Nantucket County, MA Mortgage Lenders & HMDA Data, 2012
In 2012, lenders reported 1,421 mortgage applications in Nantucket County, MA totaling $1.1 billion, up 11% from 2011. The average application was for $777,000, and applicants reported an average income of $422,000. 61% of applications resulted in an originated loan and 15% were denied. The most active lender was Cape Cod Five Cents Savings Bank, with 186 applications, followed by Santander Bank, N.A. and Bank of America NA.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,421 |
| Total Mortgage Loan Application Amount | $1,104,501,000 |
| Average Mortgage Loan Application Amount | $777,000 |
| Highest Mortgage Loan Application Amount | $12,114,000 |
| Average Applicant Income | $422,000 |
| Highest Applicant Income | $9,999,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Cape Cod Five Cents Savings Bank 1500 IYANNOUGH RD HYANNIS, MA 02601 |
* | $ 2,106,498,000 | 186 | $ 112,328,000 |
| Santander Bank, N.A. 824 NORTH MARKET STREET, SUITE 100 WILMINGTON, DE 19801 |
* | $ 78,146,882,000 | 153 | $ 64,883,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,459,157,302,000 | 103 | $ 101,266,000 |
| TD Bank MOUNT LAUREL, NJ 08054 |
* | $ 188,912,554,000 | 101 | $ 90,330,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,161,490,000,000 | 97 | $ 77,517,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 92 | $ 136,943,000 |
| Mortgage Master, Inc. 102 ELM STREET WALPOLE, MA 02081 |
* | $ 11,250,346,000 | 49 | $ 23,549,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ 1,288,658,000,000 | 46 | $ 39,449,000 |
| Hingham Institution for Savings 55 MAIN STREET HINGHAM, MA 02043 |
* | $ 1,127,290,000 | 40 | $ 35,478,000 |
| First Republic Bank 111 PINE STREET SAN FRANCISCO, CA 94111 |
* | $ 27,791,801,000 | 37 | $ 52,314,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 35 | $ 32,301,000 |
| Citizens Bank, NA ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 106,940,591,000 | 28 | $ 14,736,000 |
| Guaranteed Rate, Inc. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ 10,000,000 | 22 | $ 10,306,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 16 | $ 5,663,000 |
| Boston Private Bank & Trust Co TEN POST OFFICE SQUARE BOSTON, MA 02109 |
* | $ 5,848,935,000 | 14 | $ 21,646,000 |
| People's United Bank 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 27,319,304,000 | 13 | $ 13,957,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 12 | $ 7,192,000 |
| Stearns Lending, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 12 | $ 5,412,000 |
| The Washington Trust Company, of Westerly 23 BROAD STREET WESTERLY, RI 02891 |
* | $ 3,059,757,000 | 12 | $ 10,011,000 |
| Rockland Trust Company 120 LIBERTY STREET BROCKTON, MA 02302 |
* | $ 4,974,447,000 | 11 | $ 6,518,000 |
| Hudson City Savings Bank WEST 80 CENTURY ROAD PARAMUS, NJ 07652 |
* | $ 45,373,567,000 | 11 | $ 9,711,000 |
| Morgan Stanley Private Bank NA 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ 12,019,539,000 | 11 | $ 10,400,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ 13,623,469,000 | 10 | $ 3,779,000 |
| UBS Bank USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ 34,276,023,000 | 9 | $ 15,786,000 |
| Cole Taylor Bank 9550 W HIGGINS RAOD ROSEMONT, IL 60018 |
