Ohio
Mortgage Loan Application
Totals and Details
in 2019

Find mortgage statistics and mortgage data for Ohio.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2019 in all of Ohio.
You can organize this information by metropolitan area and by county.

Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 576,326
Total Mortgage Loan Application Amount $94,809,410,000
Average Mortgage Loan Application Amount $164,000
Highest Mortgage Loan Application Amount $79,525,000
Average Applicant Income $95,000
Highest Applicant Income $9,900,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Ohio, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Ohio in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 255,262 $48,176,200,000 $188,000 $79,525,000 $92,000 $9,166,000
Refinancing 130,303 $24,118,735,000 $185,000 $67,005,000 $102,000 $9,900,000
Cash-out Refinancing 85,268 $14,364,190,000 $168,000 $50,005,000 $90,000 $5,442,000
Other Purpose 49,851 $4,178,325,000 $83,000 $46,005,000 $99,000 $8,521,000
Home Improvement 48,779 $3,239,925,000 $66,000 $41,125,000 $97,000 $6,673,000
Not Applicable 6,863 $732,035,000 $106,000 $915,000 $90,000 $636,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 414,462 $62,693,010,000 $151,000 $50,005,000 $95,000 $9,166,000
Not Provided 54,108 $8,948,740,000 $165,000 $10,725,000 $104,000 $9,900,000
Not applicable 49,474 $14,361,510,000 $290,000 $79,525,000 $85,000 $1,106,000
Black or African American 31,584 $4,121,330,000 $130,000 $1,995,000 $73,000 $2,364,000
Asian 11,684 $2,474,350,000 $211,000 $5,425,000 $116,000 $3,067,000
Hispanic 10,438 $1,441,930,000 $138,000 $1,505,000 $81,000 $3,056,000
American Indian or Alaskan Native 1,773 $221,815,000 $125,000 $1,005,000 $76,000 $1,405,000
Native Hawaiian or Other Pacific Islander 364 $53,320,000 $146,000 $1,435,000 $96,000 $1,239,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 432,618 $71,558,940,000 $165,000 $79,525,000 $103,000 $9,900,000
FHA-insured (Federal Housing Administration) 92,721 $13,616,435,000 $146,000 $54,095,000 $60,000 $5,968,000
VA-guaranteed (Veterans Administration) 43,117 $8,681,755,000 $201,000 $2,005,000 $73,000 $1,589,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7,870 $952,280,000 $121,000 $1,505,000 $49,000 $2,136,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 327,773 $57,169,685,000 $174,000 $79,525,000 $99,000 $8,521,000
Application Denied By Financial Institution 84,108 $9,964,100,000 $118,000 $64,335,000 $77,000 $9,900,000
Loan Purchased By The Institution 65,616 $11,193,800,000 $170,000 $16,475,000 $92,000 $2,482,000
Application Withdrawn By Applicant 65,378 $11,508,680,000 $176,000 $54,095,000 $97,000 $9,153,000
File Closed For Incompleteness 21,410 $3,107,360,000 $145,000 $3,255,000 $93,000 $4,548,000
Application Approved But Not Accepted 11,472 $1,786,620,000 $155,000 $26,085,000 $93,000 $2,113,000
Preapproval Approved but not Accepted 288 $43,240,000 $150,000 $475,000 $72,000 $580,000
