Panola County, MS Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 1,040 mortgage applications in Panola County, MS totaling $95.7 million, down 10% from 2016. The average application was for $91,000, and applicants reported an average income of $56,000. 47% of applications resulted in an originated loan and 29% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 144 applications, followed by First Security Bank and 21st Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,040
Total Mortgage Loan Application Amount $95,660,000
Average Mortgage Loan Application Amount $91,000
Highest Mortgage Loan Application Amount $906,000
Average Applicant Income $56,000
Highest Applicant Income $611,000

Mortgage Company List for Lending in Panola County, MS for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 144 $ 8,828,000
First Security Bank
P.O. BOX 690
BATESVILLE, MS 38606
* $ 534,367,000 115 $ 6,789,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 62 $ 3,989,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,042,021,000 61 $ 3,912,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 8,676,168,000 54 $ 5,053,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 51 $ 5,032,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 707,682,000 37 $ 3,585,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 14,723,604,000 35 $ 3,194,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 35 $ 5,619,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 22 $ 3,301,000
Planters Bank and Trust Company
P. O. BOX 31
INDIANOLA, MS 38751
* $ 1,033,732,000 21 $ 1,231,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 19 $ 2,038,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 19 $ 2,375,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 18 $ 1,296,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 15 $ 1,019,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 14 $ 872,000
1st Franklin Financial Corporation
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 13 $ 241,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 13 $ 2,156,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 11 $ 1,552,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 13,350,429,000 11 $ 1,387,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 9 $ 1,049,000
Sycamore Bank
301 EAST MAIN STREET
SENATOBIA, MS 38668
* $ 212,874,000 7 $ 249,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 916,921,000 7 $ 939,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,854,481,000 7 $ 15,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 6 $ 545,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 6 $ 149,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 6 $ 94,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 5 $ 489,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 5 $ 356,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,679,507,000 5 $ 1,204,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 5 $ 583,000
Community Bank, North Mississippi
P. O. BOX 270
AMORY, MS 38821
* $ 532,196,000 5 $ 2,665,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 5 $ 811,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 4 $ 428,000
Citizens Bank & Trust Co.
239 EAST MAIN ST
MARKS, MS 38646
* $ 138,300,000 4 $ 196,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 110,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 4 $ 566,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 4 $ 299,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 4 $ 368,000
Priorityone Bank
220 MAIN AVENUE NORTH
MAGEE, MS 39111
* $ 588,215,000 4 $ 476,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 512,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 4 $ 364,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 4 $ 544,000
Origin Bank

HOUSTON, TX 77024
* $ 4,051,724,000 4 $ 1,033,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 4 $ 410,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 450,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ 651,499,000 3 $ 769,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ -1,000 3 $ 510,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 3 $ 105,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 3 $ 346,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 416,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 3 $ 447,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ 11,096,621,000 3 $ 379,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 3 $ 432,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 2 $ 145,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 2 $ 308,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 195,406,000 2 $ 352,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 2 $ 119,000
Mississippi Federal Credit Union
P. O. BOX 55889
JACKSON, MS 39296
* $ 116,772,000 2 $ 186,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 21,574,595,000 2 $ 216,000
Riverhills Bank
702 MARKET STREET
PORT GIBSON, MS 39150
* $ 318,018,000 2 $ 149,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 797,048,000 2 $ 466,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 2 $ 304,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 2 $ 275,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 244,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 1,149,088,000 2 $ 111,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 395,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 186,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 8,896,533,000 2 $ 167,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 239,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 2 $ 151,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,186,502,000 1 $ 285,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 1 $ 105,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ -1,000 1 $ 167,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 142,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 1 $ 142,000
Bankfirst Financial Services
PO BOX 31
MACON, MS 39341
* $ 927,725,000 1 $ 112,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 449,036,000 1 $ 92,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 121,000
Memphis City Employees Credit Union
2678 MT. MORIAH TERRACE COVE
MEMPHIS, TN 38115
* $ 263,594,000 1 $ 40,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 229,166,000 1 $ 105,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 1 $ 50,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 89,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 1 $ 329,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 124,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 244,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 610,062,000 1 $ 63,000
Southern Security Federal Credit Union
765 W POPLAR AVE
COLLIERVILLE, TN 38017
* $ 148,598,000 1 $ 76,000
Hope Federal Credit Union
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 200,742,000 1 $ 45,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 550,032,000 1 $ 159,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 183,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 81,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ 2,470,586,000 1 $ 157,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 196,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 28,351,811,000 1 $ 28,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 50,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ 52,946,000 1 $ 127,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 297,000
Bank Independent
710 S MONTGOMERY AVE
SHEFFIELD, AL 35660
* $ 1,338,709,000 1 $ 218,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 1 $ 122,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 0 1 $ 91,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 392,980,000 1 $ 16,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ 0 1 $ 37,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ 0 1 $ 124,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 133,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 1 $ 218,000
The Home Lending Group, LLC
215 KATHERINE DRIVE
FLOWOOD, MS 39232
* $ -1,000 1 $ 64,000
Cb&S Bank
200 JACKSON AVE. S.
RUSSELLVILLE, AL 35653
* $ 1,581,205,000 1 $ 9,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 9,508,908,000 1 $ 155,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 131,174,000 1 $ 135,000

