Nantucket County, MA Mortgage Lenders & HMDA Data, 2017
In 2017, lenders reported 922 mortgage applications in Nantucket County, MA totaling $1.0 billion, down 14% from 2016. The average application was for $1,114,000, and applicants reported an average income of $505,000. 64% of applications resulted in an originated loan and 11% were denied. The most active lender was Cape Cod Five Cents Savings Bank, with 180 applications, followed by Blue Hills Bank and Bank of America NA.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 922 |
| Total Mortgage Loan Application Amount | $1,027,504,000 |
| Average Mortgage Loan Application Amount | $1,114,000 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $505,000 |
| Highest Applicant Income | $11,776,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Cape Cod Five Cents Savings Bank 1500 IYANNOUGH RD HYANNIS, MA 02601 |
* | $ 3,117,352,000 | 180 | $ 120,683,000 |
| Blue Hills Bank 500 RIVER RIDGE DRIVE NORWOOD, MA 02062 |
* | $ 2,467,173,000 | 83 | $ 77,799,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,677,490,000,000 | 68 | $ 110,527,000 |
| Hingham Institution for Savings 55 MAIN STREET HINGHAM, MA 02043 |
* | $ 2,014,626,000 | 45 | $ 54,977,000 |
| Institution for Savings 93 STATE ST NEWBURYPORT, MA 01950 |
* | $ 2,810,535,000 | 41 | $ 36,982,000 |
| First Republic Bank 111 PINE STREET SAN FRANCISCO, CA 94111 |
* | $ 73,277,772,000 | 37 | $ 78,717,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,082,803,000,000 | 34 | $ 78,528,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,727,235,000,000 | 28 | $ 37,898,000 |
| The Camden National Bank 2 ELM STREET CAMDEN, ME 04843 |
* | $ 3,842,089,000 | 22 | $ 23,413,000 |
| Citizens Bank, NA ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 116,939,799,000 | 22 | $ 18,108,000 |
| Morgan Stanley Private Bank NA 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ 52,958,000,000 | 18 | $ 34,528,000 |
| TD Bank MOUNT LAUREL, NJ 08054 |
* | $ 269,030,606,000 | 18 | $ 19,140,000 |
| Boston Private Bank & Trust Company TEN POST OFFICE SQUARE BOSTON, MA 02109 |
* | $ 7,805,799,000 | 18 | $ 33,713,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ -1,000 | 17 | $ 9,991,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ 1,349,581,000,000 | 11 | $ 20,506,000 |
| Peoplesbank 330 WHITNEY AVENUE HOLYOKE, MA 01040 |
* | $ 2,056,809,000 | 11 | $ 6,987,000 |
| Capital One, National Association 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 286,080,320,000 | 9 | $ 7,763,000 |
| Guaranteed Rate, Inc. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ -1,000 | 9 | $ 9,081,000 |
| BNY Mellon, N.A. BOSTON, MA 02108 |
* | $ 24,452,112,000 | 9 | $ 14,762,000 |
| Santander Bank, N.A. 824 NORTH MARKET STREET, SUITE 100 WILMINGTON, DE 19801 |
* | $ 83,094,906,000 | 8 | $ 4,930,000 |
| PNC Bank N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 355,999,734,000 | 8 | $ 11,710,000 |
| Webster Bank, N.A. 145 BANK STREET STAMFORD, CT 06901 |
* | $ 26,054,251,000 | 7 | $ 11,424,000 |
| First Midwest Bank 300 N. HUNT CLUB ROAD GURNEE, IL 60031 |
* | $ 11,254,182,000 | 7 | $ 4,974,000 |
| Mutualone Bank 160 COCHITUATE ROAD FRAMINGHAM, MA 01701 |
* | $ 720,636,000 | 7 | $ 7,920,000 |
