Providence County, RI Mortgage Lenders & HMDA Data, 2010
In 2010, lenders reported 26,446 mortgage applications in Providence County, RI totaling $4.9 billion, down 15% from 2009. The average application was for $185,000, and applicants reported an average income of $77,000. 49% of applications resulted in an originated loan and 17% were denied. The most active lender was Rbs Citizens, N.A., with 2,885 applications, followed by Bank of America, N.A. and Wells Fargo Bank, NA.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 26,446 |
| Total Mortgage Loan Application Amount | $4,903,815,000 |
| Average Mortgage Loan Application Amount | $185,000 |
| Highest Mortgage Loan Application Amount | $17,000,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $3,500,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Rbs Citizens, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 116,921,115,000 | 2,885 | $ 425,529,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 2,788 | $ 532,834,000 |
| Wells Fargo Bank, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 1,581 | $ 301,638,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 1,138 | $ 212,709,000 |
| Coastal1 Credit Union 1200 CENTRAL AVENUE PAWTUCKET, RI 02861 |
* | $ 1,169,915,000 | 988 | $ 152,588,000 |
| Sovereign Bank 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 73,839,735,000 | 970 | $ 168,288,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 898 | $ 178,042,000 |
| Navigant Credit Union 1005 DOUGLAS PIKE SMITHFIELD, RI 02917 |
* | $ 1,157,482,000 | 820 | $ 117,034,000 |
| Flagstar Bank 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 811 | $ 172,386,000 |
| Embrace Home Loans, Inc. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 790 | $ 150,593,000 |
| Ally Bank F/K/A/ Gmac Bank 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 606 | $ 117,351,000 |
| Home Point Financial Corporation 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ 40,000,000 | 549 | $ 117,025,000 |
| Mortgage Master, Inc. 102 ELM STREET WALPOLE, MA 02081 |
* | $ 11,250,346,000 | 532 | $ 109,327,000 |
| Franklin American Mortgage Co 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 499 | $ 95,603,000 |
| Coastway Community Bank ONE COASTWAY BLVD WARWICK, RI 02886 |
* | $ 298,029,000 | 485 | $ 90,754,000 |
| Metlife Bank, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 470 | $ 103,742,000 |
| Gmac Mortgage LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 425 | $ 80,873,000 |
| First Home Mortgage 6211 GREENLEIGH AVENUE SUITE 300 BALTIMORE, MD 21220 |
* | $ 10,000,000 | 389 | $ 67,534,000 |
| Citimortgage, Inc 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 374 | $ 74,381,000 |
| US Bank, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 341 | $ 66,600,000 |
| Bank Rhode Island ONE TURKS HEAD PLACE PROVIDENCE, RI 02903 |
* | $ 1,589,313,000 | 337 | $ 80,366,000 |
| Admirals Bank Former Domestic 815 RESERVOIR AVE CRANSTON, RI 02910 |
* | $ 234,124,000 | 326 | $ 33,211,000 |
| Shamrock Home Loans, Inc. 75 NEWMAN AVE EAST PROVIDENCE, RI 02916 |
* | $ 4,122,000 | 326 | $ 59,347,000 |
