Osage County, KS Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 561 mortgage applications in Osage County, KS totaling $54.7 million, down 3% from 2014. The average application was for $97,000, and applicants reported an average income of $62,000. 58% of applications resulted in an originated loan and 19% were denied. The most active lender was Landmark National Bank, with 36 applications, followed by Wells Fargo Bank NA and The Lyndon State Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 561
Total Mortgage Loan Application Amount $54,749,000
Average Mortgage Loan Application Amount $97,000
Highest Mortgage Loan Application Amount $408,000
Average Applicant Income $62,000
Highest Applicant Income $349,000

Mortgage Company List for Lending in Osage County, KS for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 861,430,000 36 $ 3,741,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 29 $ 3,180,000
The Lyndon State Bank
817 TOPEKA AVE
LYNDON, KS 66451
* $ 77,389,000 27 $ 2,823,000
Envista Federal Credit Union
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 265,171,000 26 $ 2,302,000
Flint Hills Bank
103 1/2 N MAIN
ESKRIDGE, KS 66423
* $ 123,536,000 23 $ 1,765,000
The First Security Bank
312 MAPLE STREET
OVERBROOK, KS 66524
* $ 54,019,000 21 $ 1,373,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 18 $ 1,527,000
Mid America Bank
802 AMES STREET
BALDWIN CITY, KS 66006
* $ 100,616,000 16 $ 1,572,000
The Citizens State Bank
410 E MAIN ST, PO BOX 102
GRIDLEY, KS 66852
* $ 181,100,000 15 $ 670,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 12 $ 1,539,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 12 $ 1,330,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 12 $ 1,464,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 11 $ 860,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 9 $ 1,139,000
Corefirst Bank & Trust
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ 935,609,000 9 $ 949,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 9 $ 1,204,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 8 $ 974,000
Educational Credit Union
2808 SW ARROWHEAD RD
TOPEKA, KS 66614
* $ 191,023,000 7 $ 313,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 7 $ 731,000
Kaw Valley Bank
1110 N KANSAS AVENUE, PO BOX 8009
TOPEKA, KS 66608
* $ 350,759,000 7 $ 299,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,070,573,000 7 $ 851,000
Kansas State Bank
BOX 325
OVERBROOK, KS 66524
* $ 54,360,000 6 $ 407,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 6 $ 502,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 727,505,000 6 $ 542,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 6 $ 972,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 6 $ 454,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 546,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 5 $ 241,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 396,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 5 $ 524,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 5 $ 685,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 5 $ 542,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 5 $ 596,000
BNC National Bank

BISMARCK, ND 58501
* $ 933,532,000 4 $ 504,000
Visionbank
3031 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 103,591,000 4 $ 620,000
First National Bank of Kansas
600 N 4TH STREET
BURLINGTON, KS 66839
* $ 71,239,000 4 $ 123,000
Denison State Bank
421 NEW YORK AVENUE
HOLTON, KS 66436
* $ 300,066,000 4 $ 291,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 4 $ 75,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 4 $ 409,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 1,988,059,000 3 $ 278,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 3 $ 133,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 3 $ 415,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 3 $ 296,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 3 $ 331,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 3 $ 175,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 3 $ 252,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 3 $ 284,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 254,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 316,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 322,000
Capital City Bank
3710 SW TOPEKA BLVD
TOPEKA, KS 66609
* $ 410,623,000 3 $ 156,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 351,000
The Stockgrowers State Bank
304 MISSOURI, PO BOX 217
ALMA, KS 66401
* $ 79,951,000 3 $ 572,000
American Lending Solutions LLC
N4365 STATE HWY 73
COLUMBUS, WI 53925
* $ 10,861,469,000 3 $ 281,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 424,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 3 $ 285,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 78,000
Azura Credit Union
610 SW 10TH AVENUE
TOPEKA, KS 66612
* $ 261,037,000 3 $ 62,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 692,541,000 2 $ 173,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,622,355,000 2 $ 197,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 2 $ 296,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 145,480,000 2 $ 166,000
Nbh Bank, N.A.
1111 MAIN, SUITE 2700
KANSAS CITY, MO 64105
* $ 4,800,524,000 2 $ 186,000
Fidelity State Bank and Trust Company
P, O. BOX 1737
TOPEKA, KS 66601
* $ 102,543,000 2 $ 41,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 179,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 2 $ 291,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 2 $ 251,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 890,389,000 2 $ 269,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 2 $ 308,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 17,212,558,000 2 $ 166,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 2 $ 167,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,508,574,000 2 $ 399,000
The Farmers State Bank
209 MONTANA AVENUE, PO BOX 465
HOLTON, KS 66436
* $ 54,827,000 2 $ 283,000
Quantum Credit Union
6300 W 21ST ST N
WICHITA, KS 67205
* $ 69,475,000 2 $ 213,000
Community National Bank & Trust
14 N LINCOLN
CHANUTE, KS 66720
* $ 890,871,000 1 $ 111,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,951,538,000 1 $ 320,000
Arvest Bank

