Mills County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Unlock detailed Mills County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 679 |
| Total Mortgage Loan Application Amount | $111,955,000 |
| Average Mortgage Loan Application Amount | $164,000 |
| Highest Mortgage Loan Application Amount | $675,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $2,264,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 20,351,074,000 | 69 | $ 13,015,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 62 | $ 10,560,000 |
| GLENWOOD STATE BANK 32 N WALNUT ST/PO BOX 431 GLENWOOD, IA 51534 |
* | $ 169,226,000 | 45 | $ 3,235,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,747,398,000,000 | 43 | $ 7,175,000 |
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 3,558,094,000 | 25 | $ 4,555,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 22 | $ 2,840,000 |
| BANKERS' BANK 7700 MINERAL POINT ROAD MADISON, WI 53717 |
* | $ 690,531,000 | 19 | $ 3,585,000 |
| COBALT CREDIT UNION 7148 TOWNE CENTER PARKWAY PAPILLION, NE 68046 |
* | $ 922,150,000 | 19 | $ 2,315,000 |
| CENTRIS 11825 Q STREET OMAHA, NE 68137 |
* | $ 679,504,000 | 16 | $ 2,300,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 15 | $ 3,195,000 |
| GREAT WESTERN BANK 225 S MAIN AVE SIOUX FALLS, SD 57104 |
* | $ 11,803,006,000 | 14 | $ 1,470,000 |
| FARM CREDIT SERVICES OF AMERICA, FLCA 5015 S 118TH ST OMAHA, NE 68137 |
* | $ -1,000 | 13 | $ 3,275,000 |
| AMERICAN NATIONAL BANK 8990 WEST DODGE RD OMAHA, NE 68114 |
* | $ 3,567,564,000 | 12 | $ 2,260,000 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ -1,000 | 12 | $ 1,780,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 12 | $ 2,810,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 9 | $ 1,555,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 8 | $ 1,370,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 7 | $ 325,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 7 | $ 1,085,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 6 | $ 1,170,000 |
| REGENT FINANCIAL GROUP, INC. 1910 S 72ND STREET, STE. 103 ELKHORN, NE 68135 |
* | $ -1,000 | 6 | $ 1,410,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 6 | $ 1,590,000 |
| BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,175,351,000 | 6 | $ 1,150,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 6 | $ 640,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 6 | $ 1,150,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 5 | $ 875,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ -1,000 | 5 | $ 1,135,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 89,765,667,000 | 5 | $ 325,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 5 | $ 875,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 5 | $ 585,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 5 | $ 755,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 5 | $ 1,315,000 |
| BANK IOWA 1150 JORDAN CREEK PARKWAY WEST DES MOINES, IA 50266 |
* | $ 1,294,980,000 | 5 | $ 995,000 |
| COMMUNITY FIRST NATIONAL BANK 215 S SETH CHILD RD MANHATTAN, KS 66502 |
* | $ 251,259,000 | 5 | $ 755,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 5 | $ 935,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 4 | $ 330,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 4 | $ 370,000 |
| GATEWAY MORTGAGE GROUP, LLC 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ -1,000 | 4 | $ 840,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 34,298,273,000 | 3 | $ 345,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 363,702,000 | 3 | $ 495,000 |
| HOUGHTON STATE BANK 116 E COOLBAUGH ST RED OAK, IA 51566 |
* | $ 180,655,000 | 3 | $ 75,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 3 | $ 455,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 3 | $ 535,000 |
| ACCESS BANK 8712 WEST DODGE ROAD OMAHA, NE 68144 |
* | $ 526,048,000 | 3 | $ 1,015,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 3 | $ 285,000 |
| CRESCENT MORTGAGE COMPANY 6600 PEACHTREE DUNWOODY ROAD SUITE 650 WILMINGTON, DE 30328 |
* | $ -1,000 | 3 | $ 795,000 |
| CASTLE & COOKE MORTGAGE, LLC 13751 S WADSWORTH PARK DRIVE, STE 101 WILMINGTON, DE 84020 |
* | $ -1,000 | 3 | $ 705,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 3 | $ 675,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 969,487,000 | 3 | $ 475,000 |
