Zions Bancorporation, N.A. Mortgage Lending & HMDA Data, 2017

In 2017, Zions Bancorporation, N.A. of Denver, CO reported 12,321 mortgage applications totaling $5.1 billion, up 24% from 2016. The average application was for $411,542, and applicants reported an average income of $201,899. 50% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (2,785), Las Vegas-Henderson-Paradise, NV (1,081) and Salt Lake City, UT (704) (applications in parentheses).

Mortgage Company & Address Zions Bancorporation, N.A.

Denver, CO 80237
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 12,321
Total Mortgage Loan Application Amount $5,070,617,000
Average Mortgage Loan Application Amount $411,542
Highest Mortgage Loan Application Amount $28,750,000
Average Applicant Income $201,899
Highest Applicant Income $19,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Zions Bancorporation, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Zions Bancorporation, N.A. by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 1,920 $ 793,754,000 $ 413,413 $ 222,000
Clark, Nevada 1,081 $ 391,935,000 $ 362,567 $ 211,000
Salt Lake, Utah 678 $ 266,184,000 $ 392,601 $ 181,000
Maricopa, Arizona 452 $ 256,495,000 $ 567,466 $ 224,000
Los Angeles, California 384 $ 329,498,000 $ 858,067 $ 290,000
Utah, Utah 329 $ 113,950,000 $ 346,352 $ 151,000
Montgomery, Texas 295 $ 104,944,000 $ 355,742 $ 236,000
Washington, Utah 293 $ 111,960,000 $ 382,116 $ 175,000
San Diego, California 281 $ 163,295,000 $ 581,120 $ 289,000
Fort Bend, Texas 280 $ 76,590,000 $ 273,535 $ 162,000
Bexar, Texas 205 $ 112,092,000 $ 546,790 $ 372,000
Denver, Colorado 204 $ 90,841,000 $ 445,299 $ 206,000
Pima, Arizona 194 $ 69,219,000 $ 356,798 $ 148,000
Orange, California 176 $ 150,718,000 $ 856,352 $ 443,000
Davis, Utah 164 $ 58,265,000 $ 355,274 $ 143,000
Galveston, Texas 162 $ 29,958,000 $ 184,925 $ 152,000
Washoe, Nevada 156 $ 50,236,000 $ 322,025 $ 169,000
Dallas, Texas 154 $ 98,043,000 $ 636,642 $ 294,000
Arapahoe, Colorado 131 $ 62,299,000 $ 475,564 $ 177,000
Travis, Texas 128 $ 106,789,000 $ 834,289 $ 503,000
Cache, Utah 126 $ 26,200,000 $ 207,936 $ 101,000
Summit, Utah 117 $ 89,745,000 $ 767,051 $ 421,000
Ada, Idaho 107 $ 30,335,000 $ 283,504 $ 138,000
Jefferson, Colorado 106 $ 37,665,000 $ 355,330 $ 143,000
Mohave, Arizona 104 $ 17,261,000 $ 165,971 $ 85,000
Yavapai, Arizona 99 $ 31,732,000 $ 320,525 $ 129,000
El Paso, Colorado 99 $ 29,765,000 $ 300,656 $ 156,000
Iron, Utah 99 $ 16,666,000 $ 168,343 $ 116,000