| Raymond James Bank 710 CARILLON PARKWAY SAINT PETERSBURG, FL 33716 |
* | $ 18,159,563,000 | 7 | $ 5,987,000 |
| Caliber Home Loans, Inc. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 6 | $ 7,079,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 6 | $ 2,386,000 |
| Rockland Trust Company 120 LIBERTY STREET BROCKTON, MA 02302 |
* | $ 7,707,973,000 | 6 | $ 8,197,000 |
| Eastern Bank 195 MARKET ST LYNN, MA 01901 |
* | $ 9,802,061,000 | 5 | $ 6,231,000 |
| Freedom Mortgage Corporation 951 YAMATO ROAD SUITE 175 BOCA RATON, FL 33431 |
* | $ -1,000 | 5 | $ 2,889,000 |
| Redwood Residential Acquisition Corporation 1 BELVEDERE PLACE MILL VALLEY, CA 94951 |
* | $ 0 | 4 | $ 2,999,000 |
| Everbank N.A. 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 27,829,056,000 | 4 | $ 1,941,000 |
| People's United Bank 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 40,287,450,000 | 4 | $ 7,369,000 |
| Homebridge Financial Services, Inc 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 4 | $ 2,470,000 |
| Goldman Sachs Bank USA 200 WEST STREET NEW YORK, NY 10282 |
* | $ 159,116,000,000 | 4 | $ 16,843,000 |
| Ditech Financial LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 3 | $ 1,025,000 |
| Suntrust Mortgage, Inc. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ -1,000 | 3 | $ 1,537,000 |
| United Bank 225 ASYLUM ST HARTFORD, CT 06103 |
* | $ 6,584,834,000 | 3 | $ 3,590,000 |
| HSBC Bank USA, NA CHICAGO, IL 60606 |
* | $ 197,206,045,000 | 3 | $ 3,880,000 |
| Stifel Bank & Trust 501 NORTH BROADWAY ST. LOUIS, MO 63102 |
* | $ 13,016,049,000 | 3 | $ 4,000,000 |
| The Washington Trust Company, of Westerly 23 BROAD STREET WESTERLY, RI 02891 |
* | $ 4,380,201,000 | 3 | $ 5,180,000 |
| Baycoast Bank 330 SWANSEA MALL DRIVE SWANSEA, MA 02777 |
* | $ 1,261,279,000 | 3 | $ 3,477,000 |
| Commonwealth Co-Operative Bank 1172 RIVER STREET HYDE PARK, MA 02136 |
* | $ 181,498,000 | 3 | $ 2,056,000 |
| Embrace Home Loans, Inc. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 3 | $ 2,547,000 |
| Berkshire Bank ALBANY, NY 12207 |
* | $ 9,119,415,000 | 3 | $ 1,790,000 |
| Beacon Bank & Trust ALBANY, NY 12207 |
* | $ 3,922,955,000 | 2 | $ 1,190,000 |
| Primelending 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 2 | $ 1,030,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ -1,000 | 2 | $ 349,000 |
| Peoples Bank 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 475,515,000 | 2 | $ 602,000 |
| Washington Trust Mortgage Company LLC 23 BROAD STREET WESTERLY, RI 02891 |
* | $ -1,000 | 2 | $ 1,636,000 |
| Truist Bank 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 214,433,035,000 | 2 | $ 1,512,000 |
| Residential Mortgage Services, Inc. 24 CHRISTOPHER TOPPI DRIVE SOUTH PORTLAND, ME 04106 |
* | $ -1,000 | 2 | $ 1,408,000 |
| Luxury Mortgage Corp. FOUR LANDMARK SQUARE SUITE 300 STAMFORD, CT 06901 |
* | $ -1,000 | 2 | $ 2,710,000 |
| Fairway Independent Mort Corp 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ -1,000 | 2 | $ 792,000 |
| Belmont Savings Bank 2 LEONARD STREET BELMONT, MA 02478 |
* | $ 2,158,697,000 | 2 | $ 1,550,000 |
| Middlesex Savings Bank 6 MAIN STREET NATICK, MA 01760 |
* | $ 4,521,734,000 | 2 | $ 2,272,000 |
| Workers Federal Credit Union 815 MAIN STREET LITTLETON, MA 01460 |
* | $ 1,501,398,000 | 2 | $ 846,000 |
