Ohio
Mortgage Loan Application
Totals and Details
in 2018

Find mortgage statistics and mortgage data for Ohio.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2018 in all of Ohio.
You can organize this information by metropolitan area and by county.

Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 521,009
Total Mortgage Loan Application Amount $77,152,390,000
Average Mortgage Loan Application Amount $148,000
Highest Mortgage Loan Application Amount $93,455,000
Average Applicant Income $90,000
Highest Applicant Income $9,401,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Ohio, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Ohio in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 243,563 $44,292,410,000 $181,000 $93,455,000 $90,000 $7,362,000
Refinancing 85,958 $13,104,360,000 $152,000 $86,825,000 $91,000 $8,391,000
Cash-out Refinancing 78,189 $11,320,505,000 $144,000 $40,005,000 $83,000 $9,401,000
Other Purpose 54,259 $4,115,875,000 $75,000 $47,775,000 $96,000 $7,500,000
Home Improvement 48,821 $3,095,325,000 $63,000 $16,855,000 $94,000 $9,000,000
Not Applicable 10,219 $1,223,915,000 $119,000 $14,175,000 $73,000 $648,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 380,208 $51,664,965,000 $135,000 $10,005,000 $90,000 $9,401,000
Not Provided 45,092 $6,692,300,000 $148,000 $11,335,000 $100,000 $5,275,000
Not applicable 42,513 $11,695,375,000 $275,000 $93,455,000 $70,000 $1,292,000
Black or African American 29,911 $3,394,175,000 $113,000 $1,305,000 $69,000 $9,000,000
Asian 10,058 $1,956,280,000 $194,000 $5,355,000 $113,000 $2,400,000
Hispanic 9,258 $1,165,560,000 $125,000 $1,655,000 $79,000 $5,661,000
American Indian or Alaskan Native 1,776 $202,600,000 $114,000 $1,315,000 $76,000 $4,246,000
Native Hawaiian or Other Pacific Islander 398 $73,970,000 $185,000 $13,805,000 $94,000 $763,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 394,448 $58,575,255,000 $148,000 $93,455,000 $98,000 $9,401,000
FHA-insured (Federal Housing Administration) 84,887 $11,529,115,000 $135,000 $47,775,000 $59,000 $3,006,000
VA-guaranteed (Veterans Administration) 33,160 $6,053,870,000 $182,000 $1,805,000 $73,000 $1,584,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8,514 $994,150,000 $116,000 $1,555,000 $47,000 $1,557,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 288,015 $45,281,990,000 $157,000 $92,875,000 $95,000 $8,391,000
Application Denied By Financial Institution 89,746 $9,807,420,000 $109,000 $93,455,000 $74,000 $9,401,000
Loan Purchased By The Institution 58,559 $9,256,015,000 $158,000 $39,935,000 $87,000 $3,006,000
Application Withdrawn By Applicant 56,102 $8,903,620,000 $158,000 $56,445,000 $91,000 $7,014,000
File Closed For Incompleteness 16,797 $2,171,955,000 $129,000 $10,005,000 $90,000 $4,026,000
Application Approved But Not Accepted 11,368 $1,673,760,000 $147,000 $29,005,000 $90,000 $2,781,000
Preapproval Approved but not Accepted 259 $38,415,000 $148,000 $565,000 $76,000 $483,000
