AllMortgageDetail - Mortgage Application Details

Ohio
Mortgage Loan Application
Totals and Details
in 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 389,367
Total Mortgage Loan Application Amount $53,989,714,000
Average Mortgage Loan Application Amount $138,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $73,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Ohio in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 187,205 $28,829,819,000 $154,000 $44,055,000 $73,000 $9,999,000
Refinancing 172,025 $23,340,677,000 $135,000 $99,999,000 $74,000 $9,999,000
Home Improvement 30,137 $1,819,218,000 $60,000 $93,433,000 $69,000 $4,072,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 281,539 $36,709,491,000 $130,000 $6,000,000 $79,000 $9,999,000
Not Provided 36,517 $4,968,822,000 $136,000 $3,800,000 $89,000 $6,413,000
Not applicable 35,745 $8,039,508,000 $224,000 $99,999,000 $10,000 $4,155,000
Black or African American 21,263 $2,152,425,000 $101,000 $1,750,000 $58,000 $5,607,000
Hispanic 6,469 $739,825,000 $114,000 $2,450,000 $67,000 $3,100,000
Asian 6,083 $1,158,614,000 $190,000 $4,029,000 $107,000 $2,811,000
American Indian or Alaskan Native 1,260 $156,565,000 $124,000 $1,350,000 $112,000 $6,812,000
Native Hawaiin or Other Pacific Islander 491 $64,464,000 $131,000 $702,000 $86,000 $2,000,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 275,247 $39,518,268,000 $143,000 $99,999,000 $85,000 $9,999,000
FHA-insured (Federal Housing Administration) 78,100 $9,253,322,000 $118,000 $29,360,000 $41,000 $1,800,000
VA-guaranteed (Veterans Administration) 25,909 $4,121,762,000 $159,000 $1,500,000 $56,000 $1,800,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10,111 $1,096,362,000 $108,000 $6,000,000 $32,000 $914,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 201,952 $29,986,097,000 $148,000 $93,433,000 $85,000 $9,999,000
Application Denied By Financial Institution 77,974 $8,403,861,000 $107,000 $32,000,000 $65,000 $9,800,000
Loan Purchased By The Institution 55,595 $7,481,717,000 $134,000 $9,979,000 $33,000 $2,386,000
Application Withdrawn By Applicant 29,610 $4,949,570,000 $167,000 $99,999,000 $80,000 $9,999,000
Application Approved But Not Accepted 13,421 $1,786,035,000 $133,000 $11,220,000 $81,000 $2,870,000
File Closed For Incompleteness 10,812 $1,382,348,000 $127,000 $1,697,000 $82,000 $6,056,000
Preapproval Denied by Financial Institution 3 $86,000 $28,000 $50,000 $37,000 $54,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 21,620 $1,630,178,000 $75,000 $2,800,000 $59,000 $3,425,000
Collateral 13,337 $1,608,851,000 $120,000 $2,800,000 $82,000 $4,338,000
Debt-To-Income Ratio 12,834 $1,541,441,000 $120,000 $32,000,000 $51,000 $6,000,000
