Montgomery County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Unlock detailed Montgomery County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 887
Total Mortgage Loan Application Amount $115,545,000
Average Mortgage Loan Application Amount $130,000
Highest Mortgage Loan Application Amount $3,555,000
Average Applicant Income $89,000
Highest Applicant Income $3,488,000

Mortgage Company List for Lending in Montgomery County IL for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BANK OF HILLSBORO, NATIONAL ASSOCIATION
PO BOX 310
HILLSBORO, IL 62049
* $ 369,667,000 107 $ 15,615,000
BANK & TRUST COMPANY
401 N MADISON
LITCHFIELD, IL 62056
* $ 346,631,000 98 $ 10,010,000
CNB BANK AND TRUST, N.A.
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 1,333,230,000 66 $ 7,470,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 33 $ 3,645,000
UNITED COMMUNITY BANK
104 N MACOUPIN
CHATHAM, IL 62033
* $ 2,663,225,000 23 $ 2,705,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 720,844,000 20 $ 2,000,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 20 $ 2,760,000
TOWN & COUNTRY BANC MORTGAGE SERVICES, INC.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ -1,000 18 $ 1,390,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 18 $ 2,620,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 16 $ 2,160,000
ENDEAVOR CAPITAL, LLC.
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 15 $ 1,635,000
HEARTLAND BANK AND TRUST COMPANY
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,909,697,000 14 $ 2,090,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 13 $ 2,235,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 12 $ 1,860,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 11 $ 1,405,000
THE BRADFORD NATIONAL BANK OF GREENVILLE
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 367,781,000 11 $ 1,195,000
CARROLLTON BANK
P. O. BOX 232
CARROLLTON, IL 62016
* $ 1,996,752,000 10 $ 1,970,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 9 $ 1,605,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 8 $ 840,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 8 $ 750,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 32,343,129,000 8 $ 520,000
FCB BANKS
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 1,749,595,000 8 $ 2,010,000
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
12001 NORTH CENTRAL EXPRESSWAY SUITE 750
DALLAS, TX 75243
* $ -1,000 7 $ 625,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 7 $ 655,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 7 $ 1,025,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 6 $ 810,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 6 $ 530,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 6 $ 810,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 6 $ 1,000,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 6 $ 940,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 6 $ 360,000
FRONTIER FINANCIAL, INC.
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ -1,000 6 $ 780,000
SCOTT CREDIT UNION
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,268,134,000 6 $ 960,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 6 $ 340,000
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 3,808,206,000 5 $ 535,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 5 $ 525,000
PRAIRIE STATE BANK AND TRUST
3751 W. WABASH AVE
SPRINGFIELD, IL 62711
* $ 684,678,000 5 $ 975,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 5 $ 435,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ -1,000 5 $ 655,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 5 $ 515,000
DELMAR FINANCIAL COMPANY
1066 EXECUTIVE PARKWAY SUITE 100
ST. LOUIS, MO 63141
* $ -1,000 5 $ 1,055,000
JLB CORPORATION
111 WESTPORT PLAZA, #1150
CLAYTON, MO 63146
* $ -1,000 5 $ 675,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 5 $ 955,000
HEARTLAND
2213 W WHITE OAKS DR
SPRINGFIELD, IL 62704
* $ 320,693,000 5 $ 525,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 4 $ 570,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 4 $ 620,000
BANK OF SPRINGFIELD
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62703
* $ 1,040,288,000 4 $ 500,000
DIAMOND RESIDENTIAL MORTGAGE CORPORATION
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 4 $ 710,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 4 $ 390,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 4 $ 330,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 4 $ 80,000
MARINE BANK
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 639,675,000 4 $ 420,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 4 $ 500,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 4 $ 400,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 4 $ 1,030,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 4 $ 400,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 6,258,523,000 3 $ 385,000
INB, NATIONAL ASSOCIATION