* | $ 4,664,742,000 | 9 | $ 3,275,000 |
| Leader Bank NA 141 MASSACHUSETTS AVENUE ARLINGTON, MA 02474 |
* | $ 509,351,000 | 8 | $ 4,511,000 |
| HSBC Bank USA, NA CHICAGO, IL 60606 |
* | $ 206,009,683,000 | 8 | $ 7,759,000 |
| Ally Bank 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 7 | $ 2,692,000 |
| Home Loan Center, Inc. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 7 | $ 2,824,000 |
| Salem Five Mortgage Company LLC 210 ESSEX STREET SALEM, MA 01970 |
* | $ 642,980,000 | 7 | $ 4,229,000 |
| Residential Mortgage Services, Inc. 24 CHRISTOPHER TOPPI DRIVE SOUTH PORTLAND, ME 04106 |
* | $ 10,000,000 | 6 | $ 2,944,000 |
| Bristol County Savings Bank 35 BROADWAY TAUNTON, MA 02780 |
* | $ 1,338,757,000 | 6 | $ 5,139,000 |
| Provident Funding Group Inc 851 TRAEGER AVENUE, SUITE 100 SAN BRUNO, CA 94066 |
* | $ 2,200,000,000 | 6 | $ 1,919,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 138,031,000 | 6 | $ 2,854,000 |
| Metlife Bank, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 25,513,620,000 | 6 | $ 3,385,000 |
| Truist Bank 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 168,867,640,000 | 6 | $ 3,149,000 |
| BNY Mellon, N.A. BOSTON, MA 02108 |
* | $ 14,749,305,000 | 5 | $ 6,175,000 |
| PNC Bank N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 263,309,559,000 | 5 | $ 2,853,000 |
| Fairway Independent Mort Corp 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ 10,000,000 | 5 | $ 3,574,000 |
| Embrace Home Loans, Inc. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 5 | $ 1,390,000 |
| Fifth Third Mortgage Company 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 5 | $ 2,645,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ 8,994,122,000 | 4 | $ 2,020,000 |
| Gfs Capital 6499 HAVENWOOD CIRCLE HUNTINGTON BEACH, CA 92648 |
* | $ 10,000,000 | 4 | $ 1,467,000 |
| Provident Funding Associates 1235 NORTH DUTTON AVE STE E SANTA ROSA, CA 95401 |
* | $ 10,000,000 | 4 | $ 1,174,000 |
| Cape & Coast Bank 121 MAIN STREET YARMOUTH PORT, MA 02675 |
* | $ 642,623,000 | 4 | $ 1,357,000 |
| Charles Schwab Bank, SSB LONE TREE, CO 80124 |
* | $ 66,063,531,000 | 3 | $ 4,505,000 |
| Webster Bank, N.A. 145 BANK STREET STAMFORD, CT 06901 |
* | $ 18,674,334,000 | 3 | $ 2,170,000 |
| US Bk NA Nd 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 3 | $ 2,147,000 |
| Equity Prime Mortgage LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ 603,000 | 3 | $ 1,261,000 |
| Leader Mortgage Company 180 MASSACHUSETTS AVENUE ARLINGTON, MA 02474 |
* | $ 10,000,000 | 3 | $ 1,001,000 |
| Suntrust Mortgage, Inc. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 3 | $ 2,393,000 |
| Ing Bank, FSB / Capital One 11130 INDUSTRIPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 92,212,498,000 | 3 | $ 4,691,000 |
| First Place Bank 185 EAST MARKET WARREN, OH 44481 |
* | $ 2,716,563,000 | 3 | $ 1,502,000 |
| Primelending 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,681,476,000 | 3 | $ 1,172,000 |
| Patriot Community Bank 237 LEXINGTON STREET WOBURN, MA 01801 |
* | $ 118,452,000 | 3 | $ 1,224,000 |
| Northpoint Mortgage, Inc. 204 TURNPIKE ROAD STURBRIDGE, MA 01566 |
* | $ 8,712,000 | 3 | $ 1,177,000 |
| Radius Financial Group Inc 600 LONGWATER DRIVE SUITE 107 NORWELL, MA 02061 |
