Unlock detailed Lyon County MN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 900 |
| Total Mortgage Loan Application Amount | $114,356,000 |
| Average Mortgage Loan Application Amount | $127,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $1,008,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 322 | $ 43,277,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 82 | $ 11,223,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 75 | $ 9,483,000 |
| BANK OF THE WEST 1977 SATURN STREET MS SC-MPK-03-N MONTEREY PARK, CA 91755 |
* | $ 60,000,590,000 | 69 | $ 7,165,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 39 | $ 4,661,000 |
| HOME FEDERAL BANK P.O. BOX 5000 SIOUX FALLS, SD 57117 |
* | $ 1,172,597,000 | 32 | $ 3,512,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 23 | $ 2,277,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 23 | $ 2,264,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 20 | $ 2,299,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 19 | $ 2,726,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 14 | $ 1,969,000 |
| AFFINITY PLUS 175 WEST LAFAYETTE FRONTAGE ROAD SAINT PAUL, MN 55107 |
* | $ 1,342,381,000 | 13 | $ 1,273,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 10 | $ 1,525,000 |
| MINNWEST MORTGAGE CORPORATION 5324 EAST ARROWHEAD PKY, SUITE 102 SIOUX FALLS, SD 57110 |
* | $ 1,751,723,000 | 9 | $ 927,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 8 | $ 763,000 |
| AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 2,823,342,000 | 7 | $ 1,012,000 |
| MINNWEST BANK 300 S WASHINGTON REDWOOD FALLS, MN 56283 |
* | $ 531,058,000 | 7 | $ 929,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 7 | $ 1,123,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 6 | $ 1,006,000 |
| HOMETOWN BANK 1000 COOK STREET REDWOOD FALLS, MN 56283 |
* | $ 179,143,000 | 5 | $ 594,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 4 | $ 305,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 4 | $ 748,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 4 | $ 450,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 400,559,000 | 3 | $ 528,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 90,293,933,000 | 3 | $ 285,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 3 | $ 490,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ 10,000,000 | 3 | $ 272,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 3 | $ 481,000 |
| SUMMIT MORTGAGE CORPORATION 13355 10TH AVE N, #100 PLYMOUTH, MN 55441 |
* | $ 10,000,000 | 3 | $ 593,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 2 | $ 147,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 2 | $ 238,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 2 | $ 183,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 2 | $ 300,000 |
| HIWAY CREDIT UNION 111 EMPIRE DRIVE SAINT PAUL, MN 55103 |
* | $ 846,129,000 | 2 | $ 188,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 2 | $ 189,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 2 | $ 203,000 |
| WELLS FEDERAL BANK 53 1ST ST SW WELLS, MN 56097 |
* | $ 265,233,000 | 2 | $ 188,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 2 | $ 269,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ 250,000,000 | 2 | $ 115,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 2 | $ 288,000 |
| LENDSOURCE INC 12701 WHITEWATER DR STE 340 MINNETONKA, MN 55343 |
* | $ 10,000,000 | 2 | $ 321,000 |
| EVERETT FINANCIAL INC. 14801 QUORUM DR SUITE 300 DALLAS, TX 75254 |
* | $ 3,642,000 | 2 | $ 245,000 |
| NETMORE AMERICA, INC. 109 EAST MAIN STREET, SUITE 301 WALLA WALLA, WA 99362 |
* | $ 37,000,000 | 2 | $ 329,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 2 | $ 297,000 |
| ASSOCIATED BANK, N.A. 200 N ADAMS ST GREEN BAY, WI 54301 |
* | $ 22,564,122,000 | 2 | $ 30,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 2 | $ 287,000 |
| UNITED PRAIRIE BANK 10 FIRESTONE DRIVE, SUITE 300 MANKATO, MN 56001 |
* | $ 526,658,000 | 2 | $ 60,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 39,610,194,000 | 2 | $ 146,000 |
| KLEINBANK 301 CHESTNUT ST CHASKA, MN 55318 |
* | $ 1,509,842,000 | 2 | $ 96,000 |
| ALERUS FINANCIAL, NATIONAL ASSOCIATION PO BOX 6001 GRAND FORKS, ND 58206 |
* | $ 1,120,512,000 | 1 | $ 185,000 |
| CITIFINANCIAL SERVICES INC 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 1 | $ 17,000 |
| CORTRUST MORTGAGE, INC. 2101 S MINNESOTA AVENUE SIOUX FALLS, SD 57105 |
* | $ 10,000,000 | 1 | $ 187,000 |
| GATEWAY BUSINESS BANK 18000 STUDEBAKER ROAD, SUITE 550 CERRITOS, CA 90703 |
* | $ 216,229,000 | 1 | $ 250,000 |
| FIRST BANK & TRUST 520 6TH STREET BROOKINGS, SD 57006 |
* | $ 853,905,000 | 1 | $ 248,000 |
| CITIZENS BANK MINNESOTA 105 NORTH MINNESOTA STREET NEW ULM, MN 56073 |
* | $ 271,051,000 | 1 | $ 182,000 |
| PROGROWTH BANK 703 3RD STREET, PO BOX 77 NICOLLET, MN 56074 |
* | $ 165,661,000 | 1 | $ 105,000 |
