Zions Bancorporation, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Zions Bancorporation, N.A. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Zions Bancorporation, N.A. One South Main Street 16Th Floor Salt Lake City, UT 84133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 20,614 |
| Total Mortgage Loan Application Amount | $8,134,120,000 |
| Average Mortgage Loan Application Amount | $393,600 |
| Highest Mortgage Loan Application Amount | $89,005,000 |
| Average Applicant Income | $223,800 |
| Highest Applicant Income | $8,825,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Zions Bancorporation, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Zions Bancorporation, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Zions Bancorporation, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Zions Bancorporation, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Zions Bancorporation, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Zions Bancorporation, N.A.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 2,037 | $ 524,975,000 | $ 257,000 | $ 183,000 |
| Harris County Texas | 1,960 | $ 585,510,000 | $ 298,000 | $ 198,000 |
| Salt Lake County Utah | 1,016 | $ 384,470,000 | $ 378,000 | $ 223,000 |
| Maricopa County Arizona | 901 | $ 453,925,000 | $ 503,000 | $ 235,000 |
| Los Angeles County California | 627 | $ 478,995,000 | $ 763,000 | $ 320,000 |
| Utah County Utah | 576 | $ 216,420,000 | $ 375,000 | $ 215,000 |
| San Diego County California | 557 | $ 276,585,000 | $ 496,000 | $ 289,000 |
| Washington County Utah | 478 | $ 247,320,000 | $ 517,000 | $ 306,000 |
| Montgomery County Texas | 457 | $ 122,725,000 | $ 268,000 | $ 228,000 |
| Pima County Arizona | 397 | $ 140,695,000 | $ 354,000 | $ 196,000 |
| Denver County Colorado | 367 | $ 140,935,000 | $ 384,000 | $ 262,000 |
| Fort Bend County Texas | 323 | $ 72,005,000 | $ 222,000 | $ 170,000 |
| Orange County California | 311 | $ 222,015,000 | $ 713,000 | $ 415,000 |
| Dallas County Texas | 307 | $ 84,445,000 | $ 275,000 | $ 219,000 |
| Yavapai County Arizona | 305 | $ 75,585,000 | $ 247,000 | $ 130,000 |
| Yuma County Arizona | 289 | $ 38,085,000 | $ 131,000 | $ 114,000 |
| Jefferson County Colorado | 285 | $ 106,265,000 | $ 372,000 | $ 238,000 |
| Ada County Idaho | 281 | $ 124,265,000 | $ 442,000 | $ 220,000 |
| Bexar County Texas | 275 | $ 76,875,000 | $ 279,000 | $ 239,000 |
| Collin County Texas | 258 | $ 68,760,000 | $ 266,000 | $ 202,000 |
| Davis County Utah | 232 | $ 167,720,000 | $ 722,000 | $ 231,000 |
| Arapahoe County Colorado | 223 | $ 83,095,000 | $ 372,000 | $ 222,000 |
| Mohave County Arizona | 208 | $ 44,500,000 | $ 213,000 | $ 120,000 |
| Washoe County Nevada | 208 | $ 75,360,000 | $ 362,000 | $ 189,000 |
| Summit County Utah | 208 | $ 210,260,000 | $ 1,010,000 | $ 481,000 |
| Galveston County Texas | 204 | $ 43,140,000 | $ 211,000 | $ 158,000 |
| Boulder County Colorado | 192 | $ 77,100,000 | $ 401,000 | $ 256,000 |
| Douglas County Colorado | 180 | $ 81,960,000 | $ 455,000 | $ 288,000 |
| Canyon County Idaho | 173 | $ 59,905,000 | $ 346,000 | $ 176,000 |
| Riverside County California | 171 | $ 88,315,000 | $ 516,000 | $ 281,000 |
| Cache County Utah | 161 | $ 45,455,000 | $ 282,000 | $ 145,000 |
| Denton County Texas | 158 | $ 42,950,000 | $ 271,000 | $ 208,000 |
| Wasatch County Utah | 151 | $ 181,685,000 | $ 1,203,000 | $ 566,000 |
| Adams County Colorado | 149 | $ 41,935,000 | $ 281,000 | $ 177,000 |
| Tarrant County Texas | 148 | $ 39,930,000 | $ 269,000 | $ 221,000 |
| El Paso County Colorado | 147 | $ 41,305,000 | $ 280,000 | $ 201,000 |
| Coconino County Arizona | 145 | $ 66,185,000 | $ 456,000 | $ 200,000 |
| Navajo County Arizona | 144 | $ 30,900,000 | $ 214,000 | $ 127,000 |
| Travis County Texas | 141 | $ 75,565,000 | $ 535,000 | $ 328,000 |
| San Bernardino County California | 140 | $ 55,870,000 | $ 399,000 | $ 233,000 |
