Miller County, AR Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 1,657 mortgage applications in Miller County, AR totaling $179.8 million, down 15% from 2009. The average application was for $108,000, and applicants reported an average income of $67,000. 45% of applications resulted in an originated loan and 19% were denied. The most active lender was Bank of America, N.A., with 219 applications, followed by Wells Fargo Bank, NA and Guaranty Bond Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,657
Total Mortgage Loan Application Amount $179,770,000
Average Mortgage Loan Application Amount $108,000
Highest Mortgage Loan Application Amount $858,000
Average Applicant Income $67,000
Highest Applicant Income $1,822,000

Mortgage Company List for Lending in Miller County, AR for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 219 $ 28,704,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 150 $ 12,659,000
Guaranty Bond Bank
100 W ARKANSAS
MOUNT PLEASANT, TX 75455
* $ 886,344,000 116 $ 12,725,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 91 $ 9,283,000
Commercial National Bank of Texarkana
PO BOX 1998
TEXARKANA, AR 75504
* $ 178,903,000 88 $ 6,100,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 69 $ 5,290,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 68 $ 8,609,000
Bancorpsouth Bank
P O BOX 789
TUPELO, MS 38802
* $ 13,163,459,000 56 $ 7,831,000
Bank of the Ozarks
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 2,755,222,000 54 $ 7,287,000
Texar Federal Credit Union
2301 RICHMOND RD
TEXARKANA, TX 75503
* $ 219,868,000 54 $ 4,644,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 49 $ 6,260,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 43 $ 2,057,000
1st Bank, N.A.
PO BOX 520
HOPE, AR 71801
* $ 286,382,000 42 $ 4,110,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 451,754,000 41 $ 3,567,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 35 $ 4,887,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 26 $ 1,788,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 127,360,045,000 21 $ 954,000
Mil-Way Federal Credit Union
2000 ARKANSAS BLVD
TEXARKANA, AR 71854
* $ 85,549,000 19 $ 1,065,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 18 $ 3,129,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 17 $ 1,816,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 16 $ 2,575,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 16 $ 2,267,000
The Peoples State Bank
880 SAN ANTONIO AVE
MANY, LA 71449
* $ 433,607,000 16 $ 573,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 15 $ 997,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 14 $ 1,724,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 14 $ 2,606,000
American State Bank
P O DRAWER 100
ARP, TX 75750
* $ 206,440,000 13 $ 2,138,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 12 $ 1,753,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 12 $ 2,133,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 11 $ 1,633,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 10 $ 1,274,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 10 $ 1,445,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 10 $ 1,396,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 9 $ 830,000
Domino Federal Credit Union
2208 KENNEDY LANE
TEXARKANA, TX 75503
* $ 48,461,000 9 $ 879,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 8 $ 983,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 7 $ 1,068,000
Cornerstone Mortgage Center, I
300 SOUTH SHACKLEFORD RD
LITTLE ROCK, AR 72211
* $ 10,000,000 7 $ 677,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 6 $ 826,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 3,634,677,000 6 $ 971,000
Citizens Bank and Trust Co
PO BOX 992
VIVIAN, LA 71082
* $ 133,987,000 5 $ 410,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 5 $ 124,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 5 $ 552,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 5 $ 907,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 4 $ 382,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 4 $ 466,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 4 $ 201,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 494,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ 1,000,000,000 4 $ 513,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 3 $ 432,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 491,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 3 $ 556,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 3 $ 355,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 3 $ 335,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,726,828,000 3 $ 207,000
Summit Bank
409 MAIN STREET
ARKADELPHIA, AR 71923
* $ 1,088,598,000 3 $ 203,000
Bank of Little Rock
200 N STATE STREET
LITTLE ROCK, AR 72201
* $ 192,275,000 3 $ 186,000
Bear State Bank
1401 HWY 62/65 N
HARRISON, AR 72602
* $ 694,622,000 3 $ 130,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 3 $ 329,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 3 $ 192,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 2 $ 301,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 1,987,814,000 2 $ 315,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 2 $ 379,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 121,162,000 2 $ 82,000
Gibsland Bank & Trust
1246 3RD STREET
GIBSLAND, LA 71028
* $ 191,154,000 2 $ 147,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 2 $ 411,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 138,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 123,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 2 $ 361,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 278,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 284,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 231,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 105,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 1 $ 116,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 56,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 174,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 92,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 85,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 143,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 168,000
Riverside Mortgage Company, Inc.
