Unlock detailed Nantucket County MA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 922 |
| Total Mortgage Loan Application Amount | $1,027,504,000 |
| Average Mortgage Loan Application Amount | $1,114,000 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $505,000 |
| Highest Applicant Income | $11,776,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| THE CAPE COD FIVE CENTS SAVINGS BANK 19 WEST ROAD BARNSTABLE, MA 02653 |
* | $ 3,117,352,000 | 180 | $ 120,683,000 |
| BLUE HILLS BANK 500 RIVER RIDGE DRIVE NORWOOD, MA 02062 |
* | $ 2,467,173,000 | 83 | $ 77,799,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,677,490,000,000 | 68 | $ 110,527,000 |
| HINGHAM INSTITUTION FOR SAVINGS, THE 55 MAIN STREET HINGHAM, MA 02043 |
* | $ 2,014,626,000 | 45 | $ 54,977,000 |
| INSTITUTION FOR SAVINGS IN NEWBURYPORT AND ITS VICINITY 93 STATE ST NEWBURYPORT, MA 01950 |
* | $ 2,810,535,000 | 41 | $ 36,982,000 |
| FIRST REPUBLIC BANK 111 PINE STREET SAN FRANCISCO, CA 94111 |
* | $ 73,277,772,000 | 37 | $ 78,717,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,082,803,000,000 | 34 | $ 78,528,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,727,235,000,000 | 28 | $ 37,898,000 |
| THE CAMDEN NATIONAL BANK 2 ELM STREET CAMDEN, ME 04856 |
* | $ 3,842,089,000 | 22 | $ 23,413,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 116,939,799,000 | 22 | $ 18,108,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 52,958,000,000 | 18 | $ 34,528,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 269,030,606,000 | 18 | $ 19,140,000 |
| BOSTON PRIVATE BANK & TRUST COMPANY TEN POST OFFICE SQUARE BOSTON, MA 02109 |
* | $ 7,805,799,000 | 18 | $ 33,713,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 17 | $ 9,991,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,349,581,000,000 | 11 | $ 20,506,000 |
| PEOPLESBANK 330 WHITNEY AVENUE HOLYOKE, MA 01040 |
* | $ 2,056,809,000 | 11 | $ 6,987,000 |
| CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 286,080,320,000 | 9 | $ 7,763,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 9 | $ 9,081,000 |
| BNY MELLON, NATIONAL ASSOCIATION 500 GRANT STREET, ROOM 4825 PITTSBURGH, PA 15258 |
* | $ 24,452,112,000 | 9 | $ 14,762,000 |
| SANTANDER BANK, N.A. 824 NORTH MARKET STREET, SUITE 100 WILMINGTON, DE 19801 |
* | $ 83,094,906,000 | 8 | $ 4,930,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 355,999,734,000 | 8 | $ 11,710,000 |
| WEBSTER BANK, NATIONAL ASSOCIATION 145 BANK STREET STAMFORD, CT 06702 |
* | $ 26,054,251,000 | 7 | $ 11,424,000 |
| FIRST MIDWEST BANK 300 N. HUNT CLUB ROAD GURNEE, IL 60031 |
* | $ 11,254,182,000 | 7 | $ 4,974,000 |
| MUTUALONE BANK 160 COCHITUATE ROAD FRAMINGHAM, MA 01701 |
* | $ 720,636,000 | 7 | $ 7,920,000 |
| RAYMOND JAMES BANK 710 CARILLON PARKWAY ST. PETERSBURG, FL 33716 |
* | $ 18,159,563,000 | 7 | $ 5,987,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 6 | $ 7,079,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 6 | $ 2,386,000 |