| Weber County Utah | 121 | $ 44,215,000 | $ 365,000 | $ 189,000 |
| Teton County Idaho | 111 | $ 73,715,000 | $ 664,000 | $ 264,000 |
| Pinal County Arizona | 109 | $ 24,085,000 | $ 220,000 | $ 118,000 |
| Nye County Nevada | 109 | $ 14,965,000 | $ 137,000 | $ 104,000 |
| Alameda County California | 105 | $ 89,995,000 | $ 857,000 | $ 316,000 |
| Pueblo County Colorado | 96 | $ 60,690,000 | $ 632,000 | $ 115,000 |
| Santa Clara County California | 95 | $ 83,605,000 | $ 880,000 | $ 317,000 |
| Uintah County Utah | 88 | $ 18,570,000 | $ 211,000 | $ 135,000 |
| Mesa County Colorado | 86 | $ 14,020,000 | $ 163,000 | $ 155,000 |
| Bonneville County Idaho | 84 | $ 25,560,000 | $ 304,000 | $ 189,000 |
| Gila County Arizona | 80 | $ 21,980,000 | $ 274,000 | $ 129,000 |
| Contra Costa County California | 75 | $ 35,705,000 | $ 476,000 | $ 319,000 |
| Brazoria County Texas | 73 | $ 14,265,000 | $ 195,000 | $ 153,000 |
| Latah County Idaho | 70 | $ 25,240,000 | $ 360,000 | $ 172,000 |
| Routt County Colorado | 69 | $ 49,455,000 | $ 716,000 | $ 424,000 |
| Sacramento County California | 68 | $ 32,160,000 | $ 472,000 | $ 199,000 |
| Cochise County Arizona | 64 | $ 8,810,000 | $ 137,000 | $ 86,000 |
| Iron County Utah | 64 | $ 16,790,000 | $ 262,000 | $ 157,000 |
| Larimer County Colorado | 63 | $ 23,235,000 | $ 368,000 | $ 201,000 |
| San Juan County New Mexico | 60 | $ 6,330,000 | $ 105,000 | $ 111,000 |
| Sevier County Utah | 60 | $ 15,140,000 | $ 252,000 | $ 239,000 |
| Comal County Texas | 59 | $ 26,195,000 | $ 443,000 | $ 241,000 |
| Bannock County Idaho | 57 | $ 12,075,000 | $ 211,000 | $ 167,000 |
| Weld County Colorado | 53 | $ 12,205,000 | $ 230,000 | $ 170,000 |
| Douglas County Nevada | 53 | $ 19,015,000 | $ 358,000 | $ 179,000 |
| Bingham County Idaho | 50 | $ 10,350,000 | $ 207,000 | $ 125,000 |
| Blaine County Idaho | 49 | $ 30,175,000 | $ 615,000 | $ 400,000 |
| Millard County Utah | 46 | $ 6,710,000 | $ 145,000 | $ 93,000 |
| King County Washington | 46 | $ 43,550,000 | $ 946,000 | $ 595,000 |
| Nez Perce County Idaho | 45 | $ 9,295,000 | $ 206,000 | $ 109,000 |
| Tooele County Utah | 45 | $ 9,375,000 | $ 208,000 | $ 126,000 |
| Placer County California | 44 | $ 50,720,000 | $ 1,152,000 | $ 678,000 |
| Montezuma County Colorado | 44 | $ 7,530,000 | $ 171,000 | $ 103,000 |
| Twin Falls County Idaho | 44 | $ 16,450,000 | $ 373,000 | $ 138,000 |
| La Plata County Colorado | 43 | $ 13,615,000 | $ 316,000 | $ 142,000 |
| Duchesne County Utah | 43 | $ 9,525,000 | $ 221,000 | $ 214,000 |
| San Francisco County California | 42 | $ 32,410,000 | $ 771,000 | $ 370,000 |
| Payette County Idaho | 42 | $ 10,270,000 | $ 244,000 | $ 122,000 |
| San Mateo County California | 41 | $ 43,855,000 | $ 1,069,000 | $ 476,000 |
| Box Elder County Utah | 41 | $ 10,135,000 | $ 247,000 | $ 135,000 |
| Jefferson County Idaho | 40 | $ 10,590,000 | $ 264,000 | $ 116,000 |
| San Juan County Utah | 40 | $ 10,300,000 | $ 257,000 | $ 145,000 |
| Carson City County Nevada | 39 | $ 5,385,000 | $ 138,000 | $ 110,000 |
| Elko County Nevada | 39 | $ 6,575,000 | $ 168,000 | $ 142,000 |
| Fresno County California | 38 | $ 20,050,000 | $ 527,000 | $ 292,000 |
| Williamson County Texas | 38 | $ 13,140,000 | $ 345,000 | $ 214,000 |
| Grand County Utah | 37 | $ 13,455,000 | $ 363,000 | $ 175,000 |
| Ventura County California | 35 | $ 18,755,000 | $ 535,000 | $ 388,000 |
| Lyon County Nevada | 35 | $ 4,615,000 | $ 131,000 | $ 97,000 |
| Apache County Arizona | 34 | $ 5,010,000 | $ 147,000 | $ 80,000 |
| Grand County Colorado | 34 | $ 14,290,000 | $ 420,000 | $ 274,000 |
| Teller County Colorado | 33 | $ 9,625,000 | $ 291,000 | $ 153,000 |
| Broomfield County Colorado | 31 | $ 9,915,000 | $ 319,000 | $ 205,000 |
| Valley County Idaho | 31 | $ 22,405,000 | $ 722,000 | $ 459,000 |
| Kern County California | 30 | $ 5,780,000 | $ 192,000 | $ 227,000 |
| Kane County Utah | 29 | $ 8,355,000 | $ 288,000 | $ 295,000 |