The tables below break down 2017 mortgage applications in Panola County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Panola County, MS in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 589 $57,124,000 $96,000 $424,000 $53,000 $611,000
Refinancing 306 $34,903,000 $114,000 $906,000 $65,000 $473,000
Home Improvement 145 $3,633,000 $25,000 $185,000 $51,000 $221,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 549 $59,047,000 $107,000 $906,000 $70,000 $611,000
Black or African American 361 $24,025,000 $66,000 $329,000 $42,000 $258,000
Not Provided 65 $6,227,000 $95,000 $329,000 $57,000 $221,000
Not applicable 47 $5,116,000 $108,000 $396,000 $3,000 $67,000
Hispanic 10 $581,000 $58,000 $139,000 $28,000 $60,000
Asian 4 $173,000 $43,000 $58,000 $47,000 $102,000
American Indian or Alaskan Native 2 $303,000 $151,000 $184,000 $79,000 $103,000
Native Hawaiian or Other Pacific Islander 2 $188,000 $94,000 $95,000 $61,000 $89,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 770 $62,792,000 $81,000 $906,000 $60,000 $611,000
FHA-insured (Federal Housing Administration) 159 $18,032,000 $113,000 $298,000 $46,000 $192,000
VA-guaranteed (Veterans Administration) 65 $9,733,000 $149,000 $354,000 $46,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 46 $5,103,000 $110,000 $174,000 $39,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 486 $50,815,000 $104,000 $906,000 $69,000 $611,000
Application Denied By Financial Institution 305 $22,112,000 $72,000 $411,000 $47,000 $266,000
File Closed For Incompleteness 106 $7,593,000 $71,000 $247,000 $41,000 $192,000
Application Withdrawn By Applicant 58 $5,832,000 $100,000 $304,000 $45,000 $120,000
Loan Purchased By The Institution 45 $6,008,000 $133,000 $414,000 $37,000 $418,000
Application Approved But Not Accepted 40 $3,300,000 $82,000 $240,000 $55,000 $228,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 29 $1,350,000 $46,000 $181,000 $47,000 $144,000
Debt-To-Income Ratio 15 $1,781,000 $118,000 $329,000 $42,000 $120,000
Credit Application Incomplete 13 $1,580,000 $121,000 $411,000 $72,000 $165,000
Collateral 12 $981,000 $81,000 $161,000 $72,000 $266,000
Other 9 $885,000 $98,000 $174,000 $77,000 $135,000
Unverifiable Information 2 $123,000 $61,000 $103,000 $36,000 $53,000
Insufficient Cash (Downpayment, Closing Cost) 2 $178,000 $89,000 $158,000 $61,000 $70,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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