Weber, Utah 94 $ 28,825,000 $ 306,648 $ 130,000
Douglas, Colorado 88 $ 52,949,000 $ 601,693 $ 215,000
Wasatch, Utah 88 $ 49,030,000 $ 557,159 $ 208,000
Riverside, California 80 $ 46,694,000 $ 583,675 $ 229,000
Garfield, Colorado 73 $ 26,957,000 $ 369,273 $ 88,000
Pueblo, Colorado 73 $ 6,657,000 $ 91,191 $ 172,000
Nye, Nevada 73 $ 8,056,000 $ 110,356 $ 69,000
Coconino, Arizona 67 $ 29,807,000 $ 444,880 $ 186,000
Bonneville, Idaho 67 $ 15,665,000 $ 233,805 $ 153,000
Canyon, Idaho 66 $ 12,556,000 $ 190,242 $ 87,000
Boulder, Colorado 63 $ 26,808,000 $ 425,523 $ 147,000
San Francisco, California 61 $ 59,605,000 $ 977,131 $ 80,000
Brazoria, Texas 58 $ 11,028,000 $ 190,137 $ 141,000
Elko, Nevada 56 $ 9,203,000 $ 164,339 $ 84,000
Collin, Texas 56 $ 33,280,000 $ 594,285 $ 239,000
Lyon, Nevada 53 $ 8,720,000 $ 164,528 $ 73,000
Alameda, California 52 $ 32,937,000 $ 633,403 $ 122,000
Uintah, Utah 52 $ 9,298,000 $ 178,807 $ 99,000
Adams, Colorado 50 $ 11,777,000 $ 235,540 $ 106,000
Grand, Utah 49 $ 14,469,000 $ 295,285 $ 127,000
Sevier, Utah 48 $ 5,855,000 $ 121,979 $ 57,000
Navajo, Arizona 47 $ 7,256,000 $ 154,382 $ 113,000
Montezuma, Colorado 47 $ 10,011,000 $ 213,000 $ 75,000
Millard, Utah 47 $ 5,608,000 $ 119,319 $ 52,000
Box Elder, Utah 45 $ 9,770,000 $ 217,111 $ 89,000
Routt, Colorado 44 $ 19,987,000 $ 454,250 $ 247,000
Kane, Utah 44 $ 8,799,000 $ 199,977 $ 110,000
San Bernardino, California 43 $ 15,825,000 $ 368,023 $ 229,000
Hays, Texas 43 $ 16,791,000 $ 390,488 $ 168,000
Sanpete, Utah 43 $ 6,288,000 $ 146,232 $ 62,000
Latah, Idaho 42 $ 12,692,000 $ 302,190 $ 132,000
Comal, Texas 42 $ 20,084,000 $ 478,190 $ 209,000
La Plata, Colorado 40 $ 15,753,000 $ 393,825 $ 176,000
Teller, Colorado 39 $ 10,359,000 $ 265,615 $ 91,000
Blaine, Idaho 39 $ 16,316,000 $ 418,358 $ 168,000
Yuma, Arizona 38 $ 6,756,000 $ 177,789 $ 160,000
Bingham, Idaho 38 $ 6,334,000 $ 166,684 $ 84,000
Chambers, Texas 34 $ 3,426,000 $ 100,764 $ 138,000
Fresno, California 33 $ 18,362,000 $ 556,424 $ 319,000
Jefferson, Idaho 33 $ 4,098,000 $ 124,181 $ 75,000
Duchesne, Utah 32 $ 4,589,000 $ 143,406 $ 80,000
Contra Costa, California 31 $ 19,031,000 $ 613,903 $ 143,000
San Mateo, California 31 $ 36,411,000 $ 1,174,548 $ 127,000
Santa Clara, California 30 $ 34,699,000 $ 1,156,633 $ 151,000
Mesa, Colorado 30 $ 4,245,000 $ 141,500 $ 75,000
Bear Lake, Idaho 30 $ 6,948,000 $ 231,600 $ 103,000
Grand, Colorado 29 $ 11,479,000 $ 395,827 $ 272,000
Denton, Texas 29 $ 17,513,000 $ 603,896 $ 241,000