Preapproval Denied by Financial Institution 281 $35,925,000 $127,000 $565,000 $56,000 $265,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 479,176 $82,452,640,000 $172,000 $79,525,000 $98,000 $9,153,000
Debt-To-Income Ratio 35,493 $5,201,285,000 $146,000 $38,505,000 $68,000 $2,771,000
Credit History 26,062 $2,213,070,000 $84,000 $4,205,000 $77,000 $9,900,000
Collateral 16,974 $2,009,380,000 $118,000 $8,605,000 $95,000 $4,026,000
Credit Application Incomplete 7,192 $1,065,730,000 $148,000 $6,495,000 $94,000 $6,500,000
Other 6,817 $1,237,135,000 $181,000 $64,335,000 $89,000 $6,997,000
Unverifiable Information 2,464 $268,770,000 $109,000 $3,395,000 $97,000 $1,572,000
Insufficient Cash (Downpayment, Closing Cost) 1,243 $239,315,000 $192,000 $45,005,000 $76,000 $548,000
Employment History 885 $119,215,000 $134,000 $1,345,000 $61,000 $2,280,000
Mortgage Insurance Denied 20 $2,870,000 $143,000 $325,000 $71,000 $199,000
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Mortgage Loan Application Totals in 2019 by Ohio Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
AKRON, OH 37,298 $ 5,721,120,000 $ 153,000 $ 94,000
CANTON-MASSILLON, OH 19,170 $ 2,602,000,000 $ 135,000 $ 83,000
CINCINNATI, OH-KY-IN 94,580 $ 17,868,370,000 $ 188,000 $ 107,000
CLEVELAND-ELYRIA, OH 106,720 $ 17,350,020,000 $ 162,000 $ 99,000
COLUMBUS, OH 127,789 $ 26,361,565,000 $ 206,000 $ 107,000
DAYTON-SPRINGFIELD-KETTERING, OH 39,119 $ 5,828,965,000 $ 149,000 $ 88,000
LIMA, OH 4,282 $ 497,750,000 $ 116,000 $ 76,000
MANSFIELD, OH 4,665 $ 551,315,000 $ 118,000 $ 75,000
SPRINGFIELD, OH 5,869 $ 698,265,000 $ 118,000 $ 75,000
TOLEDO, OH 27,568 $ 4,142,920,000 $ 150,000 $ 89,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 18,462 $ 1,990,170,000 $ 107,000 $ 75,000
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Mortgage Loan Application Totals in 2019 by Ohio County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 804 $ 83,910,000 $ 104,000 $ 67,000
Allen 4,287 $ 497,935,000 $ 116,000 $ 76,000
Ashland 2,164 $ 267,190,000 $ 123,000 $ 72,000
Ashtabula 4,056 $ 447,010,000 $ 110,000 $ 69,000
Athens 1,035 $ 143,325,000 $ 138,000 $ 79,000
Auglaize 1,878 $ 225,930,000 $ 120,000 $ 75,000
Belmont 2,151 $ 267,875,000 $ 124,000 $ 85,000
Brown 2,148 $ 276,580,000 $ 128,000 $ 80,000
Butler 20,409 $ 3,640,535,000 $ 178,000 $ 95,000
Carroll 1,346 $ 168,190,000 $ 124,000 $ 79,000
Champaign 1,713 $ 222,935,000 $ 130,000 $ 72,000
Clark 5,871 $ 698,315,000 $ 118,000 $ 75,000
Clermont 13,176 $ 2,217,320,000 $ 168,000 $ 94,000
Clinton 1,843 $ 243,925,000 $ 132,000 $ 74,000
Columbiana 4,024 $ 429,670,000 $ 106,000 $ 73,000
Coshocton 1,105 $ 116,355,000 $ 105,000 $ 67,000
Crawford 1,218 $ 117,430,000 $ 96,000 $ 62,000
Cuyahoga 58,025 $ 9,451,875,000 $ 162,000 $ 103,000
Darke 1,845 $ 216,605,000 $ 117,000 $ 71,000
Defiance 1,487 $ 171,985,000 $ 115,000 $ 74,000
Delaware 17,625 $ 4,674,855,000 $ 265,000 $ 142,000
Erie 3,121 $ 431,265,000 $ 138,000 $ 97,000
Fairfield 10,489 $ 1,945,525,000 $ 185,000 $ 96,000
Fayette 1,333 $ 180,065,000 $ 135,000 $ 72,000
Franklin 72,812 $ 14,991,270,000 $ 205,000 $ 105,000
Fulton 1,865 $ 233,365,000 $ 125,000 $ 75,000
