Ottawa County OK
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Unlock detailed Ottawa County OK mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Oklahoma.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 749
Total Mortgage Loan Application Amount $65,113,000
Average Mortgage Loan Application Amount $86,000
Highest Mortgage Loan Application Amount $719,000
Average Applicant Income $49,000
Highest Applicant Income $850,000

Mortgage Company List for Lending in Ottawa County OK for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
ARVEST MORTGAGE COMPANY
931 W MONROE
LOWELL, AR 72745
* $ 11,319,023,000 116 $ 10,517,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 101 $ 9,146,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 69 $ 6,317,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 66 $ 6,693,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 49 $ 3,806,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 34 $ 2,672,000
ARVEST BANK GROUP
4500 SOUTH GARNETT SUIT 440
TULSA, OK 74146
* $ 11,319,023,000 32 $ 1,655,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,911,006,000 21 $ 769,000
BANK OF OKLAHOMA, NA
PO BOX 2300
TULSA, OK 74102
* $ 16,430,404,000 20 $ 1,388,000
COMMUNITY BANK AND TRUST
100 SOUTH WOOD ST
NEOSHO, MO 64850
* $ 273,161,000 18 $ 1,427,000
PEOPLE'S BANK OF SENECA
PO BOX 500
SENECA, MO 64865
* $ 90,140,000 16 $ 839,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 15 $ 713,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 13 $ 507,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 12 $ 1,254,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 8 $ 1,158,000
THE CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON
PO BOX 2009
LAWTON, OK 73502
* $ 277,378,000 7 $ 205,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 7 $ 609,000
REPUBLIC BANK & TRUST
401 W. MAIN
NORMAN, OK 73069
* $ 330,351,000 7 $ 376,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 5 $ 398,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 5 $ 679,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 5 $ 306,000
CORNERSTONE BANK, THE
117 N. MAIN
SOUTHWEST CITY, MO 64863
* $ 127,356,000 5 $ 249,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 4 $ 893,000
FIRST BANK & TRUST COMPANY
PO BOX 427
WAGONER, OK 74477
* $ 223,480,000 4 $ 285,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 4 $ 343,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 4 $ 674,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 439,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 3 $ 341,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 89,620,000 3 $ 470,000
F&M BANK
17100 N MAY AVE
EDMOND, OK 73012
* $ 134,353,000 3 $ 279,000
COMMERCE BANK, N.A.
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 17,958,713,000 3 $ 142,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 3 $ 134,000
MOUNTAIN STATES MORTGAGE
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 2 $ 156,000
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 2,189,784,000 2 $ 165,000
CITIFINANCIAL EQUITY SERVICES
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 133,000
HOMETOWN BANK, NATIONAL ASSOCIATION
PO BOX 797
CARTHAGE, MO 64836
* $ 236,189,000 2 $ 181,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 2 $ 93,000
MAIN STREET FINANCIAL
9953 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ 8,801,000 2 $ 440,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 2 $ 190,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 2 $ 212,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 2 $ 322,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 285,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 2 $ 92,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 2 $ 207,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 1 $ 140,000
GATEWAY MORTGAGE GROUP LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 1 $ 109,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 149,000
FIRST OHIO BANC & LENDING INC
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 1 $ 164,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,726,828,000 1 $ 72,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 1 $ 133,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 1 $ 164,000
PANHANDLE FEDERAL CREDIT UNION
403 NORTH WASHINGTON
WELLINGTON, KS 67152
* $ 41,851,000 1 $ 196,000
TINKER FEDERAL CREDIT UNION
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 2,122,815,000 1 $ 140,000
TTCU THE CREDIT UNION
3720 E 31ST ST
TULSA, OK 74135
* $ 909,163,000 1 $ 98,000
SUPERIOR CHOICE CREDIT UNION
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 170,688,000 1 $ 20,000
PATELCO CREDIT UNION
5050 HOPYARD ROAD
DUBLIN, CA 94588
