Northampton County VA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Unlock detailed Northampton County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,006
Total Mortgage Loan Application Amount $241,580,000
Average Mortgage Loan Application Amount $240,000
Highest Mortgage Loan Application Amount $1,485,000
Average Applicant Income $139,000
Highest Applicant Income $3,996,000

Mortgage Company List for Lending in Northampton County VA for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 461,256,000,000 78 $ 10,950,000
ATLANTIC UNION BANK
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23219
* $ 17,516,056,000 54 $ 7,800,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,712,919,000,000 53 $ 13,245,000
OVM FINANCIAL, INC.
816 GREENBRIER CIRCLE SUITE 100
CHESAPEAKE, VA 23320
* $ -1,000 39 $ 7,295,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 34 $ 6,900,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 28 $ 4,080,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 28 $ 7,940,000
CALVIN B. TAYLOR BANKING COMPANY OF BERLIN, MARYLAND
24 N MAIN STREET
BERLIN, MD 21811
* $ 545,953,000 26 $ 8,120,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 22 $ 5,760,000
BLUE RIDGE BANK, NATIONAL ASSOCIATION
P.O. BOX 609, 17 WEST MAIN ST
MARTINSVILLE, VA 22835
* $ 959,563,000 22 $ 6,230,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 22 $ 6,700,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 397,703,264,000 21 $ 3,625,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 18 $ 4,230,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ -1,000 16 $ 5,460,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 15 $ 2,945,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 14 $ 3,250,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 13 $ 3,785,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 13 $ 3,245,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 13 $ 4,465,000
FULTON BANK, NATIONAL ASSOCIATION
ONE PENN SQUARE
LANCASTER, PA 17604
* $ 21,759,565,000 13 $ 6,035,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 11 $ 2,465,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 11 $ 3,615,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,852,983,000,000 11 $ 1,305,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 11,947,775,000 11 $ 3,775,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 10 $ 2,660,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 9 $ 1,985,000
TIDEWATER MORTGAGE SERVICES, INC.
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 23452
* $ -1,000 9 $ 2,025,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 9 $ 2,525,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 9 $ 2,165,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 8 $ 1,650,000
VIRGINIA CREDIT UNION, INC.
PO BOX 90010
RICHMOND, VA 23225
* $ 3,729,406,000 8 $ 1,850,000
SOUTHERN BANK AND TRUST COMPANY
PO BOX 729
MOUNT OLIVE, NC 28365
* $ 2,925,504,000 8 $ 2,730,000
CAPITAL CENTER, L.L.C.
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ -1,000 7 $ 1,405,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 112,384,202,000 7 $ 415,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 7 $ 1,775,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 7 $ 1,495,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 6 $ 1,530,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
MECHANICSVILLE, VA 24011
* $ -1,000 6 $ 1,820,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 6 $ 1,270,000
MCLEAN MORTGAGE CORPORATION
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ -1,000 6 $ 1,830,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 5 $ 675,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 5 $ 1,205,000
GEORGE MASON MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE #100
PRINCE WILLIAM, VA 22030
* $ -1,000 5 $ 2,685,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 5 $ 905,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 5 $ 1,405,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 5 $ 1,165,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 5 $ 1,675,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 17,757,753,000 4 $ 1,110,000
FIRST HORIZON BANK
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38101
