Pine County MN
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Unlock detailed Pine County MN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,504
Total Mortgage Loan Application Amount $195,857,000
Average Mortgage Loan Application Amount $130,000
Highest Mortgage Loan Application Amount $985,000
Average Applicant Income $67,000
Highest Applicant Income $1,427,000

Mortgage Company List for Lending in Pine County MN for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 163 $ 22,473,000
NORTHVIEW BANK
510 MAIN
SANDSTONE, MN 55072
* $ 164,190,000 139 $ 15,727,000
LAKE STATE CREDIT UNION
PO BOX 330
MOOSE LAKE, MN 55767
* $ 183,030,000 96 $ 11,968,000
WOODLANDS NATIONAL BANK
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ 117,854,000 87 $ 9,808,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 80 $ 10,070,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 80 $ 10,269,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 73 $ 10,265,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 59 $ 9,217,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 55 $ 4,793,000
NORTHWOODS BANK OF MINNESOTA
PO BOX 112
PARK RAPIDS, MN 56470
* $ 120,056,000 35 $ 3,615,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 34 $ 4,852,000
WEALTHBRIDGE MORTGAGE CORP.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 28 $ 3,540,000
RURAL AMERICAN BANK
121 SOUTH MAIN
BRAHAM, MN 55006
* $ 104,153,000 26 $ 2,972,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,342,381,000 24 $ 2,929,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 21 $ 2,984,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 20 $ 3,425,000
TCF NATIONAL BANK
2508 LOUISE AVE S (002-01-P)
SIOUX FALLS, SD 57106
* $ 17,921,579,000 19 $ 2,909,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 18 $ 2,484,000
STEARNS BANK NATIONAL ASSOCIATION
4191 2ND ST S
ST. CLOUD, MN 56301
* $ 1,325,054,000 17 $ 1,803,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 16 $ 2,295,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 15 $ 2,054,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 15 $ 1,799,000
HIWAY CREDIT UNION
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 846,129,000 13 $ 1,291,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 13 $ 2,239,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 12 $ 1,663,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 12 $ 1,616,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 11 $ 1,945,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 11 $ 1,849,000
GREATER MINNESOTA CREDIT UNION
112 SOUTH LAKE STREET
MORA, MN 55051
* $ 162,658,000 10 $ 865,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 9 $ 1,747,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 9 $ 1,565,000
MARKETPLACE HOME MORTGAGE, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 11,000,000 8 $ 1,215,000
BELL AMERICA MORTGAGE LLC DBA
1000 SHELARD PARKWAY SUITE 500
MINNEAPOLIS, MN 55434
* $ 10,000,000 8 $ 1,279,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 7 $ 1,261,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 6 $ 1,307,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 1,017,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 6 $ 692,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 6 $ 915,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, #100
PLYMOUTH, MN 55441
* $ 10,000,000 6 $ 929,000
CONSUMER LOAN SERVICES, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 6 $ 588,000
UNITY BANK
1180 W 4TH STREET
RUSH CITY, MN 55069
* $ 189,296,000 6 $ 893,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 475,815,000 6 $ 366,000
THE BUSINESS BANK
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 151,022,000 5 $ 818,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 5 $ 700,000
CITIFINANCIAL SERVICES INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 5 $ 228,000
LENDSOURCE INC
12701 WHITEWATER DR STE 340
MINNETONKA, MN 55343
* $ 10,000,000 5 $ 859,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 5 $ 1,113,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 5 $ 782,000
IDEAL CREDIT UNION
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 475,827,000 5 $ 684,000
MEMBERS COOPERATIVE
4628 MIKE COLALILLO DR
DULUTH, MN 55807
* $ 282,724,000 4 $ 361,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 4 $ 551,000
RIVER CITY MORTGAGE AND FINANC
5001 AMERICAN BLVD SUITE 1000
BLOOMINGTON, MN 55437
* $ 10,000,000 4 $ 440,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 620,000
MORTGAGES UNLIMITED INC.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ 1,518,000 4 $ 509,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 4 $ 732,000
ASSOCIATED BANK, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 22,564,122,000 4 $ 426,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 4 $ 619,000