* | $ 3,236,218,000 | 3 | $ 834,000 |
| Poli Mortgage Group, Inc. 780 DEDHAM STREET CANTON, MA 02021 |
* | $ 7,525,858,000 | 3 | $ 2,660,000 |
| Liberty Home Equity Solutions, Inc. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 2 | $ 747,000 |
| Merrimack Mortgage Company, in 1045 ELM STREET, SUITE 601 MANCHESTER, NH 03101 |
* | $ 10,000,000 | 2 | $ 1,184,000 |
| Mortgage Network, Inc. 99 CONIFER HILL DR DANVERS, MA 01923 |
* | $ 3,700,000 | 2 | $ 735,000 |
| Century Bank and Trust Company 400 MYSTIC AVENUE MEDFORD, MA 02155 |
* | $ 2,740,515,000 | 2 | $ 2,468,000 |
| Berkshire Bank ALBANY, NY 12207 |
* | $ 3,955,635,000 | 2 | $ 524,000 |
| Salem Five Cents Savings Bank 210 ESSEX ST SALEM, MA 01970 |
* | $ 2,876,630,000 | 2 | $ 10,838,000 |
| Digital Federal Credit Union 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 4,231,076,000 | 2 | $ 1,999,000 |
| Sage Bank 18 HURD STREET LOWELL, MA 01852 |
* | $ 169,755,000 | 2 | $ 930,000 |
| Harvest Bank 75 NORTH MAIN STREET KIMBALL, MN 55353 |
* | $ 1,275,861,000 | 2 | $ 1,546,000 |
| First Federal Svg Bank Boston 100 BRICKSTONE SQUARE ANDOVER, MA 01810 |
* | $ 74,283,000 | 2 | $ 942,000 |
| North American Savings Bank 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,184,743,000 | 2 | $ 773,000 |
| Boulevard Bank 111 E.MAIN STREET NEOSHO, MO 64850 |
* | $ 161,402,000 | 2 | $ 3,505,000 |
| Toyota Financial Savings Bank 2485 VILLAGE VIEW DRIVE, SUITE 200 HENDERSON, NV 89074 |
* | $ 824,374,000 | 2 | $ 2,240,000 |
| First State Mortgage Services 502 N HERSHEY ROAD BLOOMINGTON, IL 61704 |
* | $ 327,995,000 | 2 | $ 912,000 |
| American Internet Mortgage, Inc. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 2 | $ 670,000 |
| Homeward Residential, Inc. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 2 | $ 574,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 2 | $ 678,000 |
| Primary Residential Mortgage, Inc. 1480 N 2200 W SALT LAKE CITY, UT 84116 |
* | $ 242,587,000 | 2 | $ 819,000 |
| The Northern Trust Co 50 S. LA SALLE CHICAGO, IL 60603 |
* | $ 99,831,232,000 | 2 | $ 1,870,000 |
| Prospect Mortgage, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 2 | $ 551,000 |
| Everbank N.A. 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 13,039,950,000 | 2 | $ 1,004,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 2 | $ 834,000 |
| Db Private Wealth Mortgage Ltd 60 WALL STREET, 12TH FLOOR NEW YORK, NY 10005 |
* | $ 35,425,000,000 | 2 | $ 2,138,000 |
| Gmac Mortgage, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 2 | $ 739,000 |
| Bankunited, National Association 7815 NW 148TH STREET MIAMI LAKES, FL 33016 |
* | $ 11,197,863,000 | 1 | $ 915,000 |
| Astoria Federal Mortgage Corp. 400 RELLA BOULEVARD MONTEBELLO, NY 10901 |
* | $ 10,504,295,000 | 1 | $ 960,000 |
| Wellesley Bank 40 CENTRAL STREET WELLESLEY, MA 02482 |
* | $ 303,159,000 | 1 | $ 650,000 |
| Mechanics Cooperative Bank 308 BAY STREET TAUNTON, MA 02780 |
* | $ 386,387,000 | 1 | $ 837,000 |
| Northmark Bank 89 TURNPIKE STREET, P.O. BOX 825 NORTH ANDOVER, MA 01845 |
* | $ 305,634,000 | 1 | $ 546,000 |
| Enterprise Bank and Trust Company 222 MERRIMACK STREET LOWELL, MA 01852 |
* | $ 1,488,378,000 | 1 | $ 412,000 |
| Eastern Bank 195 MARKET ST LYNN, MA 01901 |
