Zions Bancorporation, N.A. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Zions Bancorporation, N.A. One South Main Street 16Th Floor Salt Lake City, UT 84133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 12,321 |
| Total Mortgage Loan Application Amount | $5,070,617,000 |
| Average Mortgage Loan Application Amount | $341,333 |
| Highest Mortgage Loan Application Amount | $28,750,000 |
| Average Applicant Income | $176,666 |
| Highest Applicant Income | $19,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Zions Bancorporation, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Zions Bancorporation, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Zions Bancorporation, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Zions Bancorporation, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Zions Bancorporation, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Zions Bancorporation, N.A.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 1,920 | $ 793,754,000 | $ 413,000 | $ 222,000 |
| Clark County Nevada | 1,081 | $ 391,935,000 | $ 362,000 | $ 211,000 |
| Salt Lake County Utah | 678 | $ 266,184,000 | $ 392,000 | $ 181,000 |
| Maricopa County Arizona | 452 | $ 256,495,000 | $ 567,000 | $ 224,000 |
| Los Angeles County California | 384 | $ 329,498,000 | $ 858,000 | $ 290,000 |
| Utah County Utah | 329 | $ 113,950,000 | $ 346,000 | $ 151,000 |
| Montgomery County Texas | 295 | $ 104,944,000 | $ 355,000 | $ 236,000 |
| Washington County Utah | 293 | $ 111,960,000 | $ 382,000 | $ 175,000 |
| San Diego County California | 281 | $ 163,295,000 | $ 581,000 | $ 289,000 |
| Fort Bend County Texas | 280 | $ 76,590,000 | $ 273,000 | $ 162,000 |
| Bexar County Texas | 205 | $ 112,092,000 | $ 546,000 | $ 372,000 |
| Denver County Colorado | 204 | $ 90,841,000 | $ 445,000 | $ 206,000 |
| Pima County Arizona | 194 | $ 69,219,000 | $ 356,000 | $ 148,000 |
| Orange County California | 176 | $ 150,718,000 | $ 856,000 | $ 443,000 |
| Davis County Utah | 164 | $ 58,265,000 | $ 355,000 | $ 143,000 |
| Galveston County Texas | 162 | $ 29,958,000 | $ 184,000 | $ 152,000 |
| Washoe County Nevada | 156 | $ 50,236,000 | $ 322,000 | $ 169,000 |
| Dallas County Texas | 154 | $ 98,043,000 | $ 636,000 | $ 294,000 |
| Arapahoe County Colorado | 131 | $ 62,299,000 | $ 475,000 | $ 177,000 |
| Travis County Texas | 128 | $ 106,789,000 | $ 834,000 | $ 503,000 |
| Cache County Utah | 126 | $ 26,200,000 | $ 207,000 | $ 101,000 |
| Summit County Utah | 117 | $ 89,745,000 | $ 767,000 | $ 421,000 |
| Ada County Idaho | 107 | $ 30,335,000 | $ 283,000 | $ 138,000 |
| Jefferson County Colorado | 106 | $ 37,665,000 | $ 355,000 | $ 143,000 |
| Mohave County Arizona | 104 | $ 17,261,000 | $ 165,000 | $ 85,000 |
| Yavapai County Arizona | 99 | $ 31,732,000 | $ 320,000 | $ 129,000 |
| El Paso County Colorado | 99 | $ 29,765,000 | $ 300,000 | $ 156,000 |
| Iron County Utah | 99 | $ 16,666,000 | $ 168,000 | $ 116,000 |
| Weber County Utah | 94 | $ 28,825,000 | $ 306,000 | $ 130,000 |
| Douglas County Colorado | 88 | $ 52,949,000 | $ 601,000 | $ 215,000 |
| Wasatch County Utah | 88 | $ 49,030,000 | $ 557,000 | $ 208,000 |
| Riverside County California | 80 | $ 46,694,000 | $ 583,000 | $ 229,000 |
| Garfield County Colorado | 73 | $ 26,957,000 | $ 369,000 | $ 88,000 |
