Otter Tail County, MN Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 2,959 mortgage applications in Otter Tail County, MN totaling $443.7 million, down 10% from 2010. The average application was for $149,000, and applicants reported an average income of $87,000. 58% of applications resulted in an originated loan and 14% were denied. The most active lender was Wells Fargo Bank NA, with 692 applications, followed by US Bank, N.A. and Gate City Bank.

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Total Number of Mortgage Applications 2,959
Total Mortgage Loan Application Amount $443,741,000
Average Mortgage Loan Application Amount $149,000
Highest Mortgage Loan Application Amount $4,680,000
Average Applicant Income $87,000
Highest Applicant Income $6,051,000

Mortgage Company List for Lending in Otter Tail County, MN for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 692 $ 104,651,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 254 $ 42,632,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 1,216,393,000 199 $ 29,378,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 191 $ 26,241,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 2,071,664,000 190 $ 25,885,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,303,401,000 162 $ 17,025,000
Bremer Bank NA (Fargo)
1444 45TH ST SW
FARGO, ND 58103
* $ 1,556,748,000 125 $ 16,889,000
American Federal Bank
215 N 5TH ST
FARGO, ND 58102
* $ 412,332,000 121 $ 15,840,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 72 $ 10,792,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 68 $ 7,994,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 49 $ 6,982,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 59,517,025,000 43 $ 5,719,000
Midwest Bank
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ 263,047,000 37 $ 3,723,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 35 $ 4,227,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 34 $ 5,032,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 26 $ 4,693,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 25 $ 3,641,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 25 $ 3,845,000
Bank of North Dakota
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 25 $ 3,197,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 24 $ 4,110,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 22 $ 3,246,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 21 $ 3,462,000
Valley Mortgage, Inc.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ 520,000,000 16 $ 3,267,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,112,179,000 16 $ 3,088,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 15 $ 2,290,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 14 $ 3,143,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 12 $ 2,462,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 267,002,000 10 $ 2,277,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 9 $ 2,031,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 9 $ 1,420,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 1,517,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 8 $ 1,763,000
Magnifi Financial Credit Union
20 4TH AVE SE
MELROSE, MN 56352
* $ 564,317,000 8 $ 558,000
Town and Country Credit Union
615 S BROADWAY ST
MINOT, ND 58701
* $ 247,890,000 8 $ 668,000
Firefly
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 802,602,000 7 $ 757,000
First Community Credit Union
111 9TH ST SW
JAMESTOWN, ND 58401
* $ 336,791,000 7 $ 1,410,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ 419,995,000 7 $ 1,224,000
Border Bank
4530 17TH AVENUE SOUTH
FARGO, ND 58103
* $ 70,829,000 6 $ 849,000
Liberty Savings Bank FSB
111 7TH AVE S
SAINT CLOUD, MN 56301
* $ 160,466,000 6 $ 1,036,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 6 $ 1,446,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 6 $ 945,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 6 $ 992,000
American National Bank of Minnesota
1920 SOUTH SIXTH STREET
BRAINERD, MN 56401
* $ 294,875,000 6 $ 477,000
Northwestern Bank, National Association
4 NORTH MAIN - PO BOX 10
DILWORTH, MN 56547
* $ 138,817,000 6 $ 668,000
Marketplace Home Mortgage, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 11,000,000 6 $ 1,123,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 6 $ 1,012,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 5 $ 862,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 5 $ 776,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 5 $ 708,000
Reunion Mortgage, Inc
860 HILLVIEW COURT #300
MILPITAS, CA 95035
* $ 10,000,000 5 $ 562,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 5 $ 974,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 5 $ 324,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 5 $ 552,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 554,688,000 5 $ 725,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ 978,893,000 5 $ 995,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 5 $ 938,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 828,468,000 4 $ 152,000
Visionbank
3000 25TH STREET SOUTH
FARGO, ND 58103
* $ 137,997,000 4 $ 1,336,000
Starion Bank
109 1ST STREET NW
MANDAN, ND 58554
* $ 775,230,000 4 $ 625,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 4 $ 694,000
Star Bank
201 2ND AVENUE NW
BERTHA, MN 56437
* $ 137,728,000 4 $ 285,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,813,152,000 4 $ 441,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 4 $ 1,155,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 4 $ 1,082,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,181,819,000 4 $ 1,478,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 4 $ 640,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 4 $ 417,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 634,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 309,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 4 $ 1,240,000
