Poweshiek County, IA Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 735 mortgage applications in Poweshiek County, IA totaling $93.5 million, up 19% from 2014. The average application was for $127,000, and applicants reported an average income of $72,000. 58% of applications resulted in an originated loan and 13% were denied. The most active lender was Greenstate Credit Union, with 175 applications, followed by Community 1st Credit Union and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 735
Total Mortgage Loan Application Amount $93,465,000
Average Mortgage Loan Application Amount $127,000
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $72,000
Highest Applicant Income $515,000

Mortgage Company List for Lending in Poweshiek County, IA for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 2,595,753,000 175 $ 17,926,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ 519,361,000 88 $ 7,354,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 60 $ 8,029,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 34 $ 5,267,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 816,748,000 34 $ 5,360,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 23 $ 3,713,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 22 $ 3,183,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 20 $ 2,826,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,640,538,000 15 $ 2,349,000
Grinnell State Bank
814 FOURTH AVENUE
GRINNELL, IA 50112
* $ 288,639,000 14 $ 2,239,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 14 $ 426,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 12 $ 2,243,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,636,848,000 12 $ 1,211,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 9 $ 1,132,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 7 $ 904,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 7 $ 1,661,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 7 $ 852,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 7 $ 826,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 7 $ 662,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 6 $ 461,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 6 $ 1,046,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ 10,000,000 6 $ 817,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 5 $ 907,000
Keystone Savings Bank
81 MAIN STREET, PO BOX 367
KEYSTONE, IA 52249
* $ 85,701,000 5 $ 492,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,790,345,000 5 $ 500,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 4 $ 775,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 4 $ 622,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 4 $ 534,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 480,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 4 $ 955,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 315,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 825,621,000 3 $ 335,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 3 $ 562,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 235,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,371,232,000 3 $ 1,731,000
Atkins Savings Bank & Trust
97 MAIN AVE PO BOX 176
ATKINS, IA 52206
* $ 80,974,000 3 $ 277,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,146,212,000 3 $ 924,000
City State Bank
801 MAIN STREET
NORWALK, IA 50211
* $ 298,952,000 2 $ 281,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 2 $ 364,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 2 $ 178,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 2 $ 50,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 2 $ 402,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 2 $ 322,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 2 $ 288,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 2 $ 95,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 92,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ 3,127,087,000 2 $ 515,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 2 $ 275,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 232,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 600,596,000 2 $ 352,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 66,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 95,000
Members1st Community Credit Union
910 S 12TH AVE,PO BOX 777
MARSHALLTOWN, IA 50158
* $ 145,364,000 1 $ 29,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ 10,000,000 1 $ 93,000
Midwest Family Lending Corp.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 1 $ 160,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,622,355,000 1 $ 24,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 1 $ 22,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 221,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 125,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 172,000
Inspired Financial Services, LLC
2708 BICENTENNIAL DR, STE A
CEDAR FALLS, IA 50613
* $ 148,146,000 1 $ 271,000
State Savings Bank
4800 MILLS CIVIC PKWY., STE. 100
WEST DES MOINES, IA 50265
* $ 109,903,000 1 $ 257,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 194,000
Farmers Savings Bank
205 W MAIN ST
MARSHALLTOWN, IA 50158
* $ 98,832,000 1 $ 300,000
First American Bank
1207 CENTRAL AVE
FORT DODGE, IA 50501
* $ 1,078,478,000 1 $ 135,000
Charter Bank
5526 NW 86TH STREET
JOHNSTON, IA 50131
* $ 135,158,000 1 $ 250,000
Bankers Trust Company
453 7TH STREET
DES MOINES, IA 50309
* $ 456,627,000 1 $ 224,000
Trubank
1401 N JEFFERSON WAY
INDIANOLA, IA 50125
* $ 161,555,000 1 $ 25,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 80,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ 5,324,994,000 1 $ 224,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 265,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 102,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 1 $ 235,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 1 $ 112,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,951,538,000 1 $ 92,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 249,549,000 1 $ 139,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,680,579,000 1 $ 95,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 546,395,000 1 $ 103,000
South Story Bank & Trust
501 LINN ST
SLATER, IA 50244
* $ 127,772,000 1 $ 235,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 160,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 146,069,000 1 $ 172,000
Chelsea Savings Bank
601 13TH STREET
BELLE PLAINE, IA 52208
* $ 130,014,000 1 $ 31,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 1 $ 276,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 1 $ 224,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 191,162,000 1 $ 224,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 1 $ 25,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,508,574,000 1 $ 325,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 1 $ 217,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 1 $ 242,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 1 $ 242,000
Greater Iowa Credit Union
801 LINCOLN WAY
AMES, IA 50010
* $ 347,425,000 1 $ 5,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ 436,112,000 1 $ 253,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ 328,911,000 1 $ 103,000
Fidelity Bank
177 S JORDAN CREEK PKWY
WEST DES MOINES, IA 50266
* $ 74,903,000 1 $ 309,000
Gnb Bank
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 354,329,000 1 $ 184,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 727,891,000 1 $ 6,000

The tables below break down 2015 mortgage applications in Poweshiek County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Poweshiek County, IA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 393 $46,933,000 $119,000 $720,000 $69,000 $472,000
Refinancing 309 $44,492,000 $143,000 $1,500,000 $76,000 $515,000
Home Improvement 33 $2,040,000 $61,000 $303,000 $72,000 $230,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 584 $71,935,000 $123,000 $1,092,000 $81,000 $515,000
Not applicable 86 $14,437,000 $167,000 $1,500,000 $20,000 $515,000
Not Provided 51 $4,992,000 $97,000 $316,000 $51,000 $303,000
Hispanic 5 $793,000 $158,000 $325,000 $89,000 $149,000
Black or African American 4 $688,000 $172,000 $335,000 $99,000 $135,000
Native Hawaiian or Other Pacific Islander 2 $327,000 $163,000 $257,000 $15,000 $31,000
American Indian or Alaskan Native 2 $153,000 $76,000 $123,000 $47,000 $54,000
Asian 1 $140,000 $140,000 $140,000 $166,000 $166,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 599 $75,957,000 $126,000 $1,500,000 $80,000 $515,000
FHA-insured (Federal Housing Administration) 56 $6,222,000 $111,000 $242,000 $37,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 44 $4,275,000 $97,000 $189,000 $30,000 $94,000
VA-guaranteed (Veterans Administration) 36 $7,011,000 $194,000 $398,000 $45,000 $114,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 428 $50,943,000 $119,000 $720,000 $79,000 $515,000
Loan Purchased By The Institution 123 $17,492,000 $142,000 $382,000 $43,000 $515,000
Application Denied By Financial Institution 94 $13,816,000 $146,000 $1,500,000 $69,000 $400,000
Application Withdrawn By Applicant 68 $8,192,000 $120,000 $398,000 $76,000 $352,000
File Closed For Incompleteness 12 $1,236,000 $103,000 $253,000 $71,000 $306,000
Application Approved But Not Accepted 10 $1,786,000 $178,000 $359,000 $117,000 $312,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 25 $2,239,000 $89,000 $200,000 $42,000 $106,000
Debt-To-Income Ratio 14 $2,380,000 $170,000 $1,092,000 $66,000 $260,000
Collateral 14 $2,034,000 $145,000 $303,000 $101,000 $181,000
Credit Application Incomplete 7 $1,001,000 $143,000 $300,000 $97,000 $365,000
Other 4 $549,000 $137,000 $283,000 $77,000 $120,000
Unverifiable Information 3 $576,000 $192,000 $335,000 $56,000 $78,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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