |
| Lake County Oregon | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Parker County Texas | 1 | $ 428,000 | $ 428,000 | $ 185,000 |
| Loudoun County Virginia | 1 | $ 8,000 | $ 8,000 | $ 76,000 |
| Columbia County Washington | 1 | $ 150,000 | $ 150,000 | $ 100,000 |
| Grant County Washington | 1 | $ 160,000 | $ 160,000 | $ 97,000 |
| King County Washington | 1 | $ 399,000 | $ 399,000 | $ 54,000 |
| Kittitas County Washington | 1 | $ 272,000 | $ 272,000 | $ 126,000 |
| Skagit County Washington | 1 | $ 56,000 | $ 56,000 | $ 165,000 |
| Snohomish County Washington | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
| Spokane County Washington | 1 | $ 383,000 | $ 383,000 | $ 71,000 |
| Stevens County Washington | 1 | $ 278,000 | $ 278,000 | $ 90,000 |
| Sublette County Wyoming | 1 | $ 31,000 | $ 31,000 | $ 24,000 |
| Uinta County Wyoming | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Zions Bancorporation, N.A. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,044 | $1,046,374,000 | $207,000 | $12,500,000 | $130,000 | $8,052,000 |
| Home Purchase | 2,575 | $601,744,000 | $233,000 | $19,500,000 | $128,000 | $8,922,000 |
| Home Improvement | 443 | $27,532,000 | $62,000 | $3,000,000 | $71,000 | $845,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,732 | $1,335,475,000 | $198,000 | $4,977,000 | $125,000 | $8,052,000 |
| Not Provided | 602 | $150,253,000 | $249,000 | $2,900,000 | $183,000 | $8,922,000 |
| Hispanic | 313 | $48,203,000 | $154,000 | $1,305,000 | $74,000 | $941,000 |
| Asian | 306 | $79,787,000 | $260,000 | $1,400,000 | $129,000 | $1,101,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $4,730,000 | $168,000 | $616,000 | $80,000 | $213,000 |
| Not applicable | 27 | $49,644,000 | $1,838,000 | $19,500,000 | $0 | $0 |
| Black or African American | 27 | $4,085,000 | $151,000 | $362,000 | $69,000 | $460,000 |
| American Indian or Alaskan Native | 27 | $3,473,000 | $128,000 | $416,000 | $94,000 | $378,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,508 | $1,581,732,000 | $210,000 | $19,500,000 | $132,000 | $8,922,000 |
| FHA-insured (Federal Housing Administration) | 399 | $63,430,000 | $158,000 | $737,000 | $54,000 | $327,000 |
| VA-guaranteed (Veterans Administration) | 106 | $22,967,000 | $216,000 | $671,000 | $77,000 | $198,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $7,521,000 | $153,000 | $253,000 | $43,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,114 | $848,745,000 | $206,000 | $19,500,000 | $127,000 | $5,441,000 |
| Application Denied By Financial Institution | 1,449 | $256,093,000 | $176,000 | $2,334,000 | $89,000 | $2,712,000 |
| Loan Purchased By The Institution | 1,287 | $310,523,000 | $241,000 | $635,000 | $160,000 | $8,052,000 |
| Application Approved But Not Accepted | 1,197 | $256,968,000 | $214,000 | $4,977,000 | $133,000 | $8,922,000 |
| Application Withdrawn By Applicant | 10 | $1,797,000 | $179,000 | $409,000 | $94,000 | $209,000 |
| File Closed For Incompleteness | 5 | $1,524,000 | $304,000 | $626,000 | $115,000 | $288,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 481 | $65,939,000 | $137,000 | $2,334,000 | $76,000 | $1,100,000 |
| Collateral | 471 | $92,203,000 | $195,000 | $2,100,000 | $113,000 | $1,459,000 |
| Debt-To-Income Ratio | 310 | $61,050,000 | $196,000 | $1,603,000 | $59,000 | $833,000 |
| Other | 147 | $28,512,000 | $193,000 | $863,000 | $124,000 | $2,712,000 |
| Employment History | 17 | $3,540,000 | $208,000 | $640,000 | $80,000 | $444,000 |
| Unverifiable Information | 9 | $2,227,000 | $247,000 | $415,000 | $59,000 | $120,000 |
| Credit Application Incomplete | 8 | $1,527,000 | $190,000 | $336,000 | $144,000 | $653,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $762,000 | $152,000 | $388,000 | $83,000 | $186,000 |
| Mortgage Insurance Denied | 1 | $333,000 | $333,000 | $333,000 | $139,000 | $139,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions Bancorporation, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.