Mayes County, OK Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 1,381 mortgage applications in Mayes County, OK totaling $148.9 million, down 9% from 2009. The average application was for $107,000, and applicants reported an average income of $67,000. 48% of applications resulted in an originated loan and 20% were denied. The most active lender was Arvest Mortgage Company, with 140 applications, followed by Bank of America, N.A. and Rcb Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Oklahoma.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,381
Total Mortgage Loan Application Amount $148,892,000
Average Mortgage Loan Application Amount $107,000
Highest Mortgage Loan Application Amount $945,000
Average Applicant Income $67,000
Highest Applicant Income $1,521,000

Mortgage Company List for Lending in Mayes County, OK for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 11,319,023,000 140 $ 16,946,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 105 $ 13,547,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 1,412,482,000 94 $ 7,528,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 85 $ 9,649,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 76 $ 8,524,000
Bank of Oklahoma, NA
PO BOX 2300
TULSA, OK 74102
* $ 16,430,404,000 60 $ 6,648,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,189,784,000 55 $ 7,073,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 52 $ 4,883,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 50 $ 1,938,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 48 $ 5,966,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 42 $ 5,202,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 28 $ 1,805,000
Arvest Bank Group
4500 SOUTH GARNETT SUIT 440
TULSA, OK 74146
* $ 11,319,023,000 26 $ 460,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 25 $ 4,042,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 18 $ 2,763,000
Bank of the Lakes NA
12401 E 86TH ST N
OWASSO, OK 74055
* $ 188,066,000 15 $ 1,125,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 15 $ 1,773,000
Citifinancial Equity Services
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 15 $ 815,000
Ttcu the Credit Union
3720 E 31ST ST
TULSA, OK 74135
* $ 909,163,000 15 $ 1,413,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 14 $ 1,372,000
Associated Mortgage Corporation
6911 SOUTH 66TH EAST AVENUE SUITE 100
TULSA, OK 74136
* $ 5,500,000 13 $ 1,244,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 13 $ 1,288,000
F&M Bank & Trust
1330 S. HARVARD
TULSA, OK 74104
* $ 1,494,436,000 13 $ 1,921,000
Bank of Commerce
PO BOX 29
CHELSEA, OK 74016
* $ 145,244,000 13 $ 886,000
First Pryority Bank
310 E GRAHAM AVE
PRYOR, OK 74361
* $ 110,245,000 12 $ 561,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 12 $ 1,574,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 11 $ 1,608,000
Gateway Mortgage Group LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 10 $ 1,115,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 10 $ 861,000
Red Crown Federal Credit Union
5001 E 91ST ST
TULSA, OK 74137
* $ 118,412,000 8 $ 930,000
The Lending Partners, LLC
6836 DALLAS PARKWAY #201
PLANO, TX 75024
* $ 10,000,000 8 $ 1,439,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,726,828,000 8 $ 252,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 8 $ 1,219,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 1,039,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 89,620,000 7 $ 1,011,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 6 $ 991,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 6 $ 633,000
1st Bank Oklahoma
1698 S LYNN RIGGS BLVD
CLAREMORE, OK 74017
* $ 241,906,000 6 $ 695,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 6 $ 748,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 6 $ 886,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 6 $ 644,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 6 $ 839,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 5 $ 702,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 481,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 738,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 5 $ 417,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 4,369,210,000 4 $ 583,000
Bank of the West
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 60,000,590,000 4 $ 256,000
First Bank & Trust Company
PO BOX 427
WAGONER, OK 74477
* $ 223,480,000 4 $ 592,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 4 $ 297,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 4 $ 474,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 314,901,000 4 $ 238,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 445,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 3 $ 365,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 3 $ 336,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 3 $ 356,000
Oklahoma Central Credit Union
4956 SOUTH PEORIA AVENUE
4956 S. PEORIA AVE, OK 74105