| ROCKLAND TRUST COMPANY 120 LIBERTY STREET BROCKTON, MA 02302 |
* | $ 7,707,973,000 | 6 | $ 8,197,000 |
| EASTERN BANK 195 MARKET ST LYNN, MA 01901 |
* | $ 9,802,061,000 | 5 | $ 6,231,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 5 | $ 2,889,000 |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION ONE BELVEDERE PLACE WILMINGTON, DE 94941 |
* | $ 0 | 4 | $ 2,999,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 27,829,056,000 | 4 | $ 1,941,000 |
| PEOPLE'S UNITED BANK 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 40,287,450,000 | 4 | $ 7,369,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 4 | $ 2,470,000 |
| GOLDMAN SACHS BANK USA 200 WEST STREET NEW YORK, NY 10282 |
* | $ 159,116,000,000 | 4 | $ 16,843,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 3 | $ 1,025,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ -1,000 | 3 | $ 1,537,000 |
| UNITED BANK 225 ASYLUM ST HARTFORD, CT 06103 |
* | $ 6,584,834,000 | 3 | $ 3,590,000 |
| HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 197,206,045,000 | 3 | $ 3,880,000 |
| STIFEL BANK AND TRUST 501 N BROADWAY SAINT LOUIS, MO 63141 |
* | $ 13,016,049,000 | 3 | $ 4,000,000 |
| THE WASHINGTON TRUST COMPANY, OF WESTERLY 23 BROAD STREET WESTERLY, RI 02891 |
* | $ 4,380,201,000 | 3 | $ 5,180,000 |
| BAYCOAST BANK 330 SWANSEA MALL DRIVE FALL RIVER, MA 02777 |
* | $ 1,261,279,000 | 3 | $ 3,477,000 |
| COMMONWEALTH CO-OPERATIVE BANK 1172 RIVER STREET HYDE PARK, MA 02136 |
* | $ 181,498,000 | 3 | $ 2,056,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 3 | $ 2,547,000 |
| BERKSHIRE BANK PO 1308 PITTSFIELD, MA 01202 |
* | $ 9,119,415,000 | 3 | $ 1,790,000 |
| BROOKLINE BANK 2 HARVARD ST. BROOKLINE, MA 02445 |
* | $ 3,922,955,000 | 2 | $ 1,190,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 2 | $ 1,030,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 2 | $ 349,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 475,515,000 | 2 | $ 602,000 |
| WASHINGTON TRUST MORTGAGE COMPANY LLC 23 BROAD STREET WARWICK, RI 02891 |
* | $ -1,000 | 2 | $ 1,636,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 214,433,035,000 | 2 | $ 1,512,000 |
| RESIDENTIAL MORTGAGE SERVICES, INC. 24 CHRISTOPHER TOPPI DRIVE SOUTH PORTLAND, ME 04106 |
* | $ -1,000 | 2 | $ 1,408,000 |
| LUXURY MORTGAGE CORP. FOUR LANDMARK SQUARE SUITE 300 WILMINGTON, DE 06901 |
* | $ -1,000 | 2 | $ 2,710,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 2 | $ 792,000 |
| BELMONT SAVINGS BANK 2 LEONARD STREET BELMONT, MA 02478 |
* | $ 2,158,697,000 | 2 | $ 1,550,000 |
| MIDDLESEX SAVINGS BANK 6 MAIN STREET NATICK, MA 01760 |
* | $ 4,521,734,000 | 2 | $ 2,272,000 |
| WORKERS FEDERAL CREDIT UNION 815 MAIN STREET LITTLETON, MA 01420 |
* | $ 1,501,398,000 | 2 | $ 846,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ -1,000 | 2 | $ 842,000 |
| COASTWAY COMMUNITY BANK ONE COASTWAY BLVD WARWICK, RI 02886 |
* | $ -1,000 | 2 | $ 1,157,000 |
| AMALGAMATED BANK 275 SEVENTH AVENUE NEW YORK, NY 10001 |
