Mille Lacs County MN
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Unlock detailed Mille Lacs County MN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,367
Total Mortgage Loan Application Amount $455,585,000
Average Mortgage Loan Application Amount $192,000
Highest Mortgage Loan Application Amount $865,000
Average Applicant Income $87,000
Highest Applicant Income $1,310,000

Mortgage Company List for Lending in Mille Lacs County MN for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
SPIRE CREDIT UNION
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 1,242,853,000 191 $ 26,455,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 141 $ 24,625,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 104 $ 20,190,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 91 $ 20,805,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 81 $ 14,495,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 80 $ 16,570,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 67 $ 14,665,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 57 $ 12,215,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 50 $ 8,850,000
BREMER BANK, NATIONAL ASSOCIATION
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 13,105,582,000 47 $ 7,675,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 6,492,180,000 47 $ 11,065,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 44 $ 9,200,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 43 $ 8,755,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 40 $ 8,650,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 38 $ 6,410,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 37 $ 8,735,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,864,126,000 36 $ 6,240,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 2,399,512,000 35 $ 5,965,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 35 $ 7,805,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 32 $ 6,030,000
WOODLANDS NATIONAL BANK
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ -1,000 31 $ 4,455,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 30 $ 6,550,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 26 $ 5,810,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 26 $ 4,860,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 2,069,570,000 26 $ 3,470,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 24 $ 5,410,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 23 $ 5,025,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 22 $ 5,100,000
SHERBURNE STATE BANK
12500 SHERBURNE AVE
BECKER, MN 55308
* $ 131,371,000 20 $ 3,380,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 20 $ 4,570,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 187,526,000 20 $ 4,400,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 20 $ 3,520,000
TRUSTONE FINANCIAL CREDIT UNION
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 1,553,647,000 18 $ 2,650,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 18 $ 3,470,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 16 $ 2,690,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 16 $ 3,270,000
HOMEOWNERS FINANCIAL GROUP USA, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85264
* $ -1,000 13 $ 2,075,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 12 $ 2,190,000
FRANDSEN BANK & TRUST
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,708,246,000 12 $ 3,120,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 11 $ 1,005,000
TRADITION MORTGAGE, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
EDINA, MN 55044
* $ -1,000 11 $ 2,195,000
MORTGAGES UNLIMITED INC.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ -1,000 11 $ 2,095,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ -1,000 11 $ 2,865,000
LIBERTY BANK MINNESOTA
111 7TH AVE S
ST. CLOUD, MN 56301
* $ 218,686,000 11 $ 2,015,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 11 $ 2,765,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 10 $ 2,320,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,354,874,000 10 $ 2,440,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55441
* $ -1,000 10 $ 2,420,000
NEIGHBORHOOD NATIONAL BANK
45 NORTH UNION
MORA, MN 55051
* $ 221,715,000 9 $ 2,055,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 9 $ 1,715,000
AXIA FINANCIAL, LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 9 $ 2,185,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 9 $ 2,045,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ -1,000 9 $ 1,915,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 9 $ 1,755,000
NORTHVIEW BANK
510 MAIN
SANDSTONE, MN 55072
* $ 327,028,000 8 $ 2,090,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 8 $ 1,490,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 8 $ 1,890,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 8 $ 1,380,000
CITIZENS ALLIANCE BANK
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ 847,122,000 8 $ 1,120,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 8 $ 1,800,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 8 $ 2,140,000
LAKE AREA BANK
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 359,274,000 8 $ 1,160,000
DEERWOOD BANK
21236 ARCHIBALD ROAD
WAITE PARK, MN 56444
* $ 719,021,000 7 $ 1,455,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 7 $ 1,245,000
ST. CLOUD FINANCIAL
3030 1ST ST S
ST. CLOUD, MN 56301
* $ 202,109,000 7 $ 1,115,000
HIWAY CREDIT UNION
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,237,913,000 7 $ 1,575,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 7 $ 1,045,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 7 $ 1,375,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 7 $ 1,345,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,633,125,000 6 $ 1,500,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 6 $ 1,240,000
LUMINATE HOME LOANS, INC.