| CHARTER WEST BANK 201 SOUTH MAIN STREET PO BOX 288 WEST POINT, NE 68788 |
* | $ 235,212,000 | 3 | $ 1,005,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 2 | $ 180,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 2 | $ 230,000 |
| GREENSTATE CREDIT UNION 2355 LANDON RD NORTH LIBERTY, IA 52317 |
* | $ 4,672,409,000 | 2 | $ 360,000 |
| MORIA DEVELOPMENT, INC. 2055 E CENTENNIAL CIRCLE TEMPE, AZ 85284 |
* | $ -1,000 | 2 | $ 240,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,934,629,000 | 2 | $ 110,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,002,887,000 | 2 | $ 210,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 2 | $ 650,000 |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION ONE BELVEDERE PLACE WILMINGTON, DE 94941 |
* | $ -1,000 | 2 | $ 1,030,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 2 | $ 450,000 |
| FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 191,384,000 | 2 | $ 300,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,384,707,000,000 | 2 | $ 180,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 14,726,156,000 | 2 | $ 290,000 |
| ARBOR BANK 911 CENTRAL AVENUE NEBRASKA CITY, NE 68410 |
* | $ 308,742,000 | 2 | $ 260,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 201,637,519,000 | 2 | $ 520,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 264,496,000 | 2 | $ 30,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 4,724,296,000 | 2 | $ 280,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 2 | $ 120,000 |
| CHICKASAW COMMUNITY BANK 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73108 |
* | $ 133,225,000 | 2 | $ 330,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 2 | $ 440,000 |
| OMAHA FEDERAL CREDIT UNION 3001 S 82ND AVE OMAHA, NE 68124 |
* | $ 72,806,000 | 2 | $ 150,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ -1,000 | 1 | $ 85,000 |
| NORTHWEST BANK 705 GRAND AVE. SPENCER, IA 51301 |
* | $ 1,541,610,000 | 1 | $ 245,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ -1,000 | 1 | $ 145,000 |
| DAYSPRING BANK 914 LAKE AVENUE GOTHENBURG, NE 69138 |
* | $ 491,852,000 | 1 | $ 305,000 |
| ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 16,758,528,000 | 1 | $ 495,000 |
| CONNEXUS CREDIT UNION 2600 PINE RIDGE WAUSAU, WI 54401 |
* | $ 1,685,749,000 | 1 | $ 5,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ -1,000 | 1 | $ 265,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 118,072,176,000 | 1 | $ 145,000 |
| COMMUNITY CHOICE CREDIT UNION 1351 NW 114TH ST, P.O. BOX 71247 JOHNSTON, IA 50325 |
* | $ 476,857,000 | 1 | $ 35,000 |
| FARMERS AND MERCHANTS BANK 617 1ST STREET, BOX E MILFORD, NE 68405 |
* | $ 600,614,000 | 1 | $ 95,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 1 | $ 115,000 |
| SERVE CREDIT UNION 423 E COURT AVE DES MOINES, IA 50309 |
* | $ 66,988,000 | 1 | $ 35,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 650,256,000 | 1 | $ 215,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 1 | $ 255,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 287,783,000 | 1 | $ 25,000 |
| MB FINANCIAL BANK, NATIONAL ASSOCIATION 6111 N. RIVER ROAD ROSEMONT, IL 60018 |
* | $ 20,030,342,000 | 1 | $ 365,000 |
| FIRST BANK 600 JAMES MCDONNELL BLVD CREVE COEUR, MO 63042 |
* | $ 6,122,853,000 | 1 | $ 395,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,751,524,000,000 | 1 | $ 25,000 |
| DUPACO COMMUNITY PO BOX 179 DUBUQUE, IA 52004 |
* | $ 1,609,368,000 | 1 | $ 265,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 1 | $ 305,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 1 | $ 145,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 1,376,902,000 | 1 | $ 25,000 |
| LINCOLN FSB OF NEBRASKA 1101 N STREET LINCOLN, NE 68508 |
* | $ 337,238,000 | 1 | $ 225,000 |
| UNITED FIDELITY FUNDING CORP. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ -1,000 | 1 | $ 135,000 |
| RUHL MORTGAGE, LLC 1701 52ND AVENUE DAVENPORT, IA 61265 |
* | $ -1,000 | 1 | $ 125,000 |
| DUNDEE BANK 624 MAIN ST ANSLEY, NE 68814 |
* | $ 276,042,000 | 1 | $ 305,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ -1,000 | 1 | $ 35,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 216,077,000,000 | 1 | $ 225,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 305,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 22,858,876,000 | 1 | $ 25,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,696,742,000 | 1 | $ 25,000 |