* $ 43,126,164,000 4 $ 500,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 4 $ 540,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 4 $ 870,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 4 $ 1,370,000
ABSOLUTE HOME MORTGAGE CORPORATION
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 4 $ 260,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 4 $ 1,240,000
FIRST SAVINGS MORTGAGE CORPORATION
8444 WEST PARK DRIVE, THE 4TH FLOOR
MCLEAN, VA 22102
* $ -1,000 4 $ 2,410,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
WEST POINT, VA 23113
* $ -1,000 4 $ 1,100,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 4 $ 1,110,000
SOUTHERN TRUST MORTGAGE, LLC
4433 CORPORATION LANE SUITE 300
VIRGINIA BEACH, VA 23462
* $ -1,000 4 $ 930,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 4 $ 780,000
INTERCOASTAL MORTGAGE, LLC
4100 MONUMENTAL CORNER DRIVE, SUITE 220
ROANOKE, VA 22030
* $ -1,000 3 $ 1,035,000
SHORE UNITED BANK
18 EAST DOVER STREET
EASTON, MD 21601
* $ 1,558,945,000 3 $ 265,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 3 $ 1,485,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 3 $ 465,000
NEWTOWNE MORTGAGE, LLC
600 22ND STREET SUITE 301
SUFFOLK, VA 23451
* $ -1,000 3 $ 1,065,000
DRAGAS MORTGAGE COMPANY
4532 BONNEY ROAD SUITE A
VIRGINIA BEACH, VA 23462
* $ -1,000 3 $ 1,005,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 3 $ 805,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 3 $ 955,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 3 $ 1,105,000
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 3,774,676,000 3 $ 345,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 23,234,514,000 3 $ 735,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 3 $ 405,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 2 $ 10,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 2 $ 440,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 2 $ 150,000
STATE FINANCIAL NETWORK, LLC
5 HILLMAN DR
BROOMALL, PA 19317
* $ -1,000 2 $ 400,000
STRONG HOME MORTGAGE, LLC
9408 GRANT AVE STE 302
DOVER, DE 22192
* $ -1,000 2 $ 480,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
WILMINGTON, DE 22030
* $ -1,000 2 $ 550,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,453,998,000,000 2 $ 710,000
LAKEVIEW COMMUNITY CAPITAL, LLC
4425 PONE DE LEON BLVD, MS 5-251
PHOENIX, AZ 33146
* $ -1,000 2 $ 430,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 660,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 18,156,981,000 2 $ 1,030,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 24,774,361,000 2 $ 480,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 34,531,413,000 2 $ 510,000
TOWER FEDERAL CREDIT UNION
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 3,255,099,000 2 $ 620,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 2 $ 730,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 320,471,996,000 2 $ 850,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 2 $ 720,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 2 $ 680,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 2 $ 640,000
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK
200 WESTGATE CIRCLE SUITE 200
ANNAPOLIS, MD 21401
* $ 823,555,000 2 $ 690,000
FIRST HERITAGE MORTGAGE, LLC
3201 JERMANTOWN ROAD, SUITE 500
RESTON, VA 22303
* $ -1,000 2 $ 630,000
AMERICAN SECURITY MORTGAGE CORP.
2101 REXFORD RD. SUITE 100E
CHARLOTTE, NC 28211
* $ -1,000 2 $ 490,000
THE OLD POINT NATIONAL BANK OF PHOEBUS
1 W MELLEN STREET
HAMPTON, VA 23663
* $ 1,048,158,000 2 $ 600,000
TIDEWATER HOME FUNDING, LLC
1108 EDEN WAY
CHESAPEAKE, VA 23320
* $ -1,000 2 $ 520,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 2 $ 70,000
CITIZENS AND FARMERS BANK
PO BOX 391
WEST POINT, VA 23181
* $ 1,625,536,000 2 $ 1,700,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 315,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 335,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 245,000
CITYWORTH MORTGAGE LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 1 $ 85,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 3,598,362,000 1 $ 305,000
TEXANA BANK, NATIONAL ASSOCIATION
PO BOX 546
LINDEN, TX 75563
* $ 217,610,000 1 $ 255,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 265,000
THE MORTGAGE FIRM, INC.
