Pepin County WI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Unlock detailed Pepin County WI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 418
Total Mortgage Loan Application Amount $68,520,000
Average Mortgage Loan Application Amount $163,000
Highest Mortgage Loan Application Amount $705,000
Average Applicant Income $108,000
Highest Applicant Income $1,710,000

Mortgage Company List for Lending in Pepin County WI for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
ROYAL CREDIT UNION
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54703
* $ 2,837,926,000 55 $ 6,585,000
WESTCONSIN CREDIT UNION
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,336,372,000 46 $ 6,370,000
SECURITY FINANCIAL BANK
212 W PROSPECT STREET
DURAND, WI 54736
* $ 501,272,000 24 $ 3,960,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 11 $ 1,975,000
CITIZENS COMMUNITY FEDERAL NATIONAL ASSOCIATION
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 1,531,129,000 11 $ 1,435,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 32,343,129,000 11 $ 2,025,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 10 $ 1,980,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 9 $ 1,825,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 9 $ 1,635,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 8 $ 1,450,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 7 $ 1,005,000
DAIRY STATE BANK
16 S MAIN STREET
RICE LAKE, WI 54868
* $ 517,184,000 7 $ 1,245,000
BREMER BANK, NATIONAL ASSOCIATION
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 13,105,582,000 6 $ 1,380,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,864,126,000 6 $ 920,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 720,844,000 6 $ 1,150,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 6 $ 670,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 6,492,180,000 5 $ 1,175,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 5 $ 1,365,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 5 $ 895,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 707,275,000 4 $ 610,000
ALTRA FEDERAL CREDIT UNION
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,668,081,000 4 $ 850,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 4 $ 480,000
HIAWATHA NATIONAL BANK
220 EAST OAK STREET
HAGER CITY, WI 54013
* $ 228,164,000 4 $ 530,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 4 $ 320,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 4 $ 780,000
LAKE AREA BANK
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 359,274,000 4 $ 660,000
WNB FINANCIAL, N.A.
204 MAIN ST
WINONA, MN 55987
* $ 415,474,000 3 $ 555,000
SUMMIT CREDIT UNION
PO BOX 8046
COTTAGE GROVE, WI 53708
* $ 3,689,604,000 3 $ 205,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 3 $ 235,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 3 $ 485,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 3 $ 195,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 3 $ 615,000
MARINE CREDIT UNION
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 857,609,000 3 $ 375,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 3 $ 445,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 3 $ 645,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 3 $ 615,000
BANK FIVE NINE
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 1,201,814,000 3 $ 645,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 137,588,093,000 3 $ 525,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 2 $ 220,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 2 $ 270,000
TRUSTONE FINANCIAL CREDIT UNION
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 1,553,647,000 2 $ 570,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 2 $ 340,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 2 $ 430,000
HIWAY CREDIT UNION
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,237,913,000 2 $ 670,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 2 $ 250,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 2,399,512,000 2 $ 270,000
PEOPLES STATE BANK OF PLAINVIEW
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ 285,061,000 2 $ 470,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 2 $ 80,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 2 $ 530,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 20,311,535,000 2 $ 420,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 2 $ 390,000
TRADITION MORTGAGE, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
EDINA, MN 55044
* $ -1,000 2 $ 360,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 2 $ 400,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 2 $ 280,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 2 $ 270,000
LUMINATE HOME LOANS, INC.