* | $ 7,812,916,000 | 1 | $ 526,000 |
| Mariner's Bank 935 RIVER ROAD EDGEWATER, NJ 07020 |
* | $ 295,884,000 | 1 | $ 231,000 |
| Stifel Bank & Trust 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 2,304,426,000 | 1 | $ 400,000 |
| Barclays Bank Delaware 125 S. WEST ST WILMINGTON, DE 19801 |
* | $ 15,263,619,000 | 1 | $ 1,100,000 |
| Goldman Sachs Bank USA 200 WEST STREET NEW YORK, NY 10282 |
* | $ 103,790,000,000 | 1 | $ 1,294,000 |
| Capital One NA 11130 INDUSTRIPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 71,108,281,000 | 1 | $ 1,102,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 1 | $ 325,000 |
| City National Bank 555 S FLOWER ST LOS ANGELES, CA 90071 |
* | $ 23,303,645,000 | 1 | $ 2,520,000 |
| Firstmerit Bank NA III CASCADE PLAZA - CAS46 AKRON, OH 44308 |
* | $ 14,420,570,000 | 1 | $ 3,000,000 |
| Keybank National Association 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 86,198,836,000 | 1 | $ 184,000 |
| First Niagara Bank 726 EXCHANGE STREET SUITE 618 BUFFALO, NY 14210 |
* | $ 32,750,610,000 | 1 | $ 779,000 |
| M&T Bank 701 SENECA STREET - SUITE 330N BUFFALO, NY 14203 |
* | $ 76,887,082,000 | 1 | $ 2,250,000 |
| First Horizon Bank 165 MADISON AVE 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 24,563,405,000 | 1 | $ 1,000,000 |
| Zillow Home Loans, LLC 2600 MICHELSON DRIVE IRVINE, CA 92612 |
* | $ 10,000,000 | 1 | $ 332,000 |
| Roundpoint Mortgage Company 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 1 | $ 385,000 |
| PHH Home Loans, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 111,000 |
| J.G. Wentworth Home Lending, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 1 | $ 387,000 |
| Franklin American Mortgage Company 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 529,000 |
| Sierra Pacific Mortgage Co. Inc 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 1 | $ 402,000 |
| Nationwide Advantage Mortgage 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 400,000 |
| Academy Mortgage Corporation 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ 10,000,000 | 1 | $ 406,000 |
| American Equity Mortgage, Inc. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 258,000 |
| Homestead Funding Corp. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 1 | $ 417,000 |
| Barrington Bank & Trust Company, N.A. 201 SOUTH HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,283,070,000 | 1 | $ 506,000 |
| Access National Bank 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 808,645,000 | 1 | $ 960,000 |
| Cbc National Bank 1891 SOUTH 14TH STREET FERNANDINA BEACH, FL 32034 |
* | $ 477,611,000 | 1 | $ 290,000 |
| Connecticut Community Bank, NA 1495 POST ROAD EAST WESTPORT, CT 06880 |
* | $ 402,890,000 | 1 | $ 562,000 |
| Main Street Bank 81 GRANGER BOULEVARD MARLBOROUGH, MA 01432 |
* | $ 446,152,000 | 1 | $ 805,000 |
| Newburyport Five Cents Savings Bank 63 STATE STREET NEWBURYPORT, MA 01950 |
* | $ 634,577,000 | 1 | $ 2,000,000 |
| Envision Bank 10 CABOT PLACE STOUGHTON, MA 02072 |
* | $ 382,821,000 | 1 | $ 400,000 |
| Unibank for Savings 49 CHURCH STREET WHITINSVILLE, MA 01588 |
* | $ 1,263,118,000 | 1 | $ 281,000 |
| Webster Five Cents Savings Bank 136 THOMPSON RD. WEBSTER, MA 01570 |
* | $ 558,872,000 | 1 | $ 300,000 |
