Pacific County, WA Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 1,177 mortgage applications in Pacific County, WA totaling $178.7 million, down 10% from 2010. The average application was for $151,000, and applicants reported an average income of $74,000. 47% of applications resulted in an originated loan and 17% were denied. The most active lender was Wells Fargo Bank NA, with 178 applications, followed by Bank of the Pacific and Bank of America NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,177
Total Mortgage Loan Application Amount $178,664,000
Average Mortgage Loan Application Amount $151,000
Highest Mortgage Loan Application Amount $683,000
Average Applicant Income $74,000
Highest Applicant Income $700,000

Mortgage Company List for Lending in Pacific County, WA for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 178 $ 26,869,000
Bank of the Pacific
300 EAST MARKET / PO BOX 1826
ABERDEEN, WA 98520
* $ 643,094,000 100 $ 13,872,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 81 $ 11,806,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 64 $ 8,865,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 54 $ 8,794,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 85,930,126,000 51 $ 6,334,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 43 $ 8,616,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 33 $ 6,952,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 28 $ 4,278,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 23 $ 4,316,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 9,501,245,000 22 $ 2,552,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 19 $ 3,032,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 18 $ 1,495,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 18 $ 2,585,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 2,465,059,000 17 $ 2,099,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 14 $ 2,529,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 13 $ 1,543,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 12 $ 2,200,000
Security State Bank
PO BOX 1050
CENTRALIA, WA 98531
* $ 337,657,000 12 $ 445,000
Red Canoe Credit Union
1418 15TH AVE
LONGVIEW, WA 98632
* $ 560,081,000 11 $ 971,000
Podium Mortgage Capital LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 11 $ 2,205,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,465,208,000 10 $ 2,033,000
Boeing Employees Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 9,185,625,000 10 $ 1,656,000
Wsecu
PO BOX WSECU
OLYMPIA, WA 98507
* $ 1,546,329,000 9 $ 1,161,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 9 $ 1,205,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 9 $ 1,116,000
Riverview Community Bank
PO BOX 872290
VANCOUVER, WA 98687
* $ 825,717,000 8 $ 2,150,000
Anchor Bank
120 N BROADWAY
ABERDEEN, WA 98520
* $ 496,167,000 8 $ 915,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 8 $ 1,392,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 8 $ 1,474,000
The Legacy Group
11225 SE 6TH STREET SUITE 110
BELLEVUE, WA 98004
* $ 12,000,000 7 $ 869,000
Summit Mortgage Corporation
4700 SW MACADAM AVE
PORTLAND, OR 97239
* $ 1,000,000,000 7 $ 1,194,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 7 $ 875,000
Timberland Bank
624 SIMPSON AVE
HOQUIAM, WA 98550
* $ 718,420,000 7 $ 1,121,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 7 $ 965,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 2,412,920,000 6 $ 893,000
Columbia Credit Union
PO BOX 324
VANCOUVER, WA 98666
* $ 752,288,000 6 $ 805,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 1,055,000
Ward Lending Group LLC
2950 LIMITED LANE NW
OLYMPIA, WA 98502
* $ 1,400,000 6 $ 634,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 5 $ 643,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 5 $ 1,299,000
Northwest Mortgage Group, Inc
10260 SW GREENBURG ROAD SUITE 900
PORTLAND, OR 97223
* $ 10,000,000 5 $ 957,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 5 $ 618,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 5 $ 961,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 5 $ 819,000
Alaska USA Mortgage Co., LLC
PO BOX 196850
ANCHORAGE, AK 99519
* $ 1,485,079,000 5 $ 582,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 582,000
dba Eagle Home Mortgage, LLC
700 NW 107TH AVENUE, 3RD FOOR
MIAMI, FL 33172
* $ 10,000,000 4 $ 482,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 4 $ 717,000
Cobalt Mortgage, Inc.
11241 SLATER AVE NE, SUITE 200
KIRKLAND, WA 98033
* $ 10,000,000 4 $ 544,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 3 $ 438,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 205,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 3 $ 353,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 348,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 3 $ 572,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 3 $ 761,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 3 $ 301,000
Sound Mortgage,Inc.