7760 FRANCE AVE S, STE 1010
ROSEVILLE, MN 55435
* $ -1,000 6 $ 1,810,000
INTERCONTINENTAL CAPITAL GROUP, INC
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 6 $ 1,450,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 6 $ 1,180,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 20,311,535,000 6 $ 1,370,000
CAMBRIA FINANCIAL GROUP, LLC
11000 W 78TH STREET, SUITE 300
BELLE PLAINE, MN 55344
* $ -1,000 6 $ 1,270,000
RESULTS MORTGAGE, LLC
11200 WEST 78TH STREET, SUITE 50
EDEN PRAIRIE, MN 55344
* $ -1,000 6 $ 1,570,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 6 $ 1,290,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 5 $ 1,065,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ -1,000 5 $ 1,205,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 5 $ 1,205,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 5 $ 905,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 5 $ 905,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 5 $ 1,195,000
GO MORTGAGE, LLC
15430 W CAPITOL DRIVE
WILMINGTON, DE 53005
* $ -1,000 5 $ 625,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 5 $ 855,000
FIRST WESTERN BANK & TRUST
900 SOUTH BROADWAY
MINOT, ND 58701
* $ 1,089,559,000 5 $ 1,235,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 4 $ 460,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 32,343,129,000 4 $ 470,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 4 $ 500,000
MEMBERS COOPERATIVE
4628 MIKE COLALILLO DR
DULUTH, MN 55807
* $ 796,073,000 4 $ 750,000
MAGNIFI FINANCIAL CREDIT UNION
1140 ELM STREET
MELROSE, MN 56374
* $ 1,201,922,000 4 $ 900,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 210,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ -1,000 4 $ 910,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 4 $ 910,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 4 $ 730,000
GUARANTY HOME MORTGAGE CORPORATION
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 4 $ 1,120,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 4 $ 610,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,751,524,000,000 4 $ 690,000
MINNCO CREDIT UNION
235 WEST 1ST AVENUE
CAMBRIDGE, MN 55008
* $ 326,040,000 3 $ 225,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 3 $ 345,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 216,077,000,000 3 $ 615,000
TOPLINE FINANCIAL CREDIT UNION
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ 470,364,000 3 $ 775,000
ROYAL CREDIT UNION
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54703
* $ 2,837,926,000 3 $ 585,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 3 $ 555,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 313,272,000 3 $ 925,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 3,921,403,000 3 $ 205,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ -1,000 3 $ 515,000
LEND SMART MORTGAGE, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 3 $ 685,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 137,588,093,000 3 $ 215,000
RIVERWOOD BANK
14540 DELLWOOD DR PO BOX 2947
BAXTER, MN 56425
* $ 445,320,000 3 $ 435,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 2 $ 410,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 2 $ 400,000
AMERICAN HERITAGE NATIONAL BANK
24 2ND ST S
LONG PRAIRIE, MN 56347
* $ 378,582,000 2 $ 460,000
ANOKA HENNEPIN CREDIT UNION
11681 THEATRE DR N
COON RAPIDS, MN 55448
* $ 202,207,000 2 $ 60,000
THINK MUTUAL BANK
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,669,828,000 2 $ 220,000
CORTRUST MORTGAGE, INC.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ -1,000 2 $ 500,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 2 $ 300,000
NEW MARKET BANK
101 OLD TOWN RD
ELKO NEW MARKET, MN 55054
* $ 112,702,000 2 $ 390,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 320,000
AMERICAN NATIONAL BANK OF MINNESOTA
1920 SOUTH SIXTH STREET
BAXTER, MN 56401
* $ 306,098,000 2 $ 550,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 2 $ 230,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ -1,000 2 $ 360,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 430,000
AMERICAN PORTFOLIO MORTGAGE CORPORATION
800 E NORTHWEST HIGHWAY SUITE 821
CARSON CITY, NV 60074
* $ -1,000 2 $ 510,000
MIDWESTONE BANK
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 4,645,441,000 2 $ 420,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 410,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 450,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 2 $ 350,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 833,228,000 2 $ 430,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 13,387,533,000 2 $ 620,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 2 $ 240,000
CITY-COUNTY CREDIT UNION
144 11TH ST. E
SAINT PAUL, MN 55101
* $ 893,592,000 2 $ 70,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 2 $ 240,000
HERITAGE BANK NATIONAL ASSOCIATION
100 SOUTH STREET W
SPICER, MN 56288
* $ 403,053,000 2 $ 350,000
BANKVISTA
