Marshall County OK
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Marshall County OK mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Oklahoma.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 788
Total Mortgage Loan Application Amount $145,920,000
Average Mortgage Loan Application Amount $185,000
Highest Mortgage Loan Application Amount $3,275,000
Average Applicant Income $107,000
Highest Applicant Income $1,271,000

Mortgage Company List for Lending in Marshall County OK for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 12,464,313,000 123 $ 22,595,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 89 $ 12,135,000
BANCFIRST
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 8,265,835,000 76 $ 8,370,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 29 $ 6,115,000
VISION BANK
PO BOX 669
ADA, OK 74821
* $ 864,242,000 25 $ 4,665,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 18 $ 3,190,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 14 $ 2,840,000
SIMMONS BANK
501 MAIN
PINE BLUFF, AR 71601
* $ 24,685,744,000 13 $ 1,545,000
FIRST NATIONAL BANK AND TRUST COMPANY OF ARDMORE
405 WEST MAIN
ARDMORE, OK 73401
* $ 615,559,000 12 $ 1,510,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 11 $ 1,665,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 11 $ 1,745,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 11 $ 1,605,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 10 $ 1,570,000
UNITED COMMUNITY BANK
PO BOX 398
GREENVILLE, SC 30512
* $ 20,897,645,000 10 $ 1,320,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 10 $ 1,920,000
TINKER FEDERAL CREDIT UNION
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 5,916,950,000 9 $ 755,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 9 $ 1,585,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 8 $ 2,020,000
FIRST TEXOMA NATIONAL BANK
220 W MAIN
DURANT, OK 74701
* $ 224,229,000 8 $ 1,710,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 7 $ 1,545,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 7 $ 1,945,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 349,214,000 7 $ 3,435,000
COMMUNICATION FEDERAL CREDIT UNION
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73162
* $ 1,780,864,000 7 $ 575,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 7 $ 1,405,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 7 $ 1,085,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 7 $ 925,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 7 $ 1,195,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 6 $ 1,830,000
AMERICAN NATION BANK
1901 N COMMERCE STREET
ARDMORE, OK 73401
* $ 581,869,000 6 $ 1,550,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 26,774,219,000 6 $ 1,110,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 6 $ 1,140,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ -1,000 6 $ 790,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ -1,000 6 $ 1,840,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 6 $ 1,710,000
ASSOCIATED MORTGAGE CORPORATION
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74133
* $ -1,000 4 $ 740,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 4 $ 700,000
FIRST BANK & TRUST CO.
PO BOX 580
DUNCAN, OK 73534
* $ 769,911,000 4 $ 1,700,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 4 $ 1,050,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 3 $ 345,000
A+ FEDERAL CREDIT UNION
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,415,583,000 3 $ 365,000
INTERLINC MORTGAGE SERVICES, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77064
* $ -1,000 3 $ 655,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 3 $ 915,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 435,000
HOMEXPRESS MORTGAGE CORP.
15641 RED HILL AVE., SUITE 205
NEWARK, DE 92780
* $ -1,000 3 $ 375,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 2 $ 230,000
MISSION LOANS, LLC
5686 DRESSLER ROAD, NW
UPPER ARLINGTON, OH 44720
* $ -1,000 2 $ 320,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 47,665,560,000 2 $ 2,090,000
THE FIRST NATIONAL BANK OF TOM BEAN
109 S. BRITTON
TOM BEAN, TX 75489
* $ 134,284,000 2 $ 690,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 2 $ 450,000
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
12001 NORTH CENTRAL EXPRESSWAY SUITE 750
DALLAS, TX 75243
* $ -1,000 2 $ 1,230,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 2 $ 480,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 2 $ 240,000
F&M BANK
17100 N MAY AVE
EDMOND, OK 73012
* $ 639,930,000 2 $ 370,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 6,193,839,000 2 $ 340,000
WATERMARK CAPITAL, INC.
100 SPECTRUM CENTER DR STE 150
SACRAMENTO, CA 92618
* $ -1,000 2 $ 340,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 2 $ 420,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 2 $ 200,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 32,520,025,000 2 $ 450,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 2 $ 870,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 172,820,000,000 2 $ 340,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 2 $ 300,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 2 $ 220,000
UNITED MORTGAGE CORP.