| The Washington Trust Company, of Westerly 23 BROAD STREET WESTERLY, RI 02891 |
* | $ 2,882,295,000 | 285 | $ 61,297,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 279 | $ 50,917,000 |
| Graystone Tower Bank 1826 GOOD HOPE ROAD ENOLA, PA 17025 |
* | $ 1,375,160,000 | 259 | $ 53,341,000 |
| Webster Bank, N.A. 145 BANK ST WATERBURY, CT 06702 |
* | $ 17,699,215,000 | 258 | $ 42,672,000 |
| Milford Federal Savings & Loan 246 MAIN STREET MILFORD, MA 01757 |
* | $ 346,771,000 | 246 | $ 40,191,000 |
| Dexter Credit Union 934 DEXTER STREET CENTRAL FALLS, RI 02863 |
* | $ 119,578,000 | 232 | $ 30,177,000 |
| Crescent Mortgage Company 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 1,140,194,000 | 221 | $ 41,322,000 |
| Ne Moves Mortgage, LLC 52 SECOND AVENUE, 3RD FLOOR WALTHAM, MA 02451 |
* | $ 10,000,000 | 199 | $ 36,838,000 |
| Rhode Island Credit Union 95 JEFFERSON BLVD WARWICK, RI 02888 |
* | $ 210,045,000 | 180 | $ 9,836,000 |
| Stearns Lending, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 167 | $ 32,624,000 |
| Clearpoint Funding, Inc. 4 TECHNOLOGY DRIVE, SUITE 200 WESTBOROUGH, MA 01581 |
* | $ 10,000,000 | 144 | $ 26,931,000 |
| Freedom Mortgage Corp. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 134 | $ 25,975,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 131 | $ 25,538,000 |
| Ocean State Credit Union 2006 NOOSENECK HILL RD COVENTRY, RI 02816 |
* | $ 264,427,000 | 118 | $ 17,896,000 |
| Home Loan Center 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 114 | $ 24,871,000 |
| Greenwood Credit Union 2669 POST ROAD WARWICK, RI 02886 |
* | $ 269,778,000 | 107 | $ 14,894,000 |
| Sierra Pacific Mortgage Co. Inc 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 106 | $ 22,085,000 |
| Suntrust Mortgage, Inc 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 106 | $ 24,922,000 |
| Plaza Home Mortgage, Inc 5090 SHOREHAM PLACE, SUITE #206 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 103 | $ 19,673,000 |
| Branch Banking and Trust Co 223 W NASH STREET WILSON, NC 27893 |
* | $ 159,675,538,000 | 102 | $ 17,565,000 |
| Centreville Bank 1218 MAIN STREET WEST WARWICK, RI 02893 |
* | $ 941,262,000 | 98 | $ 16,690,000 |
| Prospect Mortgage, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 94 | $ 15,642,000 |
| Banknewport 184 JOHN CLARKE RD MIDDLETOWN, RI 02842 |
* | $ 1,112,402,000 | 90 | $ 20,936,000 |
| Mid-Island Mortgage Corp. 900 MERCHANTS CONCOURSE, SUITE #112 WESTBURY, NY 11590 |
* | $ 10,000,000 | 85 | $ 13,553,000 |
| M&T Bank 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 67,860,327,000 | 81 | $ 13,398,000 |
| First Eastern Mortgage Corp 100 BRICKSTONE SQUARE ANDOVER, MA 01810 |
* | $ 71,936,000 | 79 | $ 16,317,000 |
| Home Loan Investment Bank ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 210,951,000 | 74 | $ 14,279,000 |
| Allied Home Mortgage Corp. 6110 PINEMONT DR., STE. 220 HOUSTON, TX 77092 |
* | $ 10,000,000 | 74 | $ 14,474,000 |
| Merrimack Mortgage Company, in 1045 ELM STREET, SUITE 601 MANCHESTER, NH 03101 |
* | $ 10,000,000 | 73 | $ 14,585,000 |