| Snohomish County Washington | 29 | $ 21,305,000 | $ 734,000 | $ 261,000 |
| Teton County Wyoming | 29 | $ 37,755,000 | $ 1,301,000 | $ 461,000 |
| Bear Lake County Idaho | 28 | $ 7,370,000 | $ 263,000 | $ 133,000 |
| Waller County Texas | 28 | $ 8,110,000 | $ 289,000 | $ 278,000 |
| Sanpete County Utah | 28 | $ 6,770,000 | $ 241,000 | $ 224,000 |
| Summit County Colorado | 27 | $ 26,815,000 | $ 993,000 | $ 281,000 |
| Ellis County Texas | 27 | $ 5,975,000 | $ 221,000 | $ 144,000 |
| Garfield County Utah | 26 | $ 4,960,000 | $ 190,000 | $ 139,000 |
| San Joaquin County California | 25 | $ 13,705,000 | $ 548,000 | $ 272,000 |
| Rockwall County Texas | 24 | $ 5,200,000 | $ 216,000 | $ 184,000 |
| La Paz County Arizona | 23 | $ 4,035,000 | $ 175,000 | $ 476,000 |
| Delta County Colorado | 23 | $ 4,145,000 | $ 180,000 | $ 109,000 |
| Montrose County Colorado | 23 | $ 4,925,000 | $ 214,000 | $ 118,000 |
| Churchill County Nevada | 23 | $ 2,445,000 | $ 106,000 | $ 79,000 |
| Chambers County Texas | 23 | $ 3,305,000 | $ 143,000 | $ 121,000 |
| Eagle County Colorado | 22 | $ 18,780,000 | $ 853,000 | $ 641,000 |
| Park County Colorado | 22 | $ 9,040,000 | $ 410,000 | $ 247,000 |
| Madison County Idaho | 22 | $ 8,370,000 | $ 380,000 | $ 212,000 |
| Humboldt County Nevada | 22 | $ 2,410,000 | $ 109,000 | $ 113,000 |
| Hays County Texas | 22 | $ 10,130,000 | $ 460,000 | $ 248,000 |
| Carbon County Utah | 22 | $ 44,310,000 | $ 2,014,000 | $ 224,000 |
| Marin County California | 21 | $ 17,585,000 | $ 837,000 | $ 436,000 |
| Kaufman County Texas | 21 | $ 3,285,000 | $ 156,000 | $ 140,000 |
| Asotin County Washington | 21 | $ 4,055,000 | $ 193,000 | $ 117,000 |
| El Dorado County California | 20 | $ 14,380,000 | $ 719,000 | $ 257,000 |
| Washington County Idaho | 20 | $ 2,670,000 | $ 133,000 | $ 65,000 |
| Grayson County Texas | 20 | $ 4,840,000 | $ 242,000 | $ 173,000 |
| Monterey County California | 18 | $ 11,940,000 | $ 663,000 | $ 351,000 |
| Solano County California | 18 | $ 7,270,000 | $ 403,000 | $ 200,000 |
| Elbert County Colorado | 18 | $ 9,870,000 | $ 548,000 | $ 257,000 |
| Graham County Arizona | 17 | $ 2,185,000 | $ 128,000 | $ 136,000 |
| Santa Cruz County Arizona | 17 | $ 5,185,000 | $ 305,000 | $ 130,000 |
| Pitkin County Colorado | 17 | $ 27,315,000 | $ 1,606,000 | $ 413,000 |
| Owyhee County Idaho | 17 | $ 4,295,000 | $ 252,000 | $ 108,000 |
| Parker County Texas | 17 | $ 4,045,000 | $ 237,000 | $ 174,000 |
| Franklin County Idaho | 16 | $ 4,900,000 | $ 306,000 | $ 181,000 |
| Malheur County Oregon | 16 | $ 3,780,000 | $ 236,000 | $ 93,000 |
| Kendall County Texas | 16 | $ 9,260,000 | $ 578,000 | $ 369,000 |
| Pierce County Washington | 16 | $ 7,460,000 | $ 466,000 | $ 282,000 |
| Fremont County Idaho | 15 | $ 8,685,000 | $ 579,000 | $ 296,000 |
| Clackamas County Oregon | 15 | $ 13,555,000 | $ 903,000 | $ 373,000 |
| Guadalupe County Texas | 15 | $ 2,425,000 | $ 161,000 | $ 154,000 |
| Johnson County Texas | 15 | $ 3,145,000 | $ 209,000 | $ 156,000 |
| Emery County Utah | 15 | $ 2,405,000 | $ 160,000 | $ 116,000 |
| Rich County Utah | 15 | $ 6,425,000 | $ 428,000 | $ 277,000 |
| Lincoln County Wyoming | 15 | $ 6,275,000 | $ 418,000 | $ 205,000 |
| Santa Barbara County California | 14 | $ 17,000,000 | $ 1,214,000 | $ 716,000 |
| Garfield County Colorado | 14 | $ 6,970,000 | $ 497,000 | $ 252,000 |
| Walker County Texas | 14 | $ 6,560,000 | $ 468,000 | $ 191,000 |
| Whitman County Washington | 14 | $ 4,690,000 | $ 335,000 | $ 206,000 |
| Santa Cruz County California | 13 | $ 10,965,000 | $ 843,000 | $ 290,000 |
| Cassia County Idaho | 13 | $ 1,505,000 | $ 115,000 | $ 135,000 |
| Liberty County Texas | 13 | $ 2,235,000 | $ 171,000 | $ 138,000 |
| San Luis Obispo County California | 12 | $ 10,030,000 | $ 835,000 | $ 332,000 |
| Tulare County California | 12 | $ 4,640,000 | $ 386,000 | $ 195,000 |
| Boise County Idaho | 12 | $ 6,670,000 | $ 555,000 | $ 201,000 |