25 MELVILLE PARK ROAD
ALBANY, NY 11747
* $ -1,000 2 $ 370,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 550,000
VALLIANCE BANK
1601 NORTHWEST EXPRESSWAY
OKLAHOMA CITY, OK 73118
* $ 590,351,000 2 $ 1,170,000
TEXAS BANK AND TRUST COMPANY
PO BOX 3188
LONGVIEW, TX 75606
* $ 3,857,221,000 2 $ 900,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 2 $ 390,000
PROSPERITY BANK
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 37,833,980,000 2 $ 250,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 2 $ 460,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 295,000
RADIANT CREDIT UNION
405 SE 2ND PLACE
GAINESVILLE, FL 32601
* $ 703,311,000 1 $ 65,000
THE FIRST NATIONAL BANK AND TRUST CO.
PO BOX 1130
CHICKASHA, OK 73023
* $ 908,364,000 1 $ 155,000
4U FEDERAL CREDIT UNION
1312 LAWRENCE STREET
GAINESVILLE, TX 76240
* $ 128,968,000 1 $ 45,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 145,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 175,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 50,093,398,000 1 $ 435,000
TOWN SQUARE MORTGAGE & INVESTMENTS, LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ -1,000 1 $ 185,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 175,000
CITY BANK
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,899,486,000 1 $ 305,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 1 $ 105,000
ALLEGIANCE FEDERAL CREDIT UNION
4235 N MERIDIAN AVE
OKLAHOMA CITY, OK 73112
* $ 376,025,000 1 $ 65,000
HOMETOWN EQUITY MORTGAGE, LLC
151 NORTH SERVICE ROAD
CLAYTON, MO 63376
* $ -1,000 1 $ 575,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 115,000
FIRST LIBERTY BANK
9601 N MAY AVE
OKLAHOMA CITY, OK 73120
* $ 550,388,000 1 $ 295,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
400 PINE ST
ABILENE, TX 79601
* $ 13,062,060,000 1 $ 295,000
CSL FINANCIAL, LLC
500 OFFICE PARK DRIVE, SUITE 310
MONTGOMERY, AL 35223
* $ -1,000 1 $ 75,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 420,502,000,000 1 $ 285,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 125,000
CANOPY MORTGAGE, LLC
380 TECHNOLOGY CT, SUITE 200
LEHI, UT 84042
* $ -1,000 1 $ 345,000
AMARILLO NATIONAL BANK
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 7,872,806,000 1 $ 135,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,342,526,000 1 $ 35,000
LOGAN FINANCE CORPORATION
P. O. BOX 551
LITTLE ROCK, AR 72316
* $ -1,000 1 $ 125,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 1 $ 15,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 145,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 95,000
ARMSTRONG BANK
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ 2,490,527,000 1 $ 495,000
ADVANCIAL CREDIT UNION
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75201
* $ 2,161,196,000 1 $ 135,000
ANGEL OAK HOME LOANS LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 1 $ 525,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
ST. PETERSBURG, FL 33716
* $ 38,107,223,000 1 $ 2,105,000
MTC FEDERAL CREDIT UNION
PO BOX 1944
GREENVILLE, SC 29602
* $ 253,713,000 1 $ 205,000
CERTAINTY HOME LOANS, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 1 $ 175,000
THRIVE MORTGAGE, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 285,000
TRUE SKY CREDIT UNION
P.O. BOX 26406
OKLAHOMA CITY, OK 73126
* $ 843,606,000 1 $ 25,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 215,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 1 $ 25,000
BANK 7
1039 N.W. 63RD ST
OKLAHOMA CITY, OK 73116
* $ 1,348,932,000 1 $ 895,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILMINGTON, DE 18702
* $ -1,000 1 $ 135,000
MORTGAGE FINANCIAL SERVICES, LLC
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 1 $ 195,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 165,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 1 $ 165,000
STRIDE BANK, NATIONAL ASSOCIATION
324 W BROADWAY AVE
ENID, OK 73701
* $ 2,216,048,000 1 $ 95,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 115,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 195,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 1 $ 165,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 1 $ 105,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,655,190,000 1 $ 115,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 185,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
TALLAHASSEE, FL 32801
* $ -1,000 1 $ 45,000
FIRST BANK
300 E THRID
BURKBURNETT, TX 76354
* $ 608,695,000 1 $ 255,000
WEOKIE FEDERAL CREDIT UNION
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 1,369,793,000 1 $ 225,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 1 $ 85,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 335,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 1 $ 275,000
HUGHES FEDERAL CREDIT UNION
971 W WETMORE RD
TUCSON, AZ 85705
* $ 1,946,059,000 1 $ 15,000
OKLAHOMA CENTRAL CREDIT UNION
P.O BOX 471227
TULSA, OK 74147
* $ 713,131,000 1 $ 55,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 175,000
ORIGIN BANK
2211 NORTH 7TH
CHOUDRANT, LA 71291
* $ 7,798,628,000 1 $ 685,000
MORTGAGEONE, INC.