| Residential Mortgage Services, Inc. 24 CHRISTOPHER TOPPI DRIVE SOUTH PORTLAND, ME 04106 |
* | $ 10,000,000 | 73 | $ 12,475,000 |
| Blackstone River FCU 10 MONUMENT SQUARE WOONSOCKET, RI 02895 |
* | $ 39,828,000 | 73 | $ 3,444,000 |
| PNC Bank N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 65 | $ 23,631,000 |
| Merrill Lynch Credit Corp 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 63 | $ 16,157,000 |
| Envision Bank 10 CABOT PLACE STOUGHTON, MA 02072 |
* | $ 399,836,000 | 63 | $ 14,119,000 |
| First Residential Mortgage 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 63 | $ 13,906,000 |
| Nationstar Mortgage 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 59 | $ 12,914,000 |
| Nfcu 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 39,610,194,000 | 58 | $ 10,870,000 |
| Union Federal Savings Bank 1565 MINERAL SPRING AVENUE NORTH PROVIDENCE, RI 02904 |
* | $ 191,993,000 | 56 | $ 8,947,000 |
| Weichert Financial Services 225 LITTLETON ROAD MORRIS PLAINS, NJ 07950 |
* | $ 31,000,000 | 56 | $ 12,234,000 |
| Home Savings of America 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 477,531,000 | 52 | $ 9,906,000 |
| Salem Five Mortgage Company LLC 210 ESSEX STREET SALEM, MA 01970 |
* | $ 642,980,000 | 51 | $ 10,473,000 |
| 1-800-East/West Mortgage Co. 171 LOCKE DRIVE SUITE 107 MARLBOROUGH, MA 01752 |
* | $ 537,133,000 | 50 | $ 11,291,000 |
| Everbank 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 47 | $ 9,120,000 |
| Ing Bank, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 90,293,933,000 | 46 | $ 9,516,000 |
| New England Regional Mortgage PORTSMOUTH, NH 03811 |
* | $ 10,000,000 | 45 | $ 7,948,000 |
| Onewest Bank, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 23,286,247,000 | 42 | $ 9,081,000 |
| Rockland Trust Company 120 LIBERTY STREET BROCKTON, MA 02302 |
* | $ 4,485,775,000 | 42 | $ 9,303,000 |
| Midfirst Bank 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,817,999,000 | 41 | $ 8,429,000 |
| Provident Funding Associates 1235 NORTH DUTTON AVE STE E SANTA ROSA, CA 95401 |
* | $ 10,000,000 | 40 | $ 8,277,000 |
| Sidus Financial, LLC 701 GREEN VALLEY ROAD, SUITE 101 GREENSBORO, NC 27408 |
* | $ 10,000,000 | 39 | $ 6,997,000 |
| Shore Mortgage 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 38 | $ 7,633,000 |
| Semper Home Loans, Inc 225 DUPONT DRIVE PROVIDENCE, RI 02907 |
* | $ 3,295,000 | 35 | $ 6,798,000 |
| Bristol County Savings Bank 35 BROADWAY TAUNTON, MA 02780 |
* | $ 1,166,343,000 | 34 | $ 7,027,000 |
| Homeowners Mortgage of America 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 31 | $ 5,482,000 |
| Fairway Independent Mort Corp 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ 10,000,000 | 31 | $ 6,692,000 |
| William Raveis Mortgage, LLC 7 TRAP FALLS ROAD SHELTON, CT 06484 |
* | $ 10,000,000 | 30 | $ 7,893,000 |
| Wave Federal Credit Union 480 GREENWICH AVENUE WARWICK, RI 02886 |
* | $ 106,042,000 | 30 | $ 3,339,000 |
| Columbus Credit Union 560 MAIN STREET WARREN, RI 02885 |
* | $ 57,077,000 | 29 | $ 4,150,000 |
| Allied Home Mtg Capital Corp 6110 PINEMONT DR., STE. 215 HOUSTON, TX 77092 |