* | $ 4,055,234,000 | 2 | $ 4,440,000 |
| MILEND, INC. 375 NORTHRIDGE RD, SUITE 600 ALPHARETTA, GA 30350 |
* | $ -1,000 | 2 | $ 693,000 |
| IBERIABANK 285 WEST ESPLANADE AVENUE, 2ND FLOOR KENNER, LA 70065 |
* | $ 21,574,595,000 | 2 | $ 3,600,000 |
| THE NORTHERN TRUST COMPANY 50 S. LA SALLE CHICAGO, IL 60603 |
* | $ 123,547,932,000 | 2 | $ 1,720,000 |
| UBS BANK USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ 56,935,844,000 | 2 | $ 2,184,000 |
| STERLING NATIONAL BANK 400 RELLA BLVD. MONTEBELLO, NY 10901 |
* | $ 14,175,698,000 | 2 | $ 976,000 |
| DIGITAL FEDERAL CREDIT UNION 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 7,568,756,000 | 2 | $ 150,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 2 | $ 1,274,000 |
| CIBC BANK USA 120 SOUTH LASALLE CHICAGO, IL 60603 |
* | $ 20,039,455,000 | 2 | $ 4,315,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ -1,000 | 2 | $ 1,568,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,980,496,000 | 2 | $ 547,000 |
| WATERSTONE MORTGAGE CORPORATION N25 W23255 PAUL ROAD PEWAUKEE, WI 53072 |
* | $ -1,000 | 1 | $ 488,000 |
| SALEM FIVE MORTGAGE COMPANY, LLC 210 ESSEX STREET WILMINGTON, DE 01970 |
* | $ -1,000 | 1 | $ 1,169,000 |
| TEXAS CAPITAL BANK, NATIONAL ASSOCIATION 2000 MCKINNEY AVE SUITE 700 DALLAS, TX 75201 |
* | $ 21,689,804,000 | 1 | $ 366,000 |
| AVIDIA BANK 42 MAIN STREET HUDSON, MA 01749 |
* | $ 1,393,486,000 | 1 | $ 669,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 648,000 |
| PILGRIM BANK 40 SOUTH MAIN STREET COHASSET, MA 02025 |
* | $ 253,012,000 | 1 | $ 380,000 |
| CAMBRIDGE TRUST COMPANY 78 BLANCHARD ROAD CAMBRIDGE, MA 01803 |
* | $ 1,848,999,000 | 1 | $ 1,983,000 |
| METHUEN CO-OPERATIVE BANK 243 BROADWAY METHUEN, MA 01844 |
* | $ 88,896,000 | 1 | $ 500,000 |
| FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ -1,000 | 1 | $ 650,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 441,010,095,000 | 1 | $ 6,300,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 449,036,000 | 1 | $ 636,000 |
| WILMINGTON SAVINGS FUND SOCIETY, FSB 500 DELAWARE AVENUE WILMINGTON, DE 19801 |
* | $ 6,726,530,000 | 1 | $ 580,000 |
| CAMBRIDGE SAVINGS BANK 1374 MASSACHUSETTS AVENUE CAMBRIDGE, MA 02138 |
* | $ 3,405,811,000 | 1 | $ 1,700,000 |
| NEEDHAM BANK 1063 GREAT PLAIN AVE NEEDHAM, MA 02492 |
* | $ 1,975,363,000 | 1 | $ 1,785,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 1 | $ 550,000 |
| MOUNTAINONE BANK 93 MAIN STREET NORTH ADAMS, MA 01247 |
* | $ 857,935,000 | 1 | $ 1,024,000 |
| WESTFIELD BANK 141 ELM ST WESTFIELD, MA 01085 |
* | $ 2,073,257,000 | 1 | $ 419,000 |
| GMH MORTGAGE SERVICES LLC 625 W RIDGE PIKE STE 100; BUILDING C CONSHOHOCKEN, PA 19428 |
* | $ -1,000 | 1 | $ 379,000 |
| CENTURY BANK AND TRUST COMPANY 400 MYSTIC AVENUE MEDFORD, MA 02155 |
* | $ 4,452,273,000 | 1 | $ 1,760,000 |
| MECHANICS COOPERATIVE BANK 308 BAY STREET TAUNTON, MA 02780 |
* | $ 513,924,000 | 1 | $ 1,600,000 |
| DEDHAM INSTITUTION FOR SAVINGS 55 ELM STREET DEDHAM, MA 02026 |