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 347,062,000 2 $ 410,000
BANK FORWARD
390 WHEAT STREET, PO BOX 100
FARGO, ND 58448
* $ 717,012,000 2 $ 470,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 115,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 345,000
THRIVENT FEDERAL CREDIT UNION
625 FOURTH AVE S
APPLETON, WI 55415
* $ 629,553,000 1 $ 25,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,142,154,000 1 $ 165,000
TEXANA BANK, NATIONAL ASSOCIATION
PO BOX 546
LINDEN, TX 75563
* $ 217,610,000 1 $ 185,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,210,474,000 1 $ 105,000
QUORUM FEDERAL CREDIT UNION
2500 WESTCHESTER AVENUE
HARRISON, NY 10577
* $ 841,254,000 1 $ 15,000
IDEAL CREDIT UNION
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 763,132,000 1 $ 135,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ -1,000 1 $ 235,000
SENTRY BANK
400 4TH AVE NE
ST JOSEPH, MN 56374
* $ 237,881,000 1 $ 75,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 1 $ 215,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 19,445,554,000 1 $ 135,000
CONNEXUS CREDIT UNION
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 2,675,632,000 1 $ 165,000
NP, INC.
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 175,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 11,550,782,000 1 $ 335,000
MERIDIAN BANK
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 1,149,979,000 1 $ 175,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 125,000
ASSOCIATED HEALTHCARE CREDIT UNION
360 SHERMAN ST B-10
SAINT PAUL, MN 55102
* $ 119,757,000 1 $ 65,000
TRADITION CAPITAL BANK
7601 FRANCE AVE S
WAYZATA, MN 55435
* $ 911,710,000 1 $ 245,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 1 $ 325,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 315,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 85,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,002,264,000 1 $ 155,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,384,707,000,000 1 $ 165,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 1 $ 115,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 2,041,578,000 1 $ 145,000
FIRST HOME BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 531,151,000 1 $ 195,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 215,000
HIAWATHA NATIONAL BANK
220 EAST OAK STREET
HAGER CITY, WI 54013
* $ 228,164,000 1 $ 185,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 4,097,505,000 1 $ 115,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 385,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 1 $ 195,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
HILLIARD, OH 43016
* $ -1,000 1 $ 185,000
AMERICAN INVESTORS BANK AND MORTGAGE
6385 OLD SHADY OAK ROAD, SUITE #110
EDEN PRAIRIE, MN 55344
* $ 74,784,000 1 $ 115,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 1 $ 95,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 295,000
GREAT RIVER FEDERAL CREDIT UNION
1532 W ST GERMAIN STREET
SAINT CLOUD, MN 56301
* $ 188,892,000 1 $ 55,000
WESTERN NATIONAL BANK
PO BOX 16050
DULUTH, MN 55816
* $ 104,693,000 1 $ 75,000
GATE CITY BANK
500 2ND AVE N
FARGO, ND 58102
* $ 2,380,296,000 1 $ 55,000
NORTH SHORE BANK OF COMMERCE
131 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ 286,645,000 1 $ 455,000
PRINCETON MORTGAGE CORPORATION
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08534
* $ -1,000 1 $ 125,000
CITIZENS COMMUNITY FEDERAL NATIONAL ASSOCIATION
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 1,531,129,000 1 $ 385,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 1 $ 135,000
ANGEL OAK MORTGAGE SOLUTIONS LLC
980 HAMMOND DRIVE, SUITE 850
WILMINGTON, DE 30328
* $ -1,000 1 $ 335,000
ONY GLO, INC.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ -1,000 1 $ 315,000
SHAREPOINT CREDIT UNION
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ 240,631,000 1 $ 245,000
ALTRA FEDERAL CREDIT UNION
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,668,081,000 1 $ 255,000
HOME FEDERAL SAVINGS BANK
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 777,069,000 1 $ 135,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 1 $ 125,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 707,275,000 1 $ 125,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 965,305,000 1 $ 205,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
WATFORD CITY, ND 58701
* $ 3,466,051,000 1 $ 305,000
ARMED FORCES BANK, NATIONAL ASSOCIATION
1111 MAIN ST SUITE 1600
KANSAS CITY, MO 64105
* $ 1,074,320,000 1 $ 485,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 1 $ 275,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ -1,000 1 $ 285,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 135,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 1 $ 185,000
LAKE ELMO BANK
11465 39TH STREET NORTH
LAKE ELMO, MN 55042
* $ 376,074,000 1 $ 225,000
AMERIFIRST FINANCIAL, INC.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 1 $ 155,000
LENDERFI, INC.