| Nevada County California | 11 | $ 9,905,000 | $ 900,000 | $ 312,000 |
| Clear Creek County Colorado | 11 | $ 4,525,000 | $ 411,000 | $ 240,000 |
| Lake County Colorado | 11 | $ 3,575,000 | $ 325,000 | $ 212,000 |
| Austin County Texas | 11 | $ 4,225,000 | $ 384,000 | $ 197,000 |
| Medina County Texas | 11 | $ 5,225,000 | $ 475,000 | $ 289,000 |
| Morgan County Utah | 11 | $ 5,835,000 | $ 530,000 | $ 358,000 |
| Gunnison County Colorado | 10 | $ 5,190,000 | $ 519,000 | $ 206,000 |
| Adams County Idaho | 10 | $ 3,730,000 | $ 373,000 | $ 208,000 |
| Kootenai County Idaho | 10 | $ 7,110,000 | $ 711,000 | $ 1,044,000 |
| Pershing County Nevada | 10 | $ 1,410,000 | $ 141,000 | $ 114,000 |
| Brazos County Texas | 10 | $ 3,530,000 | $ 353,000 | $ 359,000 |
| Grimes County Texas | 10 | $ 2,330,000 | $ 233,000 | $ 147,000 |
| Hidalgo County Texas | 10 | $ 930,000 | $ 93,000 | $ 171,000 |
| Spokane County Washington | 10 | $ 3,230,000 | $ 323,000 | $ 200,000 |
| Chaffee County Colorado | 9 | $ 4,605,000 | $ 511,000 | $ 158,000 |
| Gem County Idaho | 9 | $ 4,365,000 | $ 485,000 | $ 133,000 |
| Hunt County Texas | 9 | $ 865,000 | $ 96,000 | $ 117,000 |
| Polk County Texas | 9 | $ 675,000 | $ 75,000 | $ 63,000 |
| Smith County Texas | 9 | $ 4,225,000 | $ 469,000 | $ 278,000 |
| Sonoma County California | 8 | $ 7,200,000 | $ 900,000 | $ 613,000 |
| Yolo County California | 8 | $ 2,890,000 | $ 361,000 | $ 140,000 |
| Bell County Texas | 8 | $ 1,410,000 | $ 176,000 | $ 219,000 |
| Burnet County Texas | 8 | $ 5,000,000 | $ 625,000 | $ 333,000 |
| Wharton County Texas | 8 | $ 1,090,000 | $ 136,000 | $ 108,000 |
| Kitsap County Washington | 8 | $ 5,260,000 | $ 657,000 | $ 318,000 |
| Greenlee County Arizona | 7 | $ 565,000 | $ 80,000 | $ 69,000 |
| Miami-Dade County Florida | 7 | $ 3,685,000 | $ 526,000 | $ 778,000 |
| Multnomah County Oregon | 7 | $ 3,905,000 | $ 557,000 | $ 247,000 |
| Washington County Oregon | 7 | $ 7,315,000 | $ 1,045,000 | $ 309,000 |
| El Paso County Texas | 7 | $ 2,035,000 | $ 290,000 | $ 175,000 |
| San Jacinto County Texas | 7 | $ 1,915,000 | $ 273,000 | $ 153,000 |
| Van Zandt County Texas | 7 | $ 1,035,000 | $ 147,000 | $ 112,000 |
| Imperial County California | 6 | $ 16,320,000 | $ 2,720,000 | $ 322,000 |
| Archuleta County Colorado | 6 | $ 4,120,000 | $ 686,000 | $ 353,000 |
| Fremont County Colorado | 6 | $ 2,090,000 | $ 348,000 | $ 115,000 |
| Gooding County Idaho | 6 | $ 1,280,000 | $ 213,000 | $ 143,000 |
| Cameron County Texas | 6 | $ 3,130,000 | $ 521,000 | $ 318,000 |
| Llano County Texas | 6 | $ 8,840,000 | $ 1,473,000 | $ 1,267,000 |
| Napa County California | 5 | $ 2,625,000 | $ 525,000 | $ 261,000 |
| Plumas County California | 5 | $ 2,685,000 | $ 537,000 | $ 302,000 |
| Marion County Florida | 5 | $ 825,000 | $ 165,000 | $ 672,000 |
| Caribou County Idaho | 5 | $ 4,285,000 | $ 857,000 | $ 206,000 |
| Jerome County Idaho | 5 | $ 1,115,000 | $ 223,000 | $ 138,000 |
| Eureka County Nevada | 5 | $ 555,000 | $ 111,000 | $ 114,000 |
| White Pine County Nevada | 5 | $ 765,000 | $ 153,000 | $ 79,000 |
| Bernalillo County New Mexico | 5 | $ 2,585,000 | $ 517,000 | $ 196,000 |
| Aransas County Texas | 5 | $ 1,265,000 | $ 253,000 | $ 143,000 |
| Colorado County Texas | 5 | $ 1,815,000 | $ 363,000 | $ 218,000 |
| Gillespie County Texas | 5 | $ 2,445,000 | $ 489,000 | $ 322,000 |
| Henderson County Texas | 5 | $ 1,015,000 | $ 203,000 | $ 225,000 |
| Houston County Texas | 5 | $ 1,075,000 | $ 215,000 | $ 153,000 |
| Nueces County Texas | 5 | $ 4,385,000 | $ 877,000 | $ 684,000 |
| Clark County Washington | 5 | $ 5,385,000 | $ 1,077,000 | $ 431,000 |
| Butte County California | 4 | $ 660,000 | $ 165,000 | $ 103,000 |
| Stanislaus County California | 4 | $ 2,970,000 | $ 742,000 | $ 249,000 |
| Gilpin County Colorado | 4 | $ 1,030,000 | $ 257,000 | $ 127,000 |
| Ouray County Colorado | 4 | $ 4,230,000 | $ 1,057,000 | $ 603,000 |
| Rio Grande County Colorado | 4 | $ 2,000,000 | $ 500,000 | $ 192,000 |
