Corefirst Bank & Trust Mortgage Lending & HMDA Data, 2011
In 2011, Corefirst Bank & Trust of Topeka, KS reported 528 mortgage applications totaling $72.1 million, down 17% from 2010. The average application was for $136,590, and applicants reported an average income of $74,159. 48% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Topeka, KS (253), Kansas City, MO-KS (28) and Denver-Aurora-Broomfield, CO (25) (applications in parentheses).
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 528 |
| Total Mortgage Loan Application Amount | $72,120,000 |
| Average Mortgage Loan Application Amount | $136,590 |
| Highest Mortgage Loan Application Amount | $4,913,000 |
| Average Applicant Income | $74,159 |
| Highest Applicant Income | $567,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Corefirst Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 260 | $32,481,000 | $124,000 | $822,000 | $82,000 | $480,000 |
| Home Purchase | 231 | $31,223,000 | $135,000 | $3,780,000 | $66,000 | $567,000 |
| Home Improvement | 37 | $8,416,000 | $227,000 | $4,913,000 | $70,000 | $235,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 393 | $46,713,000 | $118,000 | $822,000 | $75,000 | $567,000 |
| Not Provided | 66 | $8,058,000 | $122,000 | $417,000 | $95,000 | $480,000 |
| Hispanic | 31 | $2,661,000 | $85,000 | $250,000 | $44,000 | $119,000 |
| Asian | 11 | $2,319,000 | $210,000 | $380,000 | $97,000 | $360,000 |
| Black or African American | 11 | $1,228,000 | $111,000 | $293,000 | $65,000 | $168,000 |
| Not applicable | 11 | $10,724,000 | $974,000 | $4,913,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $417,000 | $83,000 | $133,000 | $39,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 528 | $72,120,000 | $136,000 | $4,913,000 | $74,000 | $567,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 255 | $40,559,000 | $159,000 | $4,913,000 | $84,000 | $480,000 |
| Preapproval Denied by Financial Institution | 83 | $7,652,000 | $92,000 | $270,000 | $47,000 | $163,000 |
| Application Approved But Not Accepted | 67 | $9,074,000 | $135,000 | $398,000 | $87,000 | $567,000 |
| Application Denied By Financial Institution | 65 | $7,021,000 | $108,000 | $370,000 | $56,000 | $291,000 |
| Preapproval Approved but not Accepted | 52 | $7,198,000 | $138,000 | $417,000 | $80,000 | $505,000 |
| Application Withdrawn By Applicant | 6 | $616,000 | $102,000 | $164,000 | $44,000 | $62,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 87 | $8,344,000 | $95,000 | $270,000 | $58,000 | $291,000 |
| Debt-To-Income Ratio | 37 | $3,483,000 | $94,000 | $370,000 | $35,000 | $111,000 |
| Employment History | 11 | $1,015,000 | $92,000 | $260,000 | $32,000 | $72,000 |
| Collateral | 9 | $1,351,000 | $150,000 | $345,000 | $73,000 | $179,000 |
| Other | 2 | $370,000 | $185,000 | $200,000 | $108,000 | $120,000 |
| Unverifiable Information | 1 | $55,000 | $55,000 | $55,000 | $24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $55,000 | $55,000 | $55,000 | $36,000 | $36,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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