* $ 3,711,785,000 1 $ 110,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 42,000
FIRST AMERICAN MORTGAGE TRUST
70 LEO M. BIRMINGHAM PARKWAY
BRIGHTON, MA 02135
* $ 10,000,000 1 $ 128,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ 100,000,000 1 $ 183,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 147,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 270,000
AMERIPRO FUNDING
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 1 $ 132,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 120,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 36,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 1 $ 128,000
JAMES B. NUTTER & CO.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 78,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 1 $ 22,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 1 $ 189,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 1 $ 76,000
LAKESIDE STATE BANK
P.O. BOX 190, 6695 E 400 RD
OOLOGAH, OK 74053
* $ 53,548,000 1 $ 26,000
SOUTHWEST MISSOURI BANK
300 WEST THIRD STREET
CARTHAGE, MO 64836
* $ 556,739,000 1 $ 10,000
BANK OF COMMERCE
PO BOX 29
CHELSEA, OK 74016
* $ 145,244,000 1 $ 190,000
FIRST NATIONAL BANK OF LAYTON
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 274,935,000 1 $ 190,000
CENTRAL NATIONAL BANK
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 833,054,000 1 $ 74,000
BANK OF GRAVETTE
211 MAIN STREET SE, PO BOX 149
GRAVETTE, AR 72736
* $ 160,328,000 1 $ 2,000
LEAD BANK
200 N 3RD ST
GARDEN CITY, MO 64747
* $ 94,375,000 1 $ 183,000
WESTERN SUN FEDERAL CREDIT UNION
4620 W KENOSHA STREET
BROKEN ARROW, OK 74012
* $ 108,728,000 1 $ 19,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 3,639,987,000 1 $ 78,000
MID-MISSOURI BANK
3546 EAST SUNSHINE
SPRINGFIELD, MO 65809
* $ 528,650,000 1 $ 267,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 1 $ 98,000
BANK OF BILLINGS
P O BOX 70
BILLINGS, MO 65610
* $ 47,592,000 1 $ 26,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 69,000
AMERICAHOMEKEY, INC
3838 OAK LAWN STE 1050
DALLAS, TX 75219
* $ 10,000,000 1 $ 116,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 115,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ 26,864,000 1 $ 168,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 131,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 169,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 86,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Ottawa County OK in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 393 $40,613,000 $103,000 $719,000 $55,000 $850,000
Home Purchase 294 $21,847,000 $74,000 $300,000 $41,000 $171,000
Home Improvement 62 $2,653,000 $42,000 $204,000 $47,000 $137,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 581 $51,307,000 $88,000 $719,000 $51,000 $850,000
American Indian or Alaskan Native 80 $6,213,000 $77,000 $303,000 $48,000 $249,000
Not Provided 56 $5,072,000 $90,000 $189,000 $41,000 $94,000
Hispanic 16 $809,000 $50,000 $86,000 $22,000 $51,000
Not applicable 12 $1,240,000 $103,000 $189,000 $12,000 $76,000
Black or African American 2 $330,000 $165,000 $288,000 $112,000 $225,000
Native Hawaiian or Other Pacific Islander 1 $83,000 $83,000 $83,000 $37,000 $37,000
Asian 1 $59,000 $59,000 $59,000 $24,000 $24,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 379 $32,122,000 $84,000 $719,000 $56,000 $850,000
FHA-insured (Federal Housing Administration) 250 $24,542,000 $98,000 $303,000 $43,000 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 101 $6,756,000 $66,000 $151,000 $31,000 $78,000
VA-guaranteed (Veterans Administration) 19 $1,693,000 $89,000 $140,000 $64,000 $249,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 312 $27,111,000 $86,000 $417,000 $57,000 $850,000
Application Denied By Financial Institution 199 $15,176,000 $76,000 $288,000 $42,000 $249,000
Application Withdrawn By Applicant 95 $9,572,000 $100,000 $325,000 $49,000 $240,000
Loan Purchased By The Institution 88 $7,838,000 $89,000 $273,000 $36,000 $247,000
Application Approved But Not Accepted 37 $3,324,000 $89,000 $719,000 $48,000 $252,000
File Closed For Incompleteness 18 $2,092,000 $116,000 $274,000 $46,000 $82,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 39 $2,731,000 $70,000 $204,000 $38,000 $95,000
Debt-To-Income Ratio 24 $2,002,000 $83,000 $160,000 $37,000 $82,000
Collateral 20 $2,494,000 $124,000 $288,000 $65,000 $225,000
Credit Application Incomplete 5 $383,000 $76,000 $134,000 $24,000 $33,000
Other 5 $398,000 $79,000 $139,000 $62,000 $73,000
Insufficient Cash (Downpayment, Closing Cost) 2 $164,000 $82,000 $115,000 $68,000 $95,000
Unverifiable Information 1 $197,000 $197,000 $197,000 $88,000 $88,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Oklahoma Lender List