| Bonner County Idaho | 4 | $ 1,740,000 | $ 435,000 | $ 126,000 |
| Elmore County Idaho | 4 | $ 940,000 | $ 235,000 | $ 99,000 |
| Minidoka County Idaho | 4 | $ 200,000 | $ 50,000 | $ 68,000 |
| Power County Idaho | 4 | $ 2,370,000 | $ 592,000 | $ 182,000 |
| Santa Fe County New Mexico | 4 | $ 2,770,000 | $ 692,000 | $ 181,000 |
| Linn County Oregon | 4 | $ 2,770,000 | $ 692,000 | $ 221,000 |
| Hood County Texas | 4 | $ 750,000 | $ 187,000 | $ 137,000 |
| Navarro County Texas | 4 | $ 540,000 | $ 135,000 | $ 175,000 |
| Wilson County Texas | 4 | $ 1,080,000 | $ 270,000 | $ 133,000 |
| Thurston County Washington | 4 | $ 2,070,000 | $ 517,000 | $ 178,000 |
| Lake County California | 3 | $ 1,505,000 | $ 501,000 | $ 161,000 |
| Merced County California | 3 | $ 255,000 | $ 85,000 | $ 165,000 |
| Costilla County Colorado | 3 | $ 545,000 | $ 181,000 | $ 110,000 |
| Rio Blanco County Colorado | 3 | $ 245,000 | $ 81,000 | $ 131,000 |
| Lewis County Idaho | 3 | $ 525,000 | $ 175,000 | $ 84,000 |
| Esmeralda County Nevada | 3 | $ 115,000 | $ 38,000 | $ 231,000 |
| Storey County Nevada | 3 | $ 385,000 | $ 128,000 | $ 85,000 |
| Catron County New Mexico | 3 | $ 245,000 | $ 81,000 | $ 77,000 |
| Eddy County New Mexico | 3 | $ 455,000 | $ 151,000 | $ 132,000 |
| Rio Arriba County New Mexico | 3 | $ 545,000 | $ 181,000 | $ 88,000 |
| Yamhill County Oregon | 3 | $ 1,085,000 | $ 361,000 | $ 288,000 |
| Bastrop County Texas | 3 | $ 1,455,000 | $ 485,000 | $ 227,000 |
| Blanco County Texas | 3 | $ 1,025,000 | $ 341,000 | $ 115,000 |
| Caldwell County Texas | 3 | $ 735,000 | $ 245,000 | $ 236,000 |
| Calhoun County Texas | 3 | $ 3,075,000 | $ 1,025,000 | $ 1,523,000 |
| Fannin County Texas | 3 | $ 135,000 | $ 45,000 | $ 100,000 |
| Fayette County Texas | 3 | $ 2,285,000 | $ 761,000 | $ 563,000 |
| Hill County Texas | 3 | $ 375,000 | $ 125,000 | $ 212,000 |
| Kerr County Texas | 3 | $ 3,275,000 | $ 1,091,000 | $ 383,000 |
| Lubbock County Texas | 3 | $ 745,000 | $ 248,000 | $ 226,000 |
| Madison County Texas | 3 | $ 925,000 | $ 308,000 | $ 119,000 |
| Matagorda County Texas | 3 | $ 1,495,000 | $ 498,000 | $ 301,000 |
| Rusk County Texas | 3 | $ 375,000 | $ 125,000 | $ 85,000 |
| Somervell County Texas | 3 | $ 1,965,000 | $ 655,000 | $ 444,000 |
| Washington County Texas | 3 | $ 555,000 | $ 185,000 | $ 246,000 |
| Daggett County Utah | 3 | $ 1,115,000 | $ 371,000 | $ 153,000 |
| Juab County Utah | 3 | $ 1,455,000 | $ 485,000 | $ 146,000 |
| Wayne County Utah | 3 | $ 965,000 | $ 321,000 | $ 162,000 |
| Island County Washington | 3 | $ 2,045,000 | $ 681,000 | $ 317,000 |
| Laramie County Wyoming | 3 | $ 1,315,000 | $ 438,000 | $ 181,000 |
| Del Norte County California | 2 | $ 1,430,000 | $ 715,000 | $ 124,000 |
| Madera County California | 2 | $ 5,280,000 | $ 2,640,000 | $ 174,000 |
| Yuba County California | 2 | $ 950,000 | $ 475,000 | $ 139,000 |
| Las Animas County Colorado | 2 | $ 280,000 | $ 140,000 | $ 143,000 |
| San Miguel County Colorado | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Fulton County Georgia | 2 | $ 3,010,000 | $ 1,505,000 | $ 4,365,000 |
| Benewah County Idaho | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| Butte County Idaho | 2 | $ 310,000 | $ 155,000 | $ 108,000 |
| Custer County Idaho | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Lemhi County Idaho | 2 | $ 620,000 | $ 310,000 | $ 120,000 |
| Lincoln County Idaho | 2 | $ 360,000 | $ 180,000 | $ 39,000 |
| Oneida County Idaho | 2 | $ 380,000 | $ 190,000 | $ 40,000 |
| Flathead County Montana | 2 | $ 3,160,000 | $ 1,580,000 | $ 1,541,000 |
| Lander County Nevada | 2 | $ 130,000 | $ 65,000 | $ 39,000 |
| Lincoln County Nevada | 2 | $ 80,000 | $ 40,000 | $ 113,000 |
| Hidalgo County New Mexico | 2 | $ 190,000 | $ 95,000 | $ 37,000 |
| Lea County New Mexico | 2 | $ 1,060,000 | $ 530,000 | $ 224,000 |
| Oklahoma County Oklahoma | 2 | $ 1,490,000 | $ 745,000 | $ 0 |