San Juan, New Mexico 27 $ 3,748,000 $ 138,814 $ 218,000
Garfield, Utah 27 $ 4,660,000 $ 172,592 $ 71,000
San Juan, Utah 27 $ 4,367,000 $ 161,740 $ 70,000
Eagle, Colorado 26 $ 21,798,000 $ 838,384 $ 351,000
Tooele, Utah 26 $ 3,843,000 $ 147,807 $ 71,000
Pitkin, Colorado 24 $ 14,012,000 $ 583,833 $ 312,000
Pinal, Arizona 23 $ 4,389,000 $ 190,826 $ 78,000
Marin, California 23 $ 20,380,000 $ 886,086 $ 120,000
Carson City, Nevada 23 $ 5,737,000 $ 249,434 $ 107,000
Douglas, Nevada 23 $ 7,441,000 $ 323,521 $ 112,000
Waller, Texas 23 $ 6,003,000 $ 261,000 $ 135,000
King, Washington 23 $ 12,844,000 $ 558,434 $ 123,000
Cochise, Arizona 22 $ 2,531,000 $ 115,045 $ 64,000
Bannock, Idaho 22 $ 5,238,000 $ 238,090 $ 107,000
Tarrant, Texas 22 $ 10,942,000 $ 497,363 $ 222,000
Wharton, Texas 22 $ 3,901,000 $ 177,318 $ 102,000
Ventura, California 21 $ 11,165,000 $ 531,666 $ 149,000
Madison, Idaho 21 $ 2,770,000 $ 131,904 $ 93,000
Twin Falls, Idaho 21 $ 3,485,000 $ 165,952 $ 111,000
Morgan, Utah 20 $ 11,266,000 $ 563,300 $ 175,000
Multnomah, Oregon 19 $ 10,269,000 $ 540,473 $ 216,000
Gila, Arizona 17 $ 6,555,000 $ 385,588 $ 148,000
Kern, California 17 $ 2,602,000 $ 153,058 $ 96,000
Teton, Wyoming 17 $ 20,631,000 $ 1,213,588 $ 708,000
Larimer, Colorado 16 $ 4,785,000 $ 299,062 $ 167,000
Cassia, Idaho 16 $ 3,150,000 $ 196,875 $ 66,000
Payette, Idaho 16 $ 2,986,000 $ 186,625 $ 120,000
Brazos, Texas 16 $ 7,220,000 $ 451,250 $ 352,000
Summit, Colorado 15 $ 6,448,000 $ 429,866 $ 352,000
Fremont, Idaho 15 $ 3,835,000 $ 255,666 $ 176,000
Sacramento, California 14 $ 4,631,000 $ 330,785 $ 95,000
Nueces, Texas 14 $ 5,642,000 $ 403,000 $ 221,000
Emery, Utah 14 $ 1,391,000 $ 99,357 $ 63,000
Lincoln, Wyoming 14 $ 4,333,000 $ 309,500 $ 142,000
Gooding, Idaho 13 $ 1,509,000 $ 116,076 $ 138,000
Kendall, Texas 12 $ 12,946,000 $ 1,078,833 $ 334,000
Walker, Texas 12 $ 1,992,000 $ 166,000 $ 134,000
Carbon, Utah 12 $ 1,097,000 $ 91,416 $ 87,000
Whitman, Washington 12 $ 3,428,000 $ 285,666 $ 203,000
Valley, Idaho 11 $ 4,324,000 $ 393,090 $ 863,000
Washington, Idaho 11 $ 950,000 $ 86,363 $ 52,000
La Paz, Arizona 10 $ 2,350,000 $ 235,000 $ 123,000
Franklin, Idaho 10 $ 2,662,000 $ 266,200 $ 73,000
Liberty, Texas 10 $ 486,000 $ 48,600 $ 48,000
Montrose, Colorado 9 $ 1,896,000 $ 210,666 $ 81,000
Weld, Colorado 9 $ 2,891,000 $ 321,222 $ 142,000
Humboldt, Nevada 9 $ 1,204,000 $ 133,777 $ 98,000
Grimes, Texas 9 $ 2,068,000 $ 229,777 $ 115,000
Apache, Arizona 8 $ 865,000 $ 108,125 $ 118,000
Placer, California 8 $ 6,742,000 $ 842,750 $ 1,791,000