Rescue Mortgage Inc
10740 LYNDALE AVE S, SUITE 19E
BLOOMINGTON, MN 55420
* $ 1,507,000 3 $ 413,000
First National Bank
PO BOX 688
HAWLEY, MN 56549
* $ 89,067,000 3 $ 351,000
F-M Mortgage Corporation
801 10TH STREET S, SUITE 100
FARGO, ND 58103
* $ 10,000,000 3 $ 415,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 18,734,814,000 3 $ 337,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 3 $ 413,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 3 $ 711,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 3 $ 355,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 562,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 475,000
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,856,434,000 3 $ 6,478,000
Onemain Financial Servi
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 3 $ 174,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 7,724,367,000 3 $ 860,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 3 $ 507,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,420,764,000 3 $ 537,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 3 $ 765,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 727,106,000 3 $ 431,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 997,127,000 3 $ 564,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 3 $ 756,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 3 $ 594,000
The Business Bank
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 156,338,000 2 $ 451,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,529,914,000 2 $ 275,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 781,696,000 2 $ 324,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 488,959,000 2 $ 330,000
First State Bank of Nd
340 MAIN STREET, PO BOX 98
ARTHUR, ND 58006
* $ 278,418,000 2 $ 680,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 2 $ 528,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 2 $ 318,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 448,171,000 2 $ 476,000
Peoples Bank of Commerce
1909 HIGHWAY 36 WEST
ROSEVILLE, MN 55113
* $ 311,004,000 2 $ 86,000
Bremer Bank NA (Grand Forks)
3100 SOUTH COLUMBIA RD
GRAND FORKS, ND 58201
* $ 881,299,000 2 $ 432,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 463,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 384,000
Tradition Mortgage, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ 10,000,000 2 $ 247,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ 10,000,000 2 $ 290,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 2 $ 273,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 467,975,000 2 $ 99,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 312,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 12,658,976,000 2 $ 297,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 2 $ 205,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 38,055,567,000 1 $ 185,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 1 $ 108,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 11,750,980,000 1 $ 78,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 278,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 188,000
Bremer Bank NA (St Cloud)
1100 ST GERMAIN
ST CLOUD, MN 56301
* $ 571,983,000 1 $ 73,000
Minnstar Bank National Association
P.O. BOX 270
LAKE CRYSTAL, MN 56055
* $ 101,865,000 1 $ 235,000
Crookston National Bank
1901 SAHLSTROM DRIVE
CROOKSTON, MN 56716
* $ 51,152,000 1 $ 167,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 169,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 1 $ 218,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 78,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 100,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 115,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 261,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 129,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 1 $ 67,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 107,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 220,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 825,337,000 1 $ 4,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 88,000
Main Street Financial
9953 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ 8,801,000 1 $ 73,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 45,000
Home Finance of America
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 1 $ 220,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 1 $ 84,000
Mld Mortgage Inc.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 113,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 53,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 1 $ 100,000
Bremer Bank NA (Willmar)
302 FIFTH ST SW
WILLMAR, MN 56201
* $ 536,948,000 1 $ 145,000
First Bank Richmond, NA
P.O. BOX 937
RICHMOND, IN 47375
* $ 554,644,000 1 $ 18,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 1 $ 312,000
American Heritage National Bank
24 2ND ST S
LONG PRAIRIE, MN 56347
* $ 212,735,000 1 $ 200,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 101,000
Falcon National Bank
183 CEDAR DRIVE
FOLEY, MN 56329
* $ 119,430,000 1 $ 60,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 266,000
BNC National Bank

BISMARCK, ND 58501
* $ 745,184,000 1 $ 304,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 1 $ 414,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 1 $ 168,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,335,558,000 1 $ 166,000
Hometown Bank
1000 EAST COOK STREET
REDWOOD FALLS, MN 56283
* $ 177,780,000 1 $ 207,000
Riverwood Bank
14091 BAXTER DR #117
BAXTER, MN 56425
* $ 166,319,000 1 $ 200,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 998,891,000 1 $ 308,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 1 $ 71,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 1 $ 173,000