MIDCOUNTRY BANK
2611 BLUE HERON DR.
MARION, IL 62959
* $ 852,055,000 4 $ 467,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 4 $ 449,000
THE RIVERBANK
26777 FALLBROCK AVE PO BOX 97
WYOMING, MN 55092
* $ 480,292,000 4 $ 312,000
NEIGHBORHOOD NATIONAL BANK
45 NORTH UNION
MORA, MN 55051
* $ 173,498,000 4 $ 321,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 4 $ 768,000
PEOPLES BANK MIDWEST
10583 MAIN STREET
HAYWARD, WI 54843
* $ 331,868,000 3 $ 168,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 3 $ 360,000
LIBERTY SAVINGS BANK, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,272,096,000 3 $ 486,000
BREMER BANK NA (MENOMONIE)
605 2ND ST
MENOMONIE, WI 54751
* $ 648,143,000 3 $ 286,000
TRADITION MORTGAGE, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
EDINA, MN 55044
* $ 10,000,000 3 $ 574,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 3 $ 687,000
MINNCO CREDIT UNION
235 WEST 1ST AVENUE
CAMBRIDGE, MN 55008
* $ 164,355,000 3 $ 280,000
CITY-COUNTY CREDIT UNION
144 11TH ST. E
SAINT PAUL, MN 55101
* $ 337,772,000 2 $ 159,000
FIREFLY
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 795,264,000 2 $ 105,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 221,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 2 $ 380,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
HILLIARD, OH 43016
* $ 10,000,000 2 $ 358,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 315,000
UNITED FIDELITY FUNDING CORP.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 2 $ 346,000
THINK MUTUAL BANK
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,371,962,000 2 $ 260,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 114,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 210,951,000 2 $ 275,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 2 $ 153,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 2 $ 415,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 2 $ 568,000
BREMER BANK, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,648,392,000 2 $ 156,000
ANCHOR BANK
1570 CONCORDIA AVE
SAINT PAUL, MN 55104
* $ 1,325,138,000 2 $ 273,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 2 $ 241,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 230,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,120,512,000 2 $ 281,000
NATIONAL BANK OF COMMERCE
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 569,666,000 2 $ 254,000
FIRST STATE BANK OF WYOMING
26741 FELTON AVE - PO BOX 308
WYOMING, MN 55092
* $ 142,915,000 2 $ 279,000
LAKE AREA BANK
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 306,722,000 1 $ 170,000
KLEINBANK
301 CHESTNUT ST
CHASKA, MN 55318
* $ 1,509,842,000 1 $ 205,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 1 $ 130,000
SECURITY STATE BANK OF MARINE
120 JUDD STREET
MARINE ON ST CROIX, MN 55047
* $ 101,759,000 1 $ 80,000
PEOPLES BANK OF COMMERCE
1909 HIGHWAY 36 WEST
ROSEVILLE, MN 55113
* $ 349,182,000 1 $ 26,000
WESTERN BANK
1155 HADLEY AVE N
OAKDALE, MN 55128
* $ 346,977,000 1 $ 233,000
VERMILLION STATE BANK
107 E MAIN ST
VERMILLION, MN 55085
* $ 447,543,000 1 $ 90,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 67,860,327,000 1 $ 178,000
PIONEER NATIONAL BANK OF DULUTH, THE
331 N CENTRAL AVE
DULUTH, MN 55807
* $ 81,637,000 1 $ 86,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 1 $ 177,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
WATFORD CITY, ND 58701
* $ 990,482,000 1 $ 27,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ 1,603,436,000 1 $ 40,000
CAMBRIDGE STATE BANK
124 S MAIN ST
CAMBRIDGE, MN 55008
* $ 92,850,000 1 $ 65,000
PREMIER BANK MINNESOTA
417 4TH ST NW
FARIBAULT, MN 55021
* $ 192,758,000 1 $ 40,000
BANKVISTA
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 102,360,000 1 $ 280,000
LANDMARK COMMUNITY BANK N.A.
711 6TH AVE NE
ISANTI, MN 55040
* $ 103,134,000 1 $ 20,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 548,648,000 1 $ 195,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 1 $ 85,000
CORNERSTONE STATE BANK
401 4TH ST N W
MONTGOMERY, MN 56069
* $ 110,341,000 1 $ 50,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 1 $ 110,000
FINANCIAL FREEDOM ACQUISITION
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 1 $ 93,000
NORTH SHORE BANK OF COMMERCE
131 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ 215,677,000 1 $ 72,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 1 $ 69,000
THE FIRST NATIONAL BANK OF ELK RIVER
812 MAIN ST.
ELK RIVER, MN 55330
* $ 401,288,000 1 $ 35,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 235,000
CENTRAL BANK
2270 FRONTAGE RD WEST
STILLWATER, MN 55082
* $ 861,034,000 1 $ 32,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 25,841,918,000 1 $ 83,000
AMERICASH
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 205,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 1 $ 68,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 146,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 187,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 1 $ 14,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 163,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 153,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 107,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 127,000
W. J. BRADLEY MORTGAGE CAPITAL
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 199,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ 39,000,000 1 $ 95,000
NETMORE AMERICA, INC.