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 1,156,171,000 3 $ 665,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 216,077,000,000 3 $ 565,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 6,073,827,000 3 $ 195,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,751,524,000,000 3 $ 205,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 3 $ 595,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 325,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 3 $ 475,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 3 $ 275,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 167,492,000,000 3 $ 415,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 585,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 3 $ 545,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 2 $ 310,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 2 $ 130,000
FIRST FINANCIAL BANK
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 14,434,311,000 2 $ 130,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 2 $ 310,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 2 $ 160,000
MIDWEST BANKCENTRE
2191 LEMAY FERRY ROAD
SAINT LOUIS, MO 63125
* $ 2,050,530,000 2 $ 540,000
WARREN-BOYNTON STATE BANK
702 W ILLINOIS ST, PO BOX 19
NEW BERLIN, IL 62670
* $ 174,165,000 2 $ 220,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 5,014,991,000 2 $ 540,000
DECATUR EARTHMOVER CREDIT UNION
260 W MARION AVE
FORSYTH, IL 62535
* $ 255,768,000 2 $ 220,000
TOWN AND COUNTRY BANK
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 810,200,000 2 $ 120,000
PETEFISH, SKILES & CO.
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 193,834,000 2 $ 110,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 2 $ 430,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ -1,000 2 $ 400,000
THE HOME LOAN EXPERT LLC
1600 S BRENTWOOD
ST LOUIS, MO 63144
* $ -1,000 2 $ 200,000
GCS CREDIT UNION
4101 STATE RTE 111
GRANITE CITY, IL 62040
* $ 347,221,000 2 $ 130,000
ALLIANCE COMMUNITY BANK
200 N WEST ST, PO BOX 319
PETERSBURG, IL 62613
* $ 276,227,000 2 $ 370,000
THE PEOPLES STATE BANK OF NEWTON, ILLINOIS
100 W WASHINGTON ST
NEWTON, IL 62448
* $ 461,835,000 1 $ 75,000
CELEBRITY HOME LOANS, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ -1,000 1 $ 75,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 1 $ 235,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 105,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
CAMDEN, DE 70806
* $ -1,000 1 $ 65,000
TOGETHER CREDIT UNION
MICHAEL DOUGHERTY
SAINT LOUIS, MO 63118
* $ 1,825,507,000 1 $ 125,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 346,188,000 1 $ 25,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 6,166,684,000 1 $ 55,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 345,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 1 $ 215,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 9,767,997,000 1 $ 75,000
INTERCONTINENTAL CAPITAL GROUP, INC
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 235,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 135,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 1 $ 95,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 1 $ 55,000
PEOPLES NATIONAL BANK , N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 1,209,673,000 1 $ 185,000
COMMERCE BANK
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,955,469,000 1 $ 295,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 155,000
LONGVIEW BANK AND TRUST
600 E JASPER ST
MARSHALL, IL 62441
* $ 173,151,000 1 $ 95,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 55,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
WILMINGTON, DE 08833
* $ -1,000 1 $ 85,000
WALKER & DUNLOP, LLC
7501 WISCONSIN AVE, STE 1200E
WILMINGTON, DE 20814
* $ -1,000 1 $ 3,555,000
JERSEY STATE BANK
1000 S STATE ST
JERSEYVILLE, IL 62052
* $ 145,607,000 1 $ 15,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 1 $ 25,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 135,000
GO MORTGAGE, LLC
15430 W CAPITOL DRIVE
WILMINGTON, DE 53005
* $ -1,000 1 $ 265,000
DIETERICH BANK
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 806,234,000 1 $ 75,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 105,000
WILLIAMSVILLE STATE BANK & TRUST
512 W MAIN ST
WILLIAMSVILLE, IL 62693
* $ 96,416,000 1 $ 95,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 1 $ 55,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 105,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 265,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 1 $ 85,000
FIRST CENTENNIAL MORTGAGE CORPORATION
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 1 $ 105,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,002,264,000 1 $ 85,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 707,275,000 1 $ 165,000
OPEN MORTGAGE, LLC
14101 W. HWY 290 #1300
AUSTIN, TX 78737
* $ -1,000 1 $ 445,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 14,144,676,000 1 $ 305,000
LEGENCE BANK
P.O. BOX 569
ELDORADO, IL 62930
* $ 483,497,000 1 $ 115,000
ACCESS CAPITAL FUNDING, L.L.C.
