Luna County, NM Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 808 mortgage applications in Luna County, NM totaling $76.1 million, up 6% from 2012. The average application was for $94,000, and applicants reported an average income of $54,000. 43% of applications resulted in an originated loan and 31% were denied. The most active lender was First New Mexico Bank, with 190 applications, followed by Wells Fargo Bank NA and PHH Mortgage Corporation.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 808
Total Mortgage Loan Application Amount $76,087,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $335,000
Average Applicant Income $54,000
Highest Applicant Income $465,000

Mortgage Company List for Lending in Luna County, NM for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First New Mexico Bank
300 S GOLD AVE
DEMING, NM 88030
* $ 207,082,000 190 $ 14,039,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 156 $ 11,882,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 44 $ 4,998,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 29 $ 3,047,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 27 $ 1,948,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,587,134,000 26 $ 3,182,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 25 $ 1,392,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 18 $ 1,915,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 18 $ 2,190,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 16 $ 2,481,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 14 $ 1,358,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 14 $ 1,417,000
First Savings Bank
201 N 3RD ST
BERESFORD, SD 57004
* $ 457,412,000 14 $ 1,286,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 10 $ 1,909,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 10 $ 1,693,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 69,076,722,000 8 $ 707,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 7 $ 753,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 7 $ 690,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 7 $ 947,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 27,934,078,000 6 $ 597,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 5 $ 761,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 5 $ 709,000
Bank 34
500 EAST TENTH STREET
ALAMOGORDO, NM 88310
* $ 184,356,000 5 $ 524,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 675,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 4 $ 540,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 301,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 4 $ 278,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 379,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 4 $ 341,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 4 $ 248,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 4 $ 415,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 370,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 3 $ 447,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 3 $ 296,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 3 $ 717,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 339,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 234,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 3 $ 328,000
First New Mexico Bank, Las Cru
3000 E. LOHMAN AVE
LAS CRUCES, NM 88011
* $ 107,215,000 3 $ 321,000
Pioneer Bank
3000 N. MAIN ST. / P. O. BOX 130
ROSWELL, NM 88201
* $ 615,906,000 3 $ 305,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 329,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 2 $ 161,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 543,088,000 2 $ 63,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 92,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 2 $ 259,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 2 $ 247,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 155,000
Citizens Bank of Las Cruces
505 S MAIN STREET
LAS CRUCES, NM 88001
* $ 398,105,000 2 $ 107,000
Nusenda Federal Credit Union
PO BOX 8530
ALBUQUERQUE, NM 87107
* $ 1,274,803,000 2 $ 310,000
Evolve Federal Credit Union
8840 GAZELLE DR.
EL PASO, TX 79925
* $ 298,926,000 2 $ 312,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 2 $ 157,000
First American Bank
303 W MAIN ST
ARTESIA, NM 88210
* $ 838,425,000 2 $ 334,000
Firstlight Federal Credit Unio
9983 KENWORTHY ST.
EL PASO, TX 79924
* $ 794,131,000 2 $ 178,000
White Sands Federal Credit Union
2755 N MAIN ST
LAS CRUCES, NM 88004
* $ 252,822,000 1 $ 101,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 85,810,000,000 1 $ 132,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 1 $ 118,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 119,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 1 $ 103,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 1 $ 86,000
State Employees Credit Union
813 ST. MICHAELS DR.
SANTA FE, NM 87505
* $ 330,069,000 1 $ 125,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,473,889,000 1 $ 87,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 78,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ 10,000,000 1 $ 222,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ 3,406,000,000 1 $ 136,000
Intercap Lending Inc.
26970 ALISO VIEJO PARKWAY, SUITE 100
ALISO VIEJO, CA 92656
* $ 10,000,000 1 $ 109,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ 10,000,000 1 $ 143,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 1 $ 79,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,164,405,000 1 $ 35,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 1 $ 60,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 1 $ 133,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 16,553,533,000 1 $ 144,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 1 $ 20,000
Century Bank
PO BOX 1507
SANTA FE, NM 87504
* $ 584,683,000 1 $ 63,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 100,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 71,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 77,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 153,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ 10,000,000 1 $ 49,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 1 $ 157,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 72,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 173,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 85,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 78,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 1 $ 35,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 2,941,572,000 1 $ 3,000
Iq Credit Union
1313 MAIN STREET
VANCOUVER, WA 98660
* $ 483,888,000 1 $ 35,000

The tables below break down 2013 mortgage applications in Luna County, NM by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Luna County, NM in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 434 $46,817,000 $107,000 $335,000 $58,000 $465,000
Home Purchase 298 $26,887,000 $90,000 $303,000 $52,000 $288,000
Home Improvement 76 $2,383,000 $31,000 $168,000 $42,000 $146,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 367 $29,743,000 $81,000 $312,000 $50,000 $384,000
White 319 $33,562,000 $105,000 $303,000 $60,000 $465,000
Not Provided 76 $7,626,000 $100,000 $335,000 $56,000 $240,000
Not applicable 29 $3,262,000 $112,000 $331,000 $31,000 $240,000
American Indian or Alaskan Native 7 $513,000 $73,000 $128,000 $53,000 $86,000
Asian 7 $1,028,000 $146,000 $200,000 $109,000 $158,000
Black or African American 3 $353,000 $117,000 $165,000 $6,000 $20,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 587 $50,361,000 $85,000 $335,000 $60,000 $465,000
FHA-insured (Federal Housing Administration) 115 $13,080,000 $113,000 $273,000 $37,000 $240,000
VA-guaranteed (Veterans Administration) 69 $8,535,000 $123,000 $239,000 $42,000 $185,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $4,111,000 $111,000 $215,000 $38,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 348 $33,064,000 $95,000 $331,000 $58,000 $457,000
Application Denied By Financial Institution 252 $20,756,000 $82,000 $312,000 $47,000 $384,000
Loan Purchased By The Institution 71 $7,951,000 $111,000 $239,000 $46,000 $166,000
Application Approved But Not Accepted 69 $6,790,000 $98,000 $335,000 $52,000 $150,000
Application Withdrawn By Applicant 46 $4,795,000 $104,000 $261,000 $65,000 $465,000
File Closed For Incompleteness 22 $2,731,000 $124,000 $273,000 $80,000 $240,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 89 $4,888,000 $54,000 $201,000 $42,000 $146,000
Debt-To-Income Ratio 42 $3,388,000 $80,000 $272,000 $35,000 $146,000
Collateral 28 $2,952,000 $105,000 $175,000 $62,000 $147,000
Other 15 $1,319,000 $87,000 $189,000 $52,000 $384,000
Credit Application Incomplete 11 $1,278,000 $116,000 $164,000 $62,000 $152,000
Unverifiable Information 6 $521,000 $86,000 $122,000 $41,000 $65,000
Insufficient Cash (Downpayment, Closing Cost) 4 $274,000 $68,000 $83,000 $52,000 $85,000
Employment History 3 $283,000 $94,000 $138,000 $32,000 $40,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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