Nebraska
Mortgage Loan Application
Totals and Details
in 2020

Find mortgage statistics and mortgage data for Nebraska.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2020 in all of Nebraska.
You can organize this information by metropolitan area and by county.

Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 136,473
Total Mortgage Loan Application Amount $27,321,965,000
Average Mortgage Loan Application Amount $200,000
Highest Mortgage Loan Application Amount $50,005,000
Average Applicant Income $108,000
Highest Applicant Income $8,158,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Nebraska, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Nebraska in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 59,325 $12,612,295,000 $212,000 $30,005,000 $117,000 $6,096,000
Home Purchase 46,684 $9,748,710,000 $208,000 $50,005,000 $96,000 $8,158,000
Cash-out Refinancing 20,446 $4,082,470,000 $199,000 $19,295,000 $110,000 $2,703,000
Other Purpose 4,131 $368,765,000 $89,000 $2,285,000 $112,000 $2,800,000
Home Improvement 3,744 $275,430,000 $73,000 $2,115,000 $108,000 $2,534,000
Not Applicable 2,143 $234,295,000 $109,000 $805,000 $63,000 $113,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 94,137 $18,435,715,000 $195,000 $11,105,000 $111,000 $8,158,000
Not applicable 17,484 $4,359,420,000 $249,000 $50,005,000 $99,000 $933,000
Not Provided 12,522 $2,397,740,000 $191,000 $2,405,000 $110,000 $3,401,000
Hispanic 6,106 $929,600,000 $152,000 $1,005,000 $73,000 $1,973,000
Asian 2,706 $555,570,000 $205,000 $1,145,000 $109,000 $2,435,000
Black or African American 2,420 $433,720,000 $179,000 $1,375,000 $87,000 $1,281,000
American Indian or Alaskan Native 510 $83,900,000 $164,000 $785,000 $91,000 $1,007,000
Native Hawaiian or Other Pacific Islander 98 $21,860,000 $223,000 $1,005,000 $113,000 $713,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 105,985 $21,318,225,000 $201,000 $50,005,000 $114,000 $8,158,000
VA-guaranteed (Veterans Administration) 15,417 $3,620,425,000 $234,000 $1,655,000 $83,000 $6,096,000
FHA-insured (Federal Housing Administration) 12,831 $2,112,825,000 $164,000 $24,725,000 $64,000 $1,330,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,240 $270,490,000 $120,000 $1,005,000 $52,000 $644,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 83,965 $17,524,735,000 $208,000 $50,005,000 $110,000 $8,158,000
Loan Purchased By The Institution 22,243 $4,464,305,000 $200,000 $995,000 $114,000 $1,954,000
Application Withdrawn By Applicant 14,145 $2,714,235,000 $191,000 $13,275,000 $109,000 $2,836,000
Application Denied By Financial Institution 10,210 $1,488,010,000 $145,000 $6,705,000 $84,000 $8,158,000
File Closed For Incompleteness 3,754 $656,840,000 $174,000 $18,365,000 $103,000 $3,401,000
Application Approved But Not Accepted 2,113 $465,725,000 $220,000 $47,605,000 $116,000 $5,100,000