Santa Barbara, California 8 $ 11,792,000 $ 1,474,000 $ 196,000
Broomfield, Colorado 8 $ 1,493,000 $ 186,625 $ 118,000
Churchill, Nevada 8 $ 1,357,000 $ 169,625 $ 205,000
Midland, Texas 8 $ 4,801,000 $ 600,125 $ 384,000
Williamson, Texas 8 $ 2,708,000 $ 338,500 $ 232,000
Juab, Utah 8 $ 651,000 $ 81,375 $ 46,000
Rich, Utah 8 $ 2,792,000 $ 349,000 $ 334,000
Snohomish, Washington 8 $ 2,406,000 $ 300,750 $ 130,000
Napa, California 7 $ 5,143,000 $ 734,714 $ 136,000
San Luis Obispo, California 7 $ 4,389,000 $ 627,000 $ 177,000
Sonoma, California 7 $ 13,849,000 $ 1,978,428 $ 125,000
Yolo, California 7 $ 3,127,000 $ 446,714 $ 205,000
Chaffee, Colorado 7 $ 3,201,000 $ 457,285 $ 112,000
Gunnison, Colorado 7 $ 3,166,000 $ 452,285 $ 153,000
Park, Colorado 7 $ 2,497,000 $ 356,714 $ 407,000
San Miguel, Colorado 7 $ 4,619,000 $ 659,857 $ 1,358,000
Nez Perce, Idaho 7 $ 1,528,000 $ 218,285 $ 169,000
Teton, Idaho 7 $ 3,192,000 $ 456,000 $ 175,000
Eureka, Nevada 7 $ 1,016,000 $ 145,142 $ 48,000
Pershing, Nevada 7 $ 570,000 $ 81,428 $ 92,000
Clackamas, Oregon 7 $ 5,175,000 $ 739,285 $ 460,000
Burnet, Texas 7 $ 3,205,000 $ 457,857 $ 600,000
Guadalupe, Texas 7 $ 3,412,000 $ 487,428 $ 336,000
Sweetwater, Wyoming 7 $ 2,233,000 $ 319,000 $ 95,000
Graham, Arizona 6 $ 1,829,000 $ 304,833 $ 62,000
El Dorado, California 6 $ 2,056,000 $ 342,666 $ 93,000
Fremont, Colorado 6 $ 754,000 $ 125,666 $ 55,000
Minidoka, Idaho 6 $ 637,000 $ 106,166 $ 56,000
Malheur, Oregon 6 $ 1,140,000 $ 190,000 $ 64,000
Hidalgo, Texas 6 $ 2,183,000 $ 363,833 $ 177,000
Llano, Texas 6 $ 4,943,000 $ 823,833 $ 802,000
Matagorda, Texas 6 $ 1,773,000 $ 295,500 $ 303,000
Rockwall, Texas 6 $ 2,633,000 $ 438,833 $ 1,683,000
Beaver, Utah 6 $ 1,364,000 $ 227,333 $ 69,000
Santa Cruz, Arizona 5 $ 1,229,000 $ 245,800 $ 133,000
Monterey, California 5 $ 3,670,000 $ 734,000 $ 137,000
Nevada, California 5 $ 2,824,000 $ 564,800 $ 211,000
Santa Cruz, California 5 $ 4,740,000 $ 948,000 $ 233,000
Shasta, California 5 $ 839,000 $ 167,800 $ 100,000
Elbert, Colorado 5 $ 2,753,000 $ 550,600 $ 193,000
Honolulu, Hawaii 5 $ 4,922,000 $ 984,400 $ 1,495,000
Boise, Idaho 5 $ 788,000 $ 157,600 $ 66,000
Caribou, Idaho 5 $ 746,000 $ 149,200 $ 112,000
Gem, Idaho 5 $ 1,115,000 $ 223,000 $ 108,000
Owyhee, Idaho 5 $ 728,000 $ 145,600 $ 99,000
Lincoln, Nevada 5 $ 733,000 $ 146,600 $ 51,000
Polk, Texas 5 $ 1,204,000 $ 240,800 $ 317,000
Wayne, Utah 5 $ 1,883,000 $ 376,600 $ 145,000
Solano, California 4 $ 981,000 $ 245,250 $ 223,000