| Stearns Lending, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ -1,000 | 2 | $ 842,000 |
| Coastway Community Bank ONE COASTWAY BLVD WARWICK, RI 02886 |
* | $ -1,000 | 2 | $ 1,157,000 |
| Amalgamated Bank 275 SEVENTH AVENUE NEW YORK, NY 10001 |
* | $ 4,055,234,000 | 2 | $ 4,440,000 |
| Milend, Inc 375 NORTHRIDGE RD, SUITE 600 ALPHARETTA, GA 30009 |
* | $ -1,000 | 2 | $ 693,000 |
| Iberiabank 285 WEST ESPLANADE AVENUE, 2ND FLOOR KENNER, LA 70065 |
* | $ 21,574,595,000 | 2 | $ 3,600,000 |
| The Northern Trust Co 50 S. LA SALLE CHICAGO, IL 60603 |
* | $ 123,547,932,000 | 2 | $ 1,720,000 |
| UBS Bank USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ 56,935,844,000 | 2 | $ 2,184,000 |
| Sterling National Bank 400 RELLA BLVD. MONTEBELLO, NY 10901 |
* | $ 14,175,698,000 | 2 | $ 976,000 |
| Digital Federal Credit Union 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 7,568,756,000 | 2 | $ 150,000 |
| Home Point Financial Corporation 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 2 | $ 1,274,000 |
| CIBC Bank USA 120 SOUTH LASALLE CHICAGO, IL 60602 |
* | $ 20,039,455,000 | 2 | $ 4,315,000 |
| J.G. Wentworth Home Lending, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ -1,000 | 2 | $ 1,568,000 |
| Flagstar Bank NA TROY, MI 49098 |
* | $ 13,980,496,000 | 2 | $ 547,000 |
| Waterstone Mortgage Corporation 17950 W CORPORATE DR STE 100 BROOKFIELD, WI 53045 |
* | $ -1,000 | 1 | $ 488,000 |
| Salem Five Mortgage Company LLC 210 ESSEX STREET SALEM, MA 01970 |
* | $ -1,000 | 1 | $ 1,169,000 |
| Texas Capital Bank, National Association 2000 MCKINNEY AVE SUITE 700 DALLAS, TX 75201 |
* | $ 21,689,804,000 | 1 | $ 366,000 |
| Avidia Bank 42 MAIN STREET HUDSON, MA 01749 |
* | $ 1,393,486,000 | 1 | $ 669,000 |
| New American Funding, Llc. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 1 | $ 648,000 |
| Pilgrim Bank 40 SOUTH MAIN STREET COHASSET, MA 02025 |
* | $ 253,012,000 | 1 | $ 380,000 |
| Harvest Bank 75 NORTH MAIN STREET KIMBALL, MN 55353 |
* | $ 1,848,999,000 | 1 | $ 1,983,000 |
| Methuen Co-Operative Bank 243 BROADWAY METHUEN, MA 01844 |
* | $ 88,896,000 | 1 | $ 500,000 |
| First Choice Loan Services Inc. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ -1,000 | 1 | $ 650,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 441,010,095,000 | 1 | $ 6,300,000 |
| Evolve Bank & Trust 6000 POPLAR AVENUE SUITE 300 MEMPHIS, TN 38119 |
* | $ 449,036,000 | 1 | $ 636,000 |
| Wilmington Savings Fund Society, FSB 500 DELAWARE AVENUE WILMINGTON, DE 19801 |
* | $ 6,726,530,000 | 1 | $ 580,000 |
| Cambridge Savings Bank 1374 MASSACHUSETTS AVENUE CAMBRIDGE, MA 02138 |
* | $ 3,405,811,000 | 1 | $ 1,700,000 |
| Needham Bank 1063 GREAT PLAIN AVE NEEDHAM, MA 02492 |
* | $ 1,975,363,000 | 1 | $ 1,785,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 1 | $ 550,000 |
| Mountainone Bank 93 MAIN STREET NORTH ADAMS, MA 01247 |
* | $ 857,935,000 | 1 | $ 1,024,000 |
| Westfield Bank 141 ELM ST WESTFIELD, MA 01085 |
* | $ 2,073,257,000 | 1 | $ 419,000 |
| Gmh Mortgage Services LLC 625 W RIDGE PIKE STE 100; BUILDING C CONSHOHOCKEN, PA 19428 |
* | $ -1,000 | 1 | $ 379,000 |
| Century Bank and Trust Company 400 MYSTIC AVENUE MEDFORD, MA 02155 |
* | $ 4,452,273,000 | 1 | $ 1,760,000 |
