Modoc County CA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Modoc County CA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in California.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 293
Total Mortgage Loan Application Amount $53,645,000
Average Mortgage Loan Application Amount $183,000
Highest Mortgage Loan Application Amount $2,505,000
Average Applicant Income $74,000
Highest Applicant Income $424,000

Mortgage Company List for Lending in Modoc County CA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 46 $ 9,960,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 11 $ 1,745,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 11 $ 1,195,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 10 $ 1,710,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 8 $ 1,540,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 8 $ 1,270,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
GLENDALE, CA 95815
* $ -1,000 7 $ 1,365,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 6 $ 730,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 6 $ 1,000,000
COMMERCE HOME MORTGAGE, INC.
3130 CANYON PLACE
SACRAMENTO, CA 94583
* $ -1,000 6 $ 1,380,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 6 $ 750,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 6 $ 970,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 5 $ 515,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 5 $ 935,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 5 $ 715,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 5 $ 795,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 5 $ 785,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 5 $ 675,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 5 $ 725,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,342,526,000 4 $ 280,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 4 $ 790,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 3 $ 835,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 3 $ 655,000
AXIA FINANCIAL, LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 3 $ 375,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 3 $ 625,000
TRI COUNTIES BANK
63 CONSTITUTION DRIVE
CHICO, CA 95973
* $ 8,608,715,000 3 $ 395,000
AGWEST FARM CREDIT, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ -1,000 3 $ 985,000
MISSION LOANS, LLC
5686 DRESSLER ROAD, NW
UPPER ARLINGTON, OH 44720
* $ -1,000 2 $ 360,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 480,000
UMPQUA BANK
445 SE MAIN STREET
ROSEBURG, OR 97470
* $ 30,642,109,000 2 $ 320,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 2 $ 420,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 2 $ 270,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 2 $ 370,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 2 $ 380,000
INFINITY EQUITY GROUP, INC.
2285 HILLTOP DR SUITE 100
SACRAMENTO, CA 96002
* $ -1,000 2 $ 550,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 2 $ 310,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 2 $ 160,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 650,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 230,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 510,000
EVERENCE FEDERAL CREDIT UNION
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ 332,101,000 1 $ 115,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 175,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 1 $ 225,000
SAN DIEGO COUNTY CREDIT UNION
6545 SEQUENCE DRIVE
SAN DIEGO, CA 92121
* $ 10,817,931,000 1 $ 165,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 19,608,230,000 1 $ 115,000
SCHOOLSFIRST
2115 NORTH BROADWAY
TUSTIN, CA 92706
* $ 26,970,795,000 1 $ 75,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 115,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 1 $ 425,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 1 $ 355,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 1 $ 305,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 45,000
MUFG UNION BANK, NATIONAL ASSOCIATION
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 127,858,876,000 1 $ 215,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 175,000
LADERA LENDING, INC.
555 CORPORATE DRIVE SUITE 215
SACRAMENTO, CA 92694
* $ -1,000 1 $ 175,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 85,000
MEGASTAR FINANCIAL CORP.
1080 CHEROKEE STREET
DENVER, CO 80205
* $ -1,000 1 $ 65,000
CORNING CREDIT UNION
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,136,862,000 1 $ 25,000
GREAT LAKES CREDIT UNION
2525 GREEN BAY
BANNOCKBURN, IL 60064
* $ 1,049,730,000 1 $ 305,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 125,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 1 $ 205,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,089,286,000 1 $ 155,000
TRAVIS CREDIT UNION
ONE TRAVIS WAY
VACAVILLE, CA 95687
* $ 4,695,813,000 1 $ 245,000
QUONTIC BANK
31-05 BROADWAY
NEW YORK, NY 11106
* $ 916,091,000 1 $ 255,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 32,520,025,000 1 $ 165,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 1 $ 2,505,000
OREGON COMMUNITY
2880 CHAD DRIVE
EUGENE, OR 97408
* $ 2,826,121,000 1 $ 45,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 215,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 85,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 1 $ 85,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 172,820,000,000 1 $ 135,000
LOANLEADERS OF AMERICA, INC.
38 EXECUTIVE PARK #260
IRVINE, CA 92614
* $ -1,000 1 $ 195,000
HOMEPROMISE CORPORATION
60 S WASHINGTON ST, STE 106
GLEN ALLEN, VA 17225
* $ -1,000 1 $ 185,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 1 $ 315,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 1 $ 145,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 345,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 1 $ 165,000
PRINCETON MORTGAGE CORPORATION
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08534
* $ -1,000 1 $ 245,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 445,000
FILO MORTGAGE, L.L.C.