921 DOUGLAS AVENUE, SUITE 200
TALLAHASSEE, FL 32714
* $ -1,000 1 $ 155,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 575,000
EAGLEBANK
11931 TECH RD
SILVER SPRING, MD 20904
* $ 8,950,172,000 1 $ 165,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 1 $ 225,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 1 $ 135,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
ST. PETERSBURG, FL 33716
* $ 26,468,603,000 1 $ 835,000
EASTMAN CREDIT UNION
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 5,099,588,000 1 $ 425,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 12,223,127,000 1 $ 45,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 45,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 635,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 9,767,997,000 1 $ 185,000
PURDUE
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 1,363,833,000 1 $ 375,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 1 $ 295,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 285,000
CITY NATIONAL BANK
555 SOUTH FLOWER STREET
LOS ANGELES, CA 90071
* $ 61,390,143,000 1 $ 1,095,000
ABNB FEDERAL CREDIT UNION
830 GREENBRIER CIRCLE
CHESAPEAKE, VA 23320
* $ 650,923,000 1 $ 55,000
COMMONWEALTH ONE
4875 EISENHOWER AVE
ALEXANDRIA, VA 22314
* $ 375,381,000 1 $ 175,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 1 $ 85,000
COASTAL FEDERAL CREDIT UNION
PO BOX 99167
RALEIGH, NC 27624
* $ 3,387,042,000 1 $ 215,000
ADVANCE FINANCIAL GROUP, LLC
600 22ND ST #204
SUFFOLK, VA 23451
* $ -1,000 1 $ 295,000
MLD MORTGAGE INC.
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 255,000
VILLAGE BANK MORTGAGE CORPORATION
13305 MIDLOTHIAN TURNPIKE
RICHMOND, VA 23113
* $ -1,000 1 $ 295,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 1 $ 245,000
FINANCE OF AMERICA COMMERCIAL LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 1 $ 125,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 167,845,100,000 1 $ 355,000
ATLANTA POSTAL
1605 BOGGS ROAD
ATLANTA, GA 30096
* $ 2,165,396,000 1 $ 125,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 707,275,000 1 $ 125,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 325,000
MORIA DEVELOPMENT, INC.
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 105,000
OCMBC, INC.
19000 MACARTHUR BLVD, SUITE 200
GLENDALE, CA 92612
* $ -1,000 1 $ 255,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,633,125,000 1 $ 35,000
PLUS RELOCATION MORTGAGE, LLC
1100 VIRGINIA DRIVE, SUITE 125
WILMINGTON, DE 19034
* $ -1,000 1 $ 475,000
NEWREZ VENTURES LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ -1,000 1 $ 475,000
MEMBER ADVANTAGE MORTGAGE, LLC
3330 BROADMOOR SE, SUITE B
LANSING, MI 49512
* $ -1,000 1 $ 195,000
F & M BANK CORP.
PO BOX 1111
TIMBERVILLE, VA 22853
* $ 812,968,000 1 $ 305,000
TOGETHER CREDIT UNION
MICHAEL DOUGHERTY
SAINT LOUIS, MO 63118
* $ 1,825,507,000 1 $ 455,000
UNITED FEDERAL CREDIT UNION
2807 SOUTH STATE ST
SAINT JOSEPH, MI 49085
* $ 2,877,075,000 1 $ 1,105,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 145,000
PROVIDENT STATE BANK, INC.