State Bank of Delano
1300 BABCOCK BLVD E.
DELANO, MN 55328
* $ 87,308,000 1 $ 118,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ 579,650,000 1 $ 577,000
Alliance Bank
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 634,717,000 1 $ 175,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 1 $ 165,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 527,245,000 1 $ 36,000
Cornerstone State Bank
401 4TH ST N W
MONTGOMERY, MN 56069
* $ 120,477,000 1 $ 285,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 198,117,000 1 $ 236,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ 68,743,000 1 $ 120,000
Great Northern Bank
12725 43RD STREEET NE
SAINT MICHAEL, MN 55376
* $ 70,420,000 1 $ 342,000
Minnwest Mortgage Corporation
5324 EAST ARROWHEAD PKY, SUITE 102
SIOUX FALLS, SD 57110
* $ 1,665,359,000 1 $ 92,000
Citizens Community Federal
2174 EASTRIDGE CENTER
EAU CLAIRE, WI 54701
* $ 580,338,000 1 $ 104,000
Ultima Bank Minnesota
603 HILLIGOSS BLVD. SE
FOSSTON, MN 56542
* $ 100,276,000 1 $ 95,000
Bank Forward
390 WHEAT STREET, PO BOX 100
FARGO, ND 58104
* $ 485,068,000 1 $ 274,000
First Minnesota Bank
4625 COUNTY ROAD 101
MINNETONKA, MN 55345
* $ 376,013,000 1 $ 135,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 880,740,000 1 $ 203,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 703,619,000 1 $ 10,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ 1,801,691,000 1 $ 108,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 494,772,000 1 $ 140,000
Northwest Bank
101 W 5TH ST.
SPENCER, IA 51301
* $ 812,864,000 1 $ 196,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 905,293,000 1 $ 294,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 7,592,420,000 1 $ 160,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,158,932,000 1 $ 72,000
Building Trades Federal Credit Union
12080 73RD AVE N
MAPLE GROVE, MN 55369
* $ 101,215,000 1 $ 75,000
Mill City Credit Union
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 273,029,000 1 $ 106,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 1,228,405,000 1 $ 110,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 643,133,000 1 $ 314,000
Spire Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 522,984,000 1 $ 50,000
St Paul Federal Credit Union
1330 CONWAY ST, STE 200
SAINT PAUL, MN 55106
* $ 117,460,000 1 $ 90,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 1 $ 157,000
City & County Credit Union
144 11TH ST. E
SAINT PAUL, MN 55101
* $ 344,904,000 1 $ 49,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 1 $ 61,000

The tables below break down 2011 mortgage applications in Otter Tail County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Otter Tail County, MN in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,061 $330,250,000 $160,000 $4,680,000 $87,000 $6,051,000
Home Purchase 744 $101,676,000 $136,000 $968,000 $89,000 $2,795,000
Home Improvement 154 $11,815,000 $76,000 $450,000 $82,000 $1,402,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,470 $362,506,000 $146,000 $1,190,000 $95,000 $6,051,000
Not applicable 250 $46,924,000 $187,000 $4,680,000 $11,000 $229,000
Not Provided 200 $29,067,000 $145,000 $417,000 $84,000 $623,000
Hispanic 24 $2,685,000 $111,000 $560,000 $84,000 $730,000
American Indian or Alaskan Native 6 $1,035,000 $172,000 $312,000 $206,000 $768,000
Asian 5 $889,000 $177,000 $477,000 $206,000 $806,000
Black or African American 3 $408,000 $136,000 $205,000 $52,000 $69,000
Native Hawaiian or Other Pacific Islander 1 $227,000 $227,000 $227,000 $100,000 $100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,449 $377,997,000 $154,000 $4,680,000 $97,000 $6,051,000
FHA-insured (Federal Housing Administration) 323 $41,391,000 $128,000 $408,000 $40,000 $158,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 111 $10,955,000 $98,000 $200,000 $30,000 $98,000
VA-guaranteed (Veterans Administration) 76 $13,398,000 $176,000 $321,000 $47,000 $231,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,727 $256,045,000 $148,000 $4,680,000 $102,000 $6,051,000
Application Denied By Financial Institution 416 $58,597,000 $140,000 $1,190,000 $71,000 $877,000
Loan Purchased By The Institution 412 $64,926,000 $157,000 $417,000 $42,000 $473,000
Application Withdrawn By Applicant 212 $35,210,000 $166,000 $658,000 $85,000 $511,000
Application Approved But Not Accepted 129 $18,791,000 $145,000 $685,000 $94,000 $936,000
File Closed For Incompleteness 63 $10,172,000 $161,000 $412,000 $71,000 $229,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 95 $14,082,000 $148,000 $1,190,000 $95,000 $877,000
Debt-To-Income Ratio 82 $12,143,000 $148,000 $417,000 $55,000 $241,000
Credit History 72 $7,336,000 $101,000 $417,000 $50,000 $239,000
Other 62 $9,140,000 $147,000 $572,000 $80,000 $300,000
Credit Application Incomplete 32 $5,056,000 $158,000 $417,000 $81,000 $488,000
Unverifiable Information 11 $2,101,000 $191,000 $350,000 $95,000 $360,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,174,000 $167,000 $308,000 $90,000 $242,000
Employment History 2 $111,000 $55,000 $57,000 $30,000 $41,000
Mortgage Insurance Denied 1 $322,000 $322,000 $322,000 $95,000 $95,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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