Lipscomb County, TX Mortgage Lenders & HMDA Data, 2010
In 2010, lenders reported 49 mortgage applications in Lipscomb County, TX totaling $3.8 million, about the same as 2009. The average application was for $77,000, and applicants reported an average income of $60,000. 35% of applications resulted in an originated loan and 27% were denied. The most active lender was Interstate Bank, SSB, with 9 applications, followed by Vanderbilt Mortgage and 21st Mortgage.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 49 |
| Total Mortgage Loan Application Amount | $3,794,000 |
| Average Mortgage Loan Application Amount | $77,000 |
| Highest Mortgage Loan Application Amount | $205,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $129,000 |
Top Mortgage Lenders in Lipscomb County, TX (2010)
Ranked by the number of mortgage applications each lender reported in Lipscomb County, TX in 2010.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Interstate Bank, SSB Amarillo, TX |
9 | $616,000 | $68,000 | $70,000 |
| 2 | Vanderbilt Mortgage Maryville, TN |
5 | $509,000 | $101,000 | $50,000 |
| 3 | 21st Mortgage Knoxville, TN |
5 | $429,000 | $85,000 | $75,000 |
| 4 | JPMorgan Chase Bank, NA Columbus, OH |
5 | $362,000 | $72,000 | $57,000 |
| 5 | Firstbank Southwest Amarillo, TX |
4 | $222,000 | $55,000 | $29,000 |
| 6 | Bank of America, N.A. Calabasas, CA |
3 | $296,000 | $98,000 | $71,000 |
| 7 | Happy State Bank Amarillo, TX |
2 | $43,000 | $21,000 | $52,000 |
| 8 | US Bank, N.A. Milwaukee, WI |
2 | $209,000 | $104,000 | $67,000 |
| 9 | Tib the Independent Bankersban Farmers Branch, TX |
2 | $173,000 | $86,000 | $99,000 |
| 10 | Gmac Mortgage LLC Ft. Washington, PA |
2 | $173,000 | $86,000 | $0 |
The tables below break down 2010 mortgage applications in Lipscomb County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Lipscomb County, TX in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 30 | $2,672,000 | $89,000 | $205,000 | $62,000 | $119,000 |
| Refinancing | 14 | $960,000 | $68,000 | $126,000 | $62,000 | $129,000 |
| Home Improvement | 5 | $162,000 | $32,000 | $70,000 | $44,000 | $78,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 34 | $2,709,000 | $79,000 | $205,000 | $71,000 | $129,000 |
| Hispanic | 8 | $507,000 | $63,000 | $116,000 | $47,000 | $78,000 |
| Not applicable | 4 | $346,000 | $86,000 | $123,000 | $0 | $0 |
| Not Provided | 3 | $232,000 | $77,000 | $127,000 | $54,000 | $90,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36 | $2,593,000 | $72,000 | $205,000 | $62,000 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $496,000 | $70,000 | $104,000 | $53,000 | $60,000 |
| FHA-insured (Federal Housing Administration) | 4 | $459,000 | $114,000 | $156,000 | $86,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 2 | $246,000 | $123,000 | $123,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17 | $1,200,000 | $70,000 | $167,000 | $62,000 | $127,000 |
| Loan Purchased By The Institution | 13 | $1,053,000 | $81,000 | $123,000 | $52,000 | $109,000 |
| Application Denied By Financial Institution | 13 | $947,000 | $72,000 | $164,000 | $54,000 | $91,000 |
| Application Approved But Not Accepted | 4 | $445,000 | $111,000 | $205,000 | $81,000 | $119,000 |
| Application Withdrawn By Applicant | 2 | $149,000 | $74,000 | $126,000 | $96,000 | $129,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $166,000 | $55,000 | $77,000 | $66,000 | $84,000 |
| Credit Application Incomplete | 1 | $39,000 | $39,000 | $39,000 | $51,000 | $51,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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