23875 VENTURA BLVD SUITE 203B
CALABASAS, CA 91302
* $ -1,000 1 $ 155,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,205,032,000 1 $ 75,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 1 $ 315,000
MEGASTAR FINANCIAL CORP.
1080 CHEROKEE STREET
DENVER, CO 80205
* $ -1,000 1 $ 185,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Mille Lacs County MN in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 853 $153,555,000 $180,000 $525,000 $84,000 $863,000
Home Purchase 835 $190,075,000 $227,000 $865,000 $88,000 $736,000
Cash-out Refinancing 545 $100,785,000 $184,000 $845,000 $83,000 $600,000
Home Improvement 75 $5,255,000 $70,000 $345,000 $95,000 $458,000
Other Purpose 52 $5,130,000 $98,000 $455,000 $128,000 $1,310,000
Not Applicable 7 $785,000 $112,000 $195,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,805 $341,715,000 $189,000 $865,000 $85,000 $1,310,000
Not Provided 286 $53,730,000 $187,000 $845,000 $97,000 $715,000
Not applicable 208 $47,310,000 $227,000 $535,000 $68,000 $86,000
American Indian or Alaskan Native 29 $4,835,000 $166,000 $345,000 $74,000 $202,000
Hispanic 19 $3,325,000 $175,000 $355,000 $72,000 $120,000
Asian 11 $2,885,000 $262,000 $545,000 $94,000 $133,000
Black or African American 7 $1,105,000 $157,000 $365,000 $57,000 $85,000
Native Hawaiian or Other Pacific Islander 1 $135,000 $135,000 $135,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,709 $314,855,000 $184,000 $865,000 $92,000 $1,310,000
FHA-insured (Federal Housing Administration) 372 $76,240,000 $204,000 $405,000 $61,000 $324,000
VA-guaranteed (Veterans Administration) 224 $50,410,000 $225,000 $685,000 $70,000 $311,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 62 $14,080,000 $227,000 $345,000 $67,000 $117,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,431 $277,975,000 $194,000 $865,000 $89,000 $1,310,000
Application Denied By Financial Institution 260 $42,860,000 $164,000 $845,000 $70,000 $289,000
Application Withdrawn By Applicant 256 $49,250,000 $192,000 $545,000 $88,000 $600,000
Loan Purchased By The Institution 232 $52,170,000 $224,000 $535,000 $114,000 $654,000
File Closed For Incompleteness 117 $21,095,000 $180,000 $415,000 $88,000 $470,000
Application Approved But Not Accepted 69 $11,875,000 $172,000 $455,000 $74,000 $188,000
Preapproval Approved but not Accepted 1 $215,000 $215,000 $215,000 $66,000 $66,000
Preapproval Denied by Financial Institution 1 $145,000 $145,000 $145,000 $174,000 $174,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,077 $407,665,000 $196,000 $865,000 $87,000 $863,000
Debt-To-Income Ratio 98 $15,220,000 $155,000 $545,000 $86,000 $1,310,000
Credit History 73 $11,435,000 $156,000 $505,000 $84,000 $289,000
Collateral 44 $7,760,000 $176,000 $845,000 $78,000 $230,000
Credit Application Incomplete 34 $7,310,000 $215,000 $425,000 $82,000 $268,000
Other 21 $3,105,000 $147,000 $315,000 $61,000 $127,000
Unverifiable Information 11 $1,515,000 $137,000 $205,000 $62,000 $138,000
Employment History 6 $970,000 $161,000 $325,000 $48,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 3 $605,000 $201,000 $245,000 $78,000 $118,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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