| Pueblo County Colorado | 73 | $ 6,657,000 | $ 91,000 | $ 172,000 |
| Nye County Nevada | 73 | $ 8,056,000 | $ 110,000 | $ 69,000 |
| Coconino County Arizona | 67 | $ 29,807,000 | $ 444,000 | $ 186,000 |
| Bonneville County Idaho | 67 | $ 15,665,000 | $ 233,000 | $ 153,000 |
| Canyon County Idaho | 66 | $ 12,556,000 | $ 190,000 | $ 87,000 |
| Boulder County Colorado | 63 | $ 26,808,000 | $ 425,000 | $ 147,000 |
| San Francisco County California | 61 | $ 59,605,000 | $ 977,000 | $ 80,000 |
| Brazoria County Texas | 58 | $ 11,028,000 | $ 190,000 | $ 141,000 |
| Elko County Nevada | 56 | $ 9,203,000 | $ 164,000 | $ 84,000 |
| Collin County Texas | 56 | $ 33,280,000 | $ 594,000 | $ 239,000 |
| Lyon County Nevada | 53 | $ 8,720,000 | $ 164,000 | $ 73,000 |
| Alameda County California | 52 | $ 32,937,000 | $ 633,000 | $ 122,000 |
| Uintah County Utah | 52 | $ 9,298,000 | $ 178,000 | $ 99,000 |
| Adams County Colorado | 50 | $ 11,777,000 | $ 235,000 | $ 106,000 |
| Grand County Utah | 49 | $ 14,469,000 | $ 295,000 | $ 127,000 |
| Sevier County Utah | 48 | $ 5,855,000 | $ 121,000 | $ 57,000 |
| Navajo County Arizona | 47 | $ 7,256,000 | $ 154,000 | $ 113,000 |
| Montezuma County Colorado | 47 | $ 10,011,000 | $ 213,000 | $ 75,000 |
| Millard County Utah | 47 | $ 5,608,000 | $ 119,000 | $ 52,000 |
| Box Elder County Utah | 45 | $ 9,770,000 | $ 217,000 | $ 89,000 |
| Routt County Colorado | 44 | $ 19,987,000 | $ 454,000 | $ 247,000 |
| Kane County Utah | 44 | $ 8,799,000 | $ 199,000 | $ 110,000 |
| San Bernardino County California | 43 | $ 15,825,000 | $ 368,000 | $ 229,000 |
| Hays County Texas | 43 | $ 16,791,000 | $ 390,000 | $ 168,000 |
| Sanpete County Utah | 43 | $ 6,288,000 | $ 146,000 | $ 62,000 |
| Latah County Idaho | 42 | $ 12,692,000 | $ 302,000 | $ 132,000 |
| Comal County Texas | 42 | $ 20,084,000 | $ 478,000 | $ 209,000 |
| La Plata County Colorado | 40 | $ 15,753,000 | $ 393,000 | $ 176,000 |
| Teller County Colorado | 39 | $ 10,359,000 | $ 265,000 | $ 91,000 |
| Blaine County Idaho | 39 | $ 16,316,000 | $ 418,000 | $ 168,000 |
| Yuma County Arizona | 38 | $ 6,756,000 | $ 177,000 | $ 160,000 |
| Bingham County Idaho | 38 | $ 6,334,000 | $ 166,000 | $ 84,000 |
| Chambers County Texas | 34 | $ 3,426,000 | $ 100,000 | $ 138,000 |
| Fresno County California | 33 | $ 18,362,000 | $ 556,000 | $ 319,000 |
| Jefferson County Idaho | 33 | $ 4,098,000 | $ 124,000 | $ 75,000 |
| Duchesne County Utah | 32 | $ 4,589,000 | $ 143,000 | $ 80,000 |
| Contra Costa County California | 31 | $ 19,031,000 | $ 613,000 | $ 143,000 |
| San Mateo County California | 31 | $ 36,411,000 | $ 1,174,000 | $ 127,000 |
| Santa Clara County California | 30 | $ 34,699,000 | $ 1,156,000 | $ 151,000 |
| Mesa County Colorado | 30 | $ 4,245,000 | $ 141,000 | $ 75,000 |
| Bear Lake County Idaho | 30 | $ 6,948,000 | $ 231,000 | $ 103,000 |
| Grand County Colorado | 29 | $ 11,479,000 | $ 395,000 | $ 272,000 |
| Denton County Texas | 29 | $ 17,513,000 | $ 603,000 | $ 241,000 |
| San Juan County New Mexico | 27 | $ 3,748,000 | $ 138,000 | $ 218,000 |
| Garfield County Utah | 27 | $ 4,660,000 | $ 172,000 | $ 71,000 |
| San Juan County Utah | 27 | $ 4,367,000 | $ 161,000 | $ 70,000 |
| Eagle County Colorado | 26 | $ 21,798,000 | $ 838,000 | $ 351,000 |
