Mercer County, IL Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 814 mortgage applications in Mercer County, IL totaling $73.5 million, down 7% from 2012. The average application was for $90,000, and applicants reported an average income of $62,000. 56% of applications resulted in an originated loan and 17% were denied. The most active lender was I H Mississippi Valley Credit Union, with 86 applications, followed by Vibrant Credit Union and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 814
Total Mortgage Loan Application Amount $73,526,000
Average Mortgage Loan Application Amount $90,000
Highest Mortgage Loan Application Amount $516,000
Average Applicant Income $62,000
Highest Applicant Income $1,681,000

Mortgage Company List for Lending in Mercer County, IL for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 868,315,000 86 $ 5,896,000
Vibrant Credit Union
1900 52ND AVE
MOLINE, IL 61265
* $ 457,855,000 65 $ 6,160,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 59 $ 5,572,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 41 $ 4,134,000
Farmers-Merchants Bank of Illinois
P.O. BOX 217
JOY, IL 61260
* $ 47,380,000 39 $ 1,916,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 412,260,000 37 $ 2,753,000
Blackhawk Bank & Trust
301 4TH STREET WEST
MILAN, IL 61264
* $ 1,110,625,000 36 $ 2,288,000
Farmers State Bank of Western Illinois
PO BOX 369
ALPHA, IL 61413
* $ 125,965,000 36 $ 2,677,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 23 $ 2,017,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 399,280,000 22 $ 3,321,000
Valley Bank
3455 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 589,218,000 21 $ 2,076,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 589,329,000 18 $ 1,922,000
1st Community Bank
1803 SE 3RD ST PO BOX 147
ALEDO, IL 61231
* $ 65,246,000 18 $ 1,269,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 16 $ 1,295,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 15 $ 1,425,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 14 $ 1,426,000
Bankorion
1114 4TH STREET
ORION, IL 61273
* $ 418,678,000 13 $ 1,107,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 13 $ 1,475,000
Farmers & Mechanics Bank
21 E MAIN ST
GALESBURG, IL 61401
* $ 275,214,000 12 $ 822,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 9 $ 776,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 9 $ 661,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 276,364,000 8 $ 818,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 8 $ 948,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 600,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ 1,270,503,000 8 $ 1,237,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ 344,331,000 7 $ 354,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 7 $ 948,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 7,984,323,000 5 $ 409,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 5 $ 463,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 5 $ 748,000
Boulevard Bank
111 E.MAIN STREET
NEOSHO, MO 64850
* $ 164,959,000 5 $ 51,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 658,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 5 $ 779,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 938,810,000 4 $ 354,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 4 $ 431,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 561,000
Southeast National Bank
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 149,661,000 4 $ 365,000
Northwest Bank & Trust Company
100 E KIMBERLY ROAD
DAVENPORT, IA 52806
* $ 199,263,000 4 $ 500,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 3 $ 354,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 337,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 3 $ 329,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 178,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ 10,000,000 3 $ 191,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,134,936,000 3 $ 251,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 3 $ 451,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 3 $ 213,000
Farmers National Bank
114 W THIRD ST
PROPHETSTOWN, IL 61277
* $ 504,504,000 2 $ 111,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 2 $ 105,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 2 $ 161,000
First Trust & Savings Bank of Albany, Illinois
209 SOUTH MAIN STREET
ALBANY, IL 61230
* $ 188,661,000 2 $ 162,000
Gas & Electric Credit Union
2300 4TH AVE
ROCK ISLAND, IL 61201
* $ 60,701,000 2 $ 374,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 2 $ 188,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 2 $ 287,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 260,362,000 2 $ 275,000
Andalusia Community Bank
601 8TH ST EAST/PO BOX 769
ANDALUSIA, IL 61232
* $ 49,361,000 2 $ 243,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 311,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 2 $ 271,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 949,559,000 2 $ 245,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 95,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 137,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,701,612,000 2 $ 215,000
Walcott Trust and Savings Bank
101 W BRYANT STREET
WALCOTT, IA 52773