| KELLOGG MIDWEST FEDERAL CREDIT UNION PO BOX 241497 LAVISTA, NE 68124 |
* | $ 45,791,000 | 1 | $ 45,000 |
| FIVE POINTS BANK PO BOX 1507 GRAND ISLAND, NE 68802 |
* | $ 996,789,000 | 1 | $ 45,000 |
| BORDER BANK 133 MAIN STREET N GREENBUSH, MN 56726 |
* | $ 506,879,000 | 1 | $ 155,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 1 | $ 175,000 |
| DELMAR FINANCIAL COMPANY 1066 EXECUTIVE PARKWAY SUITE 100 ST. LOUIS, MO 63141 |
* | $ -1,000 | 1 | $ 235,000 |
| CORE BANK 12100 W CENTER RD OMAHA, NE 68144 |
* | $ 464,026,000 | 1 | $ 135,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 145,000 |
| LIBERTY BANK MINNESOTA 111 7TH AVE S ST. CLOUD, MN 56301 |
* | $ 210,040,000 | 1 | $ 295,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ -1,000 | 1 | $ 245,000 |
| CREIGHTON FEDERAL CREDIT UNION 2575 DODGE ST OMAHA, NE 68131 |
* | $ 52,825,000 | 1 | $ 45,000 |
| HOMESERVICES LENDING, LLC 2700 WESTOWN PARKWAY SUITE 345 WILMINGTON, DE 50266 |
* | $ -1,000 | 1 | $ 415,000 |
| CORNERSTONE BANK 529 SOUTH LINCOLN AVENUE YORK, NE 68467 |
* | $ 1,634,251,000 | 1 | $ 45,000 |
| GREAT SOUTHERN BANK 218 S GLENSTONE AVE REEDS SPRING, MO 65802 |
* | $ 4,417,210,000 | 1 | $ 15,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Mills County IA in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 361 | $71,365,000 | $197,000 | $675,000 | $97,000 | $2,264,000 |
| Cash-out Refinancing | 115 | $17,545,000 | $152,000 | $365,000 | $80,000 | $360,000 |
| Refinancing | 99 | $16,065,000 | $162,000 | $455,000 | $108,000 | $1,245,000 |
| Home Improvement | 59 | $3,215,000 | $54,000 | $245,000 | $94,000 | $287,000 |
| Other Purpose | 36 | $2,790,000 | $77,000 | $305,000 | $92,000 | $222,000 |
| Not Applicable | 9 | $975,000 | $108,000 | $235,000 | $56,000 | $56,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 542 | $86,470,000 | $159,000 | $675,000 | $96,000 | $2,264,000 |
| Not Provided | 60 | $10,730,000 | $178,000 | $495,000 | $90,000 | $259,000 |
| Not applicable | 58 | $10,680,000 | $184,000 | $535,000 | $63,000 | $90,000 |
| Hispanic | 12 | $2,720,000 | $226,000 | $335,000 | $84,000 | $119,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $815,000 | $271,000 | $275,000 | $76,000 | $90,000 |
| Asian | 2 | $210,000 | $105,000 | $165,000 | $82,000 | $90,000 |
| Black or African American | 2 | $330,000 | $165,000 | $265,000 | $58,000 | $88,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 428 | $67,520,000 | $157,000 | $675,000 | $105,000 | $2,264,000 |
| FHA-insured (Federal Housing Administration) | 109 | $15,295,000 | $140,000 | $295,000 | $66,000 | $150,000 |
| VA-guaranteed (Veterans Administration) | 99 | $23,235,000 | $234,000 | $395,000 | $93,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 43 | $5,905,000 | $137,000 | $305,000 | $55,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 417 | $68,585,000 | $164,000 | $545,000 | $100,000 | $2,264,000 |
| Application Denied By Financial Institution | 84 | $10,880,000 | $129,000 | $405,000 | $70,000 | $180,000 |
| Loan Purchased By The Institution | 80 | $15,260,000 | $190,000 | $535,000 | $82,000 | $169,000 |
| Application Withdrawn By Applicant | 70 | $12,140,000 | $173,000 | $455,000 | $86,000 | $360,000 |
| File Closed For Incompleteness | 19 | $3,315,000 | $174,000 | $545,000 | $162,000 | $1,245,000 |
| Application Approved But Not Accepted | 8 | $1,480,000 | $185,000 | $675,000 | $83,000 | $275,000 |
| Preapproval Approved but not Accepted | 1 | $295,000 | $295,000 | $295,000 | $146,000 | $146,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 538 | $95,770,000 | $178,000 | $545,000 | $100,000 | $2,264,000 |
| Debt-To-Income Ratio | 76 | $8,160,000 | $107,000 | $675,000 | $75,000 | $275,000 |
| Credit History | 32 | $2,960,000 | $92,000 | $235,000 | $65,000 | $157,000 |
| Collateral | 21 | $3,065,000 | $145,000 | $405,000 | $92,000 | $180,000 |
| Credit Application Incomplete | 5 | $1,105,000 | $221,000 | $295,000 | $62,000 | $84,000 |
| Other | 3 | $505,000 | $168,000 | $305,000 | $59,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $305,000 | $101,000 | $165,000 | $33,000 | $49,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $63,000 | $63,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.