| Tooele County Utah | 26 | $ 3,843,000 | $ 147,000 | $ 71,000 |
| Pitkin County Colorado | 24 | $ 14,012,000 | $ 583,000 | $ 312,000 |
| Pinal County Arizona | 23 | $ 4,389,000 | $ 190,000 | $ 78,000 |
| Marin County California | 23 | $ 20,380,000 | $ 886,000 | $ 120,000 |
| Carson City County Nevada | 23 | $ 5,737,000 | $ 249,000 | $ 107,000 |
| Douglas County Nevada | 23 | $ 7,441,000 | $ 323,000 | $ 112,000 |
| Waller County Texas | 23 | $ 6,003,000 | $ 261,000 | $ 135,000 |
| King County Washington | 23 | $ 12,844,000 | $ 558,000 | $ 123,000 |
| Cochise County Arizona | 22 | $ 2,531,000 | $ 115,000 | $ 64,000 |
| Bannock County Idaho | 22 | $ 5,238,000 | $ 238,000 | $ 107,000 |
| Tarrant County Texas | 22 | $ 10,942,000 | $ 497,000 | $ 222,000 |
| Wharton County Texas | 22 | $ 3,901,000 | $ 177,000 | $ 102,000 |
| Ventura County California | 21 | $ 11,165,000 | $ 531,000 | $ 149,000 |
| Madison County Idaho | 21 | $ 2,770,000 | $ 131,000 | $ 93,000 |
| Twin Falls County Idaho | 21 | $ 3,485,000 | $ 165,000 | $ 111,000 |
| Morgan County Utah | 20 | $ 11,266,000 | $ 563,000 | $ 175,000 |
| Multnomah County Oregon | 19 | $ 10,269,000 | $ 540,000 | $ 216,000 |
| Gila County Arizona | 17 | $ 6,555,000 | $ 385,000 | $ 148,000 |
| Kern County California | 17 | $ 2,602,000 | $ 153,000 | $ 96,000 |
| Teton County Wyoming | 17 | $ 20,631,000 | $ 1,213,000 | $ 708,000 |
| Larimer County Colorado | 16 | $ 4,785,000 | $ 299,000 | $ 167,000 |
| Cassia County Idaho | 16 | $ 3,150,000 | $ 196,000 | $ 66,000 |
| Payette County Idaho | 16 | $ 2,986,000 | $ 186,000 | $ 120,000 |
| Brazos County Texas | 16 | $ 7,220,000 | $ 451,000 | $ 352,000 |
| Summit County Colorado | 15 | $ 6,448,000 | $ 429,000 | $ 352,000 |
| Fremont County Idaho | 15 | $ 3,835,000 | $ 255,000 | $ 176,000 |
| Sacramento County California | 14 | $ 4,631,000 | $ 330,000 | $ 95,000 |
| Nueces County Texas | 14 | $ 5,642,000 | $ 403,000 | $ 221,000 |
| Emery County Utah | 14 | $ 1,391,000 | $ 99,000 | $ 63,000 |
| Lincoln County Wyoming | 14 | $ 4,333,000 | $ 309,000 | $ 142,000 |
| Gooding County Idaho | 13 | $ 1,509,000 | $ 116,000 | $ 138,000 |
| Kendall County Texas | 12 | $ 12,946,000 | $ 1,078,000 | $ 334,000 |
| Walker County Texas | 12 | $ 1,992,000 | $ 166,000 | $ 134,000 |
| Carbon County Utah | 12 | $ 1,097,000 | $ 91,000 | $ 87,000 |
| Whitman County Washington | 12 | $ 3,428,000 | $ 285,000 | $ 203,000 |
| Valley County Idaho | 11 | $ 4,324,000 | $ 393,000 | $ 863,000 |
| Washington County Idaho | 11 | $ 950,000 | $ 86,000 | $ 52,000 |
| La Paz County Arizona | 10 | $ 2,350,000 | $ 235,000 | $ 123,000 |
| Franklin County Idaho | 10 | $ 2,662,000 | $ 266,000 | $ 73,000 |
| Liberty County Texas | 10 | $ 486,000 | $ 48,000 | $ 48,000 |
| Montrose County Colorado | 9 | $ 1,896,000 | $ 210,000 | $ 81,000 |
| Weld County Colorado | 9 | $ 2,891,000 | $ 321,000 | $ 142,000 |
| Humboldt County Nevada | 9 | $ 1,204,000 | $ 133,000 | $ 98,000 |
| Grimes County Texas | 9 | $ 2,068,000 | $ 229,000 | $ 115,000 |
| Apache County Arizona | 8 | $ 865,000 | $ 108,000 | $ 118,000 |
| Placer County California | 8 | $ 6,742,000 | $ 842,000 | $ 1,791,000 |
| Santa Barbara County California | 8 | $ 11,792,000 | $ 1,474,000 | $ 196,000 |
| Broomfield County Colorado | 8 | $ 1,493,000 | $ 186,000 | $ 118,000 |