500 SOUTH 336TH STREET, SUITE 201
FEDERAL WAY, WA 98003
* $ 10,000,000 3 $ 464,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 574,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 3 $ 700,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 3 $ 643,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 3 $ 844,000
Peak Credit Union
4501 INTELCO LOOP SE
LACEY, WA 98503
* $ 729,052,000 3 $ 713,000
Fibre Federal Credit Union
PO BOX 1234
LONGVIEW, WA 98632
* $ 722,818,000 3 $ 366,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 2 $ 98,000
Mountain West Bank
P O BOX 1059
COEUR D'ALENE, ID 83816
* $ 1,171,496,000 2 $ 400,000
Inspirus Credit Union
5200 SOUTHCENTER BLVD
SEATTLE, WA 98188
* $ 801,299,000 2 $ 52,000
Qualstar Credit Union
PO BOX 3050
BOTHELL, WA 98041
* $ 323,105,000 2 $ 155,000
Advantis Credit Union
10501 SE MAIN ST
OREGON CITY, OR 97222
* $ 754,896,000 2 $ 187,000
Rivermark Community Credit Union
14405 MEYERS RD
OREGON CITY, OR 97045
* $ 487,750,000 2 $ 177,000
Sound Credit Union
1331 BROADWAY
TACOMA, WA 98402
* $ 544,527,000 2 $ 71,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 59,517,025,000 2 $ 363,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 368,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 2 $ 402,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 240,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 2 $ 359,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ 10,000,000 2 $ 286,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 2 $ 151,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 254,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 2 $ 391,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 2 $ 254,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 170,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 187,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ 40,000,000 1 $ 60,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 184,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 240,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 118,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 236,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 15,180,000 1 $ 525,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ 10,000,000 1 $ 104,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 76,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 245,000
Penrith Home Loans

MODESTO, CA 95350
* $ 8,526,000 1 $ 227,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 148,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 475,843,000 1 $ 206,000
Landover Mortgage LLC
3535 FACTORIA BLVD SE #250
BELLEVUE, WA 98006
* $ 2,000,000,000 1 $ 113,000
Mortgage Trust, Inc.
4386 SW MACADAM AVE. SUITE 401
PORTLAND, OR 97239
* $ 10,000,000 1 $ 206,000
First Mortgage Corporation
1131 W 6TH STREET
ONTARIO, CA 91762
* $ 10,000,000 1 $ 105,000
Skyline Financial Corp.
27001 AGOURA ROAD STE. 350
CALABASAS, CA 91301
* $ 10,000,000 1 $ 76,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 100,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 11,458,366,000 1 $ 250,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 362,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 1 $ 435,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 87,000
Rmc Vanguard
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 232,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 150,000
Pinnacle Mortgage Group, Inc.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 302,000
Adair Financial Services, LLC
1101 SE TECH CENTER DRIVE, STE 140
VANCOUVER, WA 98683
* $ 68,697,000 1 $ 140,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 391,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 467,975,000 1 $ 17,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 88,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 156,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 123,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 296,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 7,724,367,000 1 $ 35,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 23,797,773,000 1 $ 388,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 102,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 235,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,312,000,000 1 $ 67,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 1 $ 140,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 1 $ 108,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 170,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 1 $ 242,000
BNC National Bank