312 MAIN ST
PRESTON, MD 21655
* $ -1,000 1 $ 285,000
CHESAPEAKE BANK
35 SCHOOL STREET, PO BOX 2256
KILMARNOCK, VA 22482
* $ 955,048,000 1 $ 205,000
1ST ADVANTAGE FEDERAL CREDIT UNION
110 CYBERNETICS WAY
YORKTOWN, VA 23693
* $ 728,598,000 1 $ 515,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 105,000
HOMESPIRE MORTGAGE CORPORATION
9711 WASHINGTONIAN BLVD SUITE 500
BALTIMORE, MD 20878
* $ -1,000 1 $ 205,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 1 $ 305,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 833,228,000 1 $ 165,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20817
* $ 1,111,391,000 1 $ 135,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 1 $ 175,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 85,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 1 $ 105,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 425,000
DOLLAR BANK, FEDERAL SAVINGS BANK
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 9,043,235,000 1 $ 255,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 1 $ 275,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 265,000
CHARTWAY FEDERAL CREDIT UNION
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 2,173,636,000 1 $ 185,000
PARAMOUNT BANK
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63072
* $ 104,250,000 1 $ 245,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 385,000
MERIDIAN BANK
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 1,149,979,000 1 $ 105,000
LANGLEY FEDERAL CREDIT UNION
721 LAKEFRONT COMMONS, SUITE 102
NEWPORT NEWS, VA 23606
* $ 3,115,798,000 1 $ 285,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
BALTIMORE, MD 22102
* $ -1,000 1 $ 305,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 143,390,269,000 1 $ 245,000
ON Q FINANCIAL, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85251
* $ -1,000 1 $ 55,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 385,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Northampton County VA in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 392 $102,280,000 $260,000 $1,485,000 $135,000 $880,000
Refinancing 354 $90,540,000 $255,000 $1,095,000 $161,000 $3,996,000
Cash-out Refinancing 137 $35,135,000 $256,000 $775,000 $121,000 $407,000
Other Purpose 68 $8,400,000 $123,000 $1,105,000 $103,000 $844,000
Home Improvement 40 $3,290,000 $82,000 $395,000 $139,000 $1,370,000
Not Applicable 15 $1,935,000 $129,000 $375,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 670 $161,120,000 $240,000 $1,105,000 $135,000 $1,370,000
Not Provided 141 $37,005,000 $262,000 $995,000 $185,000 $3,996,000
Not applicable 84 $20,820,000 $247,000 $915,000 $159,000 $413,000
Black or African American 77 $12,165,000 $157,000 $765,000 $72,000 $533,000
Hispanic 17 $4,255,000 $250,000 $855,000 $82,000 $227,000
Asian 10 $3,060,000 $306,000 $705,000 $259,000 $745,000
American Indian or Alaskan Native 3 $1,835,000 $611,000 $1,485,000 $309,000 $690,000
Native Hawaiian or Other Pacific Islander 1 $705,000 $705,000 $705,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 795 $189,755,000 $238,000 $1,485,000 $149,000 $3,996,000
VA-guaranteed (Veterans Administration) 101 $32,745,000 $324,000 $965,000 $102,000 $496,000
FHA-insured (Federal Housing Administration) 92 $16,480,000 $179,000 $765,000 $63,000 $183,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $2,600,000 $144,000 $225,000 $46,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 558 $143,810,000 $257,000 $1,485,000 $144,000 $880,000
Application Denied By Financial Institution 153 $29,495,000 $192,000 $1,105,000 $105,000 $1,370,000
Application Withdrawn By Applicant 124 $28,130,000 $226,000 $965,000 $164,000 $3,996,000
Loan Purchased By The Institution 100 $25,810,000 $258,000 $915,000 $164,000 $413,000
File Closed For Incompleteness 53 $10,385,000 $195,000 $605,000 $110,000 $539,000
Application Approved But Not Accepted 17 $3,845,000 $226,000 $705,000 $135,000 $486,000
Preapproval Denied by Financial Institution 1 $105,000 $105,000 $105,000 $19,000 $19,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 824 $203,870,000 $247,000 $1,485,000 $146,000 $3,996,000
Debt-To-Income Ratio 70 $16,430,000 $234,000 $955,000 $99,000 $486,000
Credit History 37 $4,435,000 $119,000 $375,000 $117,000 $1,370,000
Collateral 29 $6,865,000 $236,000 $1,105,000 $124,000 $463,000
Credit Application Incomplete 17 $4,095,000 $240,000 $755,000 $84,000 $300,000
Unverifiable Information 13 $2,815,000 $216,000 $775,000 $124,000 $307,000
Other 12 $2,730,000 $227,000 $705,000 $160,000 $496,000
Insufficient Cash (Downpayment, Closing Cost) 3 $255,000 $85,000 $135,000 $103,000 $165,000
Employment History 1 $85,000 $85,000 $85,000 $39,000 $39,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Virginia Lender List