Corefirst Bank & Trust Mortgage Lending & HMDA Data, 2019
In 2019, Corefirst Bank & Trust of Topeka, KS reported 570 mortgage applications totaling $88.7 million, up 1% from 2018. The average application was for $155,526, and applicants reported an average income of $100,903. 63% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Topeka, KS (405), Kansas City, MO-KS (46) and Denver-Aurora-Lakewood, CO (10) (applications in parentheses).
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 570 |
| Total Mortgage Loan Application Amount | $88,650,000 |
| Average Mortgage Loan Application Amount | $155,526 |
| Highest Mortgage Loan Application Amount | $12,375,000 |
| Average Applicant Income | $100,903 |
| Highest Applicant Income | $2,838,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Corefirst Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 213 | $35,775,000 | $167,000 | $1,485,000 | $103,000 | $2,838,000 |
| Cash-out Refinancing | 111 | $14,395,000 | $129,000 | $595,000 | $91,000 | $335,000 |
| Home Improvement | 110 | $5,500,000 | $50,000 | $405,000 | $111,000 | $1,305,000 |
| Other Purpose | 81 | $4,175,000 | $51,000 | $355,000 | $85,000 | $230,000 |
| Refinancing | 55 | $28,805,000 | $523,000 | $12,375,000 | $116,000 | $508,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 405 | $44,785,000 | $110,000 | $1,045,000 | $104,000 | $2,838,000 |
| Not Provided | 79 | $10,985,000 | $139,000 | $505,000 | $94,000 | $335,000 |
| Not applicable | 36 | $28,450,000 | $790,000 | $12,375,000 | $0 | $0 |
| Hispanic | 30 | $2,750,000 | $91,000 | $445,000 | $74,000 | $250,000 |
| Black or African American | 13 | $635,000 | $48,000 | $205,000 | $70,000 | $166,000 |
| Asian | 6 | $840,000 | $140,000 | $425,000 | $104,000 | $179,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 570 | $88,650,000 | $155,000 | $12,375,000 | $100,000 | $2,838,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 357 | $65,555,000 | $183,000 | $12,375,000 | $114,000 | $2,838,000 |
| Application Approved But Not Accepted | 66 | $6,750,000 | $102,000 | $645,000 | $93,000 | $286,000 |
| Application Denied By Financial Institution | 62 | $4,140,000 | $66,000 | $305,000 | $66,000 | $256,000 |
| Preapproval Approved but not Accepted | 52 | $9,010,000 | $173,000 | $755,000 | $89,000 | $1,000,000 |
| Preapproval Denied by Financial Institution | 20 | $2,580,000 | $129,000 | $305,000 | $54,000 | $96,000 |
| Loan Purchased By The Institution | 12 | $410,000 | $34,000 | $45,000 | $84,000 | $480,000 |
| Application Withdrawn By Applicant | 1 | $205,000 | $205,000 | $205,000 | $174,000 | $174,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 488 | $81,930,000 | $167,000 | $12,375,000 | $107,000 | $2,838,000 |
| Credit History | 54 | $4,280,000 | $79,000 | $305,000 | $60,000 | $231,000 |
| Debt-To-Income Ratio | 23 | $2,365,000 | $102,000 | $305,000 | $71,000 | $256,000 |
| Collateral | 4 | $70,000 | $17,000 | $35,000 | $67,000 | $75,000 |
| Other | 1 | $5,000 | $5,000 | $5,000 | $54,000 | $54,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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