* | $ 10,000,000 | 29 | $ 5,762,000 |
| The People's Credit Union 858 WEST MAIN ROAD MIDDLETOWN, RI 02842 |
* | $ 402,888,000 | 28 | $ 4,765,000 |
| Dean Cooperative Bank 21 MAIN STREET FRANKLIN, MA 02038 |
* | $ 221,495,000 | 28 | $ 4,453,000 |
| Eagle National Bank 8045 WEST CHESTER PIKE UPPER DARBY, PA 19082 |
* | $ 273,674,000 | 27 | $ 4,445,000 |
| Wcs Lending, LLC 951 YAMATO ROAD, SUITE 150 BOCA RATON, FL 33431 |
* | $ 25,076,000 | 27 | $ 5,236,000 |
| St. Anne's Credit Union of Fal 286 OLIVER STREET FALL RIVER, MA 02723 |
* | $ 732,793,000 | 26 | $ 5,175,000 |
| Poli Mortgage Group, Inc. 780 DEDHAM STREET CANTON, MA 02021 |
* | $ 7,525,858,000 | 26 | $ 5,670,000 |
| Leader Bank NA 141 MASSACHUSETTS AVENUE ARLINGTON, MA 02474 |
* | $ 312,305,000 | 26 | $ 7,032,000 |
| Alliance Blackstone Valley FCU 594 CENTRAL AVENUE PAWTUCKET, RI 02861 |
* | $ 39,735,000 | 25 | $ 1,964,000 |
| Covenant Mortgage, LLC 235 LITTLETON RD, STE 6 WESTFORD, MA 01886 |
* | $ 675,890,000 | 25 | $ 4,545,000 |
| American Internet Mortgage, Inc. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 24 | $ 5,000,000 |
| TD Bank N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 140,038,551,000 | 23 | $ 2,825,000 |
| First State Mortgage Services 502 N HERSHEY ROAD BLOOMINGTON, IL 61704 |
* | $ 327,995,000 | 22 | $ 3,682,000 |
| Walker Jackson Mortgage Corpor 14501 GEORGE CARTER WAY CHANTILLY, VA 20151 |
* | $ 292,944,000 | 22 | $ 3,978,000 |
| Baycoast Bank 330 SWANSEA MALL DRIVE SWANSEA, MA 02777 |
* | $ 693,350,000 | 21 | $ 3,714,000 |
| Eastern Bank 195 MARKET ST LYNN, MA 01901 |
* | $ 6,584,641,000 | 19 | $ 3,355,000 |
| The Money Source Inc. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ 10,000,000 | 19 | $ 2,957,000 |
| Unibank for Savings 49 CHURCH STREET WHITINSVILLE, MA 01588 |
* | $ 915,423,000 | 18 | $ 3,838,000 |
| North American Savings Bank 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,506,113,000 | 18 | $ 4,481,000 |
| Community First Bank 3725 OLD COURT ROAD BALTIMORE, MD 21208 |
* | $ 57,149,000 | 18 | $ 3,519,000 |
| Carnegie Mortgage 2297 STATE HIGHWAY 33 HAMILTON SQUARE, NJ 08690 |
* | $ 193,976,000 | 16 | $ 3,698,000 |
| Foxboro Federal Savings 1 CENTRAL STREET FOXBORO, MA 02035 |
* | $ 128,371,000 | 16 | $ 3,599,000 |
| Greenpark Mortgage Corporation 140 GOULD STREET NEEDHAM, MA 02494 |
* | $ 1,031,643,000 | 16 | $ 3,120,000 |
| Freedom National Bank 584 PUTNAM PIKE GREENVILLE, RI 02828 |
* | $ 86,252,000 | 15 | $ 1,907,000 |
| HSBC Mortgage Corp 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 14 | $ 2,138,000 |
| Shelter Mortgage Company, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 12,000,000 | 14 | $ 3,079,000 |
| Newport Federal Savings Bank P.O. BOX 210 NEWPORT, RI 02840 |
* | $ 457,470,000 | 14 | $ 3,688,000 |
| Envoy Mortgage, Ltd 10496 KATY FWY STE 250 HOUSTON, TX 77024 |
* | $ 10,000,000 | 14 | $ 3,189,000 |
| Radius Financial Group Inc 600 LONGWATER DRIVE SUITE 107 NORWELL, MA 02061 |
* | $ 3,236,218,000 | 13 | $ 3,048,000 |
| 1st Alliance Lending, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 13 | $ 1,855,000 |