| Churchill County Nevada | 8 | $ 1,357,000 | $ 169,000 | $ 205,000 |
| Midland County Texas | 8 | $ 4,801,000 | $ 600,000 | $ 384,000 |
| Williamson County Texas | 8 | $ 2,708,000 | $ 338,000 | $ 232,000 |
| Juab County Utah | 8 | $ 651,000 | $ 81,000 | $ 46,000 |
| Rich County Utah | 8 | $ 2,792,000 | $ 349,000 | $ 334,000 |
| Snohomish County Washington | 8 | $ 2,406,000 | $ 300,000 | $ 130,000 |
| Napa County California | 7 | $ 5,143,000 | $ 734,000 | $ 136,000 |
| San Luis Obispo County California | 7 | $ 4,389,000 | $ 627,000 | $ 177,000 |
| Sonoma County California | 7 | $ 13,849,000 | $ 1,978,000 | $ 125,000 |
| Yolo County California | 7 | $ 3,127,000 | $ 446,000 | $ 205,000 |
| Chaffee County Colorado | 7 | $ 3,201,000 | $ 457,000 | $ 112,000 |
| Gunnison County Colorado | 7 | $ 3,166,000 | $ 452,000 | $ 153,000 |
| Park County Colorado | 7 | $ 2,497,000 | $ 356,000 | $ 407,000 |
| San Miguel County Colorado | 7 | $ 4,619,000 | $ 659,000 | $ 1,358,000 |
| Nez Perce County Idaho | 7 | $ 1,528,000 | $ 218,000 | $ 169,000 |
| Teton County Idaho | 7 | $ 3,192,000 | $ 456,000 | $ 175,000 |
| Eureka County Nevada | 7 | $ 1,016,000 | $ 145,000 | $ 48,000 |
| Pershing County Nevada | 7 | $ 570,000 | $ 81,000 | $ 92,000 |
| Clackamas County Oregon | 7 | $ 5,175,000 | $ 739,000 | $ 460,000 |
| Burnet County Texas | 7 | $ 3,205,000 | $ 457,000 | $ 600,000 |
| Guadalupe County Texas | 7 | $ 3,412,000 | $ 487,000 | $ 336,000 |
| Sweetwater County Wyoming | 7 | $ 2,233,000 | $ 319,000 | $ 95,000 |
| Graham County Arizona | 6 | $ 1,829,000 | $ 304,000 | $ 62,000 |
| El Dorado County California | 6 | $ 2,056,000 | $ 342,000 | $ 93,000 |
| Fremont County Colorado | 6 | $ 754,000 | $ 125,000 | $ 55,000 |
| Minidoka County Idaho | 6 | $ 637,000 | $ 106,000 | $ 56,000 |
| Malheur County Oregon | 6 | $ 1,140,000 | $ 190,000 | $ 64,000 |
| Hidalgo County Texas | 6 | $ 2,183,000 | $ 363,000 | $ 177,000 |
| Llano County Texas | 6 | $ 4,943,000 | $ 823,000 | $ 802,000 |
| Matagorda County Texas | 6 | $ 1,773,000 | $ 295,000 | $ 303,000 |
| Rockwall County Texas | 6 | $ 2,633,000 | $ 438,000 | $ 1,683,000 |
| Beaver County Utah | 6 | $ 1,364,000 | $ 227,000 | $ 69,000 |
| Santa Cruz County Arizona | 5 | $ 1,229,000 | $ 245,000 | $ 133,000 |
| Monterey County California | 5 | $ 3,670,000 | $ 734,000 | $ 137,000 |
| Nevada County California | 5 | $ 2,824,000 | $ 564,000 | $ 211,000 |
| Santa Cruz County California | 5 | $ 4,740,000 | $ 948,000 | $ 233,000 |
| Shasta County California | 5 | $ 839,000 | $ 167,000 | $ 100,000 |
| Elbert County Colorado | 5 | $ 2,753,000 | $ 550,000 | $ 193,000 |
| Honolulu County Hawaii | 5 | $ 4,922,000 | $ 984,000 | $ 1,495,000 |
| Boise County Idaho | 5 | $ 788,000 | $ 157,000 | $ 66,000 |
| Caribou County Idaho | 5 | $ 746,000 | $ 149,000 | $ 112,000 |
| Gem County Idaho | 5 | $ 1,115,000 | $ 223,000 | $ 108,000 |
| Owyhee County Idaho | 5 | $ 728,000 | $ 145,000 | $ 99,000 |
| Lincoln County Nevada | 5 | $ 733,000 | $ 146,000 | $ 51,000 |
| Polk County Texas | 5 | $ 1,204,000 | $ 240,000 | $ 317,000 |
| Wayne County Utah | 5 | $ 1,883,000 | $ 376,000 | $ 145,000 |
| Solano County California | 4 | $ 981,000 | $ 245,000 | $ 223,000 |
| Archuleta County Colorado | 4 | $ 1,452,000 | $ 363,000 | $ 184,000 |