| MERRILL LYNCH CREDIT CORP 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 1 | $ 127,000 |
| THINK MUTUAL BANK 5200 MEMBERS PARKWAY NW ROCHESTER, MN 55901 |
* | $ 1,371,962,000 | 1 | $ 290,000 |
| FIRST FARMERS & MERCHANTS NATIONAL BANK PO BOX 411 FAIRMONT, MN 56031 |
* | $ 81,656,000 | 1 | $ 83,000 |
| TCF NATIONAL BANK 2508 LOUISE AVE S (002-01-P) SIOUX FALLS, SD 57106 |
* | $ 17,921,579,000 | 1 | $ 35,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 1 | $ 65,000 |
| WEALTHBRIDGE MORTGAGE CORP. 15455 NW GREENBRIER PKWY, STE. 111 BEAVERTON, OR 97006 |
* | $ 10,000,000 | 1 | $ 60,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 91,000 |
| KELLER MORTGAGE, LLC 4725 LAKEHURST CT SUITE 400 HILLIARD, OH 43016 |
* | $ 10,000,000 | 1 | $ 129,000 |
| TMG REAL ESTATE & FINANCIAL 310 W. LIBERTY ST. STE 100 LOUISVILLE, KY 40202 |
* | $ 292,000 | 1 | $ 179,000 |
| MORTGAGE RESEARCH CENTER, LLC 2101 CHAPEL PLAZA COURT SUITE 107 COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 117,000 |
| NFM, INC. 1190 WINTERSON ROAD, SUITE 300 LINTHICUM, MD 21090 |
* | $ 8,226,000 | 1 | $ 162,000 |
| MORTGAGES UNLIMITED INC. 7365 KIRKWOOD COURT NORTH SUITE 300 MAPLE GROVE, MN 55113 |
* | $ 1,518,000 | 1 | $ 119,000 |
| MARKETPLACE HOME MORTGAGE, LLC 7380 FRANCE AVE S, STE 200 EDINA, MN 55435 |
* | $ 11,000,000 | 1 | $ 98,000 |
| TRADITION MORTGAGE, LLC 16995 BRANDTJEN FARM DRIVE SUTE 300 EDINA, MN 55044 |
* | $ 10,000,000 | 1 | $ 100,000 |
| MIDCOUNTRY BANK 2611 BLUE HERON DR. MARION, IL 62959 |
* | $ 852,055,000 | 1 | $ 193,000 |
| METABANK PO BOX 1307 STORM LAKE, IA 50588 |
* | $ 916,477,000 | 1 | $ 347,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 1 | $ 228,000 |
| SPIRE CREDIT UNION 2025 LARPENTEUR AVE W FALCON HEIGHTS, MN 55113 |
* | $ 563,382,000 | 1 | $ 90,000 |
| WESTSTAR MORTGAGE, INC. 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 1 | $ 264,000 |
| W. J. BRADLEY MORTGAGE CAPITAL 6465 GREENWOOD PLAZA BLVD, SUITE 500 CENTENNIAL, CO 80111 |
* | $ 10,000,000 | 1 | $ 189,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 1 | $ 159,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 1 | $ 204,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 95,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 660 | $87,844,000 | $133,000 | $417,000 | $71,000 | $786,000 |
| Home Purchase | 196 | $24,462,000 | $124,000 | $390,000 | $57,000 | $336,000 |
| Home Improvement | 44 | $2,050,000 | $46,000 | $165,000 | $90,000 | $1,008,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 759 | $95,856,000 | $126,000 | $417,000 | $75,000 | $1,008,000 |
| Not applicable | 67 | $8,513,000 | $127,000 | $331,000 | $13,000 | $186,000 |
| Not Provided | 54 | $7,295,000 | $135,000 | $394,000 | $56,000 | $500,000 |
| Asian | 9 | $1,350,000 | $150,000 | $200,000 | $67,000 | $140,000 |
| Hispanic | 7 | $869,000 | $124,000 | $257,000 | $71,000 | $136,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $294,000 | $147,000 | $196,000 | $65,000 | $70,000 |
| Black or African American | 2 | $179,000 | $89,000 | $136,000 | $74,000 | $125,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 626 | $80,826,000 | $129,000 | $417,000 | $77,000 | $1,008,000 |
| FHA-insured (Federal Housing Administration) | 217 | $27,002,000 | $124,000 | $290,000 | $54,000 | $540,000 |
| VA-guaranteed (Veterans Administration) | 36 | $4,575,000 | $127,000 | $290,000 | $37,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $1,953,000 | $93,000 | $209,000 | $30,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 452 | $57,805,000 | $127,000 | $417,000 | $80,000 | $786,000 |
| Loan Purchased By The Institution | 184 | $24,480,000 | $133,000 | $331,000 | $43,000 | $186,000 |
| Application Denied By Financial Institution | 137 | $15,781,000 | $115,000 | $394,000 | $63,000 | $500,000 |
| Application Withdrawn By Applicant | 80 | $9,576,000 | $119,000 | $314,000 | $80,000 | $1,008,000 |
| Application Approved But Not Accepted | 28 | $4,061,000 | $145,000 | $390,000 | $85,000 | $236,000 |
| File Closed For Incompleteness | 19 | $2,653,000 | $139,000 | $290,000 | $33,000 | $105,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 31 | $3,602,000 | $116,000 | $320,000 | $64,000 | $380,000 |
| Collateral | 21 | $2,717,000 | $129,000 | $267,000 | $73,000 | $153,000 |
| Debt-To-Income Ratio | 18 | $2,301,000 | $127,000 | $378,000 | $58,000 | $272,000 |
| Credit Application Incomplete | 17 | $1,720,000 | $101,000 | $184,000 | $53,000 | $128,000 |
| Other | 15 | $1,669,000 | $111,000 | $394,000 | $90,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $463,000 | $115,000 | $168,000 | $56,000 | $76,000 |
| Employment History | 3 | $265,000 | $88,000 | $137,000 | $35,000 | $68,000 |
| Unverifiable Information | 1 | $97,000 | $97,000 | $97,000 | $48,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.