1001 W MARKHAM
LITTLE ROCK, AR 72201
* $ 53,094,000 1 $ 393,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 196,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 1 $ 56,000
Telcoe Federal Credit Union
PO BOX 34200
LITTLE ROCK, AR 72201
* $ 240,272,000 1 $ 168,000
First Arkansas Bank and Trust
600 WEST MAIN STREET
JACKSONVILLE, AR 72076
* $ 602,442,000 1 $ 39,000
Citizens Bank & Trust Co.
PO BOX 760, 106 SOUTH MAIN STREET
SPRINGHILL, LA 71075
* $ 145,900,000 1 $ 18,000
Academy Bank, N.A.
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64106
* $ 489,199,000 1 $ 18,000
Riverside Bank
1001 WEST MARKHAM STREET
LITTLE ROCK, AR 72201
* $ 55,426,000 1 $ 158,000
Simmons First Bank - Hs
100 WERNER STREET
HOT SPRINGS, AR 71903
* $ 172,256,000 1 $ 75,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,639,987,000 1 $ 76,000
Ouachita Independent Bank
909 N 18TH STREET, STE 120
MONROE, LA 71201
* $ 444,517,000 1 $ 320,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 1 $ 220,000
The First National Bank of Tom Bean
109 S. BRITTON
TOM BEAN, TX 75489
* $ 41,138,000 1 $ 190,000
The Mortgage Bank of Arkansas
11715 RAINWOOD ROAD C-1
LITTLE ROCK, AR 72212
* $ 174,126,000 1 $ 124,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 123,758,000 1 $ 301,000
Simmons First National Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 1,603,491,000 1 $ 131,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 127,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 99,000
Farmers Bank & Trust
200 E MAIN ST
MAGNOLIA, AR 71753
* $ 647,856,000 1 $ 195,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 1 $ 79,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 455,314,000 1 $ 82,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 1 $ 41,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 1 $ 60,000
Atlantic Coast Bank
505 HAINES AVENUE
WAYCROSS, GA 31501
* $ 906,535,000 1 $ 42,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 2,823,342,000 1 $ 100,000

The tables below break down 2010 mortgage applications in Miller County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Miller County, AR in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 853 $104,292,000 $122,000 $520,000 $76,000 $1,822,000
Home Purchase 660 $69,900,000 $105,000 $808,000 $59,000 $445,000
Home Improvement 144 $5,578,000 $38,000 $858,000 $55,000 $269,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,277 $138,593,000 $108,000 $858,000 $73,000 $1,822,000
Black or African American 155 $13,709,000 $88,000 $416,000 $51,000 $506,000
Not Provided 112 $13,092,000 $116,000 $301,000 $61,000 $430,000
Not applicable 70 $10,637,000 $151,000 $808,000 $18,000 $637,000
Hispanic 22 $1,295,000 $58,000 $194,000 $49,000 $171,000
American Indian or Alaskan Native 14 $1,625,000 $116,000 $244,000 $58,000 $91,000
Asian 6 $694,000 $115,000 $264,000 $66,000 $106,000
Native Hawaiian or Other Pacific Islander 1 $125,000 $125,000 $125,000 $105,000 $105,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,138 $117,460,000 $103,000 $858,000 $75,000 $1,822,000
FHA-insured (Federal Housing Administration) 434 $51,098,000 $117,000 $327,000 $50,000 $840,000
VA-guaranteed (Veterans Administration) 80 $10,462,000 $130,000 $281,000 $41,000 $98,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $750,000 $150,000 $223,000 $51,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 743 $81,502,000 $109,000 $808,000 $76,000 $1,822,000
Loan Purchased By The Institution 334 $43,852,000 $131,000 $417,000 $61,000 $637,000
Application Denied By Financial Institution 313 $23,520,000 $75,000 $400,000 $50,000 $827,000
Application Withdrawn By Applicant 140 $16,274,000 $116,000 $858,000 $71,000 $840,000
Application Approved But Not Accepted 95 $9,799,000 $103,000 $450,000 $63,000 $270,000
File Closed For Incompleteness 32 $4,823,000 $150,000 $318,000 $78,000 $629,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 116 $5,465,000 $47,000 $229,000 $44,000 $160,000
Debt-To-Income Ratio 53 $4,233,000 $79,000 $271,000 $37,000 $96,000
Other 17 $1,541,000 $90,000 $244,000 $97,000 $827,000
Collateral 16 $1,605,000 $100,000 $295,000 $106,000 $785,000
Credit Application Incomplete 9 $1,116,000 $124,000 $182,000 $50,000 $101,000
Unverifiable Information 4 $331,000 $82,000 $135,000 $77,000 $172,000
Insufficient Cash (Downpayment, Closing Cost) 2 $140,000 $70,000 $75,000 $37,000 $40,000
Employment History 1 $113,000 $113,000 $113,000 $13,000 $13,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Arkansas Lender List