| Moffat County Colorado | 4 | $ 1,569,000 | $ 392,000 | $ 67,000 |
| Custer County Idaho | 4 | $ 1,056,000 | $ 264,000 | $ 141,000 |
| Kootenai County Idaho | 4 | $ 1,515,000 | $ 378,000 | $ 258,000 |
| Lander County Nevada | 4 | $ 282,000 | $ 70,000 | $ 95,000 |
| Kaufman County Texas | 4 | $ 1,822,000 | $ 455,000 | $ 148,000 |
| Medina County Texas | 4 | $ 834,000 | $ 208,000 | $ 90,000 |
| Washington County Texas | 4 | $ 2,126,000 | $ 531,000 | $ 383,000 |
| Madera County California | 3 | $ 866,000 | $ 288,000 | $ 143,000 |
| Delta County Colorado | 3 | $ 378,000 | $ 126,000 | $ 47,000 |
| Gilpin County Colorado | 3 | $ 330,000 | $ 110,000 | $ 118,000 |
| Huerfano County Colorado | 3 | $ 1,081,000 | $ 360,000 | $ 118,000 |
| Bonner County Idaho | 3 | $ 1,802,000 | $ 600,000 | $ 1,127,000 |
| Jerome County Idaho | 3 | $ 380,000 | $ 126,000 | $ 67,000 |
| Oneida County Idaho | 3 | $ 848,000 | $ 282,000 | $ 79,000 |
| Storey County Nevada | 3 | $ 548,000 | $ 182,000 | $ 66,000 |
| Linn County Oregon | 3 | $ 617,000 | $ 205,000 | $ 94,000 |
| Washington County Oregon | 3 | $ 1,090,000 | $ 363,000 | $ 67,000 |
| Austin County Texas | 3 | $ 800,000 | $ 266,000 | $ 129,000 |
| Bell County Texas | 3 | $ 762,000 | $ 254,000 | $ 547,000 |
| Colorado County Texas | 3 | $ 1,166,000 | $ 388,000 | $ 445,000 |
| Ellis County Texas | 3 | $ 1,395,000 | $ 465,000 | $ 290,000 |
| Grayson County Texas | 3 | $ 387,000 | $ 129,000 | $ 93,000 |
| Henderson County Texas | 3 | $ 1,898,000 | $ 632,000 | $ 190,000 |
| Jasper County Texas | 3 | $ 477,000 | $ 159,000 | $ 171,000 |
| Jefferson County Texas | 3 | $ 149,000 | $ 49,000 | $ 69,000 |
| Parker County Texas | 3 | $ 1,918,000 | $ 639,000 | $ 210,000 |
| San Jacinto County Texas | 3 | $ 1,189,000 | $ 396,000 | $ 152,000 |
| Trinity County Texas | 3 | $ 1,706,000 | $ 568,000 | $ 162,000 |
| Pierce County Washington | 3 | $ 871,000 | $ 290,000 | $ 284,000 |
| Greenlee County Arizona | 2 | $ 14,000 | $ 7,000 | $ 34,000 |
| Stanislaus County California | 2 | $ 445,000 | $ 222,000 | $ 115,000 |
| Tulare County California | 2 | $ 899,000 | $ 449,000 | $ 640,000 |
| Yuba County California | 2 | $ 528,000 | $ 264,000 | $ 0 |
| Clear Creek County Colorado | 2 | $ 481,000 | $ 240,000 | $ 124,000 |
| Custer County Colorado | 2 | $ 843,000 | $ 421,000 | $ 129,000 |
| Dolores County Colorado | 2 | $ 317,000 | $ 158,000 | $ 39,000 |
| Las Animas County Colorado | 2 | $ 334,000 | $ 167,000 | $ 91,000 |
| Saguache County Colorado | 2 | $ 232,000 | $ 116,000 | $ 34,000 |
| Elmore County Idaho | 2 | $ 598,000 | $ 299,000 | $ 96,000 |
| Power County Idaho | 2 | $ 1,120,000 | $ 560,000 | $ 332,000 |
| White Pine County Nevada | 2 | $ 379,000 | $ 189,000 | $ 126,000 |
| Jackson County Oregon | 2 | $ 1,007,000 | $ 503,000 | $ 205,000 |
| Lincoln County Oregon | 2 | $ 594,000 | $ 297,000 | $ 171,000 |
| Atascosa County Texas | 2 | $ 226,000 | $ 113,000 | $ 118,000 |
| Bandera County Texas | 2 | $ 600,000 | $ 300,000 | $ 45,000 |
| Blanco County Texas | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
| Cameron County Texas | 2 | $ 484,000 | $ 242,000 | $ 477,000 |
| Cooke County Texas | 2 | $ 2,518,000 | $ 1,259,000 | $ 792,000 |
| Gillespie County Texas | 2 | $ 1,207,000 | $ 603,000 | $ 438,000 |