5860 OWENS AVE #130
SACRAMENTO, CA 92008
* $ -1,000 1 $ 195,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 1 $ 185,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,291,812,000 1 $ 55,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 285,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 85,000
IXONIA BANK
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 589,632,000 1 $ 425,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 1 $ 425,000
FIRST STATE BANK
801 E CALIFORNIA STREET
GAINESVILLE, TX 76240
* $ 1,609,236,000 1 $ 305,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Marshall County OK in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 472 $100,930,000 $213,000 $3,275,000 $115,000 $1,271,000
Cash-out Refinancing 109 $19,775,000 $181,000 $645,000 $81,000 $562,000
Refinancing 98 $16,660,000 $170,000 $1,505,000 $108,000 $631,000
Other Purpose 58 $4,470,000 $77,000 $455,000 $110,000 $1,102,000
Home Improvement 49 $3,835,000 $78,000 $305,000 $98,000 $285,000
Not Applicable 2 $250,000 $125,000 $185,000 $42,000 $42,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 512 $88,440,000 $172,000 $2,105,000 $112,000 $1,271,000
Not Provided 89 $18,415,000 $206,000 $1,015,000 $109,000 $407,000
American Indian or Alaskan Native 61 $9,955,000 $163,000 $455,000 $94,000 $205,000
Hispanic 60 $7,810,000 $130,000 $345,000 $75,000 $364,000
Not applicable 56 $19,050,000 $340,000 $3,275,000 $0 $0
Asian 7 $1,695,000 $242,000 $805,000 $143,000 $530,000
Black or African American 1 $185,000 $185,000 $185,000 $128,000 $128,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 654 $121,250,000 $185,000 $3,275,000 $113,000 $1,271,000
FHA-insured (Federal Housing Administration) 74 $12,740,000 $172,000 $415,000 $74,000 $202,000
VA-guaranteed (Veterans Administration) 52 $10,510,000 $202,000 $645,000 $84,000 $233,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,420,000 $177,000 $265,000 $63,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 419 $86,255,000 $205,000 $3,275,000 $125,000 $1,271,000
Application Denied By Financial Institution 136 $17,680,000 $130,000 $425,000 $69,000 $256,000
Application Withdrawn By Applicant 90 $16,010,000 $177,000 $645,000 $93,000 $280,000
Loan Purchased By The Institution 50 $10,440,000 $208,000 $1,015,000 $133,000 $245,000
Application Approved But Not Accepted 46 $8,760,000 $190,000 $1,755,000 $110,000 $364,000
File Closed For Incompleteness 45 $6,265,000 $139,000 $325,000 $88,000 $240,000
Preapproval Approved but not Accepted 2 $510,000 $255,000 $305,000 $64,000 $72,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 633 $122,245,000 $193,000 $3,275,000 $116,000 $1,271,000
Debt-To-Income Ratio 60 $11,320,000 $188,000 $955,000 $86,000 $468,000
Credit History 56 $6,820,000 $121,000 $245,000 $62,000 $181,000
Collateral 15 $2,085,000 $139,000 $285,000 $68,000 $175,000
Credit Application Incomplete 8 $1,250,000 $156,000 $355,000 $57,000 $79,000
Other 8 $1,020,000 $127,000 $425,000 $97,000 $203,000
Unverifiable Information 3 $545,000 $181,000 $265,000 $118,000 $168,000
Employment History 2 $270,000 $135,000 $205,000 $50,000 $52,000
Insufficient Cash (Downpayment, Closing Cost) 2 $230,000 $115,000 $115,000 $139,000 $168,000
Mortgage Insurance Denied 1 $135,000 $135,000 $135,000 $53,000 $53,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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