* $ 383,863,000 3 $ 280,000
Avb Bank
302 SOUTH MAIN
BROKEN ARROW, OK 74012
* $ 268,649,000 3 $ 36,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 3 $ 329,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 3 $ 198,000
The First National Bank and Trust Company of Broken Arrow
121 SOUTH MAIN STEET
BROKEN ARROW, OK 74012
* $ 194,087,000 3 $ 462,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 3 $ 165,000
Atlantic Coast Bank
505 HAINES AVENUE
WAYCROSS, GA 31501
* $ 906,535,000 3 $ 191,000
Grand Bank
4200 E. SKELLY DRIVE SUITE 200
TULSA, OK 74135
* $ 241,473,000 3 $ 509,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 3 $ 44,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 2 $ 114,000
Guaranty Bank, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,319,978,000 2 $ 274,000
Shelter Mortgage Company, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 2 $ 274,000
Bank Snb, NA
608 S MAIN
STILLWATER, OK 74074
* $ 2,746,513,000 2 $ 448,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 2 $ 200,000
Spiritbank
1800 S BALTIMORE AVE STE 600
TULSA, OK 74119
* $ 1,366,040,000 2 $ 163,000
Armstrong Bank
1111 W BROADWAY
MUSKOGEE, OK 74401
* $ 531,551,000 2 $ 280,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,639,987,000 2 $ 79,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 2 $ 221,000
First Oklahoma Bank
PO BOX 1370
JENKS, OK 74037
* $ 41,751,000 2 $ 125,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,061,586,000 2 $ 166,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 2 $ 208,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 429,000
Mortgage Solutions of Co, LLC
5455 N UNION BLVD # 105
COLORADO SPRINGS, CO 80918
* $ 10,000,000 2 $ 185,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 2 $ 283,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 148,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 140,000
Allied Home Mtg Capital Corp
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 2 $ 199,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 225,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 84,000
Birmingham Bancorp Mortgage
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 1 $ 139,000
Leader Mortgage Corp.
3400 PARK PL N
MUSKOGEE, OK 74403
* $ 10,000,000 1 $ 103,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 130,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 132,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 113,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 1 $ 152,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 91,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 1 $ 109,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 73,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 112,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 1 $ 98,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 76,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 80,000
Mason McDuffie Mortgage Corp
2010 CROW CANYON PLACE, SUITE 400
SAN RAMON, CA 94583
* $ 1,300,000 1 $ 46,000
Main Street Financial
9953 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ 8,801,000 1 $ 132,000
Oxford Lending Group, LLC
1 EAST CAMPUS VIEW BLVD STE #200
COLUMBUS, OH 43235
* $ 700,000,000 1 $ 90,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 113,000
Pulaski Bank
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,432,510,000 1 $ 61,000
E*Trade Bank
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 45,042,065,000 1 $ 122,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 410,645,000 1 $ 8,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 2,122,815,000 1 $ 185,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 150,000
First Commercial Bank
1601 SOUTH KELLY AVENUE
EDMOND, OK 73013
* $ 267,270,000 1 $ 185,000
Southern Missouri Bank of Marshfield
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 100,531,000 1 $ 156,000
American Bank of Oklahoma
200 E MAIN, P.O. BOX 66
COLLINSVILLE, OK 74021
* $ 130,674,000 1 $ 36,000
Onb Bank and Trust Company
8908 S YALE STE 100
TULSA, OK 74137
* $ 631,073,000 1 $ 158,000
Summit Bank
5314 S YALE SUITE 100
TULSA, OK 74135
* $ 205,707,000 1 $ 200,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 1 $ 110,000
Coppermark Bank
2700 N PORTLAND AVE
OKLAHOMA CITY, OK 73107
* $ 1,140,363,000 1 $ 228,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,911,006,000 1 $ 41,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 679,656,000 1 $ 58,000
Happy State Bank
701 S TAYLOR, LB 120
AMARILLO, TX 79101
* $ 1,320,666,000 1 $ 5,000
American Heritage Bank
PO BOX 1408/2 SOUTH MAIN
SAPULPA, OK 74066
* $ 677,434,000 1 $ 292,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 1 $ 151,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 499,993,000 1 $ 110,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 1 $ 87,000
Energy One Federal Credit Union
6100 S YALE AVE, SUITE 100
TULSA, OK 74136
* $ 176,826,000 1 $ 60,000
Vast Bank, N.A.