Archuleta, Colorado 4 $ 1,452,000 $ 363,000 $ 184,000
Moffat, Colorado 4 $ 1,569,000 $ 392,250 $ 67,000
Custer, Idaho 4 $ 1,056,000 $ 264,000 $ 141,000
Kootenai, Idaho 4 $ 1,515,000 $ 378,750 $ 258,000
Lander, Nevada 4 $ 282,000 $ 70,500 $ 95,000
Kaufman, Texas 4 $ 1,822,000 $ 455,500 $ 148,000
Medina, Texas 4 $ 834,000 $ 208,500 $ 90,000
Washington, Texas 4 $ 2,126,000 $ 531,500 $ 383,000
Madera, California 3 $ 866,000 $ 288,666 $ 143,000
Delta, Colorado 3 $ 378,000 $ 126,000 $ 47,000
Gilpin, Colorado 3 $ 330,000 $ 110,000 $ 118,000
Huerfano, Colorado 3 $ 1,081,000 $ 360,333 $ 118,000
Bonner, Idaho 3 $ 1,802,000 $ 600,666 $ 1,127,000
Jerome, Idaho 3 $ 380,000 $ 126,666 $ 67,000
Oneida, Idaho 3 $ 848,000 $ 282,666 $ 79,000
Storey, Nevada 3 $ 548,000 $ 182,666 $ 66,000
Linn, Oregon 3 $ 617,000 $ 205,666 $ 94,000
Washington, Oregon 3 $ 1,090,000 $ 363,333 $ 67,000
Austin, Texas 3 $ 800,000 $ 266,666 $ 129,000
Bell, Texas 3 $ 762,000 $ 254,000 $ 547,000
Colorado, Texas 3 $ 1,166,000 $ 388,666 $ 445,000
Ellis, Texas 3 $ 1,395,000 $ 465,000 $ 290,000
Grayson, Texas 3 $ 387,000 $ 129,000 $ 93,000
Henderson, Texas 3 $ 1,898,000 $ 632,666 $ 190,000
Jasper, Texas 3 $ 477,000 $ 159,000 $ 171,000
Jefferson, Texas 3 $ 149,000 $ 49,666 $ 69,000
Parker, Texas 3 $ 1,918,000 $ 639,333 $ 210,000
San Jacinto, Texas 3 $ 1,189,000 $ 396,333 $ 152,000
Trinity, Texas 3 $ 1,706,000 $ 568,666 $ 162,000
Pierce, Washington 3 $ 871,000 $ 290,333 $ 284,000
Greenlee, Arizona 2 $ 14,000 $ 7,000 $ 34,000
Stanislaus, California 2 $ 445,000 $ 222,500 $ 115,000
Tulare, California 2 $ 899,000 $ 449,500 $ 640,000
Yuba, California 2 $ 528,000 $ 264,000 $ 0
Clear Creek, Colorado 2 $ 481,000 $ 240,500 $ 124,000
Custer, Colorado 2 $ 843,000 $ 421,500 $ 129,000
Dolores, Colorado 2 $ 317,000 $ 158,500 $ 39,000
Las Animas, Colorado 2 $ 334,000 $ 167,000 $ 91,000
Saguache, Colorado 2 $ 232,000 $ 116,000 $ 34,000
Elmore, Idaho 2 $ 598,000 $ 299,000 $ 96,000
Power, Idaho 2 $ 1,120,000 $ 560,000 $ 332,000
White Pine, Nevada 2 $ 379,000 $ 189,500 $ 126,000
Jackson, Oregon 2 $ 1,007,000 $ 503,500 $ 205,000
Lincoln, Oregon 2 $ 594,000 $ 297,000 $ 171,000
Atascosa, Texas 2 $ 226,000 $ 113,000 $ 118,000
Bandera, Texas 2 $ 600,000 $ 300,000 $ 45,000
Blanco, Texas 2 $ 470,000 $ 235,000 $ 94,000
Cameron, Texas 2 $ 484,000 $ 242,000 $ 477,000
Cooke, Texas 2 $ 2,518,000 $ 1,259,000 $ 792,000
Gillespie, Texas 2 $ 1,207,000 $ 603,500 $ 438,000
Kerr, Texas 2 $ 818,000 $ 409,000 $ 138,000
McLennan, Texas 2 $ 370,000 $ 185,000 $ 228,000
