Madison County, MT Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 466 mortgage applications in Madison County, MT totaling $143.4 million, up 17% from 2011. The average application was for $307,000, and applicants reported an average income of $180,000. 52% of applications resulted in an originated loan and 18% were denied. The most active lender was Wells Fargo Bank NA, with 141 applications, followed by Mountain West Bank, N.A. and Suntrust Mortgage, Inc..

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Total Number of Mortgage Applications 466
Total Mortgage Loan Application Amount $143,409,000
Average Mortgage Loan Application Amount $307,000
Highest Mortgage Loan Application Amount $3,710,000
Average Applicant Income $180,000
Highest Applicant Income $3,600,000

Mortgage Company List for Lending in Madison County, MT for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 141 $ 54,274,000
Mountain West Bank, N.A.
1225 CEDAR STREET / PO BOX 6013
HELENA, MT 59604
* $ 640,825,000 32 $ 5,041,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 24 $ 4,141,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 22 $ 5,541,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 2,132,797,000 22 $ 9,391,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 16 $ 3,618,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 14 $ 2,180,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 7,294,743,000 13 $ 5,893,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 10 $ 2,187,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 8 $ 1,579,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 8 $ 1,125,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 7 $ 1,587,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 9,207,809,000 7 $ 1,264,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,382,225,000 7 $ 1,190,000
Rocky Mountain Bank
2615 KING AVE WEST
BILLINGS, MT 59102
* $ 440,804,000 6 $ 596,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 6 $ 1,434,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 5 $ 1,036,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 1,112,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 5 $ 386,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 4 $ 1,152,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 4 $ 587,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 4 $ 1,633,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 3 $ 869,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 882,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 499,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 3 $ 853,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 3 $ 638,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 721,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 2 $ 62,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 436,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 66,063,531,000 2 $ 427,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 2 $ 717,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 2 $ 515,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 2 $ 1,746,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 2 $ 411,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 2 $ 834,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 2 $ 1,590,000
Cgb Agri Financial Services
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 260,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 99,831,232,000 1 $ 1,500,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 17,531,277,000 1 $ 378,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 27,791,801,000 1 $ 812,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 103,790,000,000 1 $ 3,250,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 1 $ 2,150,000
Agchoice Farm Credit Aca
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ 12,000,000 1 $ 175,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 125,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 247,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 1 $ 409,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 1 $ 257,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 60,970,527,000 1 $ 403,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 23,303,645,000 1 $ 2,925,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 140,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 147,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 184,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 170,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 146,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 1 $ 150,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 11,197,863,000 1 $ 855,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 390,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 128,000
Idaho Independent Bank
1260 W RIVERSTONE DR
COEUR D ALENE, ID 83814
* $ 441,101,000 1 $ 350,000
The Business Bank
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 196,128,000 1 $ 406,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 251,000
Western Security Bank
2812 1ST AVE NORTH
BILLINGS, MT 59101
* $ 807,620,000 1 $ 417,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 1 $ 234,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 69,289,000 1 $ 895,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 1 $ 483,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,225,317,000 1 $ 111,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 129,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 275,779,000 1 $ 60,000
Bank of Granite
315 FIRST AVE NW
HICKORY, NC 28603
* $ 753,799,000 1 $ 912,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 266,422,000 1 $ 417,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ 769,369,000 1 $ 342,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 84,000

The tables below break down 2012 mortgage applications in Madison County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Madison County, MT in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 320 $94,835,000 $296,000 $3,710,000 $181,000 $3,600,000
Home Purchase 131 $47,180,000 $360,000 $3,250,000 $191,000 $2,743,000
Home Improvement 15 $1,394,000 $92,000 $229,000 $57,000 $108,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 379 $106,132,000 $280,000 $3,710,000 $162,000 $3,600,000
Not Provided 60 $28,932,000 $482,000 $3,240,000 $366,000 $3,052,000
Not applicable 24 $7,949,000 $331,000 $2,576,000 $18,000 $388,000
Hispanic 3 $396,000 $132,000 $141,000 $24,000 $29,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 403 $132,527,000 $328,000 $3,710,000 $200,000 $3,600,000
FHA-insured (Federal Housing Administration) 24 $3,305,000 $137,000 $253,000 $52,000 $117,000
VA-guaranteed (Veterans Administration) 21 $4,802,000 $228,000 $483,000 $63,000 $146,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $2,775,000 $154,000 $194,000 $47,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 242 $77,449,000 $320,000 $3,240,000 $193,000 $3,052,000
Application Denied By Financial Institution 86 $19,487,000 $226,000 $895,000 $142,000 $1,135,000
Loan Purchased By The Institution 57 $11,610,000 $203,000 $912,000 $67,000 $475,000
Application Withdrawn By Applicant 41 $21,470,000 $523,000 $3,710,000 $362,000 $3,600,000
Application Approved But Not Accepted 25 $10,475,000 $419,000 $3,250,000 $180,000 $1,109,000
File Closed For Incompleteness 15 $2,918,000 $194,000 $375,000 $123,000 $480,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 35 $8,518,000 $243,000 $895,000 $164,000 $1,135,000
Debt-To-Income Ratio 14 $3,350,000 $239,000 $399,000 $69,000 $201,000
Credit History 8 $1,267,000 $158,000 $399,000 $204,000 $1,129,000
Credit Application Incomplete 7 $1,756,000 $250,000 $632,000 $226,000 $795,000
Other 6 $1,311,000 $218,000 $378,000 $100,000 $173,000
Unverifiable Information 3 $703,000 $234,000 $350,000 $91,000 $143,000
Employment History 1 $110,000 $110,000 $110,000 $50,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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