| Benton County Oregon | 2 | $ 770,000 | $ 385,000 | $ 255,000 |
| Deschutes County Oregon | 2 | $ 1,670,000 | $ 835,000 | $ 392,000 |
| Lincoln County Oregon | 2 | $ 1,210,000 | $ 605,000 | $ 339,000 |
| Umatilla County Oregon | 2 | $ 440,000 | $ 220,000 | $ 182,000 |
| Bosque County Texas | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| Burleson County Texas | 2 | $ 1,250,000 | $ 625,000 | $ 1,406,000 |
| Erath County Texas | 2 | $ 610,000 | $ 305,000 | $ 89,000 |
| Gregg County Texas | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Jefferson County Texas | 2 | $ 170,000 | $ 85,000 | $ 202,000 |
| Jim Wells County Texas | 2 | $ 180,000 | $ 90,000 | $ 100,000 |
| Kinney County Texas | 2 | $ 70,000 | $ 35,000 | $ 50,000 |
| Mason County Texas | 2 | $ 350,000 | $ 175,000 | $ 351,000 |
| McLennan County Texas | 2 | $ 500,000 | $ 250,000 | $ 174,000 |
| Midland County Texas | 2 | $ 660,000 | $ 330,000 | $ 267,000 |
| Orange County Texas | 2 | $ 180,000 | $ 90,000 | $ 79,000 |
| Sabine County Texas | 2 | $ 550,000 | $ 275,000 | $ 124,000 |
| San Patricio County Texas | 2 | $ 170,000 | $ 85,000 | $ 112,000 |
| Taylor County Texas | 2 | $ 650,000 | $ 325,000 | $ 113,000 |
| Titus County Texas | 2 | $ 860,000 | $ 430,000 | $ 400,000 |
| Tom Green County Texas | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Webb County Texas | 2 | $ 70,000 | $ 35,000 | $ 81,000 |
| Wichita County Texas | 2 | $ 250,000 | $ 125,000 | $ 192,000 |
| Wise County Texas | 2 | $ 170,000 | $ 85,000 | $ 106,000 |
| Beaver County Utah | 2 | $ 110,000 | $ 55,000 | $ 143,000 |
| Garfield County Washington | 2 | $ 220,000 | $ 110,000 | $ 53,000 |
| Lewis County Washington | 2 | $ 810,000 | $ 405,000 | $ 316,000 |
| Mason County Washington | 2 | $ 1,200,000 | $ 600,000 | $ 319,000 |
| Whatcom County Washington | 2 | $ 1,190,000 | $ 595,000 | $ 432,000 |
| Fremont County Wyoming | 2 | $ 230,000 | $ 115,000 | $ 153,000 |
| Natrona County Wyoming | 2 | $ 1,300,000 | $ 650,000 | $ 685,000 |
| Sweetwater County Wyoming | 2 | $ 380,000 | $ 190,000 | $ 42,000 |
| Montgomery County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Alpine County California | 1 | $ 525,000 | $ 525,000 | $ 83,000 |
| Amador County California | 1 | $ 125,000 | $ 125,000 | $ 258,000 |
| Calaveras County California | 1 | $ 525,000 | $ 525,000 | $ 108,000 |
| Inyo County California | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Mariposa County California | 1 | $ 725,000 | $ 725,000 | $ 164,000 |
| Mendocino County California | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Mono County California | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Tehama County California | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Custer County Colorado | 1 | $ 405,000 | $ 405,000 | $ 376,000 |
| Kit Carson County Colorado | 1 | $ 25,000 | $ 25,000 | $ 245,000 |
| Mineral County Colorado | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Moffat County Colorado | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Morgan County Colorado | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| San Juan County Colorado | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| Lee County Florida | 1 | $ 295,000 | $ 295,000 | $ 385,000 |
| St. Lucie County Florida | 1 | $ 305,000 | $ 305,000 | $ 249,000 |
| Boundary County Idaho | 1 | $ 285,000 | $ 285,000 | $ 41,000 |
| Camas County Idaho | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
| Clearwater County Idaho | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Shoshone County Idaho | 1 | $ 315,000 | $ 315,000 | $ 81,000 |
| Cook County Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Clark County Indiana | 1 | $ 355,000 | $ 355,000 | $ 209,000 |
| Sedgwick County Kansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lake County Montana | 1 | $ 2,655,000 | $ 2,655,000 | $ 1,747,000 |