Preapproval Approved but not Accepted 26 $4,840,000 $186,000 $455,000 $87,000 $267,000
Preapproval Denied by Financial Institution 17 $3,275,000 $192,000 $345,000 $61,000 $157,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 116,751 $23,697,325,000 $202,000 $50,005,000 $108,000 $6,096,000
Debt-To-Income Ratio 12,545 $2,627,385,000 $209,000 $47,605,000 $115,000 $8,158,000
Credit History 2,873 $324,655,000 $113,000 $5,705,000 $83,000 $2,534,000
Collateral 1,304 $179,090,000 $137,000 $865,000 $99,000 $1,759,000
Credit Application Incomplete 1,244 $211,730,000 $170,000 $725,000 $106,000 $2,040,000
Other 943 $153,745,000 $163,000 $6,705,000 $98,000 $2,435,000
Unverifiable Information 396 $62,710,000 $158,000 $1,505,000 $124,000 $8,158,000
Insufficient Cash (Downpayment, Closing Cost) 223 $35,715,000 $160,000 $875,000 $74,000 $258,000
Employment History 186 $27,530,000 $148,000 $595,000 $58,000 $540,000
Mortgage Insurance Denied 8 $2,080,000 $260,000 $445,000 $178,000 $285,000
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Mortgage Loan Application Totals in 2020 by Nebraska Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
GRAND ISLAND, NE 4,220 $ 711,640,000 $ 168,000 $ 87,000
LINCOLN, NE 28,646 $ 5,935,940,000 $ 207,000 $ 108,000
OMAHA-COUNCIL BLUFFS, NE-IA 74,078 $ 16,045,490,000 $ 216,000 $ 117,000
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Mortgage Loan Application Totals in 2020 by Nebraska County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 1,634 $ 246,540,000 $ 150,000 $ 82,000
Antelope 161 $ 23,385,000 $ 145,000 $ 86,000
Arthur 4 $ 750,000 $ 187,000 $ 116,000
Banner 6 $ 610,000 $ 101,000 $ 97,000
Blaine 4 $ 730,000 $ 182,000 $ 53,000
Boone 157 $ 27,305,000 $ 173,000 $ 87,000
Box Butte 471 $ 55,995,000 $ 118,000 $ 77,000
Boyd 19 $ 1,885,000 $ 99,000 $ 111,000
Brown 94 $ 11,870,000 $ 126,000 $ 78,000
Buffalo 2,453 $ 502,845,000 $ 204,000 $ 99,000
Burt 327 $ 45,485,000 $ 139,000 $ 94,000
Butler 309 $ 41,785,000 $ 135,000 $ 85,000
Cass 2,726 $ 582,850,000 $ 213,000 $ 112,000
Cedar 242 $ 35,430,000 $ 146,000 $ 88,000
Chase 156 $ 23,170,000 $ 148,000 $ 89,000
Cherry 161 $ 25,455,000 $ 158,000 $ 92,000
Cheyenne 379 $ 54,905,000 $ 144,000 $ 83,000
Clay 231 $ 28,425,000 $ 123,000 $ 78,000
Colfax 321 $ 43,085,000 $ 134,000 $ 78,000
Cuming 282 $ 42,740,000 $ 151,000 $ 99,000
Custer 360 $ 48,040,000 $ 133,000 $ 87,000
Dakota 766 $ 111,450,000 $ 145,000 $ 82,000
Dawes 328 $ 43,060,000 $ 131,000 $ 83,000
Dawson 975 $ 135,675,000 $ 139,000 $ 88,000
Deuel 85 $ 8,585,000 $ 101,000 $ 125,000
Dixon 171 $ 21,305,000 $ 124,000 $ 75,000
Dodge 2,124 $ 344,010,000 $ 161,000 $ 92,000
Douglas 47,539 $ 10,212,515,000 $ 214,000 $ 119,000
Dundy 38 $ 3,860,000 $ 101,000 $ 78,000
Fillmore 250 $ 36,540,000 $ 146,000 $ 79,000
Franklin 68 $ 7,550,000 $ 111,000 $ 66,000
Frontier 89 $ 9,375,000 $ 105,000 $ 74,000