Milam, Texas 2 $ 960,000 $ 480,000 $ 364,000
Smith, Texas 2 $ 658,000 $ 329,000 $ 281,000
Tyler, Texas 2 $ 116,000 $ 58,000 $ 67,000
Victoria, Texas 2 $ 912,000 $ 456,000 $ 172,000
Grant, Washington 2 $ 575,000 $ 287,500 $ 79,000
Spokane, Washington 2 $ 1,280,000 $ 640,000 $ 420,000
Platte, Wyoming 2 $ 388,000 $ 194,000 $ 36,000
Amador, California 1 $ 431,000 $ 431,000 $ 0
Del Norte, California 1 $ 333,000 $ 333,000 $ 0
Kings, California 1 $ 185,000 $ 185,000 $ 121,000
Mariposa, California 1 $ 170,000 $ 170,000 $ 206,000
Mendocino, California 1 $ 490,000 $ 490,000 $ 110,000
Mono, California 1 $ 140,000 $ 140,000 $ 112,000
Plumas, California 1 $ 332,000 $ 332,000 $ 2,870,000
San Joaquin, California 1 $ 376,000 $ 376,000 $ 135,000
Costilla, Colorado 1 $ 135,000 $ 135,000 $ 154,000
Hinsdale, Colorado 1 $ 170,000 $ 170,000 $ 30,000
Lake, Colorado 1 $ 40,000 $ 40,000 $ 50,000
Lincoln, Colorado 1 $ 180,000 $ 180,000 $ 46,000
Mineral, Colorado 1 $ 732,000 $ 732,000 $ 230,000
Morgan, Colorado 1 $ 3,000 $ 3,000 $ 0
Otero, Colorado 1 $ 32,000 $ 32,000 $ 37,000
Ouray, Colorado 1 $ 424,000 $ 424,000 $ 201,000
Rio Blanco, Colorado 1 $ 384,000 $ 384,000 $ 145,000
Sarasota, Florida 1 $ 125,000 $ 125,000 $ 115,000
Fulton, Georgia 1 $ 1,000 $ 1,000 $ 54,000
Adams, Idaho 1 $ 121,000 $ 121,000 $ 29,000
Boundary, Idaho 1 $ 300,000 $ 300,000 $ 190,000
Butte, Idaho 1 $ 50,000 $ 50,000 $ 159,000
Camas, Idaho 1 $ 126,000 $ 126,000 $ 56,000
Idaho, Idaho 1 $ 300,000 $ 300,000 $ 77,000
Sedgwick, Kansas 1 $ 7,000 $ 7,000 $ 66,000
Gallatin, Montana 1 $ 195,000 $ 195,000 $ 40,000
Prairie, Montana 1 $ 135,000 $ 135,000 $ 91,000
Esmeralda, Nevada 1 $ 342,000 $ 342,000 $ 72,000
Mineral, Nevada 1 $ 180,000 $ 180,000 $ 34,000
Bernalillo, New Mexico 1 $ 179,000 $ 179,000 $ 50,000
Grant, New Mexico 1 $ 67,000 $ 67,000 $ 59,000
Los Alamos, New Mexico 1 $ 301,000 $ 301,000 $ 135,000
San Miguel, New Mexico 1 $ 200,000 $ 200,000 $ 90,000
Santa Fe, New Mexico 1 $ 750,000 $ 750,000 $ 429,000
Taos, New Mexico 1 $ 732,000 $ 732,000 $ 897,000
Monroe, New York 1 $ 120,000 $ 120,000 $ 14,000
Baker, Oregon 1 $ 140,000 $ 140,000 $ 105,000
Deschutes, Oregon 1 $ 350,000 $ 350,000 $ 54,000
Josephine, Oregon 1 $ 193,000 $ 193,000 $ 54,000
Union, Oregon 1 $ 3,000 $ 3,000 $ 55,000
Philadelphia, Pennsylvania 1 $ 30,000 $ 30,000 $ 87,000
Lexington, South Carolina 1 $ 250,000 $ 250,000 $ 52,000
Minnehaha, South Dakota 1 $ 150,000 $ 150,000 $ 42,000
Sumner, Tennessee 1 $ 135,000 $ 135,000 $ 24,000