| First Choice Bank 669 WHITEHEAD ROAD LAWRENCEVILLE, NJ 08648 |
* | $ 669,292,000 | 1 | $ 713,000 |
| Blue Hills Bank 500 RIVER RIDGE DRIVE NORWOOD, MA 02062 |
* | $ 960,648,000 | 1 | $ 1,653,000 |
| Bank of Canton 490 TURNPIKE STREET CANTON, MA 02021 |
* | $ 634,192,000 | 1 | $ 759,000 |
| Middlesex Savings Bank 6 MAIN STREET NATICK, MA 01760 |
* | $ 4,034,793,000 | 1 | $ 1,300,000 |
| Martha's Vineyard Savings Bank 78 MAIN STREET EDGARTOWN, MA 02539 |
* | $ 526,157,000 | 1 | $ 550,000 |
| First Hope Bank A National Banking Association 1301 HOPE-BRIDGEVILLE ROAD HOPE, NJ 07844 |
* | $ 417,738,000 | 1 | $ 245,000 |
| Firstmerit Mortgage Corp 4455 HILLS AND DALES RD. NW - MTG80 CANTON, OH 44708 |
* | $ 6,000,000,000 | 1 | $ 3,000,000 |
| Colonial Savings P O BOX 2988 FORT WORTH, TX 76102 |
* | $ 921,138,000 | 1 | $ 230,000 |
| The Bank of Maine 2 CANAL PLAZA PORTLAND, ME 04101 |
* | $ 781,222,000 | 1 | $ 1,260,000 |
| Lake Sunapee Bank 9 MAIN ST NEWPORT, NH 03773 |
* | $ 1,038,509,000 | 1 | $ 900,000 |
| Axos Bank 4350 LA JOLLA VILLAGE DR SUITE 140 SAN DIEGO, CA 92122 |
* | $ 2,225,317,000 | 1 | $ 2,000,000 |
| American B&T C, N.A. 4301 E 53RD STREET DAVENPORT, IA 52807 |
* | $ 465,591,000 | 1 | $ 417,000 |
| Winter Hill Bank 342 BROADWAY SOMERVILLE, MA 02145 |
* | $ 256,368,000 | 1 | $ 626,000 |
| Fvcbank 11325 RANDOM HILLS ROAD, SUITE 240 FAIRFAX, VA 22030 |
* | $ 261,037,000 | 1 | $ 598,000 |
| Signature Bank 6757 ARAPAHO ROAD SUITE 725 DALLAS, TX 75248 |
* | $ 124,192,000 | 1 | $ 7,565,000 |
| Central One Federal Credit Union 714 MAIN ST SHREWSBURY, MA 01545 |
* | $ 348,686,000 | 1 | $ 390,000 |
| Hanscom Federal Credit Union 1610 EGLIN ST HANSCOM AFB, MA 01731 |
* | $ 951,995,000 | 1 | $ 240,000 |
| Xenith Bank 901 E. CARY STREET, SUITE 1700 RICHMOND, VA 23219 |
* | $ 476,299,000 | 1 | $ 815,000 |
| Lake Forest Bank & Trust Co 727 N. BANK LANE LAKE FOREST, IL 60045 |
* | $ 2,592,545,000 | 1 | $ 397,000 |
| Millbury Federal Credit Union 50 MAIN STREET MILLBURY, MA 01527 |
* | $ 282,287,000 | 1 | $ 1,192,000 |
| South Coastal Bank 279 UNION STREET ROCKLAND, MA 02370 |
* | $ 268,520,000 | 1 | $ 910,000 |
| Cambridge Savings Bank 1374 MASSACHUSETTS AVENUE CAMBRIDGE, MA 02138 |
* | $ 2,316,360,000 | 1 | $ 320,000 |
| Belmont Savings Bank 2 LEONARD STREET BELMONT, MA 02478 |
* | $ 668,485,000 | 1 | $ 1,580,000 |
| Country Bank for Savings 75 MAIN ST WARE, MA 01082 |
* | $ 1,430,848,000 | 1 | $ 228,000 |
| Contour Mortgage Corporation 990 STEWART AVENUE STE#660 GARDEN CITY, NY 11530 |
* | $ 10,000,000 | 1 | $ 404,000 |
| Reliant Mortgage Company, LLC 100 CUMMINGS CENTER SUITE 303 C BEVERLY, MA 01915 |
* | $ 10,000,000 | 1 | $ 417,000 |
| Finance of America Reverse LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 1 | $ 316,000 |
| Atlantic Home Lending, Inc. 275 TURNPIKE STREET, SUITE 203 CANTON, MA 02021 |
* | $ 10,000,000 | 1 | $ 393,000 |
| American Financial Resources LLC 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 1 | $ 518,000 |
| Workers Federal Credit Union 815 MAIN STREET LITTLETON, MA 01460 |
* | $ 830,608,000 | 1 | $ 540,000 |
| Alden Credit Union 710 GRATTAN STREET CHICOPEE, MA 01020 |
* | $ 83,404,000 | 1 | $ 332,000 |
| Msa Mortgage, LLC 5 FREMONT STREET WINTHROP, MA 02152 |