| Kerr County Texas | 2 | $ 818,000 | $ 409,000 | $ 138,000 |
| McLennan County Texas | 2 | $ 370,000 | $ 185,000 | $ 228,000 |
| Milam County Texas | 2 | $ 960,000 | $ 480,000 | $ 364,000 |
| Smith County Texas | 2 | $ 658,000 | $ 329,000 | $ 281,000 |
| Tyler County Texas | 2 | $ 116,000 | $ 58,000 | $ 67,000 |
| Victoria County Texas | 2 | $ 912,000 | $ 456,000 | $ 172,000 |
| Grant County Washington | 2 | $ 575,000 | $ 287,000 | $ 79,000 |
| Spokane County Washington | 2 | $ 1,280,000 | $ 640,000 | $ 420,000 |
| Platte County Wyoming | 2 | $ 388,000 | $ 194,000 | $ 36,000 |
| Amador County California | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Del Norte County California | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Kings County California | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Mariposa County California | 1 | $ 170,000 | $ 170,000 | $ 206,000 |
| Mendocino County California | 1 | $ 490,000 | $ 490,000 | $ 110,000 |
| Mono County California | 1 | $ 140,000 | $ 140,000 | $ 112,000 |
| Plumas County California | 1 | $ 332,000 | $ 332,000 | $ 2,870,000 |
| San Joaquin County California | 1 | $ 376,000 | $ 376,000 | $ 135,000 |
| Costilla County Colorado | 1 | $ 135,000 | $ 135,000 | $ 154,000 |
| Hinsdale County Colorado | 1 | $ 170,000 | $ 170,000 | $ 30,000 |
| Lake County Colorado | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Lincoln County Colorado | 1 | $ 180,000 | $ 180,000 | $ 46,000 |
| Mineral County Colorado | 1 | $ 732,000 | $ 732,000 | $ 230,000 |
| Morgan County Colorado | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Otero County Colorado | 1 | $ 32,000 | $ 32,000 | $ 37,000 |
| Ouray County Colorado | 1 | $ 424,000 | $ 424,000 | $ 201,000 |
| Rio Blanco County Colorado | 1 | $ 384,000 | $ 384,000 | $ 145,000 |
| Sarasota County Florida | 1 | $ 125,000 | $ 125,000 | $ 115,000 |
| Fulton County Georgia | 1 | $ 1,000 | $ 1,000 | $ 54,000 |
| Adams County Idaho | 1 | $ 121,000 | $ 121,000 | $ 29,000 |
| Boundary County Idaho | 1 | $ 300,000 | $ 300,000 | $ 190,000 |
| Butte County Idaho | 1 | $ 50,000 | $ 50,000 | $ 159,000 |
| Camas County Idaho | 1 | $ 126,000 | $ 126,000 | $ 56,000 |
| Idaho County Idaho | 1 | $ 300,000 | $ 300,000 | $ 77,000 |
| Sedgwick County Kansas | 1 | $ 7,000 | $ 7,000 | $ 66,000 |
| Gallatin County Montana | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Prairie County Montana | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Esmeralda County Nevada | 1 | $ 342,000 | $ 342,000 | $ 72,000 |
| Mineral County Nevada | 1 | $ 180,000 | $ 180,000 | $ 34,000 |
| Bernalillo County New Mexico | 1 | $ 179,000 | $ 179,000 | $ 50,000 |
| Grant County New Mexico | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| Los Alamos County New Mexico | 1 | $ 301,000 | $ 301,000 | $ 135,000 |
| San Miguel County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Santa Fe County New Mexico | 1 | $ 750,000 | $ 750,000 | $ 429,000 |
| Taos County New Mexico | 1 | $ 732,000 | $ 732,000 | $ 897,000 |
| Monroe County New York | 1 | $ 120,000 | $ 120,000 | $ 14,000 |
| Baker County Oregon | 1 | $ 140,000 | $ 140,000 | $ 105,000 |
| Deschutes County Oregon | 1 | $ 350,000 | $ 350,000 | $ 54,000 |
| Josephine County Oregon | 1 | $ 193,000 | $ 193,000 | $ 54,000 |