Aransas, Texas 1 $ 382,000 $ 382,000 $ 251,000
Bastrop, Texas 1 $ 105,000 $ 105,000 $ 36,000
Bosque, Texas 1 $ 279,000 $ 279,000 $ 111,000
Calhoun, Texas 1 $ 155,000 $ 155,000 $ 141,000
Cass, Texas 1 $ 93,000 $ 93,000 $ 123,000
Cherokee, Texas 1 $ 390,000 $ 390,000 $ 493,000
El Paso, Texas 1 $ 108,000 $ 108,000 $ 41,000
Fayette, Texas 1 $ 359,000 $ 359,000 $ 297,000
Franklin, Texas 1 $ 244,000 $ 244,000 $ 1,536,000
Gaines, Texas 1 $ 110,000 $ 110,000 $ 84,000
Hardin, Texas 1 $ 2,925,000 $ 2,925,000 $ 1,093,000
Houston, Texas 1 $ 85,000 $ 85,000 $ 56,000
Hunt, Texas 1 $ 40,000 $ 40,000 $ 83,000
Johnson, Texas 1 $ 348,000 $ 348,000 $ 215,000
Kimble, Texas 1 $ 350,000 $ 350,000 $ 122,000
Lavaca, Texas 1 $ 196,000 $ 196,000 $ 123,000
Limestone, Texas 1 $ 424,000 $ 424,000 $ 430,000
Madison, Texas 1 $ 17,000 $ 17,000 $ 177,000
Maverick, Texas 1 $ 660,000 $ 660,000 $ 206,000
Navarro, Texas 1 $ 570,000 $ 570,000 $ 350,000
Panola, Texas 1 $ 120,000 $ 120,000 $ 220,000
Real, Texas 1 $ 152,000 $ 152,000 $ 120,000
Robertson, Texas 1 $ 330,000 $ 330,000 $ 525,000
San Patricio, Texas 1 $ 400,000 $ 400,000 $ 210,000
Taylor, Texas 1 $ 96,000 $ 96,000 $ 118,000
Tom Green, Texas 1 $ 128,000 $ 128,000 $ 149,000
Van Zandt, Texas 1 $ 135,000 $ 135,000 $ 86,000
Webb, Texas 1 $ 72,000 $ 72,000 $ 120,000
Wood, Texas 1 $ 80,000 $ 80,000 $ 70,000
Daggett, Utah 1 $ 144,000 $ 144,000 $ 56,000
Piute, Utah 1 $ 92,000 $ 92,000 $ 0
Richmond City, Virginia 1 $ 3,000 $ 3,000 $ 0
Asotin, Washington 1 $ 158,000 $ 158,000 $ 2,743,000
Benton, Washington 1 $ 424,000 $ 424,000 $ 129,000
Chelan, Washington 1 $ 900,000 $ 900,000 $ 469,000
Clark, Washington 1 $ 211,000 $ 211,000 $ 58,000
Garfield, Washington 1 $ 153,000 $ 153,000 $ 87,000
Kitsap, Washington 1 $ 772,000 $ 772,000 $ 244,000
Mason, Washington 1 $ 225,000 $ 225,000 $ 114,000
San Juan, Washington 1 $ 550,000 $ 550,000 $ 194,000
Skagit, Washington 1 $ 429,000 $ 429,000 $ 73,000
Carbon, Wyoming 1 $ 285,000 $ 285,000 $ 96,000
Fremont, Wyoming 1 $ 285,000 $ 285,000 $ 116,000
Natrona, Wyoming 1 $ 107,000 $ 107,000 $ 149,000
Sublette, Wyoming 1 $ 175,000 $ 175,000 $ 60,000
Uinta, Wyoming 1 $ 388,000 $ 388,000 $ 132,000

Mortgage Loan Application Detail Totals for Zions Bancorporation, N.A. in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,185 $3,049,910,000 $493,000 $24,549,000 $234,000 $19,200,000
Refinancing 4,605 $1,807,333,000 $392,000 $28,750,000 $191,000 $11,021,000