* | $ 10,000,000 | 1 | $ 350,000 |
| Guardhill Financial LLC 140 EAST 45TH STREET, 31ST FLOOR NEW YORK, NY 10017 |
* | $ 9,310,000 | 1 | $ 1,500,000 |
| Arc Home LLC MOORESTOWN, NJ 08057 |
* | $ 10,000,000 | 1 | $ 200,000 |
The tables below break down 2012 mortgage applications in Nantucket County, MA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Nantucket County, MA in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,019 | $734,589,000 | $720,000 | $12,114,000 | $397,000 | $9,999,000 |
| Home Purchase | 353 | $329,132,000 | $932,000 | $7,565,000 | $501,000 | $4,296,000 |
| Home Improvement | 49 | $40,780,000 | $832,000 | $5,550,000 | $375,000 | $2,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,070 | $787,405,000 | $735,000 | $12,114,000 | $424,000 | $9,999,000 |
| Not Provided | 193 | $174,555,000 | $904,000 | $10,000,000 | $667,000 | $9,600,000 |
| Not applicable | 123 | $128,171,000 | $1,042,000 | $9,387,000 | $92,000 | $1,341,000 |
| Hispanic | 18 | $6,789,000 | $377,000 | $750,000 | $109,000 | $228,000 |
| Asian | 10 | $4,254,000 | $425,000 | $840,000 | $192,000 | $901,000 |
| Black or African American | 3 | $634,000 | $211,000 | $294,000 | $144,000 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $2,428,000 | $809,000 | $1,424,000 | $713,000 | $1,808,000 |
| American Indian or Alaskan Native | 1 | $265,000 | $265,000 | $265,000 | $86,000 | $86,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,385 | $1,090,626,000 | $787,000 | $12,114,000 | $431,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 26 | $10,130,000 | $389,000 | $555,000 | $79,000 | $190,000 |
| VA-guaranteed (Veterans Administration) | 9 | $3,419,000 | $379,000 | $847,000 | $57,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $326,000 | $326,000 | $326,000 | $73,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 860 | $720,688,000 | $838,000 | $12,114,000 | $459,000 | $9,999,000 |
| Application Denied By Financial Institution | 212 | $165,287,000 | $779,000 | $7,000,000 | $381,000 | $4,688,000 |
| Loan Purchased By The Institution | 129 | $56,367,000 | $436,000 | $3,000,000 | $161,000 | $1,341,000 |
| Application Withdrawn By Applicant | 114 | $77,334,000 | $678,000 | $4,450,000 | $399,000 | $4,296,000 |
| File Closed For Incompleteness | 65 | $56,302,000 | $866,000 | $10,000,000 | $616,000 | $9,600,000 |
| Application Approved But Not Accepted | 41 | $28,523,000 | $695,000 | $4,200,000 | $446,000 | $2,648,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 57 | $44,423,000 | $779,000 | $4,500,000 | $161,000 | $702,000 |
| Collateral | 52 | $49,694,000 | $955,000 | $7,000,000 | $611,000 | $4,688,000 |
| Credit History | 28 | $16,215,000 | $579,000 | $1,300,000 | $261,000 | $2,000,000 |
| Other | 21 | $15,147,000 | $721,000 | $1,946,000 | $403,000 | $1,992,000 |
| Credit Application Incomplete | 18 | $12,816,000 | $712,000 | $3,000,000 | $235,000 | $1,111,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $7,029,000 | $878,000 | $2,000,000 | $319,000 | $814,000 |
| Unverifiable Information | 7 | $2,861,000 | $408,000 | $980,000 | $763,000 | $4,688,000 |
| Employment History | 1 | $406,000 | $406,000 | $406,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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