Nebraska
Mortgage Loan Application
Totals and Details
in 2016

Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 89,068
Total Mortgage Loan Application Amount $14,231,981,000
Average Mortgage Loan Application Amount $159,000
Highest Mortgage Loan Application Amount $40,100,000
Average Applicant Income $78,000
Highest Applicant Income $9,999,000
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Mortgage Loan Application Detail Totals for Nebraska in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 42,834 $7,129,271,000 $166,000 $17,000,000 $73,000 $8,638,000
Refinancing 38,701 $6,553,249,000 $169,000 $40,100,000 $82,000 $9,999,000
Home Improvement 7,533 $549,461,000 $72,000 $24,950,000 $85,000 $2,218,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 62,440 $9,824,537,000 $157,000 $6,000,000 $91,000 $9,999,000
Not applicable 12,349 $2,486,840,000 $201,000 $40,100,000 $15,000 $884,000
Not Provided 6,358 $920,739,000 $144,000 $10,001,000 $86,000 $2,638,000
Hispanic 4,061 $441,148,000 $108,000 $762,000 $58,000 $1,278,000
Black or African American 1,859 $241,723,000 $130,000 $1,040,000 $63,000 $847,000
Asian 1,554 $254,259,000 $163,000 $920,000 $91,000 $1,234,000
American Indian or Alaskan Native 332 $45,259,000 $136,000 $510,000 $75,000 $2,450,000
Native Hawaiin or Other Pacific Islander 115 $17,476,000 $151,000 $697,000 $82,000 $352,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 62,659 $10,101,827,000 $161,000 $40,100,000 $91,000 $9,999,000
FHA-insured (Federal Housing Administration) 14,865 $2,044,996,000 $137,000 $17,544,000 $45,000 $2,218,000
VA-guaranteed (Veterans Administration) 9,745 $1,886,016,000 $193,000 $2,892,000 $54,000 $1,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,799 $199,142,000 $110,000 $1,399,000 $33,000 $938,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 52,019 $8,719,493,000 $167,000 $40,100,000 $89,000 $9,999,000
Loan Purchased By The Institution 14,586 $2,389,264,000 $163,000 $1,040,000 $39,000 $1,313,000
Application Denied By Financial Institution 11,448 $1,413,555,000 $123,000 $10,001,000 $70,000 $8,638,000
Application Withdrawn By Applicant 7,133 $1,152,658,000 $161,000 $21,000,000 $86,000 $4,200,000
Application Approved But Not Accepted 2,047 $305,669,000 $149,000 $10,250,000 $85,000 $2,196,000
File Closed For Incompleteness 1,835 $251,342,000 $136,000 $1,052,000 $69,000 $1,152,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,184 $179,296,000 $82,000 $10,001,000 $69,000 $1,224,000
Debt-To-Income Ratio 1,557 $183,233,000 $117,000 $2,604,000 $54,000 $1,212,000
Collateral 1,018 $136,185,000 $133,000 $1,040,000 $82,000 $700,000
Credit Application Incomplete 661 $93,807,000 $141,000 $725,000 $70,000 $532,000
Other 414 $53,761,000 $129,000 $1,850,000 $74,000 $2,218,000
Unverifiable Information 180 $22,050,000 $122,000 $480,000 $70,000 $887,000
Insufficient Cash (Downpayment, Closing Cost) 153 $24,605,000 $160,000 $1,275,000 $77,000 $455,000
Employment History 110 $12,061,000 $109,000 $291,000 $47,000 $200,000
Mortgage Insurance Denied 4 $464,000 $116,000 $209,000 $59,000 $112,000
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Mortgage Loan Application Totals in 2016 by Nebraska Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
GRAND ISLAND, NE 3,334 $ 434,842,000 $ 130,000 $ 64,000
LINCOLN, NE 17,553 $ 2,876,779,000 $ 163,000 $ 75,000
OMAHA-COUNCIL BLUFFS, NE-IA 47,352 $ 8,221,373,000 $ 173,000 $ 84,000
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Mortgage Loan Application Totals in 2016 by Nebraska County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 938 $ 103,300,000 $ 110,000 $ 57,000
Antelope 122 $ 14,838,000 $ 121,000 $ 73,000
Arthur 4 $ 711,000 $ 177,000 $ 104,000
Banner 12 $ 3,019,000 $ 251,000 $ 154,000
Blaine 4 $ 1,000,000 $ 250,000 $ 465,000