7760 FRANCE AVE S, STE 1010
ROSEVILLE, MN 55435
* $ -1,000 2 $ 270,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 2 $ 470,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 2 $ 230,000
CHARTER BANK
1010 W CLAIREMONT AVE
EAU CLAIRE, WI 54701
* $ 937,953,000 2 $ 540,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 440,000
IXONIA BANK
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 389,451,000 2 $ 340,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 2 $ 520,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 2 $ 210,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 345,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 1 $ 145,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,751,524,000,000 1 $ 135,000
PREVAIL BANK
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ 808,158,000 1 $ 265,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ -1,000 1 $ 185,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 305,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 313,272,000 1 $ 225,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 175,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 125,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 1 $ 95,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
HILLIARD, OH 43016
* $ -1,000 1 $ 195,000
ANDREWS FEDERAL CREDIT UNION
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 2,060,114,000 1 $ 385,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 175,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 445,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 24,774,361,000 1 $ 295,000
MORTGAGES UNLIMITED INC.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ -1,000 1 $ 105,000
THRIVENT FEDERAL CREDIT UNION
625 FOURTH AVE S
APPLETON, WI 55415
* $ 629,553,000 1 $ 145,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 1 $ 105,000
THE BANK OF NEW GLARUS
501 FIRST STREET PO BOX 129
NEW GLARUS, WI 53574
* $ 317,438,000 1 $ 245,000
BRIDGEWATER BANK
3800 AMERICAN BLVD WEST, SUITE 100
SAINT LOUIS PARK, MN 55431
* $ 2,263,871,000 1 $ 365,000
THINK MUTUAL BANK
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,669,828,000 1 $ 385,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 1 $ 145,000
FIRST NATIONAL COMMUNITY BANK
109 E. 2ND ST. PO BOX 89
NEW RICHMOND, WI 54017
* $ 216,070,000 1 $ 495,000
CITIZENS STATE BANK
304 N MAIN STREET
CADOTT, WI 54727
* $ 121,013,000 1 $ 135,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 1 $ 195,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 1 $ 135,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 215,000
THOMPSON KANE & COMPANY, INC
8020 EXCELSIOR DRIVE SUITE 401
WILMINGTON, DE 53717
* $ -1,000 1 $ 145,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,633,125,000 1 $ 45,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ -1,000 1 $ 175,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 65,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 215,000
CITIZENS STATE BANK
375 STAGELINE RD
HUDSON, WI 54016
* $ -1,000 1 $ 265,000
DIAMOND RESIDENTIAL MORTGAGE CORPORATION
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 1 $ 155,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Pepin County WI in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 152 $29,970,000 $197,000 $545,000 $109,000 $1,373,000
Refinancing 118 $18,030,000 $152,000 $495,000 $115,000 $1,710,000
Cash-out Refinancing 95 $16,725,000 $176,000 $495,000 $94,000 $570,000
Other Purpose 27 $1,865,000 $69,000 $255,000 $108,000 $363,000
Home Improvement 23 $1,675,000 $72,000 $705,000 $137,000 $737,000
Not Applicable 3 $255,000 $85,000 $95,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 344 $55,630,000 $161,000 $705,000 $111,000 $1,710,000
Not Provided 30 $4,210,000 $140,000 $365,000 $86,000 $269,000
Not applicable 28 $5,650,000 $201,000 $405,000 $0 $0
American Indian or Alaskan Native 5 $685,000 $137,000 $195,000 $62,000 $86,000
Black or African American 5 $1,615,000 $323,000 $445,000 $100,000 $163,000
Hispanic 4 $450,000 $112,000 $225,000 $112,000 $300,000
Asian 2 $280,000 $140,000 $195,000 $92,000 $136,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 342 $56,090,000 $164,000 $705,000 $115,000 $1,710,000
FHA-insured (Federal Housing Administration) 37 $5,405,000 $146,000 $365,000 $60,000 $203,000
VA-guaranteed (Veterans Administration) 29 $5,585,000 $192,000 $375,000 $84,000 $129,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,440,000 $144,000 $205,000 $55,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 284 $46,800,000 $164,000 $705,000 $105,000 $1,373,000
Application Withdrawn By Applicant 51 $8,105,000 $158,000 $505,000 $99,000 $373,000
Application Denied By Financial Institution 39 $6,665,000 $170,000 $445,000 $142,000 $1,710,000
Loan Purchased By The Institution 22 $3,950,000 $179,000 $385,000 $154,000 $238,000
File Closed For Incompleteness 18 $2,660,000 $147,000 $395,000 $76,000 $210,000
Application Approved But Not Accepted 3 $155,000 $51,000 $75,000 $191,000 $421,000
Preapproval Approved but not Accepted 1 $185,000 $185,000 $185,000 $133,000 $133,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 368 $59,550,000 $161,000 $705,000 $104,000 $1,373,000
Debt-To-Income Ratio 22 $4,050,000 $184,000 $485,000 $101,000 $255,000
Collateral 12 $2,230,000 $185,000 $435,000 $152,000 $408,000
Credit History 9 $1,705,000 $189,000 $445,000 $83,000 $155,000
Credit Application Incomplete 3 $475,000 $158,000 $205,000 $81,000 $167,000
Other 2 $120,000 $60,000 $65,000 $895,000 $1,710,000
Unverifiable Information 2 $390,000 $195,000 $255,000 $38,000 $76,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Wisconsin Lender List