BISMARCK, ND 58501
* $ 745,184,000 1 $ 221,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 1 $ 267,000
Cashmere Valley Bank
PO BOX G
CASHMERE, WA 98815
* $ 1,094,821,000 1 $ 120,000
West Coast Bank
25977 SW CANYON CREEK, SUITE J
WILSONVILLE, OR 97070
* $ 2,456,223,000 1 $ 232,000
Clackamas County Bank
38975 PROCTOR BLVD
SANDY, OR 97055
* $ 153,479,000 1 $ 345,000
Harborstone Credit Union
9611 GRAVELLY LAKE DR SW
LAKEWOOD, WA 98499
* $ 742,072,000 1 $ 40,000
Northwest Plus Credit Union
2821 HEWITT AVE
EVERETT, WA 98201
* $ 146,427,000 1 $ 137,000
Unitus Community Credit Union
7632 SW DURHAM RD
TIGARD, OR 97224
* $ 836,657,000 1 $ 141,000
Forrit Credit Union
95 SW TAYLOR ST
PORTLAND, OR 97233
* $ 67,789,000 1 $ 40,000
Spokane Teachers Credit Union
1620 N SIGNAL DR
LIBERTY LAKE, WA 99019
* $ 1,459,830,000 1 $ 160,000
Verity Credit Union
PO BOX 75974
SEATTLE, WA 98155
* $ 364,939,000 1 $ 340,000
Lower Valley Credit Union
900 YAKIMA VALLEY HWY
SUNNYSIDE, WA 98930
* $ 50,347,000 1 $ 41,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 198,117,000 1 $ 110,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 448,171,000 1 $ 174,000
Carolina Premier Bank
13024 BALLANTYNE CORPORATE PLACE
CHARLOTTE, NC 28277
* $ 157,567,000 1 $ 322,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 4,188,917,000 1 $ 140,000
Heritage Bank
201 5TH AVENUE SW
OLYMPIA, WA 98501
* $ 1,204,015,000 1 $ 96,000
Columbia State Bank
1301 A STREET
TACOMA, WA 98402
* $ 4,255,373,000 1 $ 291,000
Xceed Financial
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 721,020,000 1 $ 65,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,192,808,000 1 $ 25,000
Pacific Nw Federal Credit Union
12005 NE ERIN WAY
PORTLAND, OR 97220
* $ 151,667,000 1 $ 125,000
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ 4,248,673,000 1 $ 5,000
Lower Columbia Longshoremen
629 14TH AVENUE
LONGVIEW, WA 98632
* $ 57,504,000 1 $ 61,000
Wauna Federal Credit Union
PO BOX 67
CLATSKANIE, OR 97016
* $ 139,183,000 1 $ 275,000

The tables below break down 2011 mortgage applications in Pacific County, WA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pacific County, WA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 806 $126,738,000 $157,000 $645,000 $71,000 $686,000
Home Purchase 330 $48,676,000 $147,000 $683,000 $81,000 $700,000
Home Improvement 41 $3,250,000 $79,000 $278,000 $64,000 $164,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 851 $124,197,000 $145,000 $645,000 $79,000 $619,000
Not applicable 143 $26,087,000 $182,000 $683,000 $22,000 $248,000
Not Provided 133 $22,130,000 $166,000 $525,000 $96,000 $700,000
Hispanic 20 $2,896,000 $144,000 $241,000 $73,000 $230,000
American Indian or Alaskan Native 15 $1,360,000 $90,000 $353,000 $44,000 $113,000
Asian 11 $1,481,000 $134,000 $264,000 $83,000 $191,000
Native Hawaiian or Other Pacific Islander 3 $407,000 $135,000 $163,000 $126,000 $192,000
Black or African American 1 $106,000 $106,000 $106,000 $328,000 $328,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 927 $141,708,000 $152,000 $645,000 $83,000 $700,000
FHA-insured (Federal Housing Administration) 140 $19,572,000 $139,000 $525,000 $43,000 $340,000
VA-guaranteed (Veterans Administration) 67 $11,949,000 $178,000 $683,000 $38,000 $248,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $5,435,000 $126,000 $228,000 $38,000 $60,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 551 $80,818,000 $146,000 $645,000 $82,000 $700,000
Loan Purchased By The Institution 228 $38,640,000 $169,000 $683,000 $43,000 $248,000
Application Denied By Financial Institution 201 $30,058,000 $149,000 $525,000 $75,000 $488,000
Application Withdrawn By Applicant 92 $13,878,000 $150,000 $400,000 $82,000 $370,000
Application Approved But Not Accepted 72 $10,809,000 $150,000 $417,000 $99,000 $585,000
File Closed For Incompleteness 33 $4,461,000 $135,000 $360,000 $67,000 $303,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 50 $7,140,000 $142,000 $435,000 $82,000 $488,000
Debt-To-Income Ratio 33 $4,956,000 $150,000 $405,000 $52,000 $127,000
Credit History 22 $3,309,000 $150,000 $525,000 $76,000 $200,000
Credit Application Incomplete 19 $2,520,000 $132,000 $294,000 $77,000 $240,000
Other 18 $2,670,000 $148,000 $295,000 $90,000 $195,000
Unverifiable Information 6 $1,452,000 $242,000 $511,000 $86,000 $208,000
Insufficient Cash (Downpayment, Closing Cost) 4 $619,000 $154,000 $273,000 $94,000 $124,000
Employment History 2 $231,000 $115,000 $153,000 $32,000 $34,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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