| Union County Oregon | 1 | $ 3,000 | $ 3,000 | $ 55,000 |
| Philadelphia County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 87,000 |
| Lexington County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 52,000 |
| Minnehaha County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Sumner County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 24,000 |
| Aransas County Texas | 1 | $ 382,000 | $ 382,000 | $ 251,000 |
| Bastrop County Texas | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Bosque County Texas | 1 | $ 279,000 | $ 279,000 | $ 111,000 |
| Calhoun County Texas | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| Cass County Texas | 1 | $ 93,000 | $ 93,000 | $ 123,000 |
| Cherokee County Texas | 1 | $ 390,000 | $ 390,000 | $ 493,000 |
| El Paso County Texas | 1 | $ 108,000 | $ 108,000 | $ 41,000 |
| Fayette County Texas | 1 | $ 359,000 | $ 359,000 | $ 297,000 |
| Franklin County Texas | 1 | $ 244,000 | $ 244,000 | $ 1,536,000 |
| Gaines County Texas | 1 | $ 110,000 | $ 110,000 | $ 84,000 |
| Hardin County Texas | 1 | $ 2,925,000 | $ 2,925,000 | $ 1,093,000 |
| Houston County Texas | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Hunt County Texas | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| Johnson County Texas | 1 | $ 348,000 | $ 348,000 | $ 215,000 |
| Kimble County Texas | 1 | $ 350,000 | $ 350,000 | $ 122,000 |
| Lavaca County Texas | 1 | $ 196,000 | $ 196,000 | $ 123,000 |
| Limestone County Texas | 1 | $ 424,000 | $ 424,000 | $ 430,000 |
| Madison County Texas | 1 | $ 17,000 | $ 17,000 | $ 177,000 |
| Maverick County Texas | 1 | $ 660,000 | $ 660,000 | $ 206,000 |
| Navarro County Texas | 1 | $ 570,000 | $ 570,000 | $ 350,000 |
| Panola County Texas | 1 | $ 120,000 | $ 120,000 | $ 220,000 |
| Real County Texas | 1 | $ 152,000 | $ 152,000 | $ 120,000 |
| Robertson County Texas | 1 | $ 330,000 | $ 330,000 | $ 525,000 |
| San Patricio County Texas | 1 | $ 400,000 | $ 400,000 | $ 210,000 |
| Taylor County Texas | 1 | $ 96,000 | $ 96,000 | $ 118,000 |
| Tom Green County Texas | 1 | $ 128,000 | $ 128,000 | $ 149,000 |
| Van Zandt County Texas | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Webb County Texas | 1 | $ 72,000 | $ 72,000 | $ 120,000 |
| Wood County Texas | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Daggett County Utah | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Piute County Utah | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Asotin County Washington | 1 | $ 158,000 | $ 158,000 | $ 2,743,000 |
| Benton County Washington | 1 | $ 424,000 | $ 424,000 | $ 129,000 |
| Chelan County Washington | 1 | $ 900,000 | $ 900,000 | $ 469,000 |
| Clark County Washington | 1 | $ 211,000 | $ 211,000 | $ 58,000 |
| Garfield County Washington | 1 | $ 153,000 | $ 153,000 | $ 87,000 |
| Kitsap County Washington | 1 | $ 772,000 | $ 772,000 | $ 244,000 |
| Mason County Washington | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| San Juan County Washington | 1 | $ 550,000 | $ 550,000 | $ 194,000 |
| Skagit County Washington | 1 | $ 429,000 | $ 429,000 | $ 73,000 |
| Carbon County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Fremont County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Natrona County Wyoming | 1 | $ 107,000 | $ 107,000 | $ 149,000 |