4812 E 81ST STREET
TULSA, OK 74120
* $ 219,702,000 1 $ 200,000
Triad Bank, N.A.
7666 E. 61ST STEET, SUITE 150
TULSA, OK 74153
* $ 135,236,000 1 $ 121,000
First Star Bank, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 188,577,000 1 $ 94,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 330,351,000 1 $ 69,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 1 $ 113,000
First Avenue National Bank
910 SW 1ST AVENUE
OCALA, FL 34471
* $ 101,176,000 1 $ 48,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 277,378,000 1 $ 50,000
Simmons First National Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 1,603,491,000 1 $ 30,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 149,000
Iberiabank Mortgage Company
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 499,416,000 1 $ 180,000
Financial Freedom Acquisition
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 1 $ 60,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 43,242,751,000 1 $ 74,000
Mwabank
1701 1ST AVENUE
ROCK ISLAND, IL 61201
* $ 221,832,000 1 $ 52,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 1,448,270,000 1 $ 310,000
Lakeside State Bank
P.O. BOX 190, 6695 E 400 RD
OOLOGAH, OK 74053
* $ 53,548,000 1 $ 35,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 1 $ 40,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 1 $ 61,000
Shelter Financial Bank
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 197,047,000 1 $ 112,000

The tables below break down 2010 mortgage applications in Mayes County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mayes County, OK in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 732 $88,347,000 $120,000 $945,000 $70,000 $865,000
Home Purchase 569 $57,389,000 $100,000 $554,000 $64,000 $1,521,000
Home Improvement 80 $3,156,000 $39,000 $242,000 $57,000 $155,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,047 $112,640,000 $107,000 $668,000 $69,000 $1,521,000
American Indian or Alaskan Native 150 $14,510,000 $96,000 $309,000 $52,000 $190,000
Not Provided 104 $12,584,000 $121,000 $945,000 $84,000 $1,310,000
Not applicable 51 $5,493,000 $107,000 $232,000 $7,000 $98,000
Hispanic 18 $2,146,000 $119,000 $384,000 $116,000 $854,000
Native Hawaiian or Other Pacific Islander 5 $799,000 $159,000 $204,000 $73,000 $140,000
Asian 3 $321,000 $107,000 $195,000 $48,000 $65,000
Black or African American 3 $399,000 $133,000 $165,000 $38,000 $40,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 833 $87,832,000 $105,000 $945,000 $81,000 $1,521,000
FHA-insured (Federal Housing Administration) 339 $37,588,000 $110,000 $292,000 $47,000 $225,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 146 $15,402,000 $105,000 $265,000 $41,000 $80,000
VA-guaranteed (Veterans Administration) 63 $8,070,000 $128,000 $263,000 $44,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 661 $74,809,000 $113,000 $945,000 $79,000 $1,521,000
Application Denied By Financial Institution 278 $23,851,000 $85,000 $507,000 $52,000 $854,000
Loan Purchased By The Institution 202 $24,118,000 $119,000 $411,000 $53,000 $279,000
Application Withdrawn By Applicant 134 $15,617,000 $116,000 $668,000 $68,000 $788,000
Application Approved But Not Accepted 80 $7,468,000 $93,000 $410,000 $55,000 $441,000
File Closed For Incompleteness 26 $3,029,000 $116,000 $212,000 $40,000 $91,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 58 $3,390,000 $58,000 $195,000 $44,000 $120,000
Collateral 31 $3,474,000 $112,000 $507,000 $74,000 $318,000
Debt-To-Income Ratio 28 $2,756,000 $98,000 $340,000 $37,000 $106,000
Credit Application Incomplete 12 $1,387,000 $115,000 $197,000 $60,000 $90,000
Other 9 $582,000 $64,000 $148,000 $82,000 $268,000
Unverifiable Information 5 $363,000 $72,000 $153,000 $61,000 $107,000
Insufficient Cash (Downpayment, Closing Cost) 4 $276,000 $69,000 $85,000 $39,000 $56,000
Employment History 1 $108,000 $108,000 $108,000 $41,000 $41,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Oklahoma Lender List