| Capwest Mortgage Corporation 14231 METCALF AVE. STE. 200 OVERLAND PARK, KS 66223 |
* | $ 629,176,000 | 13 | $ 2,592,000 |
| Everhome Mortgage Company 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 13 | $ 2,632,000 |
| National Bank of Kansas City 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 708,191,000 | 13 | $ 2,854,000 |
| Mechanics Cooperative Bank 308 BAY STREET TAUNTON, MA 02780 |
* | $ 373,359,000 | 13 | $ 8,351,000 |
| US Bank North Dakota 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 12 | $ 5,176,000 |
| Morgan Stanley Credit Corp 75 N. FAIRWAY DR. VERNON HILLS, IL 60061 |
* | $ 36,000,000 | 12 | $ 5,371,000 |
| Mortgage Research Center, LLC 2101 CHAPEL PLAZA COURT SUITE 107 COLUMBIA, MO 65203 |
* | $ 880,000,000 | 12 | $ 2,443,000 |
| New York Community Bank 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 40,150,052,000 | 11 | $ 2,172,000 |
| Charles Schwab Bank 211 MAIN STREET SAN FRANCISCO, CA 94105 |
* | $ 43,242,751,000 | 11 | $ 2,377,000 |
| Financial Freedom Acquisition 1 BANTING IRVINE, CA 92618 |
* | $ 36,000,000,000 | 11 | $ 1,429,000 |
| Guaranty Bank, FSB 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 1,319,978,000 | 11 | $ 2,398,000 |
| Ameriprise Bank, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 2,823,342,000 | 10 | $ 1,916,000 |
| First Tennessee Bank NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 25,841,918,000 | 10 | $ 1,961,000 |
| Bank of Canton 490 TURNPIKE STREET CANTON, MA 02021 |
* | $ 724,842,000 | 10 | $ 2,494,000 |
| American Financial Resources LLC 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 10 | $ 1,692,000 |
| Harborone Credit Union 770 OAK STREET PO BOX 720 BROCKTON, MA 02303 |
* | $ 1,811,883,000 | 10 | $ 2,163,000 |
| PHH Home Loans, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 9 | $ 2,751,000 |
| Land/Home Financial Services 1355 WILLOW WAY, SUITE 250 CONCORD, CA 94520 |
* | $ 10,000,000 | 9 | $ 1,057,000 |
| Access National Mortgage Corp 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 9 | $ 2,378,000 |
| Mortgage Network, Inc. 99 CONIFER HILL DR DANVERS, MA 01923 |
* | $ 3,700,000 | 8 | $ 1,931,000 |
| Gateway Bank, FSB 2336 MERCED STREET SAN LEANDRO, CA 94577 |
* | $ 424,638,000 | 8 | $ 1,701,000 |
| American Bank 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 7 | $ 1,409,000 |
| Digital Federal Credit Union 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 3,938,342,000 | 7 | $ 1,345,000 |
| Rockland Federal Credit Union 241 UNION STREET ROCKLAND, MA 02370 |
* | $ 1,035,114,000 | 7 | $ 684,000 |
| Members Mortgage Company, Inc. 10 CEDAR STREET, #11 WOBURN, MA 01801 |
* | $ 10,000,000 | 7 | $ 1,443,000 |
| First Choice Bank 669 WHITEHEAD ROAD LAWRENCEVILLE, NJ 08648 |
* | $ 267,565,000 | 7 | $ 1,162,000 |
| UBS Ag, Tampa Branch 3000 BAYPORT TAMPA, FL 33607 |
* | $ 2,019,000,000 | 7 | $ 974,000 |
| Nationwide Bank ONE NATIONWIDE PLAZA, 2-14-05 COLUMBUS, OH 43215 |
* | $ 3,206,002,000 | 7 | $ 1,194,000 |
| Bank Five 79 NORTH MAIN ST FALL RIVER, MA 02720 |
* | $ 708,758,000 | 6 | $ 1,351,000 |