Boone 102 $ 19,385,000 $ 190,000 $ 63,000
Box Butte 335 $ 36,587,000 $ 109,000 $ 84,000
Boyd 9 $ 563,000 $ 62,000 $ 99,000
Brown 58 $ 11,441,000 $ 197,000 $ 63,000
Buffalo 1,601 $ 264,547,000 $ 165,000 $ 92,000
Burt 247 $ 26,718,000 $ 108,000 $ 65,000
Butler 249 $ 27,980,000 $ 112,000 $ 61,000
Cass 1,941 $ 300,645,000 $ 154,000 $ 79,000
Cedar 153 $ 20,681,000 $ 135,000 $ 75,000
Chase 110 $ 14,676,000 $ 133,000 $ 78,000
Cherry 138 $ 23,092,000 $ 167,000 $ 87,000
Cheyenne 384 $ 54,371,000 $ 141,000 $ 78,000
Clay 160 $ 15,178,000 $ 94,000 $ 80,000
Colfax 231 $ 20,791,000 $ 90,000 $ 48,000
Cuming 181 $ 31,779,000 $ 175,000 $ 84,000
Custer 195 $ 29,410,000 $ 150,000 $ 75,000
Dakota 640 $ 70,787,000 $ 110,000 $ 64,000
Dawes 201 $ 24,114,000 $ 119,000 $ 64,000
Dawson 666 $ 74,433,000 $ 111,000 $ 56,000
Deuel 65 $ 5,041,000 $ 77,000 $ 64,000
Dixon 167 $ 16,815,000 $ 100,000 $ 64,000
Dodge 1,424 $ 190,497,000 $ 133,000 $ 72,000
Douglas 30,797 $ 5,272,003,000 $ 171,000 $ 86,000
Dundy 25 $ 1,947,000 $ 77,000 $ 45,000
Fillmore 128 $ 11,893,000 $ 92,000 $ 59,000
Franklin 58 $ 6,318,000 $ 108,000 $ 42,000
Frontier 45 $ 5,035,000 $ 111,000 $ 62,000
Furnas 96 $ 27,229,000 $ 283,000 $ 57,000
Gage 843 $ 97,774,000 $ 115,000 $ 70,000
Garden 41 $ 3,671,000 $ 89,000 $ 55,000
Garfield 41 $ 6,435,000 $ 156,000 $ 83,000
Gosper 59 $ 8,768,000 $ 148,000 $ 90,000
Grant 12 $ 3,027,000 $ 252,000 $ 94,000
Greeley 40 $ 9,620,000 $ 240,000 $ 121,000
Hall 2,328 $ 305,813,000 $ 131,000 $ 61,000
Hamilton 441 $ 57,107,000 $ 129,000 $ 75,000
Harlan 75 $ 8,495,000 $ 113,000 $ 63,000
Hayes 19 $ 2,353,000 $ 123,000 $ 77,000
Hitchcock 53 $ 3,884,000 $ 73,000 $ 48,000
Holt 257 $ 37,129,000 $ 144,000 $ 66,000
Hooker 13 $ 859,000 $ 66,000 $ 77,000
Howard 271 $ 39,039,000 $ 144,000 $ 80,000
Jefferson 226 $ 22,939,000 $ 101,000 $ 55,000
Johnson 125 $ 13,252,000 $ 106,000 $ 64,000
Kearney 210 $ 25,719,000 $ 122,000 $ 60,000
Keith 387 $ 40,721,000 $ 105,000 $ 73,000
Keya Paha 6 $ 768,000 $ 128,000 $ 85,000
Kimball 132 $ 9,563,000 $ 72,000 $ 65,000
Knox 128 $ 16,862,000 $ 131,000 $ 93,000
Lancaster 16,765 $ 2,769,181,000 $ 165,000 $ 75,000
Lincoln 1,447 $ 183,037,000 $ 126,000 $ 66,000
Logan 9 $ 929,000 $ 103,000 $ 60,000
Loup 16 $ 3,872,000 $ 242,000 $ 149,000
Madison 953 $ 134,888,000 $ 141,000 $ 70,000
McPherson 2 $ 315,000 $ 157,000 $ 164,000
Merrick 296 $ 33,048,000 $ 111,000 $ 60,000
Morrill 117 $ 13,223,000 $ 113,000 $ 88,000
Nance 97 $ 13,000,000 $ 134,000 $ 79,000
Nemaha 170 $ 18,871,000 $ 111,000 $ 72,000
Nuckolls 83 $ 11,242,000 $ 135,000 $ 71,000
Otoe 669 $ 87,738,000 $ 131,000 $ 66,000
Pawnee 41 $ 2,792,000 $ 68,000 $ 46,000
Perkins 96 $ 11,076,000 $ 115,000 $ 82,000
Phelps 293 $ 33,495,000 $ 114,000 $ 51,000
Pierce 129 $ 18,815,000 $ 145,000 $ 72,000
Platte 1,060 $ 152,922,000 $ 144,000 $ 59,000
Polk 189 $ 21,991,000 $ 116,000 $ 93,000
Red Willow 301 $ 33,364,000 $ 110,000 $ 60,000
Richardson 268 $ 20,825,000 $ 77,000 $ 68,000
Rock 20 $ 7,294,000 $ 364,000 $ 80,000
Saline 459 $ 65,851,000 $ 143,000 $ 64,000
Sarpy 12,410 $ 2,251,406,000 $ 181,000 $ 77,000
Saunders 1,103 $ 188,758,000 $ 171,000 $ 97,000
Scotts Bluff 1,088 $ 135,769,000 $ 124,000 $ 64,000
Seward 792 $ 108,359,000 $ 136,000 $ 70,000
Sheridan 82 $ 9,669,000 $ 117,000 $ 90,000
Sherman 67 $ 6,913,000 $ 103,000 $ 67,000
Sioux 22 $ 3,756,000 $ 170,000 $ 83,000
Stanton 160 $ 18,295,000 $ 114,000 $ 63,000
Thayer 81 $ 9,121,000 $ 112,000 $ 90,000
Thomas 15 $ 1,555,000 $ 103,000 $ 55,000
Thurston 69 $ 6,947,000 $ 100,000 $ 119,000
Valley 109 $ 12,320,000 $ 113,000 $ 53,000
Washington 1,268 $ 230,115,000 $ 181,000 $ 91,000
Wayne 174 $ 22,536,000 $ 129,000 $ 75,000
Webster 78 $ 8,088,000 $ 103,000 $ 88,000
Wheeler 3 $ 287,000 $ 95,000 $ 241,000
York 459 $ 53,504,000 $ 116,000 $ 64,000
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