Furnas 180 $ 21,640,000 $ 120,000 $ 79,000
Gage 1,220 $ 232,350,000 $ 190,000 $ 85,000
Garden 61 $ 5,845,000 $ 95,000 $ 75,000
Garfield 62 $ 8,390,000 $ 135,000 $ 71,000
Gosper 105 $ 17,895,000 $ 170,000 $ 126,000
Grant 6 $ 320,000 $ 53,000 $ 59,000
Greeley 46 $ 7,100,000 $ 154,000 $ 81,000
Hall 3,457 $ 587,155,000 $ 169,000 $ 87,000
Hamilton 696 $ 127,110,000 $ 182,000 $ 107,000
Harlan 95 $ 13,105,000 $ 137,000 $ 104,000
Hayes 11 $ 1,745,000 $ 158,000 $ 98,000
Hitchcock 68 $ 9,150,000 $ 134,000 $ 71,000
Holt 358 $ 51,780,000 $ 144,000 $ 89,000
Hooker 22 $ 2,080,000 $ 94,000 $ 63,000
Howard 314 $ 54,800,000 $ 174,000 $ 94,000
Jefferson 234 $ 28,620,000 $ 122,000 $ 77,000
Johnson 148 $ 21,840,000 $ 147,000 $ 75,000
Kearney 284 $ 43,250,000 $ 152,000 $ 86,000
Keith 471 $ 71,525,000 $ 151,000 $ 118,000
Keya Paha 10 $ 1,560,000 $ 156,000 $ 43,000
Kimball 146 $ 14,620,000 $ 100,000 $ 57,000
Knox 232 $ 35,230,000 $ 151,000 $ 101,000
Lancaster 27,407 $ 5,694,745,000 $ 207,000 $ 108,000
Lincoln 1,699 $ 248,855,000 $ 146,000 $ 91,000
Logan 12 $ 1,860,000 $ 155,000 $ 87,000
Loup 21 $ 3,305,000 $ 157,000 $ 113,000
Madison 1,485 $ 256,955,000 $ 173,000 $ 95,000
McPherson 7 $ 795,000 $ 113,000 $ 84,000
Merrick 448 $ 69,590,000 $ 155,000 $ 87,000
Morrill 111 $ 12,815,000 $ 115,000 $ 84,000
Nance 130 $ 16,370,000 $ 125,000 $ 75,000
Nemaha 229 $ 32,585,000 $ 142,000 $ 85,000
Nuckolls 110 $ 21,550,000 $ 195,000 $ 81,000
Otoe 893 $ 156,905,000 $ 175,000 $ 93,000
Pawnee 55 $ 8,195,000 $ 149,000 $ 96,000
Perkins 107 $ 15,185,000 $ 141,000 $ 99,000
Phelps 289 $ 40,395,000 $ 139,000 $ 88,000
Pierce 256 $ 44,700,000 $ 174,000 $ 94,000
Platte 2,003 $ 355,015,000 $ 177,000 $ 89,000
Polk 250 $ 34,730,000 $ 138,000 $ 79,000
Red Willow 545 $ 76,105,000 $ 139,000 $ 88,000
Richardson 248 $ 28,320,000 $ 114,000 $ 76,000
Rock 17 $ 1,865,000 $ 109,000 $ 53,000
Saline 627 $ 97,875,000 $ 156,000 $ 85,000
Sarpy 20,037 $ 4,393,275,000 $ 219,000 $ 112,000
Saunders 1,867 $ 427,065,000 $ 228,000 $ 132,000
Scotts Bluff 1,438 $ 212,800,000 $ 147,000 $ 85,000
Seward 1,238 $ 240,990,000 $ 194,000 $ 97,000
Sheridan 162 $ 15,080,000 $ 93,000 $ 71,000
Sherman 73 $ 8,705,000 $ 119,000 $ 74,000
Sioux 16 $ 2,640,000 $ 165,000 $ 87,000
Stanton 217 $ 34,455,000 $ 158,000 $ 87,000
Thayer 110 $ 14,230,000 $ 129,000 $ 91,000
Thomas 5 $ 265,000 $ 53,000 $ 46,000
Thurston 106 $ 14,560,000 $ 137,000 $ 89,000
Valley 153 $ 18,435,000 $ 120,000 $ 80,000
Washington 1,909 $ 429,845,000 $ 225,000 $ 112,000
Wayne 232 $ 36,850,000 $ 158,000 $ 85,000
Webster 105 $ 12,065,000 $ 114,000 $ 74,000
Wheeler 24 $ 2,590,000 $ 107,000 $ 71,000
York 676 $ 105,080,000 $ 155,000 $ 84,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Nebraska.

If you prefer, you can download a copy of the entire list of mortgage lenders in Nebraska and search similar information back through 2003.

Download the Nebraska Lender List