Corefirst Bank & Trust Mortgage Lending & HMDA Data, 2015
In 2015, Corefirst Bank & Trust of Topeka, KS reported 339 mortgage applications totaling $56.1 million, down 11% from 2014. The average application was for $165,442, and applicants reported an average income of $71,000. 37% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Topeka, KS (145), Kansas City, MO-KS (16) and Boulder, CO (3) (applications in parentheses).
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 339 |
| Total Mortgage Loan Application Amount | $56,085,000 |
| Average Mortgage Loan Application Amount | $165,442 |
| Highest Mortgage Loan Application Amount | $9,500,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $560,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Corefirst Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 212 | $37,626,000 | $177,000 | $9,500,000 | $68,000 | $560,000 |
| Refinancing | 107 | $15,459,000 | $144,000 | $2,748,000 | $79,000 | $228,000 |
| Home Improvement | 20 | $3,000,000 | $150,000 | $1,500,000 | $60,000 | $135,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 242 | $29,986,000 | $123,000 | $1,500,000 | $75,000 | $386,000 |
| Not Provided | 40 | $5,916,000 | $147,000 | $810,000 | $98,000 | $560,000 |
| Hispanic | 37 | $3,023,000 | $81,000 | $335,000 | $43,000 | $93,000 |
| Not applicable | 13 | $16,525,000 | $1,271,000 | $9,500,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $238,000 | $79,000 | $112,000 | $51,000 | $85,000 |
| Asian | 2 | $108,000 | $54,000 | $70,000 | $50,000 | $85,000 |
| Black or African American | 1 | $90,000 | $90,000 | $90,000 | $96,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $199,000 | $199,000 | $199,000 | $95,000 | $95,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 339 | $56,085,000 | $165,000 | $9,500,000 | $71,000 | $560,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 125 | $29,841,000 | $238,000 | $9,500,000 | $77,000 | $352,000 |
| Preapproval Denied by Financial Institution | 73 | $7,925,000 | $108,000 | $810,000 | $56,000 | $360,000 |
| Application Denied By Financial Institution | 60 | $7,730,000 | $128,000 | $1,500,000 | $64,000 | $224,000 |
| Preapproval Approved but not Accepted | 52 | $7,005,000 | $134,000 | $417,000 | $80,000 | $560,000 |
| Application Approved But Not Accepted | 29 | $3,584,000 | $123,000 | $417,000 | $77,000 | $159,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 74 | $7,578,000 | $102,000 | $355,000 | $66,000 | $360,000 |
| Debt-To-Income Ratio | 41 | $4,213,000 | $102,000 | $275,000 | $47,000 | $198,000 |
| Employment History | 9 | $2,201,000 | $244,000 | $1,500,000 | $32,000 | $135,000 |
| Collateral | 7 | $1,176,000 | $168,000 | $810,000 | $81,000 | $279,000 |
| Credit Application Incomplete | 1 | $70,000 | $70,000 | $70,000 | $63,000 | $63,000 |
| Unverifiable Information | 1 | $417,000 | $417,000 | $417,000 | $224,000 | $224,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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