Prince Edward County VA
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage statistics and lending data for the Prince Edward County VA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Prince Edward County VA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 897
Total Mortgage Loan Application Amount $79,529,000
Average Mortgage Loan Application Amount $88,000
Highest Mortgage Loan Application Amount $726,000
Average Applicant Income $53,000
Highest Applicant Income $678,000

Mortgage Company List for Lending in Prince Edward County VA for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 78 $ 5,352,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 353,541,000,000 60 $ 3,815,000
CITIZENS BANK AND TRUST COMPANY
126 SOUTH MAIN ST.
BLACKSTONE, VA 23824
* $ 267,409,000 53 $ 2,467,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 42,548,912,000 49 $ 6,294,000
SLM FINANCIAL CORPORATION
300 CONTINENTAL DRIVE
NEWARK, DE 19713
* $ 10,000,000 40 $ 2,173,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 33 $ 2,804,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 28 $ 2,770,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 25 $ 1,597,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 24 $ 894,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 24 $ 2,004,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 20 $ 1,809,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 18 $ 2,744,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 67,584,376,000 18 $ 2,211,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 17 $ 173,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 16 $ 1,826,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 15 $ 1,795,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 1,658,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 11 $ 1,042,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 11 $ 728,000
THE BANK OF CHARLOTTE COUNTY
101 BERKLEY STREET
PHENIX, VA 23959
* $ 108,429,000 11 $ 917,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 10 $ 838,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 8 $ 736,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 7 $ 917,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 7 $ 628,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 7 $ 814,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 960,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 45,247,734,000 5 $ 594,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 5 $ 245,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 5 $ 318,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 124,453,567,000 5 $ 492,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 5 $ 404,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 4 $ 313,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 4 $ 500,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 46,276,022,000 4 $ 136,000
PLANTERS BANK & TRUST COMPANY
24 SOUTH AUGUSTA STREET
STAUNTON, VA 24402
* $ 780,723,000 4 $ 224,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 3 $ 340,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 243,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,615,181,000 3 $ 405,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 3 $ 327,000
CITIMORTGAGE, INC.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 3 $ 406,000
FRANKLIN MORTGAGE FUNDING
25800 NORTHWESTERN HWY SUITE 875
SOUTHFIELD, MI 48075
* $ 10,000,000 3 $ 711,000
FIRST-CITIZENS BANK & TRUST CO
16 E ROWAN STREET
RALEIGH, NC 27609
* $ 11,283,653,000 3 $ 291,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 45,247,734,000 3 $ 435,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 260,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 3 $ 240,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 7,855,191,000 3 $ 176,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 3 $ 534,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 3 $ 207,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,223,098,000 2 $ 186,000
SOUTH TRUST MORTGAGE
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 34,000,000 2 $ 230,000
SOUTHERN TRUST MORTGAGE, LLC
150 BOUSH STREET #400
NORFOLK, VA 23510
* $ 10,000,000 2 $ 192,000
CENTRAL VIRGINIA BANK
PO BOX 391
WEST POINT, VA 23181
* $ 364,010,000 2 $ 236,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 167,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 265,000
AMERITRUST MORTGAGE COMPANY LL
14045 BALLANTYNE CORPORATE PLACE SUITE 2
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 402,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 2 $ 119,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 2 $ 135,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,690,967,000 2 $ 153,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 29,327,000,000 2 $ 305,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 20,288,424,000 2 $ 108,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 2 $ 290,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,022,330,000 2 $ 286,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 1,175,244,000 2 $ 81,000
CRESCENT MORTGAGE COMPANY
115 PERIMETER CENTER PLACE STE 285
ATLANTA, GA 30346
* $ 367,510,000 2 $ 277,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 2 $ 342,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 2 $ 327,000
FIRST AMERICAN MORTGAGE, INC,.
3926 PENDER DRIVE, 1ST FLOOR
FAIRFAX, VA 22030
* $ 10,000,000 2 $ 337,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 282,755,000 2 $ 144,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 95,600,000 2 $ 279,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 13,189,979,000 2 $ 346,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 2 $ 108,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 2 $ 193,000
LOANCITY
5671 SANTA TERESA BOULEVARD
SAN JOSE, CA 95123
* $ 10,000,000 2 $ 283,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 2,032,341,000 2 $ 112,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 2 $ 162,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 2 $ 101,000
PULTE MORTGAGE LLC
7390 SOUTH IOLA STREET
ENGLEWOOD, CO 80112
* $ 31,000,000 1 $ 130,000
RBC BANK
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 19,115,476,000 1 $ 210,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 1 $ 73,000
PINNACLE MORTGAGE GROUP, INC.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 192,000