Preapproval Denied by Financial Institution 163 $19,215,000 $117,000 $405,000 $56,000 $250,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 423,011 $65,888,030,000 $155,000 $92,875,000 $94,000 $8,391,000
Debt-To-Income Ratio 32,473 $4,278,585,000 $131,000 $90,995,000 $63,000 $3,087,000
Credit History 28,145 $2,255,175,000 $80,000 $3,805,000 $76,000 $9,000,000
Collateral 18,034 $1,993,950,000 $110,000 $38,005,000 $92,000 $9,401,000
Credit Application Incomplete 7,477 $1,039,325,000 $139,000 $5,275,000 $87,000 $6,003,000
Other 6,900 $1,101,630,000 $159,000 $93,455,000 $79,000 $3,963,000
Unverifiable Information 2,651 $286,565,000 $108,000 $1,225,000 $92,000 $7,500,000
Insufficient Cash (Downpayment, Closing Cost) 1,455 $199,875,000 $137,000 $2,245,000 $74,000 $1,200,000
Employment History 830 $104,550,000 $125,000 $1,325,000 $58,000 $512,000
Mortgage Insurance Denied 33 $4,705,000 $142,000 $365,000 $67,000 $199,000
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Mortgage Loan Application Totals in 2018 by Ohio Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
AKRON, OH 35,602 $ 5,022,350,000 $ 141,000 $ 89,000
CANTON-MASSILLON, OH 17,728 $ 2,205,960,000 $ 124,000 $ 80,000
CINCINNATI, OH-KY-IN 82,978 $ 14,248,750,000 $ 171,000 $ 102,000
CLEVELAND-ELYRIA, OH 98,601 $ 14,531,835,000 $ 147,000 $ 95,000
COLUMBUS, OH 109,715 $ 20,144,340,000 $ 183,000 $ 101,000
DAYTON, OH 34,863 $ 4,796,515,000 $ 137,000 $ 85,000
LIMA, OH 3,761 $ 391,725,000 $ 104,000 $ 72,000
MANSFIELD, OH 4,495 $ 484,655,000 $ 107,000 $ 69,000
SPRINGFIELD, OH 5,367 $ 573,045,000 $ 106,000 $ 71,000
TOLEDO, OH 23,343 $ 3,060,385,000 $ 131,000 $ 83,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 17,933 $ 1,796,065,000 $ 100,000 $ 72,000
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Mortgage Loan Application Totals in 2018 by Ohio County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 767 $ 78,535,000 $ 102,000 $ 70,000
Allen 3,767 $ 391,955,000 $ 104,000 $ 72,000
Ashland 2,075 $ 234,735,000 $ 113,000 $ 70,000
Ashtabula 3,769 $ 385,545,000 $ 102,000 $ 68,000
Athens 1,018 $ 168,300,000 $ 165,000 $ 81,000
Auglaize 1,697 $ 191,685,000 $ 112,000 $ 71,000
Belmont 2,145 $ 241,885,000 $ 112,000 $ 77,000
Brown 1,754 $ 211,510,000 $ 120,000 $ 72,000
Butler 17,490 $ 2,821,110,000 $ 161,000 $ 91,000
Carroll 1,205 $ 133,825,000 $ 111,000 $ 72,000
Champaign 1,474 $ 176,970,000 $ 120,000 $ 68,000
Clark 5,367 $ 573,045,000 $ 106,000 $ 71,000
Clermont 11,312 $ 1,844,500,000 $ 163,000 $ 90,000
Clinton 1,672 $ 192,730,000 $ 115,000 $ 70,000
Columbiana 3,904 $ 380,330,000 $ 97,000 $ 67,000
Coshocton 1,043 $ 96,985,000 $ 92,000 $ 65,000
Crawford 1,184 $ 99,160,000 $ 83,000 $ 57,000
Cuyahoga 54,002 $ 7,811,600,000 $ 144,000 $ 97,000
Darke 1,760 $ 188,740,000 $ 107,000 $ 68,000
Defiance 1,417 $ 143,015,000 $ 100,000 $ 68,000
Delaware 14,180 $ 3,248,240,000 $ 229,000 $ 136,000
Erie 2,922 $ 375,680,000 $ 128,000 $ 88,000
Fairfield 8,773 $ 1,459,625,000 $ 166,000 $ 92,000
Fayette 1,264 $ 134,750,000 $ 106,000 $ 64,000
Franklin 63,681 $ 11,922,635,000 $ 187,000 $ 99,000
Fulton 1,697 $ 191,415,000 $ 112,000 $ 71,000