14366 SOUTH OUTER FORTY
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 205,000
COMPASS MORTGAGE, INC.
27755 DIEHL ROAD, STE 100
WINFIELD, IL 60555
* $ -1,000 1 $ 115,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 145,000
BANK OF LITTLE ROCK MORTGAGE CORPORATION
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ -1,000 1 $ 315,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 9,679,115,000 1 $ 355,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Montgomery County IL in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 424 $52,570,000 $123,000 $575,000 $77,000 $899,000
Refinancing 261 $41,595,000 $159,000 $3,555,000 $93,000 $672,000
Cash-out Refinancing 150 $18,010,000 $120,000 $445,000 $90,000 $349,000
Other Purpose 26 $1,850,000 $71,000 $325,000 $244,000 $3,488,000
Home Improvement 23 $1,305,000 $56,000 $355,000 $87,000 $255,000
Not Applicable 3 $215,000 $71,000 $115,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 727 $86,575,000 $119,000 $505,000 $90,000 $3,488,000
Not Provided 77 $10,935,000 $142,000 $575,000 $88,000 $704,000
Not applicable 68 $16,350,000 $240,000 $3,555,000 $135,000 $309,000
Hispanic 6 $660,000 $110,000 $215,000 $69,000 $157,000
Black or African American 4 $290,000 $72,000 $125,000 $83,000 $150,000
American Indian or Alaskan Native 3 $415,000 $138,000 $175,000 $44,000 $50,000
Asian 2 $320,000 $160,000 $175,000 $69,000 $88,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 628 $81,040,000 $129,000 $3,075,000 $100,000 $3,488,000
VA-guaranteed (Veterans Administration) 103 $16,625,000 $161,000 $405,000 $75,000 $255,000
FHA-insured (Federal Housing Administration) 99 $12,795,000 $129,000 $3,555,000 $51,000 $127,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 57 $5,085,000 $89,000 $235,000 $42,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 537 $73,665,000 $137,000 $3,555,000 $88,000 $899,000
Application Denied By Financial Institution 125 $11,825,000 $94,000 $325,000 $67,000 $389,000
Application Withdrawn By Applicant 91 $11,875,000 $130,000 $405,000 $126,000 $3,488,000
Loan Purchased By The Institution 83 $12,285,000 $148,000 $575,000 $122,000 $309,000
File Closed For Incompleteness 31 $3,605,000 $116,000 $445,000 $80,000 $183,000
Application Approved But Not Accepted 19 $2,195,000 $115,000 $285,000 $81,000 $240,000
Preapproval Approved but not Accepted 1 $95,000 $95,000 $95,000 $49,000 $49,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 664 $94,010,000 $141,000 $3,555,000 $95,000 $3,488,000
Debt-To-Income Ratio 127 $13,535,000 $106,000 $335,000 $82,000 $389,000
Credit History 38 $3,060,000 $80,000 $275,000 $60,000 $150,000
Collateral 26 $2,520,000 $96,000 $275,000 $73,000 $189,000
Other 16 $1,310,000 $81,000 $175,000 $74,000 $195,000
Credit Application Incomplete 10 $770,000 $77,000 $145,000 $50,000 $77,000
Employment History 4 $220,000 $55,000 $75,000 $53,000 $144,000
Insufficient Cash (Downpayment, Closing Cost) 2 $120,000 $60,000 $75,000 $54,000 $56,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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