Corefirst Bank & Trust Mortgage Lending & HMDA Data, 2014
In 2014, Corefirst Bank & Trust of Topeka, KS reported 381 mortgage applications totaling $68.1 million, down 23% from 2013. The average application was for $178,811, and applicants reported an average income of $59,624. 39% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Topeka, KS (143), Kansas City, MO-KS (33) and Denver-Aurora-Lakewood, CO (3) (applications in parentheses).
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 381 |
| Total Mortgage Loan Application Amount | $68,127,000 |
| Average Mortgage Loan Application Amount | $178,811 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $59,624 |
| Highest Applicant Income | $545,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Corefirst Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 275 | $49,913,000 | $181,000 | $15,000,000 | $57,000 | $545,000 |
| Refinancing | 91 | $15,842,000 | $174,000 | $3,500,000 | $67,000 | $305,000 |
| Home Improvement | 15 | $2,372,000 | $158,000 | $496,000 | $63,000 | $214,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 235 | $25,280,000 | $107,000 | $500,000 | $65,000 | $389,000 |
| Hispanic | 60 | $4,102,000 | $68,000 | $185,000 | $44,000 | $125,000 |
| Not Provided | 40 | $4,338,000 | $108,000 | $830,000 | $82,000 | $545,000 |
| Not applicable | 27 | $32,177,000 | $1,191,000 | $15,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,182,000 | $147,000 | $220,000 | $99,000 | $250,000 |
| Asian | 5 | $619,000 | $123,000 | $225,000 | $72,000 | $80,000 |
| Black or African American | 4 | $223,000 | $55,000 | $66,000 | $48,000 | $62,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $206,000 | $103,000 | $142,000 | $41,000 | $42,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 381 | $68,127,000 | $178,000 | $15,000,000 | $59,000 | $545,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 148 | $45,017,000 | $304,000 | $15,000,000 | $58,000 | $250,000 |
| Preapproval Denied by Financial Institution | 101 | $8,783,000 | $86,000 | $290,000 | $47,000 | $389,000 |
| Preapproval Approved but not Accepted | 56 | $6,182,000 | $110,000 | $290,000 | $66,000 | $250,000 |
| Application Denied By Financial Institution | 39 | $4,941,000 | $126,000 | $830,000 | $65,000 | $305,000 |
| Application Approved But Not Accepted | 30 | $2,720,000 | $90,000 | $300,000 | $93,000 | $545,000 |
| Application Withdrawn By Applicant | 7 | $484,000 | $69,000 | $131,000 | $35,000 | $147,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 96 | $8,768,000 | $91,000 | $290,000 | $55,000 | $389,000 |
| Debt-To-Income Ratio | 33 | $3,272,000 | $99,000 | $500,000 | $38,000 | $305,000 |
| Employment History | 5 | $399,000 | $79,000 | $114,000 | $51,000 | $85,000 |
| Other | 2 | $892,000 | $446,000 | $830,000 | $166,000 | $300,000 |
| Unverifiable Information | 2 | $85,000 | $42,000 | $50,000 | $54,000 | $68,000 |
| Collateral | 1 | $225,000 | $225,000 | $225,000 | $78,000 | $78,000 |
| Mortgage Insurance Denied | 1 | $83,000 | $83,000 | $83,000 | $26,000 | $26,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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