Marshall County, IA Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,418 mortgage applications in Marshall County, IA totaling $143.4 million, down 12% from 2012. The average application was for $101,000, and applicants reported an average income of $59,000. 57% of applications resulted in an originated loan and 15% were denied. The most active lender was Wells Fargo Bank NA, with 276 applications, followed by US Bank, N.A. and Barrington Bank & Trust Company, N.A..

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Total Number of Mortgage Applications 1,418
Total Mortgage Loan Application Amount $143,353,000
Average Mortgage Loan Application Amount $101,000
Highest Mortgage Loan Application Amount $5,255,000
Average Applicant Income $59,000
Highest Applicant Income $1,020,000

Mortgage Company List for Lending in Marshall County, IA for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 276 $ 28,069,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 128 $ 10,550,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,460,729,000 122 $ 11,704,000
Members1st Community Credit Union
910 S 12TH AVE,PO BOX 777
MARSHALLTOWN, IA 50158
* $ 146,061,000 79 $ 2,772,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,077,575,000 73 $ 6,301,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 73 $ 7,912,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 62 $ 6,007,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 653,019,000 36 $ 2,844,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 35 $ 2,987,000
Gnb Bank
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 351,622,000 31 $ 4,117,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 27 $ 2,704,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 27 $ 1,726,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 27 $ 2,633,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,779,605,000 25 $ 2,571,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 24 $ 1,996,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,350,048,000 19 $ 1,067,000
Farmers Savings Bank
205 W MAIN ST
MARSHALLTOWN, IA 50158
* $ 114,915,000 19 $ 1,905,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 17 $ 1,437,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 16 $ 1,498,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 1,800,664,000 14 $ 908,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 13 $ 1,393,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 630,111,000 13 $ 1,387,000
Premier Lending Alliance
8831THOMAS AVE. SUITE 100
JOHNSTON, IA 50131
* $ 100,000,000 11 $ 834,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 11 $ 1,471,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 11 $ 889,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 10 $ 1,616,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 7 $ 1,010,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 6 $ 635,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 6 $ 437,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ 10,000,000 5 $ 505,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 808,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 458,915,000 5 $ 1,798,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 5 $ 589,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 4 $ 553,000
Exchange State Bank
823 WHEELER STREET, SUITE 32
AMES, IA 50010
* $ 106,622,000 4 $ 452,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 316,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,164,405,000 4 $ 437,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 4 $ 577,000
American Trust & Savings Bank
895 MAIN STREET
DUBUQUE, IA 52001
* $ 971,164,000 3 $ 352,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 3 $ 426,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 3 $ 549,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ 411,642,000 3 $ 207,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 435,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 266,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 510,019,000 3 $ 251,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 3 $ 192,000
Green Belt Bank & Trust
616 WASHINGTON AVE.
IOWA FALLS, IA 50126
* $ 335,891,000 3 $ 168,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,953,615,000 3 $ 307,000
Premier Credit Union
800 9TH ST
DES MOINES, IA 50309
* $ 102,966,000 3 $ 99,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 3 $ 371,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 3 $ 496,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 3 $ 523,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 456,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 2 $ 212,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ 2,889,356,000 2 $ 338,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 366,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 155,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 2 $ 163,000
Valley Bank
3455 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 589,218,000 2 $ 293,000
State Bank & Trust Co.
1025 6TH ST.
NEVADA, IA 50201
* $ 151,859,000 2 $ 356,000
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 659,544,000 2 $ 319,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 2 $ 393,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 241,000
First American Bank
1207 CENTRAL AVE
FORT DODGE, IA 50501
* $ 1,176,846,000 2 $ 392,000
Greater Iowa Credit Union
801 LINCOLN WAY
AMES, IA 50010
* $ 314,397,000 2 $ 35,000
River Valley Credit Union
2811 E 13TH STREET
AMES, IA 50010
* $ 48,754,000 2 $ 105,000
Affinity
475 NW HOFFMAN LANE
DES MOINES, IA 50313
* $ 69,330,000 1 $ 190,000
Auto Club Trust, FSB
1 AUTO CLUB DRIVE
DEARBORN, MI 48126
* $ 70,848,000 1 $ 71,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 237,816,000 1 $ 92,000
Security State Bank
207 ISABELLA ST
RADCLIFFE, IA 50230
* $ 53,091,000 1 $ 200,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 422,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 164,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 87,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ 371,262,000 1 $ 60,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,143,978,000 1 $ 130,000
Visionbank of Iowa
104 CHESTNUT ST
AMES, IA 50010
* $ 410,240,000 1 $ 700,000
American State Bank
1000 JEFFREYS DR
OSCEOLA, IA 50213
* $ 146,356,000 1 $ 37,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 262,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 55,000
Midwest Family Lending Corp.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 1 $ 111,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 164,424,000 1 $ 171,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 15,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 1 $ 33,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 478,049,000 1 $ 55,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 493,108,000 1 $ 80,000
Denver Savings Bank
121 S. STATE STREET
DENVER, IA 50622
* $ 136,426,000 1 $ 61,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 1 $ 100,000
Guaranty Bank and Trust Company
500 1ST AVENUE NE
CEDAR RAPIDS, IA 52401
* $ 239,328,000 1 $ 48,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 589,329,000 1 $ 19,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,069,063,000 1 $ 262,000
Community Bank
1121 SOUTH G AV ENUE
NEVADA, IA 50201
* $ 173,625,000 1 $ 383,000
Charter Bank
5526 NW 86TH STREET
JOHNSTON, IA 50131
* $ 132,663,000 1 $ 140,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 71,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 58,000
First Financial Services, Inc.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 1 $ 416,000
Colliers Mortgage LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ 17,648,000 1 $ 5,255,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 30,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 170,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 149,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 862,757,000 1 $ 112,000
BNC National Bank