| Sublette County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Uinta County Wyoming | 1 | $ 388,000 | $ 388,000 | $ 132,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,185 | $3,049,910,000 | $493,000 | $24,549,000 | $234,000 | $19,200,000 |
| Refinancing | 4,605 | $1,807,333,000 | $392,000 | $28,750,000 | $191,000 | $11,021,000 |
| Home Improvement | 1,531 | $213,374,000 | $139,000 | $4,500,000 | $105,000 | $6,283,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,032 | $3,281,234,000 | $408,000 | $11,700,000 | $200,000 | $13,622,000 |
| Not Provided | 1,602 | $815,274,000 | $508,000 | $9,000,000 | $288,000 | $12,292,000 |
| Hispanic | 1,343 | $297,999,000 | $221,000 | $2,304,000 | $129,000 | $19,200,000 |
| Asian | 780 | $373,505,000 | $478,000 | $5,000,000 | $244,000 | $10,015,000 |
| Black or African American | 365 | $131,592,000 | $360,000 | $4,341,000 | $94,000 | $4,992,000 |
| Not applicable | 97 | $149,045,000 | $1,536,000 | $28,750,000 | $0 | $0 |
| American Indian or Alaskan Native | 55 | $13,346,000 | $242,000 | $6,000,000 | $206,000 | $3,802,000 |
| Native Hawaiian or Other Pacific Islander | 47 | $8,622,000 | $183,000 | $1,432,000 | $99,000 | $770,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,766 | $4,954,851,000 | $421,000 | $28,750,000 | $208,000 | $19,200,000 |
| FHA-insured (Federal Housing Administration) | 352 | $70,521,000 | $200,000 | $665,000 | $61,000 | $678,000 |
| VA-guaranteed (Veterans Administration) | 161 | $38,114,000 | $236,000 | $501,000 | $72,000 | $277,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $7,131,000 | $169,000 | $315,000 | $46,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,172 | $2,698,411,000 | $437,000 | $28,750,000 | $222,000 | $13,622,000 |
| Application Approved But Not Accepted | 2,877 | $1,205,340,000 | $418,000 | $6,000,000 | $242,000 | $19,200,000 |
| Application Denied By Financial Institution | 2,712 | $887,210,000 | $327,000 | $11,700,000 | $132,000 | $7,206,000 |
| Loan Purchased By The Institution | 324 | $212,463,000 | $655,000 | $4,341,000 | $29,000 | $396,000 |
| Application Withdrawn By Applicant | 230 | $65,860,000 | $286,000 | $1,840,000 | $223,000 | $6,288,000 |
| File Closed For Incompleteness | 6 | $1,333,000 | $222,000 | $1,000,000 | $90,000 | $190,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,173 | $476,648,000 | $406,000 | $11,700,000 | $93,000 | $1,152,000 |
| Credit History | 882 | $143,285,000 | $162,000 | $5,000,000 | $125,000 | $6,283,000 |
| Collateral | 351 | $149,735,000 | $426,000 | $6,400,000 | $223,000 | $7,206,000 |
| Other | 135 | $57,641,000 | $426,000 | $2,975,000 | $229,000 | $2,101,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 93 | $39,822,000 | $428,000 | $2,780,000 | $237,000 | $6,500,000 |
| Unverifiable Information | 38 | $8,847,000 | $232,000 | $900,000 | $112,000 | $700,000 |
| Employment History | 32 | $9,926,000 | $310,000 | $1,680,000 | $84,000 | $372,000 |
| Credit Application Incomplete | 6 | $745,000 | $124,000 | $396,000 | $80,000 | $193,000 |
| Mortgage Insurance Denied | 2 | $561,000 | $280,000 | $333,000 | $92,000 | $112,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions Bancorporation, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.