| Mineral County Nevada | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Dona Ana County New Mexico | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Lincoln County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 76,000 |
| Watauga County North Carolina | 1 | $ 955,000 | $ 955,000 | $ 949,000 |
| Baker County Oregon | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Clatsop County Oregon | 1 | $ 405,000 | $ 405,000 | $ 677,000 |
| Crook County Oregon | 1 | $ 1,185,000 | $ 1,185,000 | $ 341,000 |
| Jackson County Oregon | 1 | $ 475,000 | $ 475,000 | $ 1,231,000 |
| Josephine County Oregon | 1 | $ 305,000 | $ 305,000 | $ 189,000 |
| Tillamook County Oregon | 1 | $ 425,000 | $ 425,000 | $ 855,000 |
| Wasco County Oregon | 1 | $ 495,000 | $ 495,000 | $ 106,000 |
| Susquehanna County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 220,000 |
| Rutherford County Tennessee | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Anderson County Texas | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Angelina County Texas | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| Atascosa County Texas | 1 | $ 415,000 | $ 415,000 | $ 132,000 |
| Bandera County Texas | 1 | $ 365,000 | $ 365,000 | $ 292,000 |
| Cass County Texas | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Cherokee County Texas | 1 | $ 685,000 | $ 685,000 | $ 317,000 |
| Cooke County Texas | 1 | $ 505,000 | $ 505,000 | $ 273,000 |
| Dickens County Texas | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Ector County Texas | 1 | $ 15,000 | $ 15,000 | $ 2,000 |
| Gonzales County Texas | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Harrison County Texas | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Hopkins County Texas | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Jackson County Texas | 1 | $ 35,000 | $ 35,000 | $ 248,000 |
| Jasper County Texas | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Kleberg County Texas | 1 | $ 145,000 | $ 145,000 | $ 260,000 |
| Leon County Texas | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| Montague County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Nolan County Texas | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Palo Pinto County Texas | 1 | $ 785,000 | $ 785,000 | $ 300,000 |
| Panola County Texas | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Potter County Texas | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Rains County Texas | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Real County Texas | 1 | $ 205,000 | $ 205,000 | $ 179,000 |
| Robertson County Texas | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| San Augustine County Texas | 1 | $ 355,000 | $ 355,000 | $ 184,000 |
| Trinity County Texas | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| Uvalde County Texas | 1 | $ 665,000 | $ 665,000 | $ 1,409,000 |
| Ward County Texas | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Wood County Texas | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Zavala County Texas | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Benton County Washington | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Chelan County Washington | 1 | $ 625,000 | $ 625,000 | $ 1,378,000 |
| Clallam County Washington | 1 | $ 365,000 | $ 365,000 | $ 182,000 |
| Douglas County Washington | 1 | $ 255,000 | $ 255,000 | $ 224,000 |
| Grays Harbor County Washington | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Jefferson County Washington | 1 | $ 605,000 | $ 605,000 | $ 1,673,000 |
| Kittitas County Washington | 1 | $ 1,615,000 | $ 1,615,000 | $ 623,000 |
| Pacific County Washington | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| San Juan County Washington | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Skagit County Washington | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| Walla Walla County Washington | 1 | $ 85,000 | $ 85,000 | $ 145,000 |
| Albany County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 356,000 |