| Mechanics Cooperative Bank 308 BAY STREET TAUNTON, MA 02780 |
* | $ 513,924,000 | 1 | $ 1,600,000 |
| Dedham Institution for Savings 55 ELM STREET DEDHAM, MA 02026 |
* | $ 1,388,096,000 | 1 | $ 600,000 |
| Envision Bank 10 CABOT PLACE STOUGHTON, MA 02072 |
* | $ 481,161,000 | 1 | $ 1,920,000 |
| Watertown Savings Bank 60 MAIN STREET WATERTOWN, MA 02472 |
* | $ 1,146,615,000 | 1 | $ 848,000 |
| Huntington National Bank 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 99,554,985,000 | 1 | $ 767,000 |
| Nexbank 2515 MCKINNEY AVENUE, SUITE 1100 DALLAS, TX 75201 |
* | $ 4,628,017,000 | 1 | $ 393,000 |
| Acrisure Mortgage, LLC 189 S ORANGE AVE STE 970 ORLANDO, FL 32801 |
* | $ -1,000 | 1 | $ 584,000 |
| Sage Bank 18 HURD STREET LOWELL, MA 01852 |
* | $ 145,515,000 | 1 | $ 488,000 |
| Coastal Heritage Bank 744 BROAD STREET WEYMOUTH, MA 02188 |
* | $ 319,973,000 | 1 | $ 43,000 |
| Tolleson Private Bank 5550 PRESTON ROAD STE B DALLAS, TX 75205 |
* | $ 591,560,000 | 1 | $ 2,650,000 |
| North American Savings Bank 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,862,672,000 | 1 | $ 1,077,000 |
| Howard Bank 6011 UNIVERSITY BLVD #370 ELLICOTT CITY, MD 21043 |
* | $ 1,027,051,000 | 1 | $ 510,000 |
| Atlantic Home Lending, Inc. 275 TURNPIKE STREET, SUITE 203 CANTON, MA 02021 |
* | $ -1,000 | 1 | $ 366,000 |
| Commonwealth Mortgage, LLC 600 WEST CUMMINGS PARK SUITE 2500 WOBURN, MA 01801 |
* | $ -1,000 | 1 | $ 215,000 |
| Draper and Kramer Mortgage Corp. 1431 OPUS PLACE SUITE 200 WILMINGTON, DE 60515 |
* | $ -1,000 | 1 | $ 625,000 |
| Bridgeview Bank Group 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,095,554,000 | 1 | $ 409,000 |
| Envoy Mortgage, Ltd 10496 KATY FWY STE 250 HOUSTON, TX 77024 |
* | $ -1,000 | 1 | $ 398,000 |
| Bar Harbor Bank & Trust 82 MAIN STREET BAR HARBOR, ME 04609 |
* | $ 1,754,525,000 | 1 | $ 100,000 |
| Newrez LLC FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 1 | $ 260,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ -1,000 | 1 | $ 682,000 |
| Crosscountry Mortgage, LLC 2160 SUPERIOR AVENUE CLEVELAND, OH 44114 |
* | $ -1,000 | 1 | $ 1,080,000 |
| Fidelity Deposit & Discount Bank 101 N BLAKELY ST SCRANTON, PA 18512 |
* | $ 794,650,000 | 1 | $ 500,000 |
| Shamrock Home Loans, Inc. 75 NEWMAN AVE EAST PROVIDENCE, RI 02916 |
* | $ -1,000 | 1 | $ 799,000 |
| North Easton Savings Bank 20 EASTMAN STREET SOUTH EASTON, MA 02375 |
* | $ 526,045,000 | 1 | $ 1,188,000 |
| Gibraltar Private Bank & Trust Company 55 ALHAMBRA PLAZA, 7TH FLOOR CORAL GABLES, FL 33134 |
* | $ 1,621,261,000 | 1 | $ 1,050,000 |
| American Financial Resources LLC 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ -1,000 | 1 | $ 636,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 1 | $ 775,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 79,775,662,000 | 1 | $ 1,215,000 |
| Usalliance Federal Credit Union 411 THEODORE FREMD AVE, SUITE 350 RYE, NY 10580 |
* | $ 1,205,576,000 | 1 | $ 1,085,000 |
| Coastal Heritage Bank 195 WASHINGTON ST WEYMOUTH, MA 02188 |
* | $ 491,430,000 | 1 | $ 1,000,000 |
| Astoria Federal Mortgage Corp. 400 RELLA BOULEVARD MONTEBELLO, NY 10901 |
* | $ -1,000 | 1 | $ 640,000 |
| BBVA USA 15 SOUTH 20TH ST BIRMINGHAM, AL 35233 |
* | $ 83,640,475,000 | 1 | $ 1,739,000 |