555 E NORTH LN #6125
DOVER, DE 19428
* $ -1,000 1 $ 155,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 45,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 1 $ 325,000
LENDSURE MORTGAGE CORP.
16959 BERNARDO CENTER DR, #102
WILMINGTON, DE 92128
* $ -1,000 1 $ 145,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 185,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,669,227,000,000 1 $ 365,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 105,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 1 $ 235,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
WILMINGTON, DE 22030
* $ -1,000 1 $ 175,000
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY
2716 BROADWAY
SACRAMENTO, CA 95818
* $ -1,000 1 $ 215,000
STAR ONE CREDIT UNION
PO BOX 3643
CARLSBAD, CA 94088
* $ 11,067,830,000 1 $ 85,000
BANNER BANK
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 16,798,536,000 1 $ 55,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ -1,000 1 $ 205,000
MID VALLEY SERVICES, INC.
7644 N PALM AVENUE
FRESNO, CA 93711
* $ -1,000 1 $ 185,000
COMERICA BANK
411 W LAFAYETTE BLVD
DALLAS, TX 48226
* $ 94,798,000,000 1 $ 25,000
RIGHT START MORTGAGE, INC.
2125 EAST KATELLA AVENUE, SUITE 330
PASADENA, CA 92806
* $ -1,000 1 $ 105,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Modoc County CA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 144 $29,460,000 $204,000 $2,505,000 $71,000 $187,000
Cash-out Refinancing 84 $15,670,000 $186,000 $425,000 $79,000 $229,000
Refinancing 39 $6,005,000 $153,000 $465,000 $86,000 $424,000
Other Purpose 14 $1,500,000 $107,000 $355,000 $53,000 $240,000
Home Improvement 11 $925,000 $84,000 $355,000 $56,000 $157,000
Not Applicable 1 $85,000 $85,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 183 $32,405,000 $177,000 $555,000 $77,000 $240,000
Not Provided 52 $8,210,000 $157,000 $365,000 $71,000 $424,000
Hispanic 29 $5,245,000 $180,000 $405,000 $64,000 $169,000
Not applicable 18 $5,850,000 $325,000 $2,505,000 $133,000 $133,000
American Indian or Alaskan Native 8 $1,490,000 $186,000 $255,000 $63,000 $115,000
Black or African American 2 $360,000 $180,000 $185,000 $63,000 $63,000
Asian 1 $85,000 $85,000 $85,000 $31,000 $31,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 188 $34,290,000 $182,000 $2,505,000 $78,000 $424,000
FHA-insured (Federal Housing Administration) 60 $10,680,000 $178,000 $425,000 $64,000 $183,000
VA-guaranteed (Veterans Administration) 38 $7,760,000 $204,000 $445,000 $74,000 $229,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $915,000 $130,000 $175,000 $43,000 $50,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 129 $23,715,000 $183,000 $465,000 $77,000 $424,000
Application Withdrawn By Applicant 63 $10,655,000 $169,000 $425,000 $74,000 $240,000
Application Denied By Financial Institution 49 $8,995,000 $183,000 $2,505,000 $53,000 $159,000
File Closed For Incompleteness 25 $4,295,000 $171,000 $555,000 $83,000 $229,000
Loan Purchased By The Institution 20 $4,370,000 $218,000 $425,000 $128,000 $133,000
Application Approved But Not Accepted 7 $1,615,000 $230,000 $425,000 $101,000 $223,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 244 $44,650,000 $182,000 $555,000 $78,000 $424,000
Collateral 15 $4,065,000 $271,000 $2,505,000 $56,000 $123,000
Debt-To-Income Ratio 12 $1,700,000 $141,000 $325,000 $42,000 $116,000
Credit History 9 $1,005,000 $111,000 $285,000 $49,000 $120,000
Credit Application Incomplete 6 $1,180,000 $196,000 $425,000 $66,000 $159,000
Other 4 $310,000 $77,000 $165,000 $70,000 $107,000
Unverifiable Information 2 $530,000 $265,000 $365,000 $50,000 $100,000
Employment History 1 $205,000 $205,000 $205,000 $68,000 $68,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the California Lender List