| Aurora Bank FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 4,851,667,000 | 6 | $ 1,225,000 |
| Colonial Savings, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 964,882,000 | 6 | $ 916,000 |
| Capital One NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 127,360,045,000 | 6 | $ 496,000 |
| Dime Bank 290 SALEM TPKE NORWICH, CT 06360 |
* | $ 634,319,000 | 5 | $ 1,103,000 |
| Peoples Bank 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 343,272,000 | 5 | $ 1,445,000 |
| Affiliated Mortgage Company 1301 HUDSON LANE MONROE, LA 71201 |
* | $ 212,423,000 | 5 | $ 675,000 |
| Pentagon Federal Credit Union 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 5 | $ 865,000 |
| BNC National Bank BISMARCK, ND 58501 |
* | $ 866,920,000 | 5 | $ 1,591,000 |
| Emm Loans LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08003 |
* | $ 10,000,000 | 5 | $ 1,107,000 |
| Hanscom Federal Credit Union 1610 EGLIN ST HANSCOM AFB, MA 01731 |
* | $ 767,944,000 | 5 | $ 1,046,000 |
| Dollar Bank, FSB #3 GATEWAY CENTER PITTSBURGH, PA 15222 |
* | $ 5,930,656,000 | 5 | $ 2,347,000 |
| Westerly Community Credit Union 4979 TOWER HILL RD WAKEFIELD, RI 02879 |
* | $ 210,948,000 | 5 | $ 470,000 |
| Priority Funding LLC 292 MAIN STREET, STE G1 NORTHBORO, MA 01532 |
* | $ 1,486,000 | 5 | $ 182,000 |
| Weststar Mortgage, Inc. 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 5 | $ 922,000 |
| Reliant Mortgage Company, LLC 100 CUMMINGS CENTER, SUITE 303 C BEVERLY, MA 01915 |
* | $ 10,000,000 | 5 | $ 1,358,000 |
| Direct Federal Credit Union 50 CABOT STREET NEEDHAM, MA 02494 |
* | $ 548,084,000 | 4 | $ 875,000 |
| Generation Mortgage Company 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 4 | $ 784,000 |
| Meridias Capital Incorporated P.O. BOX 241429 CHARLOTTE, NC 28273 |
* | $ 10,000,000 | 4 | $ 1,059,000 |
| Gateway Funding Dms, LP 300 WELSH ROAD, BUILDING 5 HORSHAM, PA 19044 |
* | $ 10,000,000 | 4 | $ 838,000 |
| BNY Mellon, N.A. 500 GRANT STREET, ROOM 2850 PITTSBURGH, PA 15258 |
* | $ 9,827,492,000 | 4 | $ 2,290,000 |
| Bank of England PO BOX 70 ENGLAND, AR 72046 |
* | $ 197,928,000 | 4 | $ 843,000 |
| First Star Bank, S.S.B. 109 S COMMERCE / PO BOX 7 BREMOND, TX 76629 |
* | $ 188,577,000 | 4 | $ 888,000 |
| M&T Realty Capital Corporation 25 S. CHARLES ST., 17TH FLOOR BALTIMORE, MD 21201 |
* | $ 67,860,327,000 | 3 | $ 12,500,000 |
| Bank of Fall River 30 BEDFORD STREET FALL RIVER, MA 02720 |
* | $ 141,146,000 | 3 | $ 1,468,000 |
| The Community Bank 1265 BELMONT STREET BROCKTON, MA 02301 |
* | $ 349,666,000 | 3 | $ 556,000 |
| Bank of Internet USA 12777 HIGH BLUFF DRIVE, SUITE 100 SAN DIEGO, CA 92130 |
* | $ 1,353,065,000 | 3 | $ 714,000 |
| Brookline Bank 160 WASHINGTON STREET BROOKLINE, MA 02447 |
* | $ 2,541,436,000 | 3 | $ 13,600,000 |
| Roundpoint Mortgage Company 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 3 | $ 597,000 |
| Bankliberty 16 W FRANKLIN LIBERTY, MO 64068 |
* | $ 405,955,000 | 3 | $ 497,000 |
| United Midwest Savings Bank 101 S MAIN ST DEGRAFF, OH 43318 |
* | $ 266,952,000 | 3 | $ 333,000 |
