Lipscomb County, TX Mortgage Lenders & HMDA Data, 2008
In 2008, lenders reported 91 mortgage applications in Lipscomb County, TX totaling $6.5 million, down 13% from 2007. The average application was for $70,000, and applicants reported an average income of $53,000. 47% of applications resulted in an originated loan and 20% were denied. The most active lender was Interstate Bank, SSB, with 21 applications, followed by JPMorgan Chase Bank, NA and Firstbank Southwest.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 91 |
| Total Mortgage Loan Application Amount | $6,451,000 |
| Average Mortgage Loan Application Amount | $70,000 |
| Highest Mortgage Loan Application Amount | $179,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $568,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Interstate Bank, SSB 5085 S COULTER AMARILLO, TX 79119 |
* | $ 97,835,000 | 21 | $ 1,581,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,318,888,000,000 | 12 | $ 898,000 |
| Firstbank Southwest 2401 S. GEORGIA AMARILLO, TX 79109 |
* | $ 659,994,000 | 7 | $ 240,000 |
| Countrywide Bank FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 121,054,736,000 | 6 | $ 435,000 |
| Citicorp Trust Bank, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 18,878,056,000 | 5 | $ 446,000 |
| Wells Fargo Bank, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 467,861,000,000 | 4 | $ 272,000 |
| Capital One NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 97,517,902,000 | 4 | $ 49,000 |
| Citimortgage, Inc 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 3 | $ 369,000 |
| First National Bank, Canyon Br 400 15TH STREET CANYON, TX 79015 |
* | $ 101,018,000 | 2 | $ 84,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,312,794,218,000 | 2 | $ 167,000 |
| US Bank, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 232,759,503,000 | 2 | $ 117,000 |
| Midfirst Bank 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,970,989,000 | 2 | $ 87,000 |
| Ge Money Bank 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 14,839,190,000 | 2 | $ 15,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 2 | $ 144,000 |
| Gmac Mortgage LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 2 | $ 148,000 |
| Zillow Home Loans, LLC 2600 MICHELSON DRIVE IRVINE, CA 92612 |
* | $ 10,000,000 | 1 | $ 118,000 |
| First Mortgage Company, L.L.C. 6701 NORTH BROADWAY, SUITE 400 OKLAHOMA CITY, OK 73116 |
* | $ 28,000,000 | 1 | $ 116,000 |
| Taylor, Bean & Whitaker 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 1 | $ 128,000 |
| Merrill Lynch Credit Corp. 4804 DEER LAKE DRIVE EAST BLDG 3 FL 5 JACKSONVILLE, FL 32246 |
* | $ 4,500,000,000 | 1 | $ 97,000 |
| CU Factory Built Lending, LP 6061 IH-10 WEST SAN ANTONIO, TX 78201 |
* | $ 1,761,607,000 | 1 | $ 40,000 |
| Home Loan Center 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 106,000 |
| Mbs Mortgage Company LLC 28345 BECK RD. WIXOM, MI 48393 |
* | $ 10,000,000 | 1 | $ 170,000 |
| Wells Fargo Bank, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 653,269,000,000 | 1 | $ 166,000 |
| Ally Bank F/K/A/ Gmac Bank 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 28,404,352,000 | 1 | $ 113,000 |
| Happy State Bank 701 S TAYLOR, LB 120 AMARILLO, TX 79101 |
* | $ 616,731,000 | 1 | $ 77,000 |
| Security Bank of Texas PO BOX 90 CRAWFORD, TX 76638 |
* | $ 85,834,000 | 1 | $ 31,000 |
| The Bank of Union 2000 S. COUNTRY CLUB RD. EL RENO, OK 73036 |
* | $ 190,913,000 | 1 | $ 51,000 |
| First Independent Capital Inc 602 GRAND AVENUE CHICKASHA, OK 73018 |
* | $ 224,457,000 | 1 | $ 24,000 |
| Suntrust Mortgage, Inc 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 175,107,526,000 | 1 | $ 77,000 |
| Amarillo National Bank 410 S TAYLOR STREET AMARILLO, TX 79101 |
* | $ 2,631,684,000 | 1 | $ 85,000 |
The tables below break down 2008 mortgage applications in Lipscomb County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Lipscomb County, TX in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 54 | $4,361,000 | $80,000 | $179,000 | $42,000 | $144,000 |
| Refinancing | 25 | $1,868,000 | $74,000 | $170,000 | $73,000 | $568,000 |
| Home Improvement | 12 | $222,000 | $18,000 | $50,000 | $58,000 | $140,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 55 | $3,974,000 | $72,000 | $179,000 | $65,000 | $568,000 |
| Not applicable | 17 | $1,556,000 | $91,000 | $178,000 | $9,000 | $84,000 |
| Hispanic | 12 | $720,000 | $60,000 | $168,000 | $56,000 | $90,000 |
| Not Provided | 6 | $85,000 | $14,000 | $26,000 | $63,000 | $140,000 |
| American Indian or Alaskan Native | 1 | $116,000 | $116,000 | $116,000 | $55,000 | $55,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 54 | $3,053,000 | $56,000 | $168,000 | $67,000 | $568,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $1,691,000 | $89,000 | $179,000 | $21,000 | $63,000 |
| FHA-insured (Federal Housing Administration) | 15 | $1,266,000 | $84,000 | $118,000 | $49,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 3 | $441,000 | $147,000 | $170,000 | $15,000 | $47,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 43 | $2,838,000 | $66,000 | $179,000 | $57,000 | $144,000 |
| Loan Purchased By The Institution | 18 | $1,641,000 | $91,000 | $178,000 | $12,000 | $84,000 |
| Application Denied By Financial Institution | 18 | $1,113,000 | $61,000 | $168,000 | $82,000 | $568,000 |
| Application Withdrawn By Applicant | 6 | $469,000 | $78,000 | $118,000 | $53,000 | $71,000 |
| Application Approved But Not Accepted | 6 | $390,000 | $65,000 | $120,000 | $57,000 | $77,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 4 | $362,000 | $90,000 | $168,000 | $44,000 | $90,000 |
| Credit Application Incomplete | 2 | $29,000 | $14,000 | $25,000 | $26,000 | $37,000 |
| Credit History | 2 | $39,000 | $19,000 | $26,000 | $56,000 | $60,000 |
| Other | 1 | $75,000 | $75,000 | $75,000 | $46,000 | $46,000 |
| Unverifiable Information | 1 | $90,000 | $90,000 | $90,000 | $156,000 | $156,000 |
| Collateral | 1 | $150,000 | $150,000 | $150,000 | $568,000 | $568,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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