PARAMOUNT MORTGAGE SERVICES, I
231 CROSSWICKS RD., SUITE 5
BORDENTOWN, NJ 08505
* $ 10,000,000 1 $ 63,000
PARTNERS FINANCIAL FEDERAL C U
1200 NEW YORK AVENUE
GLEN ALLEN, VA 23060
* $ 34,727,000 1 $ 125,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,155,337,000 1 $ 80,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 1 $ 78,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 20,039,756,000 1 $ 165,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 1 $ 94,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 1 $ 71,000
MILLENNIA MORTGAGE CORPORATION
9891 IRVINE CENTER DRIVE, STE. 200
IRVINE, CA 92618
* $ 10,000,000 1 $ 104,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 1 $ 530,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 19,145,012,000 1 $ 99,000
INTERVALE MORTGAGE
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 203,824,000 1 $ 267,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 79,000
FIRST BANK
600 JAMES MCDONNELL BLVD
HAZELWOOD, MO 63042
* $ 7,070,664,000 1 $ 57,000
CONCORD MORTGAGE CORP
25 MELVILLE PARK ROAD SUITE 110
MELVILLE, NY 11747
* $ 10,000,000 1 $ 140,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 1 $ 40,000
GB MORTGAGE, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 1 $ 79,000
GREATER ATLANTIC MORTGAGE CORP
8230 OLD COURTHOUSE ROAD S520
VIENNA, VA 22182
* $ 117,754,000 1 $ 82,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 107,000
GUARANTY RESIDENTIAL LENDING
1300 S. MOPAC EXPWY
AUSTIN, TX 78746
* $ 9,102,046,000 1 $ 55,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 236,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 153,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 9,333,614,000 1 $ 120,000
FIRST GREENSBORO HOME EQUITY
1801 STANLEY RD, STE 400
GREENSBORO, NC 27407
* $ 10,000,000 1 $ 100,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 1 $ 60,000
FIRST NATIONAL BANK
P O BOX 600
CHRISTIANSBURG, VA 24068
* $ 676,199,000 1 $ 52,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 78,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 10,551,758,000 1 $ 119,000
FLEET NATIONAL BANK
525 N TRYON ST NC1-023-06-04
CHARLOTTE, NC 28255
* $ 192,265,000,000 1 $ 128,000
FLEXPOINT FUNDING CORPORATION
30 EXECUTIVE PARK SUITE 200
IRVINE, CA 92614
* $ 26,612,275,000 1 $ 117,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 1 $ 107,000
WESTSTAR MORTGAGE, INC.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 139,000
WASHINGTION MUTUAL FINANCE COR
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 1 $ 15,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 31,657,778,000 1 $ 108,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 75,000
THORNBURG MORTGAGE HOME LOAN
2300 NORTH RIDGETOP ROAD
SANTA FE, NM 87506
* $ 10,000,000 1 $ 150,000
THE BANK OF RICHMOND
5300 PATTERSON AVE
RICHMOND, VA 23226
* $ 105,884,000 1 $ 274,000
APPLE FEDERAL CREDIT UNION
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ 676,307,000 1 $ 110,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 44,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 117,000
ACCESS NATIONAL MORTGAGE
1800 ROBERT FULTON DRIVE, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 64,000
REGENCY SAVINGS BANK
6100 N NORTHWEST HIGHWAY
CHICAGO, IL 60631
* $ 1,327,611,000 1 $ 726,000
RESOURCE BANK
4429 BONNEY ROAD
VIRGINIA BEACH, VA 23462
* $ 864,464,000 1 $ 124,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 140,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 1 $ 190,000
SHARONVIEW FEDERAL CREDIT UNION
1081 RED VENTURES DR.
FORT MILL, SC 29707
* $ 554,317,000 1 $ 241,000
SIDUS FINANCIAL, LLC
1905 TURNBURY DRIVE
GREENVILLE, NC 27858
* $ 10,000,000 1 $ 100,000
BRIDGE CAPITAL CORPORATION
27121 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 10,000,000 1 $ 135,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ 189,567,000 1 $ 84,000
CAPITAL CENTER, L.L.C.
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 110,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 43,610,071,000 1 $ 89,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Prince Edward County VA in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 490 $44,748,000 $91,000 $726,000 $51,000 $678,000
Home Purchase 319 $32,448,000 $101,000 $559,000 $58,000 $555,000
Home Improvement 88 $2,333,000 $26,000 $185,000 $48,000 $253,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 460 $44,246,000 $96,000 $695,000 $62,000 $635,000
Black or African American 262 $16,239,000 $61,000 $241,000 $42,000 $678,000
Not Provided 86 $7,849,000 $91,000 $292,000 $61,000 $555,000
Not applicable 65 $8,784,000 $135,000 $726,000 $6,000 $84,000
Hispanic 14 $1,283,000 $91,000 $206,000 $39,000 $107,000
Asian 7 $788,000 $112,000 $173,000 $71,000 $135,000
American Indian or Alaskan Native 3 $340,000 $113,000 $194,000 $79,000 $103,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 850 $74,656,000 $87,000 $726,000 $55,000 $678,000
FHA-insured (Federal Housing Administration) 27 $2,611,000 $96,000 $156,000 $34,000 $68,000
VA-guaranteed (Veterans Administration) 12 $1,345,000 $112,000 $163,000 $29,000 $94,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $917,000 $114,000 $152,000 $29,000 $50,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 388 $37,158,000 $95,000 $695,000 $63,000 $635,000
Application Denied By Financial Institution 266 $19,718,000 $74,000 $530,000 $44,000 $253,000
Application Approved But Not Accepted 91 $6,387,000 $70,000 $225,000 $51,000 $200,000
Loan Purchased By The Institution 72 $8,968,000 $124,000 $726,000 $22,000 $113,000
Application Withdrawn By Applicant 64 $5,663,000 $88,000 $334,000 $71,000 $678,000
File Closed For Incompleteness 16 $1,635,000 $102,000 $225,000 $68,000 $560,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 99 $6,705,000 $67,000 $280,000 $37,000 $186,000
Other 43 $3,339,000 $77,000 $194,000 $54,000 $253,000
Debt-To-Income Ratio 33 $2,490,000 $75,000 $295,000 $42,000 $182,000
Collateral 23 $2,659,000 $115,000 $530,000 $58,000 $161,000
Credit Application Incomplete 10 $1,101,000 $110,000 $200,000 $58,000 $168,000
Unverifiable Information 3 $384,000 $128,000 $240,000 $86,000 $196,000
Insufficient Cash (Downpayment, Closing Cost) 2 $212,000 $106,000 $152,000 $144,000 $183,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information back through 2003.

Download the Virginia Lender List