TULSA, OK 74103
* $ 14,944,176,000 1 $ 6,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 1 $ 25,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 4,950,396,000 1 $ 20,000
Silver Lake Bank
201 NW US HWY 24 P O BOX 8330
TOPEKA, KS 66608
* $ 239,445,000 1 $ 45,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 15,892,596,000 1 $ 160,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 170,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 327,000
Celebrity Home Loans, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ 1,341,000 1 $ 198,000
Sm Federal Credit Union
PO BOX 498
MISSION, KS 66201
* $ 60,390,000 1 $ 65,000
First Bank of Newton
128 E BROADWAY
NEWTON, KS 67114
* $ 169,614,000 1 $ 65,000
Esb Financial
801 MERCHANT
EMPORIA, KS 66801
* $ 194,195,000 1 $ 184,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 1 $ 138,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ 10,000,000 1 $ 85,000
Alliance Bank
3001 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 97,436,000 1 $ 40,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 161,483,000 1 $ 114,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 1 $ 115,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 627,629,000 1 $ 20,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 88,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 54,000
Union State Bank of Everest
PO BOX 105
EVEREST, KS 66424
* $ 259,167,000 1 $ 40,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 1 $ 169,000
Meritrust Federal Credit Union
8710 E 32ND ST NORTH
WICHITA, KS 67202
* $ 950,214,000 1 $ 123,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,071,910,000 1 $ 52,000
Baldwin State Bank
PO BOX 46
BALDWIN CITY, KS 66006
* $ 68,411,000 1 $ 30,000
Community Bank
5431 SW 29TH ST
TOPEKA, KS 66614
* $ 83,166,000 1 $ 200,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,727,490,000 1 $ 100,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 76,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 233,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 94,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ 20,474,937,000 1 $ 76,000
Gnbank, National Association
100 E FOREST (PO BOX 67)
GIRARD, KS 66743
* $ 583,337,000 1 $ 150,000
Equity Bank
7701 E KELLOGG STE 100
WICHITA, KS 67207
* $ 1,178,230,000 1 $ 74,000

The tables below break down 2015 mortgage applications in Osage County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Osage County, KS in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 269 $29,792,000 $110,000 $408,000 $64,000 $309,000
Home Purchase 245 $22,963,000 $93,000 $266,000 $58,000 $349,000
Home Improvement 47 $1,994,000 $42,000 $260,000 $68,000 $190,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 461 $45,087,000 $97,000 $327,000 $67,000 $349,000
Not applicable 47 $4,240,000 $90,000 $408,000 $5,000 $75,000
Not Provided 40 $4,018,000 $100,000 $296,000 $75,000 $175,000
Hispanic 8 $583,000 $72,000 $128,000 $53,000 $100,000
American Indian or Alaskan Native 2 $310,000 $155,000 $186,000 $27,000 $55,000
Black or African American 2 $383,000 $191,000 $296,000 $87,000 $96,000
Native Hawaiian or Other Pacific Islander 1 $128,000 $128,000 $128,000 $56,000 $56,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 377 $33,691,000 $89,000 $408,000 $70,000 $349,000
FHA-insured (Federal Housing Administration) 99 $9,898,000 $99,000 $228,000 $40,000 $141,000
VA-guaranteed (Veterans Administration) 66 $9,043,000 $137,000 $327,000 $52,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,117,000 $111,000 $266,000 $41,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 323 $31,081,000 $96,000 $408,000 $68,000 $349,000
Application Denied By Financial Institution 104 $10,130,000 $97,000 $296,000 $59,000 $199,000
Loan Purchased By The Institution 57 $5,452,000 $95,000 $239,000 $21,000 $95,000
Application Withdrawn By Applicant 36 $3,963,000 $110,000 $296,000 $70,000 $155,000
Application Approved But Not Accepted 23 $2,179,000 $94,000 $227,000 $79,000 $275,000
File Closed For Incompleteness 18 $1,944,000 $108,000 $320,000 $62,000 $250,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28 $2,332,000 $83,000 $296,000 $65,000 $175,000
Collateral 17 $1,793,000 $105,000 $223,000 $71,000 $155,000
Debt-To-Income Ratio 13 $1,003,000 $77,000 $212,000 $45,000 $143,000
Credit Application Incomplete 4 $477,000 $119,000 $141,000 $63,000 $87,000
Other 2 $300,000 $150,000 $162,000 $33,000 $66,000
Unverifiable Information 1 $72,000 $72,000 $72,000 $92,000 $92,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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