* | $ 1,388,096,000 | 1 | $ 600,000 |
| ENVISION BANK 10 CABOT PLACE STOUGHTON, MA 02072 |
* | $ 481,161,000 | 1 | $ 1,920,000 |
| WATERTOWN SAVINGS BANK 60 MAIN STREET WATERTOWN, MA 02472 |
* | $ 1,146,615,000 | 1 | $ 848,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 99,554,985,000 | 1 | $ 767,000 |
| NEXBANK 2515 MCKINNEY AVENUE, SUITE 1100 DALLAS, TX 75201 |
* | $ 4,628,017,000 | 1 | $ 393,000 |
| FBC MORTGAGE, LLC 189 S ORANGE AVE STE 970 TALLAHASSEE, FL 32801 |
* | $ -1,000 | 1 | $ 584,000 |
| SAGE BANK 18 HURD STREET LOWELL, MA 01852 |
* | $ 145,515,000 | 1 | $ 488,000 |
| COASTAL HERITAGE BANK 744 BROAD STREET WEYMOUTH, MA 02189 |
* | $ 319,973,000 | 1 | $ 43,000 |
| TOLLESON PRIVATE BANK 5550 PRESTON ROAD STE B DALLAS, TX 75205 |
* | $ 591,560,000 | 1 | $ 2,650,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,862,672,000 | 1 | $ 1,077,000 |
| HOWARD BANK 6011 UNIVERSITY BLVD #370 ELLICOTT CITY, MD 21043 |
* | $ 1,027,051,000 | 1 | $ 510,000 |
| ATLANTIC HOME LENDING, INC. 275 TURNPIKE STREET, SUITE 203 CANTON, MA 02021 |
* | $ -1,000 | 1 | $ 366,000 |
| COMMONWEALTH MORTGAGE, LLC 600 WEST CUMMINGS PARK SUITE 2500 WOBURN, MA 01801 |
* | $ -1,000 | 1 | $ 215,000 |
| DRAPER AND KRAMER MORTGAGE CORP. 1431 OPUS PLACE SUITE 200 WILMINGTON, DE 60515 |
* | $ -1,000 | 1 | $ 625,000 |
| BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,095,554,000 | 1 | $ 409,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ -1,000 | 1 | $ 398,000 |
| BAR HARBOR BANK & TRUST 82 MAIN STREET BAR HARBOR, ME 04609 |
* | $ 1,754,525,000 | 1 | $ 100,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 1 | $ 260,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 1 | $ 682,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 1,080,000 |
| THE FIDELITY DEPOSIT AND DISCOUNT BANK DRINKER & BLAKELY STREETS DUNMORE, PA 18512 |
* | $ 794,650,000 | 1 | $ 500,000 |
| SHAMROCK HOME LOANS, INC. 75 NEWMAN AVE EAST PROVIDENCE, RI 02916 |
* | $ -1,000 | 1 | $ 799,000 |
| NORTH EASTON SAVINGS BANK 20 EASTMAN STREET SOUTH EASTON, MA 02375 |
* | $ 526,045,000 | 1 | $ 1,188,000 |
| GIBRALTAR PRIVATE BANK & TRUST COMPANY 55 ALHAMBRA PLAZA, 7TH FLOOR CORAL GABLES, FL 33134 |
* | $ 1,621,261,000 | 1 | $ 1,050,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 636,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 1 | $ 775,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 79,775,662,000 | 1 | $ 1,215,000 |
| USALLIANCE FEDERAL CREDIT UNION 411 THEODORE FREMD AVE, SUITE 350 RYE, NY 10580 |
* | $ 1,205,576,000 | 1 | $ 1,085,000 |
| COASTAL HERITAGE BANK 195 WASHINGTON ST WEYMOUTH, MA 02188 |
* | $ 491,430,000 | 1 | $ 1,000,000 |
| ASTORIA FEDERAL MORTGAGE CORP. 400 RELLA BOULEVARD MONTEBELLO, NY 10901 |
* | $ -1,000 | 1 | $ 640,000 |
| BBVA USA 15 SOUTH 20TH ST BIRMINGHAM, AL 35233 |
* | $ 83,640,475,000 | 1 | $ 1,739,000 |
| MARTHA'S VINEYARD BANK 496 STATE ROAD; PO BOX 610 EDGARTOWN, MA 02575 |
* | $ 750,894,000 | 1 | $ 840,000 |