BISMARCK, ND 58501
* $ 768,613,000 1 $ 216,000
Community State Bank, NA
817 N ANKENY BLVD
ANKENY, IA 50023
* $ 567,348,000 1 $ 166,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,725,000 1 $ 27,000
Earlham Savings Bank
7300 LAKE DRIVE
WEST DES MOINES, IA 50266
* $ 285,880,000 1 $ 106,000
Premia Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,509,000 1 $ 225,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 1 $ 163,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 370,929,000 1 $ 165,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 169,076,807,000 1 $ 11,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ 3,406,000,000 1 $ 131,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 641,118,000 1 $ 73,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 123,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 119,000

The tables below break down 2013 mortgage applications in Marshall County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Marshall County, IA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 780 $84,614,000 $108,000 $5,255,000 $63,000 $1,020,000
Home Purchase 531 $53,148,000 $100,000 $1,275,000 $52,000 $897,000
Home Improvement 107 $5,591,000 $52,000 $1,860,000 $61,000 $376,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,021 $100,954,000 $98,000 $700,000 $67,000 $1,020,000
Hispanic 166 $11,350,000 $68,000 $185,000 $37,000 $210,000
Not applicable 116 $20,130,000 $173,000 $5,255,000 $13,000 $261,000
Not Provided 84 $8,115,000 $96,000 $422,000 $68,000 $476,000
Asian 20 $2,064,000 $103,000 $254,000 $46,000 $88,000
American Indian or Alaskan Native 6 $383,000 $63,000 $131,000 $41,000 $59,000
Black or African American 5 $357,000 $71,000 $110,000 $42,000 $65,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,020 $97,194,000 $95,000 $1,860,000 $69,000 $1,020,000
FHA-insured (Federal Housing Administration) 301 $33,519,000 $111,000 $5,255,000 $30,000 $287,000
VA-guaranteed (Veterans Administration) 74 $10,515,000 $142,000 $422,000 $42,000 $268,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $2,125,000 $92,000 $170,000 $35,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 811 $85,622,000 $105,000 $5,255,000 $65,000 $897,000
Application Denied By Financial Institution 219 $19,146,000 $87,000 $651,000 $56,000 $416,000
Loan Purchased By The Institution 210 $21,389,000 $101,000 $395,000 $30,000 $261,000
Application Approved But Not Accepted 84 $7,417,000 $88,000 $238,000 $70,000 $1,020,000
Application Withdrawn By Applicant 80 $8,454,000 $105,000 $422,000 $71,000 $298,000
File Closed For Incompleteness 14 $1,325,000 $94,000 $267,000 $61,000 $120,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 55 $3,103,000 $56,000 $216,000 $48,000 $152,000
Collateral 40 $4,285,000 $107,000 $416,000 $74,000 $376,000
Debt-To-Income Ratio 23 $2,195,000 $95,000 $230,000 $56,000 $186,000
Other 18 $1,604,000 $89,000 $258,000 $49,000 $125,000
Credit Application Incomplete 12 $1,345,000 $112,000 $651,000 $89,000 $416,000
Unverifiable Information 7 $780,000 $111,000 $237,000 $51,000 $137,000
Employment History 3 $225,000 $75,000 $101,000 $30,000 $46,000
Insufficient Cash (Downpayment, Closing Cost) 2 $251,000 $125,000 $189,000 $30,000 $61,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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