Home Improvement 1,531 $213,374,000 $139,000 $4,500,000 $105,000 $6,283,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,032 $3,281,234,000 $408,000 $11,700,000 $200,000 $13,622,000
Not Provided 1,602 $815,274,000 $508,000 $9,000,000 $288,000 $12,292,000
Hispanic 1,343 $297,999,000 $221,000 $2,304,000 $129,000 $19,200,000
Asian 780 $373,505,000 $478,000 $5,000,000 $244,000 $10,015,000
Black or African American 365 $131,592,000 $360,000 $4,341,000 $94,000 $4,992,000
Not applicable 97 $149,045,000 $1,536,000 $28,750,000 $0 $0
American Indian or Alaskan Native 55 $13,346,000 $242,000 $6,000,000 $206,000 $3,802,000
Native Hawaiian or Other Pacific Islander 47 $8,622,000 $183,000 $1,432,000 $99,000 $770,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,766 $4,954,851,000 $421,000 $28,750,000 $208,000 $19,200,000
FHA-insured (Federal Housing Administration) 352 $70,521,000 $200,000 $665,000 $61,000 $678,000
VA-guaranteed (Veterans Administration) 161 $38,114,000 $236,000 $501,000 $72,000 $277,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $7,131,000 $169,000 $315,000 $46,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,172 $2,698,411,000 $437,000 $28,750,000 $222,000 $13,622,000
Application Approved But Not Accepted 2,877 $1,205,340,000 $418,000 $6,000,000 $242,000 $19,200,000
Application Denied By Financial Institution 2,712 $887,210,000 $327,000 $11,700,000 $132,000 $7,206,000
Loan Purchased By The Institution 324 $212,463,000 $655,000 $4,341,000 $29,000 $396,000
Application Withdrawn By Applicant 230 $65,860,000 $286,000 $1,840,000 $223,000 $6,288,000
File Closed For Incompleteness 6 $1,333,000 $222,000 $1,000,000 $90,000 $190,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,173 $476,648,000 $406,000 $11,700,000 $93,000 $1,152,000
Credit History 882 $143,285,000 $162,000 $5,000,000 $125,000 $6,283,000
Collateral 351 $149,735,000 $426,000 $6,400,000 $223,000 $7,206,000
Other 135 $57,641,000 $426,000 $2,975,000 $229,000 $2,101,000
Insufficient Cash (Downpayment, Closing Cost) 93 $39,822,000 $428,000 $2,780,000 $237,000 $6,500,000
Unverifiable Information 38 $8,847,000 $232,000 $900,000 $112,000 $700,000
Employment History 32 $9,926,000 $310,000 $1,680,000 $84,000 $372,000
Credit Application Incomplete 6 $745,000 $124,000 $396,000 $80,000 $193,000
Mortgage Insurance Denied 2 $561,000 $280,000 $333,000 $92,000 $112,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Zions Bancorporation, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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