Mason County KY
Mortgage Loan Application
Totals and Details
for 2015

Find mortgage statistics and lending data for the Mason County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Mason County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 497
Total Mortgage Loan Application Amount $51,201,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $1,484,000
Average Applicant Income $65,000
Highest Applicant Income $1,143,000

Mortgage Company List for Lending in Mason County KY for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 157 $ 14,065,000
CITIZENS DEPOSIT BANK & TRUST
PO BOX 9 10 SECOND STREET
VANCEBURG, KY 41179
* $ 373,064,000 31 $ 4,522,000
THE FIRST NATIONAL BANK OF BROOKSVILLE
105 LOCUST ST
BROOKSVILLE, KY 41004
* $ 63,313,000 21 $ 1,203,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 16 $ 2,620,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 16 $ 1,327,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 13 $ 1,126,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,532,784,000,000 12 $ 1,166,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ 10,000,000 11 $ 1,347,000
INCENTA
175 W. WENGER ROAD
ENGLEWOOD, OH 45322
* $ 81,624,000 9 $ 466,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 9 $ 899,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 9 $ 1,648,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,699,771,000 8 $ 601,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ 945,758,000 7 $ 463,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 7 $ 679,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 951,000
RIPLEY FEDERAL SAVINGS BANK
1006 S. SECOND ST, P.O. BOX 220
RIPLEY, OH 45167
* $ 65,622,000 5 $ 622,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 986,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 5 $ 633,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 5 $ 591,000
UNION SAVINGS BANK
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,446,095,000 4 $ 574,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 4 $ 487,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 4 $ 330,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 4 $ 431,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 3 $ 326,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 3 $ 223,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 161,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
ATLANTA, GA 30328
* $ 826,484,000 3 $ 290,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 3 $ 229,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 337,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 3 $ 451,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 3 $ 491,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 194,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 401,000
GENERAL ELECTRIC CREDIT UNION
10485 READING RD
CINCINNATI, OH 45241
* $ 2,062,881,000 2 $ 169,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 221,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 2 $ 333,000
BENCHMARK BANK
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 124,628,000 2 $ 180,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 2 $ 235,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 2 $ 79,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 214,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 2 $ 301,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 2 $ 184,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,742,760,000 1 $ 78,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 20,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 168,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 140,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 48,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 1 $ 54,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 223,000
CENTERBANK
744 STATE ROUTE 28
MILFORD, OH 45150
* $ 131,686,000 1 $ 108,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 50,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ 10,000,000 1 $ 186,000
CENTRAL BANK OF BOONE COUNTY
720 E. BROADWAY
COLUMBIA, MO 65201
* $ 1,448,928,000 1 $ 28,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 164,706,000 1 $ 118,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 104,000
FIRST COMMUNITY BANK
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 2,584,917,000 1 $ 106,000
CITIZENS BANK OF NORTHERN KY
103 CHURCHILL DRIVE
NEWPORT, KY 41071
* $ 254,248,000 1 $ 233,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 1 $ 145,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 117,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 1,543,699,000 1 $ 191,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 1 $ 125,000
PARTNERS FINANCIAL FEDERAL C U
1200 NEW YORK AVENUE
GLEN ALLEN, VA 23060
* $ 88,467,000 1 $ 5,000
FIRST STATE BANK
19230 STATE ROUTE 136
WINCHESTER, OH 45697
* $ 326,076,000 1 $ 82,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 1 $ 54,000
RESIDENTIAL ACCEPTANCE CORPORATION
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 1 $ 82,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LOUISVILLE, KY 40223
* $ 42,141,000 1 $ 125,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 83,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 1 $ 12,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 1 $ 69,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,761,042,000 1 $ 56,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 66,111,039,000 1 $ 10,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 81,661,915,000 1 $ 25,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 1 $ 7,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 1 $ 7,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 27,356,000,000 1 $ 110,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 1 $ 171,000
RIVERHILLS BANK
553 CHAMBER DRIVE
MILFORD, OH 45150
* $ 121,124,000 1 $ 58,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 95,000
GUARDIAN SAVINGS BANK, A FEDERAL SAVINGS BANK
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 800,639,000 1 $ 408,000
REPUBLIC STATE MORTGAGE CO.
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ 10,000,000 1 $ 77,000
ALLIANCE CREDIT, LLC
7825 W. AKRON-CANFIELD RD
CANFIELD, OH 44406
* $ 56,032,000 1 $ 75,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 178,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 174,000
COVE FEDERAL CREDIT UNION
577 DUDLEY ROAD
EDGEWOOD, KY 41017
* $ 47,259,000 1 $ 68,000
FARMERS DEPOSIT BANK
P O BOX 188
CYNTHIANA, KY 41031
* $ 138,280,000 1 $ 37,000
PARK COMMUNITY CREDIT UNION, INC.
2515 BLANKENBAKER PARKWAY
LOUISVILLE, KY 40299
* $ 689,333,000 1 $ 20,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 194,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Mason County KY in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 255 $28,827,000 $113,000 $1,484,000 $72,000 $1,143,000
Home Purchase 199 $20,580,000 $103,000 $409,000 $56,000 $342,000
Home Improvement 43 $1,794,000 $41,000 $286,000 $65,000 $225,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 409 $43,021,000 $105,000 $1,484,000 $68,000 $1,143,000
Not Provided 52 $4,534,000 $87,000 $260,000 $67,000 $450,000
Not applicable 21 $1,774,000 $84,000 $186,000 $1,000 $33,000
Black or African American 9 $746,000 $82,000 $144,000 $49,000 $102,000
Hispanic 3 $548,000 $182,000 $271,000 $153,000 $459,000
Asian 2 $371,000 $185,000 $233,000 $54,000 $68,000
Native Hawaiian or Other Pacific Islander 1 $207,000 $207,000 $207,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 338 $32,812,000 $97,000 $1,484,000 $75,000 $1,143,000
FHA-insured (Federal Housing Administration) 91 $9,255,000 $101,000 $259,000 $43,000 $410,000
VA-guaranteed (Veterans Administration) 39 $6,306,000 $161,000 $358,000 $56,000 $187,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $2,828,000 $97,000 $167,000 $32,000 $65,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 264 $28,125,000 $106,000 $1,484,000 $70,000 $1,143,000
Application Denied By Financial Institution 130 $12,970,000 $99,000 $630,000 $66,000 $468,000
File Closed For Incompleteness 38 $3,263,000 $85,000 $260,000 $74,000 $450,000
Application Withdrawn By Applicant 24 $3,216,000 $134,000 $330,000 $47,000 $89,000
Loan Purchased By The Institution 23 $2,022,000 $87,000 $186,000 $10,000 $58,000
Application Approved But Not Accepted 18 $1,605,000 $89,000 $163,000 $67,000 $150,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 35 $3,009,000 $85,000 $270,000 $85,000 $468,000
Collateral 22 $2,262,000 $102,000 $630,000 $76,000 $310,000
Debt-To-Income Ratio 11 $1,090,000 $99,000 $162,000 $27,000 $57,000
Credit Application Incomplete 9 $1,073,000 $119,000 $408,000 $84,000 $316,000
Other 7 $557,000 $79,000 $223,000 $54,000 $97,000
Unverifiable Information 5 $322,000 $64,000 $76,000 $55,000 $108,000
Employment History 1 $26,000 $26,000 $26,000 $165,000 $165,000
Insufficient Cash (Downpayment, Closing Cost) 1 $180,000 $180,000 $180,000 $35,000 $35,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List