Gallia 837 $ 90,785,000 $ 108,000 $ 72,000
Geauga 5,429 $ 961,495,000 $ 177,000 $ 115,000
Greene 7,670 $ 1,240,770,000 $ 161,000 $ 98,000
Guernsey 1,329 $ 147,105,000 $ 110,000 $ 70,000
Hamilton 37,899 $ 6,471,385,000 $ 170,000 $ 106,000
Hancock 3,145 $ 422,975,000 $ 134,000 $ 86,000
Hardin 790 $ 74,750,000 $ 94,000 $ 62,000
Harrison 496 $ 48,620,000 $ 98,000 $ 79,000
Henry 983 $ 104,445,000 $ 106,000 $ 67,000
Highland 1,475 $ 158,915,000 $ 107,000 $ 65,000
Hocking 1,169 $ 145,920,000 $ 124,000 $ 84,000
Holmes 679 $ 94,015,000 $ 138,000 $ 82,000
Huron 1,907 $ 217,185,000 $ 113,000 $ 70,000
Jackson 1,112 $ 116,610,000 $ 104,000 $ 67,000
Jefferson 2,228 $ 200,830,000 $ 90,000 $ 68,000
Knox 2,762 $ 369,210,000 $ 133,000 $ 82,000
Lake 12,373 $ 1,709,695,000 $ 138,000 $ 83,000
Lawrence 2,128 $ 234,920,000 $ 110,000 $ 72,000
Licking 10,008 $ 1,545,010,000 $ 154,000 $ 87,000
Logan 1,983 $ 246,925,000 $ 124,000 $ 79,000
Lorain 15,500 $ 2,204,800,000 $ 142,000 $ 87,000
Lucas 16,134 $ 2,084,130,000 $ 129,000 $ 82,000
Madison 2,242 $ 340,670,000 $ 151,000 $ 83,000
Mahoning 9,402 $ 1,000,220,000 $ 106,000 $ 78,000
Marion 2,167 $ 216,195,000 $ 99,000 $ 64,000
Medina 11,323 $ 1,845,825,000 $ 163,000 $ 99,000
Meigs 547 $ 57,265,000 $ 104,000 $ 66,000
Mercer 836 $ 104,010,000 $ 124,000 $ 76,000
Miami 5,145 $ 720,675,000 $ 140,000 $ 82,000
Monroe 302 $ 31,640,000 $ 104,000 $ 73,000
Montgomery 22,057 $ 2,844,155,000 $ 128,000 $ 81,000
Morgan 383 $ 38,795,000 $ 101,000 $ 71,000
Morrow 1,765 $ 223,515,000 $ 126,000 $ 74,000
Muskingum 3,289 $ 384,455,000 $ 116,000 $ 72,000
Noble 302 $ 36,930,000 $ 122,000 $ 69,000
Ottawa 2,098 $ 298,400,000 $ 142,000 $ 113,000
Paulding 613 $ 53,985,000 $ 88,000 $ 61,000
Perry 1,355 $ 168,035,000 $ 124,000 $ 75,000
Pickaway 2,997 $ 448,635,000 $ 149,000 $ 81,000
Pike 819 $ 90,975,000 $ 111,000 $ 70,000
Portage 8,166 $ 1,180,760,000 $ 144,000 $ 87,000
Preble 1,689 $ 184,365,000 $ 109,000 $ 68,000
Putnam 1,068 $ 120,950,000 $ 113,000 $ 75,000
Richland 4,496 $ 484,690,000 $ 107,000 $ 69,000
Ross 2,626 $ 324,110,000 $ 123,000 $ 75,000
Sandusky 1,685 $ 184,515,000 $ 109,000 $ 65,000
Scioto 2,274 $ 220,290,000 $ 96,000 $ 68,000
Seneca 1,589 $ 152,135,000 $ 95,000 $ 63,000
Shelby 1,657 $ 193,295,000 $ 116,000 $ 73,000
Stark 16,536 $ 2,073,200,000 $ 125,000 $ 80,000
Summit 27,474 $ 3,844,930,000 $ 139,000 $ 90,000
Trumbull 8,536 $ 796,090,000 $ 93,000 $ 65,000
Tuscarawas 2,636 $ 295,020,000 $ 111,000 $ 69,000
Union 3,654 $ 783,930,000 $ 214,000 $ 113,000
Van Wert 840 $ 76,450,000 $ 91,000 $ 60,000
Vinton 339 $ 36,455,000 $ 107,000 $ 68,000
Warren 14,560 $ 2,906,680,000 $ 199,000 $ 117,000
Washington 1,822 $ 213,590,000 $ 117,000 $ 71,000
Wayne 4,436 $ 561,300,000 $ 126,000 $ 76,000
Williams 1,532 $ 143,550,000 $ 93,000 $ 64,000
Wood 5,637 $ 805,895,000 $ 142,000 $ 88,000
Wyandot 740 $ 76,810,000 $ 103,000 $ 69,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Ohio.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio and search similar information back through 2003.

Download the Ohio Lender List