Gallia 856 $ 99,000,000 $ 115,000 $ 75,000
Geauga 5,935 $ 1,155,615,000 $ 194,000 $ 118,000
Greene 8,831 $ 1,542,655,000 $ 174,000 $ 100,000
Guernsey 1,440 $ 163,300,000 $ 113,000 $ 72,000
Hamilton 41,277 $ 7,901,095,000 $ 191,000 $ 112,000
Hancock 3,735 $ 563,705,000 $ 150,000 $ 87,000
Hardin 892 $ 93,340,000 $ 104,000 $ 70,000
Harrison 477 $ 50,555,000 $ 105,000 $ 75,000
Henry 1,072 $ 123,550,000 $ 115,000 $ 72,000
Highland 1,708 $ 194,920,000 $ 114,000 $ 65,000
Hocking 1,232 $ 180,470,000 $ 146,000 $ 88,000
Holmes 737 $ 111,785,000 $ 151,000 $ 83,000
Huron 1,931 $ 223,485,000 $ 115,000 $ 71,000
Jackson 1,150 $ 131,490,000 $ 114,000 $ 71,000
Jefferson 2,376 $ 231,830,000 $ 97,000 $ 71,000
Knox 3,067 $ 537,215,000 $ 175,000 $ 85,000
Lake 13,432 $ 2,003,270,000 $ 149,000 $ 87,000
Lawrence 2,190 $ 251,860,000 $ 115,000 $ 78,000
Licking 11,721 $ 2,011,625,000 $ 171,000 $ 90,000
Logan 2,325 $ 303,955,000 $ 130,000 $ 86,000
Lorain 17,389 $ 2,684,565,000 $ 154,000 $ 90,000
Lucas 17,279 $ 2,543,895,000 $ 147,000 $ 86,000
Madison 2,452 $ 420,540,000 $ 171,000 $ 91,000
Mahoning 9,918 $ 1,144,370,000 $ 115,000 $ 82,000
Marion 2,610 $ 288,270,000 $ 110,000 $ 72,000
Medina 11,983 $ 2,073,805,000 $ 173,000 $ 101,000
Meigs 559 $ 59,585,000 $ 106,000 $ 67,000
Mercer 999 $ 128,805,000 $ 128,000 $ 76,000
Miami 5,849 $ 928,775,000 $ 158,000 $ 85,000
Monroe 366 $ 39,510,000 $ 107,000 $ 85,000
Montgomery 24,451 $ 3,412,615,000 $ 139,000 $ 85,000
Morgan 385 $ 41,925,000 $ 108,000 $ 74,000
Morrow 1,923 $ 274,275,000 $ 142,000 $ 81,000
Muskingum 3,826 $ 481,120,000 $ 125,000 $ 71,000
Noble 304 $ 40,410,000 $ 132,000 $ 80,000
Ottawa 2,275 $ 366,825,000 $ 161,000 $ 116,000
Paulding 606 $ 59,530,000 $ 98,000 $ 62,000
Perry 1,506 $ 204,700,000 $ 135,000 $ 81,000
Pickaway 3,538 $ 587,180,000 $ 165,000 $ 86,000
Pike 811 $ 101,675,000 $ 125,000 $ 71,000
Portage 8,773 $ 1,369,725,000 $ 156,000 $ 92,000
Preble 1,768 $ 211,870,000 $ 119,000 $ 73,000
Putnam 1,182 $ 159,910,000 $ 135,000 $ 86,000
Richland 4,667 $ 554,835,000 $ 118,000 $ 75,000
Ross 2,841 $ 378,905,000 $ 133,000 $ 76,000
Sandusky 1,678 $ 183,220,000 $ 109,000 $ 74,000
Scioto 2,397 $ 256,025,000 $ 106,000 $ 76,000
Seneca 1,587 $ 163,375,000 $ 102,000 $ 67,000
Shelby 1,968 $ 244,890,000 $ 124,000 $ 73,000
Stark 17,829 $ 2,435,975,000 $ 136,000 $ 84,000
Summit 28,549 $ 4,352,435,000 $ 152,000 $ 94,000
Trumbull 8,550 $ 846,040,000 $ 98,000 $ 68,000
Tuscarawas 2,842 $ 360,200,000 $ 126,000 $ 74,000
Union 4,593 $ 1,086,665,000 $ 236,000 $ 123,000
Van Wert 893 $ 87,525,000 $ 98,000 $ 64,000
Vinton 355 $ 38,205,000 $ 107,000 $ 72,000
Warren 17,599 $ 3,838,475,000 $ 218,000 $ 120,000
Washington 1,965 $ 253,675,000 $ 129,000 $ 78,000
Wayne 4,453 $ 599,235,000 $ 134,000 $ 77,000
Williams 1,565 $ 151,935,000 $ 97,000 $ 62,000
Wood 6,272 $ 1,036,760,000 $ 165,000 $ 91,000
Wyandot 757 $ 81,195,000 $ 107,000 $ 73,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Ohio.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio and search similar information back through 2003.

Download the Ohio Lender List