109 EAST MAIN STREET, SUITE 301
WALLA WALLA, WA 99362
* $ 37,000,000 1 $ 179,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 242,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 1 $ 194,000
WESTSTAR MORTGAGE, INC.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 165,000
FIRST OHIO BANC & LENDING INC
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 1 $ 75,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 92,000
NORTHWOODS
1702 AVE B
CLOQUET, MN 55720
* $ 47,122,000 1 $ 120,000
MILL CITY CREDIT UNION
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 262,832,000 1 $ 179,000
TOPLINE FINANCIAL CREDIT UNION
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ 267,440,000 1 $ 132,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 188,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 60,000
WESTCONSIN CREDIT UNION
444 BROADWAY
MENOMONIE, WI 54751
* $ 646,062,000 1 $ 21,000
TRUHOME SOLUTIONS, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 167,000
FIRST AMERICAN MORTGAGE TRUST
70 LEO M. BIRMINGHAM PARKWAY
BRIGHTON, MA 02135
* $ 10,000,000 1 $ 174,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Pine County MN in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,049 $148,898,000 $141,000 $985,000 $69,000 $1,427,000
Home Purchase 399 $43,834,000 $109,000 $405,000 $64,000 $1,414,000
Home Improvement 56 $3,125,000 $55,000 $257,000 $52,000 $150,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,284 $168,502,000 $131,000 $985,000 $69,000 $1,427,000
Not Provided 114 $14,843,000 $130,000 $392,000 $61,000 $219,000
Not applicable 61 $7,625,000 $125,000 $278,000 $4,000 $169,000
American Indian or Alaskan Native 23 $2,594,000 $112,000 $175,000 $146,000 $1,414,000
Hispanic 14 $1,605,000 $114,000 $205,000 $71,000 $202,000
Asian 7 $525,000 $75,000 $139,000 $69,000 $165,000
Native Hawaiian or Other Pacific Islander 1 $163,000 $163,000 $163,000 $47,000 $47,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,150 $148,334,000 $128,000 $985,000 $74,000 $1,427,000
FHA-insured (Federal Housing Administration) 246 $34,990,000 $142,000 $413,000 $45,000 $249,000
VA-guaranteed (Veterans Administration) 63 $8,585,000 $136,000 $229,000 $50,000 $173,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 45 $3,948,000 $87,000 $190,000 $36,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 711 $90,497,000 $127,000 $403,000 $74,000 $714,000
Application Denied By Financial Institution 334 $42,864,000 $128,000 $413,000 $65,000 $1,427,000
Application Withdrawn By Applicant 174 $25,687,000 $147,000 $985,000 $74,000 $900,000
Loan Purchased By The Institution 160 $20,461,000 $127,000 $276,000 $34,000 $249,000
Application Approved But Not Accepted 74 $8,681,000 $117,000 $244,000 $64,000 $186,000
File Closed For Incompleteness 51 $7,667,000 $150,000 $400,000 $64,000 $207,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 88 $13,062,000 $148,000 $352,000 $65,000 $165,000
Debt-To-Income Ratio 71 $9,730,000 $137,000 $405,000 $66,000 $1,414,000
Credit History 67 $6,898,000 $102,000 $283,000 $47,000 $173,000
Other 40 $4,150,000 $103,000 $413,000 $58,000 $155,000
Credit Application Incomplete 11 $1,613,000 $146,000 $407,000 $69,000 $320,000
Unverifiable Information 6 $832,000 $138,000 $249,000 $301,000 $1,427,000
Employment History 4 $719,000 $179,000 $240,000 $35,000 $72,000
Mortgage Insurance Denied 2 $431,000 $215,000 $228,000 $127,000 $132,000
Insufficient Cash (Downpayment, Closing Cost) 1 $124,000 $124,000 $124,000 $268,000 $268,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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