* $ 110,126,000 2 $ 86,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 2 $ 216,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,779,605,000 2 $ 300,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 226,538,000 2 $ 101,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 302,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 221,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 1 $ 168,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 54,000
Homestar Bank and Financial Services
3 DIVERSATECH DR
MANTENO, IL 60950
* $ 349,929,000 1 $ 55,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 1 $ 48,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 144,000
Mb Financial Bank NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,549,573,000 1 $ 44,000
First National Bank
3717 N BRADY STREET
DAVENPORT, IA 52806
* $ 62,989,000 1 $ 65,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 87,109,000 1 $ 15,000
Freedom Bank
2403 N LOCUST ST
STERLING, IL 61081
* $ 72,422,000 1 $ 105,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 110,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 152,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 156,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 1 $ 174,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 1 $ 12,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 1 $ 45,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 237,816,000 1 $ 72,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 162,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 151,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 49,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 68,000
Union Federal Savings and Loan
104 N TREMONT ST
KEWANEE, IL 61443
* $ 119,397,000 1 $ 100,000
Inland Home Mortgage Company
2225 S WOLF ROAD
HILLSIDE, IL 60162
* $ 1,135,000,000 1 $ 222,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 82,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 207,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 166,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 164,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 86,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 953,650,000 1 $ 170,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ 288,129,000 1 $ 206,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 259,651,000 1 $ 112,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 1 $ 57,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,260,580,000 1 $ 66,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 194,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 1 $ 70,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 1 $ 238,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 1 $ 110,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 620,462,000 1 $ 33,000
First National Bank of Chillic
PO BOX 339
CHILLICOTHE, IL 61523
* $ 64,016,000 1 $ 184,000

The tables below break down 2013 mortgage applications in Mercer County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mercer County, IL in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 423 $41,627,000 $98,000 $516,000 $63,000 $326,000
Home Purchase 309 $28,802,000 $93,000 $319,000 $59,000 $1,681,000
Home Improvement 82 $3,097,000 $37,000 $164,000 $64,000 $197,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 672 $60,605,000 $90,000 $516,000 $66,000 $1,681,000
Not applicable 68 $6,629,000 $97,000 $268,000 $11,000 $132,000
Not Provided 57 $5,051,000 $88,000 $252,000 $67,000 $209,000
Hispanic 10 $805,000 $80,000 $180,000 $63,000 $148,000
Native Hawaiian or Other Pacific Islander 3 $236,000 $78,000 $135,000 $51,000 $80,000
American Indian or Alaskan Native 2 $137,000 $68,000 $112,000 $48,000 $67,000
Black or African American 2 $63,000 $31,000 $34,000 $47,000 $49,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 630 $53,727,000 $85,000 $516,000 $68,000 $1,681,000
FHA-insured (Federal Housing Administration) 74 $7,825,000 $105,000 $221,000 $47,000 $146,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 58 $5,409,000 $93,000 $184,000 $35,000 $74,000
VA-guaranteed (Veterans Administration) 52 $6,565,000 $126,000 $265,000 $36,000 $123,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 457 $40,086,000 $87,000 $516,000 $68,000 $1,681,000
Application Denied By Financial Institution 139 $10,744,000 $77,000 $254,000 $54,000 $151,000
Loan Purchased By The Institution 93 $10,243,000 $110,000 $268,000 $34,000 $137,000
Application Withdrawn By Applicant 70 $7,432,000 $106,000 $417,000 $70,000 $326,000
Application Approved But Not Accepted 29 $1,847,000 $63,000 $187,000 $64,000 $180,000
File Closed For Incompleteness 26 $3,174,000 $122,000 $240,000 $60,000 $151,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 35 $2,658,000 $75,000 $188,000 $61,000 $151,000
Collateral 23 $1,896,000 $82,000 $171,000 $60,000 $104,000
Debt-To-Income Ratio 15 $1,205,000 $80,000 $159,000 $56,000 $110,000
Other 10 $835,000 $83,000 $254,000 $51,000 $97,000
Credit Application Incomplete 8 $725,000 $90,000 $144,000 $60,000 $118,000
Insufficient Cash (Downpayment, Closing Cost) 2 $266,000 $133,000 $166,000 $67,000 $90,000
Employment History 1 $72,000 $72,000 $72,000 $3,000 $3,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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