| Big Horn County Wyoming | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Carbon County Wyoming | 1 | $ 545,000 | $ 545,000 | $ 161,000 |
| Sheridan County Wyoming | 1 | $ 635,000 | $ 635,000 | $ 200,000 |
Mortgage Loan Application Detail Totals for Zions Bancorporation, N.A. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 6,814 | $1,566,970,000 | $229,000 | $89,005,000 | $195,000 | $7,703,000 |
| Home Purchase | 4,932 | $3,878,570,000 | $786,000 | $45,005,000 | $326,000 | $8,825,000 |
| Home Improvement | 3,894 | $859,850,000 | $220,000 | $14,005,000 | $176,000 | $8,370,000 |
| Refinancing | 3,478 | $1,284,140,000 | $369,000 | $24,505,000 | $208,000 | $4,418,000 |
| Cash-out Refinancing | 1,496 | $544,590,000 | $364,000 | $14,005,000 | $214,000 | $4,441,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,629 | $5,423,065,000 | $370,000 | $89,005,000 | $231,000 | $8,825,000 |
| Hispanic | 1,782 | $532,300,000 | $298,000 | $45,005,000 | $150,000 | $2,791,000 |
| Not Provided | 1,572 | $916,100,000 | $582,000 | $6,005,000 | $282,000 | $6,138,000 |
| Asian | 844 | $515,450,000 | $610,000 | $6,005,000 | $289,000 | $5,989,000 |
| Black or African American | 643 | $132,425,000 | $205,000 | $2,165,000 | $143,000 | $1,308,000 |
| American Indian or Alaskan Native | 113 | $31,865,000 | $281,000 | $2,005,000 | $157,000 | $910,000 |
| Not applicable | 57 | $296,495,000 | $5,201,000 | $37,945,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 50 | $17,720,000 | $354,000 | $2,605,000 | $200,000 | $1,173,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,477 | $8,078,135,000 | $394,000 | $89,005,000 | $227,000 | $8,825,000 |
| FHA-insured (Federal Housing Administration) | 93 | $34,435,000 | $370,000 | $1,065,000 | $117,000 | $443,000 |
| VA-guaranteed (Veterans Administration) | 43 | $21,255,000 | $494,000 | $1,505,000 | $141,000 | $396,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $295,000 | $295,000 | $295,000 | $102,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,314 | $3,971,570,000 | $385,000 | $25,005,000 | $251,000 | $8,266,000 |
| Application Denied By Financial Institution | 6,880 | $2,202,750,000 | $320,000 | $89,005,000 | $153,000 | $8,370,000 |
| Application Approved But Not Accepted | 3,031 | $1,659,355,000 | $547,000 | $6,515,000 | $302,000 | $8,825,000 |
| Application Withdrawn By Applicant | 164 | $154,300,000 | $940,000 | $22,325,000 | $313,000 | $7,200,000 |
| Preapproval Approved but not Accepted | 93 | $61,065,000 | $656,000 | $2,855,000 | $254,000 | $1,825,000 |
| File Closed For Incompleteness | 76 | $54,250,000 | $713,000 | $37,945,000 | $185,000 | $1,400,000 |
| Preapproval Denied by Financial Institution | 39 | $23,985,000 | $615,000 | $2,255,000 | $172,000 | $831,000 |
| Loan Purchased By The Institution | 17 | $6,845,000 | $402,000 | $695,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,695 | $5,907,385,000 | $431,000 | $37,945,000 | $263,000 | $8,825,000 |
| Debt-To-Income Ratio | 4,187 | $1,477,795,000 | $352,000 | $45,005,000 | $114,000 | $2,500,000 |
| Credit History | 1,364 | $295,730,000 | $216,000 | $89,005,000 | $153,000 | $7,703,000 |
| Collateral | 909 | $283,775,000 | $312,000 | $6,505,000 | $283,000 | $8,370,000 |
| Other | 324 | $64,000,000 | $197,000 | $1,505,000 | $221,000 | $3,750,000 |
| Unverifiable Information | 58 | $40,240,000 | $693,000 | $6,005,000 | $302,000 | $3,004,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 58 | $48,150,000 | $830,000 | $6,005,000 | $347,000 | $1,541,000 |
| Credit Application Incomplete | 12 | $11,880,000 | $990,000 | $4,655,000 | $286,000 | $1,680,000 |
| Employment History | 6 | $4,740,000 | $790,000 | $1,925,000 | $312,000 | $750,000 |
| Mortgage Insurance Denied | 1 | $425,000 | $425,000 | $425,000 | $138,000 | $138,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions Bancorporation, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.