Credit Application Incomplete 8,703 $1,092,890,000 $125,000 $4,029,000 $79,000 $2,386,000
Other 4,160 $456,599,000 $109,000 $10,100,000 $75,000 $9,800,000
Insufficient Cash (Downpayment, Closing Cost) 1,708 $197,722,000 $115,000 $1,413,000 $69,000 $2,064,000
Unverifiable Information 1,132 $122,984,000 $108,000 $1,374,000 $71,000 $2,000,000
Employment History 669 $75,547,000 $112,000 $825,000 $55,000 $632,000
Mortgage Insurance Denied 40 $5,111,000 $127,000 $394,000 $80,000 $200,000

Mortgage Loan Application Totals in 2014 by Ohio Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
AKRON, OH 24,372 $ 3,360,390,000 $ 137,000 $ 74,000
CANTON-MASSILLON, OH 13,393 $ 1,562,644,000 $ 116,000 $ 64,000
CINCINNATI, OH-KY-IN 61,935 $ 9,900,850,000 $ 159,000 $ 81,000
CLEVELAND-ELYRIA, OH 70,772 $ 10,353,953,000 $ 146,000 $ 77,000
COLUMBUS, OH 79,577 $ 13,606,127,000 $ 170,000 $ 79,000
DAYTON, OH 28,456 $ 3,544,234,000 $ 124,000 $ 68,000
LIMA, OH 2,784 $ 280,872,000 $ 100,000 $ 64,000
MANSFIELD, OH 3,399 $ 337,460,000 $ 99,000 $ 62,000
SPRINGFIELD, OH 4,498 $ 442,934,000 $ 98,000 $ 57,000
TOLEDO, OH 18,151 $ 2,183,354,000 $ 120,000 $ 70,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 12,979 $ 1,213,508,000 $ 93,000 $ 60,000

Mortgage Loan Application Totals in 2014 by Ohio County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 510 $ 45,823,000 $ 89,000 $ 53,000
Allen 2,786 $ 281,040,000 $ 100,000 $ 64,000
Ashland 1,585 $ 163,903,000 $ 103,000 $ 61,000
Ashtabula 3,213 $ 301,504,000 $ 93,000 $ 61,000
Athens 719 $ 89,120,000 $ 123,000 $ 77,000
Auglaize 1,206 $ 129,388,000 $ 107,000 $ 60,000
Belmont 1,930 $ 199,428,000 $ 103,000 $ 63,000
Brown 1,425 $ 152,624,000 $ 107,000 $ 60,000
Butler 13,596 $ 2,015,015,000 $ 148,000 $ 73,000
Carroll 855 $ 94,933,000 $ 111,000 $ 62,000
Champaign 1,296 $ 140,728,000 $ 108,000 $ 59,000
Clark 4,498 $ 442,934,000 $ 98,000 $ 57,000
Clermont 8,268 $ 1,239,133,000 $ 149,000 $ 73,000
Clinton 1,359 $ 151,191,000 $ 111,000 $ 65,000
Columbiana 2,967 $ 277,174,000 $ 93,000 $ 60,000
Coshocton 683 $ 65,087,000 $ 95,000 $ 52,000
Crawford 850 $ 68,328,000 $ 80,000 $ 48,000
Cuyahoga 39,227 $ 5,594,589,000 $ 142,000 $ 78,000
Darke 1,440 $ 145,313,000 $ 100,000 $ 66,000
Defiance 987 $ 94,814,000 $ 96,000 $ 59,000
Delaware 10,163 $ 2,409,789,000 $ 237,000 $ 106,000
Erie 2,458 $ 286,510,000 $ 116,000 $ 75,000
Fairfield 6,439 $ 985,727,000 $ 153,000 $ 71,000
Fayette 755 $ 75,464,000 $ 99,000 $ 65,000
Franklin 46,252 $ 7,840,032,000 $ 169,000 $ 78,000
Fulton 1,344 $ 149,052,000 $ 110,000 $ 67,000
Gallia 688 $ 66,589,000 $ 96,000 $ 63,000
Geauga 3,634 $ 686,524,000 $ 188,000 $ 99,000
Greene 6,128 $ 892,238,000 $ 145,000 $ 79,000