| Marthas Vineyard Bank 496 STATE ROAD; PO BOX 610 WEST TISBURY, MA 02575 |
* | $ 750,894,000 | 1 | $ 840,000 |
| Silicon Valley Bank 3003 TASMAN DRIVE SANTA CLARA, CA 95054 |
* | $ 44,068,115,000 | 1 | $ 1,950,000 |
| First Citizens' Federal Credit Union 200 MILL RD, SUITE 100 FAIRHAVEN, MA 02719 |
* | $ 717,376,000 | 1 | $ 670,000 |
| Harvard Federal Credit Union 104 MOUNT AUBURN STREET CAMBRIDGE, MA 02138 |
* | $ 572,338,000 | 1 | $ 820,000 |
The tables below break down 2017 mortgage applications in Nantucket County, MA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Nantucket County, MA in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 429 | $504,525,000 | $1,176,000 | $6,300,000 | $582,000 | $8,656,000 |
| Refinancing | 389 | $434,648,000 | $1,117,000 | $10,000,000 | $463,000 | $11,776,000 |
| Home Improvement | 104 | $88,331,000 | $849,000 | $5,450,000 | $346,000 | $4,806,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 654 | $691,092,000 | $1,056,000 | $8,000,000 | $579,000 | $11,776,000 |
| Not Provided | 121 | $147,856,000 | $1,221,000 | $4,500,000 | $605,000 | $4,985,000 |
| Not applicable | 105 | $161,534,000 | $1,538,000 | $10,000,000 | $64,000 | $5,604,000 |
| Hispanic | 19 | $15,225,000 | $801,000 | $2,192,000 | $222,000 | $1,309,000 |
| Black or African American | 16 | $7,080,000 | $442,000 | $750,000 | $91,000 | $178,000 |
| American Indian or Alaskan Native | 4 | $3,694,000 | $923,000 | $1,600,000 | $204,000 | $369,000 |
| Asian | 3 | $1,023,000 | $341,000 | $433,000 | $91,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 898 | $1,012,289,000 | $1,127,000 | $10,000,000 | $516,000 | $11,776,000 |
| FHA-insured (Federal Housing Administration) | 13 | $7,422,000 | $570,000 | $799,000 | $107,000 | $168,000 |
| VA-guaranteed (Veterans Administration) | 11 | $7,793,000 | $708,000 | $1,215,000 | $111,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 590 | $686,118,000 | $1,162,000 | $10,000,000 | $531,000 | $8,656,000 |
| Application Denied By Financial Institution | 102 | $110,211,000 | $1,080,000 | $4,500,000 | $446,000 | $11,776,000 |
| Loan Purchased By The Institution | 91 | $74,528,000 | $818,000 | $2,440,000 | $301,000 | $3,581,000 |
| Application Withdrawn By Applicant | 78 | $85,522,000 | $1,096,000 | $8,000,000 | $637,000 | $8,100,000 |
| File Closed For Incompleteness | 36 | $41,197,000 | $1,144,000 | $5,000,000 | $462,000 | $3,504,000 |
| Application Approved But Not Accepted | 25 | $29,928,000 | $1,197,000 | $4,225,000 | $519,000 | $3,704,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 33 | $32,061,000 | $971,000 | $3,000,000 | $196,000 | $724,000 |
| Credit History | 11 | $14,511,000 | $1,319,000 | $3,296,000 | $648,000 | $1,500,000 |
| Collateral | 10 | $13,730,000 | $1,373,000 | $4,500,000 | $594,000 | $2,002,000 |
| Credit Application Incomplete | 5 | $2,201,000 | $440,000 | $720,000 | $279,000 | $676,000 |
| Other | 5 | $6,522,000 | $1,304,000 | $4,000,000 | $368,000 | $879,000 |
| Unverifiable Information | 3 | $2,525,000 | $841,000 | $1,500,000 | $315,000 | $620,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,074,000 | $691,000 | $1,100,000 | $144,000 | $194,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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