| SILICON VALLEY BANK 3003 TASMAN DRIVE SANTA CLARA, CA 95054 |
* | $ 44,068,115,000 | 1 | $ 1,950,000 |
| FIRST CITIZENS' FEDERAL CREDIT UNION 200 MILL RD, SUITE 100 FAIRHAVEN, MA 02719 |
* | $ 717,376,000 | 1 | $ 670,000 |
| HARVARD UNIVERSITY EMPLOYEES 104 MOUNT AUBURN STREET CAMBRIDGE, MA 02138 |
* | $ 572,338,000 | 1 | $ 820,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2017, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 429 | $504,525,000 | $1,176,000 | $6,300,000 | $582,000 | $8,656,000 |
| Refinancing | 389 | $434,648,000 | $1,117,000 | $10,000,000 | $463,000 | $11,776,000 |
| Home Improvement | 104 | $88,331,000 | $849,000 | $5,450,000 | $346,000 | $4,806,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 654 | $691,092,000 | $1,056,000 | $8,000,000 | $579,000 | $11,776,000 |
| Not Provided | 121 | $147,856,000 | $1,221,000 | $4,500,000 | $605,000 | $4,985,000 |
| Not applicable | 105 | $161,534,000 | $1,538,000 | $10,000,000 | $64,000 | $5,604,000 |
| Hispanic | 19 | $15,225,000 | $801,000 | $2,192,000 | $222,000 | $1,309,000 |
| Black or African American | 16 | $7,080,000 | $442,000 | $750,000 | $91,000 | $178,000 |
| American Indian or Alaskan Native | 4 | $3,694,000 | $923,000 | $1,600,000 | $204,000 | $369,000 |
| Asian | 3 | $1,023,000 | $341,000 | $433,000 | $91,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 898 | $1,012,289,000 | $1,127,000 | $10,000,000 | $516,000 | $11,776,000 |
| FHA-insured (Federal Housing Administration) | 13 | $7,422,000 | $570,000 | $799,000 | $107,000 | $168,000 |
| VA-guaranteed (Veterans Administration) | 11 | $7,793,000 | $708,000 | $1,215,000 | $111,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 590 | $686,118,000 | $1,162,000 | $10,000,000 | $531,000 | $8,656,000 |
| Application Denied By Financial Institution | 102 | $110,211,000 | $1,080,000 | $4,500,000 | $446,000 | $11,776,000 |
| Loan Purchased By The Institution | 91 | $74,528,000 | $818,000 | $2,440,000 | $301,000 | $3,581,000 |
| Application Withdrawn By Applicant | 78 | $85,522,000 | $1,096,000 | $8,000,000 | $637,000 | $8,100,000 |
| File Closed For Incompleteness | 36 | $41,197,000 | $1,144,000 | $5,000,000 | $462,000 | $3,504,000 |
| Application Approved But Not Accepted | 25 | $29,928,000 | $1,197,000 | $4,225,000 | $519,000 | $3,704,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 33 | $32,061,000 | $971,000 | $3,000,000 | $196,000 | $724,000 |
| Credit History | 11 | $14,511,000 | $1,319,000 | $3,296,000 | $648,000 | $1,500,000 |
| Collateral | 10 | $13,730,000 | $1,373,000 | $4,500,000 | $594,000 | $2,002,000 |
| Credit Application Incomplete | 5 | $2,201,000 | $440,000 | $720,000 | $279,000 | $676,000 |
| Other | 5 | $6,522,000 | $1,304,000 | $4,000,000 | $368,000 | $879,000 |
| Unverifiable Information | 3 | $2,525,000 | $841,000 | $1,500,000 | $315,000 | $620,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,074,000 | $691,000 | $1,100,000 | $144,000 | $194,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.