Major County, OK Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 144 mortgage applications in Major County, OK totaling $16.2 million, up 11% from 2018. The average application was for $112,000, and applicants reported an average income of $78,000. 51% of applications resulted in an originated loan and 18% were denied. The most active lender was Primelending, with 15 applications, followed by 21st Mortgage and Bokf NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 144
Total Mortgage Loan Application Amount $16,200,000
Average Mortgage Loan Application Amount $112,000
Highest Mortgage Loan Application Amount $385,000
Average Applicant Income $78,000
Highest Applicant Income $359,000

Mortgage Company List for Lending in Major County, OK for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 15 $ 1,695,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 12 $ 920,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 34,104,022,000 9 $ 795,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 6 $ 360,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 5 $ 665,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 5 $ 975,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 4 $ 440,000
Acb Bank
323 S GRAND AVE
CHEROKEE, OK 73728
* $ 132,268,000 4 $ 950,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 470,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 3,561,569,000 3 $ 45,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 3 $ 375,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 385,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 3 $ 225,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 3 $ 195,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 110,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 7,010,234,000 2 $ 460,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 2 $ 280,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 2 $ 240,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 2 $ 180,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 340,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 2 $ 180,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 2 $ 140,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 100,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 130,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 769,862,000 1 $ 45,000
First Fidelity Bank
5100 N CLASSEN BLVD SUITE 500
OKLAHOMA CITY, OK 73118
* $ 1,658,160,000 1 $ 55,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 115,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 1 $ 95,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 275,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 1 $ 195,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 205,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 55,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 155,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 1 $ 115,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 1 $ 45,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 1,103,083,000 1 $ 155,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 144,960,000 1 $ 225,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ 664,489,000 1 $ 25,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 1 $ 235,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 1 $ 15,000
Security National Bank
201 WEST BROADWAY
ENID, OK 73703
* $ 326,532,000 1 $ 195,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 145,000
First National Bank of Oklahoma
10900 HEFNER POINTE DRIVE
OKLAHOMA CITY, OK 73120
* $ 499,973,000 1 $ 15,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 65,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 85,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 1 $ 175,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 1 $ 185,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 1 $ 65,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 192,527,000 1 $ 75,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 95,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 95,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,874,356,000 1 $ 75,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 165,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 7,555,421,000 1 $ 45,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 85,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 1 $ 145,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 341,114,000 1 $ 155,000
Financial Concpepts Mortgage
2949 S BRYANT
EDMOND, OK 73013
* $ -1,000 1 $ 45,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 55,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 1 $ 65,000

The tables below break down 2019 mortgage applications in Major County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Major County, OK in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 87 $9,575,000 $110,000 $385,000 $72,000 $359,000
Refinancing 26 $2,950,000 $113,000 $275,000 $81,000 $300,000
Cash-out Refinancing 22 $3,370,000 $153,000 $275,000 $96,000 $244,000
Home Improvement 5 $155,000 $31,000 $55,000 $77,000 $120,000
Other Purpose 4 $150,000 $37,000 $65,000 $84,000 $111,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 106 $12,030,000 $113,000 $385,000 $77,000 $359,000
Not applicable 15 $1,175,000 $78,000 $175,000 $0 $0
Not Provided 10 $1,480,000 $148,000 $255,000 $102,000 $244,000
American Indian or Alaskan Native 7 $945,000 $135,000 $275,000 $95,000 $300,000
Hispanic 5 $485,000 $97,000 $155,000 $42,000 $111,000
Native Hawaiian or Other Pacific Islander 1 $85,000 $85,000 $85,000 $55,000 $55,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 95 $10,295,000 $108,000 $385,000 $84,000 $359,000
FHA-insured (Federal Housing Administration) 23 $2,575,000 $111,000 $235,000 $74,000 $152,000
VA-guaranteed (Veterans Administration) 21 $2,905,000 $138,000 $275,000 $55,000 $82,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $425,000 $85,000 $95,000 $43,000 $73,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 73 $8,845,000 $121,000 $385,000 $82,000 $359,000
Application Denied By Financial Institution 26 $2,430,000 $93,000 $275,000 $73,000 $300,000
Application Withdrawn By Applicant 18 $2,200,000 $122,000 $245,000 $69,000 $233,000
Loan Purchased By The Institution 13 $1,195,000 $91,000 $175,000 $0 $0
File Closed For Incompleteness 11 $1,325,000 $120,000 $235,000 $75,000 $122,000
Application Approved But Not Accepted 3 $205,000 $68,000 $95,000 $71,000 $127,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 112 $12,580,000 $112,000 $275,000 $78,000 $359,000
Debt-To-Income Ratio 14 $1,830,000 $130,000 $385,000 $59,000 $136,000
Collateral 6 $600,000 $100,000 $255,000 $129,000 $244,000
Credit History 4 $250,000 $62,000 $85,000 $58,000 $86,000
Other 3 $635,000 $211,000 $275,000 $137,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 2 $90,000 $45,000 $55,000 $36,000 $62,000
Credit Application Incomplete 2 $160,000 $80,000 $95,000 $32,000 $33,000
Unverifiable Information 1 $55,000 $55,000 $55,000 $44,000 $44,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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