Guernsey 955 $ 88,970,000 $ 93,000 $ 52,000
Hamilton 28,188 $ 4,532,680,000 $ 160,000 $ 84,000
Hancock 2,309 $ 290,035,000 $ 125,000 $ 68,000
Hardin 630 $ 57,370,000 $ 91,000 $ 50,000
Harrison 325 $ 24,591,000 $ 75,000 $ 60,000
Henry 666 $ 64,517,000 $ 96,000 $ 80,000
Highland 1,006 $ 97,934,000 $ 97,000 $ 63,000
Hocking 898 $ 94,527,000 $ 105,000 $ 60,000
Holmes 556 $ 72,001,000 $ 129,000 $ 79,000
Huron 1,632 $ 170,262,000 $ 104,000 $ 55,000
Jackson 703 $ 66,845,000 $ 95,000 $ 57,000
Jefferson 1,840 $ 147,276,000 $ 80,000 $ 59,000
Knox 2,008 $ 243,654,000 $ 121,000 $ 69,000
Lake 8,787 $ 1,221,167,000 $ 138,000 $ 70,000
Lawrence 1,974 $ 197,945,000 $ 100,000 $ 60,000
Licking 7,370 $ 1,038,244,000 $ 140,000 $ 68,000
Logan 1,591 $ 184,477,000 $ 115,000 $ 74,000
Lorain 11,445 $ 1,591,219,000 $ 139,000 $ 70,000
Lucas 12,719 $ 1,453,432,000 $ 114,000 $ 68,000
Madison 1,421 $ 201,327,000 $ 141,000 $ 70,000
Mahoning 7,055 $ 702,730,000 $ 99,000 $ 63,000
Marion 1,663 $ 158,458,000 $ 95,000 $ 51,000
Medina 7,826 $ 1,276,573,000 $ 163,000 $ 80,000
Meigs 309 $ 28,695,000 $ 92,000 $ 54,000
Mercer 729 $ 91,801,000 $ 125,000 $ 75,000
Miami 4,137 $ 533,107,000 $ 128,000 $ 64,000
Monroe 235 $ 22,564,000 $ 96,000 $ 68,000
Montgomery 18,240 $ 2,126,659,000 $ 116,000 $ 65,000
Morgan 296 $ 26,717,000 $ 90,000 $ 54,000
Morrow 1,323 $ 147,578,000 $ 111,000 $ 62,000
Muskingum 2,367 $ 247,377,000 $ 104,000 $ 57,000
Noble 185 $ 19,992,000 $ 108,000 $ 59,000
Ottawa 1,698 $ 241,731,000 $ 142,000 $ 96,000
Paulding 428 $ 34,453,000 $ 80,000 $ 56,000
Perry 1,076 $ 119,187,000 $ 110,000 $ 60,000
Pickaway 2,271 $ 306,904,000 $ 135,000 $ 64,000
Pike 579 $ 58,656,000 $ 101,000 $ 55,000
Portage 5,600 $ 756,628,000 $ 135,000 $ 74,000
Preble 1,477 $ 152,507,000 $ 103,000 $ 58,000
Putnam 708 $ 76,565,000 $ 108,000 $ 71,000
Richland 3,415 $ 338,815,000 $ 99,000 $ 62,000
Ross 2,230 $ 240,600,000 $ 107,000 $ 65,000
Sandusky 1,486 $ 143,272,000 $ 96,000 $ 58,000
Scioto 1,852 $ 167,451,000 $ 90,000 $ 60,000
Seneca 1,254 $ 110,376,000 $ 88,000 $ 53,000
Shelby 1,482 $ 160,093,000 $ 108,000 $ 59,000
Stark 12,546 $ 1,468,973,000 $ 117,000 $ 64,000
Summit 18,858 $ 2,613,215,000 $ 138,000 $ 74,000
Trumbull 5,935 $ 511,251,000 $ 86,000 $ 55,000
Tuscarawas 2,071 $ 223,554,000 $ 107,000 $ 54,000
Union 2,572 $ 485,736,000 $ 188,000 $ 91,000
Van Wert 748 $ 61,337,000 $ 82,000 $ 55,000
Vinton 218 $ 17,335,000 $ 79,000 $ 53,000
Warren 10,655 $ 1,981,381,000 $ 185,000 $ 93,000
Washington 1,448 $ 160,358,000 $ 110,000 $ 70,000
Wayne 3,282 $ 384,251,000 $ 117,000 $ 66,000
Williams 1,048 $ 88,289,000 $ 84,000 $ 52,000
Wood 4,215 $ 592,600,000 $ 140,000 $ 76,000
Wyandot 598 $ 56,435,000 $ 94,000 $ 60,000