| Cranston Municipal Employee CU 1615 PONTIAC AVENUE CRANSTON, RI 02920 |
* | $ 49,979,000 | 3 | $ 242,000 |
| Rate One Inc., the Mortgage Pe 2506 MT. MORIAH RD. STE B450 MEMPHIS, TN 38115 |
* | $ 866,000 | 3 | $ 624,000 |
| Liberty Home Equity Solutions, Inc. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 3 | $ 305,000 |
| Baxter Credit Union 340 N MILWAUKEE AVE 340 N MILWAUKEE AVE, IL 60061 |
* | $ 1,422,795,000 | 3 | $ 1,119,000 |
| Omega Mortgage Corp 333 BOSTON POST ROAD SUDBURY, MA 01776 |
* | $ 1,186,373,000 | 3 | $ 709,000 |
| Drew Mortgage Associates, Inc 196 BOSTON TPKE SHREWSBURY, MA 01545 |
* | $ 10,000 | 2 | $ 395,000 |
| First American Mortgage Trust 70 LEO M. BIRMINGHAM PARKWAY BRIGHTON, MA 02135 |
* | $ 10,000,000 | 2 | $ 368,000 |
| Total Mortgage Services, LLC 185 PLAINS ROAD MILFORD, CT 06461 |
* | $ 10,000,000 | 2 | $ 553,000 |
| Metro Credit Union 200 REVERE BEACH PARKWAY CHELSEA, MA 02150 |
* | $ 769,012,000 | 2 | $ 248,000 |
| Central One Federal Credit Union 714 MAIN ST SHREWSBURY, MA 01545 |
* | $ 328,860,000 | 2 | $ 481,000 |
| Medical Area Federal Credit Un 365 BOYLSTON STREET BROOKLINE, MA 02445 |
* | $ 64,696,000 | 2 | $ 90,000 |
| Qr Lending Inc 555 ZOR SHRINE PLACE MADISON, WI 53719 |
* | $ 1,093,327,000 | 2 | $ 646,000 |
| Guaranteed Rate, Inc. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ 10,000,000 | 2 | $ 693,000 |
| Wyndham Capital Mortgage, Inc. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ 10,000,000 | 2 | $ 453,000 |
| Nationwide Advantage Mortgage 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 2 | $ 412,000 |
| Superior Mortgage Corp. 854 S WHITE HORSE PIKE HAMMONTON, NJ 08037 |
* | $ 10,000,000 | 2 | $ 356,000 |
| The Mortgage Place, Inc. 48 E CHESTNUT ST SHARON, MA 02067 |
* | $ 10,000,000 | 2 | $ 453,000 |
| Boston Private Bank & Trust Co TEN POST OFFICE SQUARE BOSTON, MA 02109 |
* | $ 3,184,386,000 | 2 | $ 351,000 |
| Savings Institute Bank & Trust 803 MAIN STREET WILLIMANTIC, CT 06226 |
* | $ 864,594,000 | 2 | $ 229,000 |
| Putnam Bank 40 MAIN STREET PO BOX 151 PUTNAM, CT 06260 |
* | $ 478,664,000 | 2 | $ 150,000 |
| Mansfield Co-Operative Bank 80 NORTH MAIN ST MANSFIELD, MA 02048 |
* | $ 316,275,000 | 2 | $ 640,000 |
| Citibank, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,161,361,000,000 | 2 | $ 73,000 |
| Hometown Bank 31 SUTTON AVENUE OXFORD, MA 01540 |
* | $ 212,042,000 | 2 | $ 450,000 |
| Webster Five Cents Savings Bank 136 THOMPSON RD. WEBSTER, MA 01570 |
* | $ 559,811,000 | 2 | $ 301,000 |
| Georgia Banking Company 6190 POWERS FERRY ROAD, SUITE 150 ATLANTA, GA 30309 |
* | $ 203,180,000 | 2 | $ 370,000 |
| First Internet Bank of Indiana 11201 USA PARKWAY FISHERS, IN 46038 |
* | $ 503,939,000 | 2 | $ 513,000 |
| Bank Fund Staff Federal Credit 1725 I STREET NW SUITE 150 WASHINGTON, DC 20006 |
* | $ 2,828,155,000 | 2 | $ 480,000 |
| The Huntington National Bank 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 51,111,245,000 | 2 | $ 410,000 |
| Regions Bank 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 138,006,763,000 | 2 | $ 276,000 |
| Needham Bank 1063 GREAT PLAIN AVE NEEDHAM, MA 02492 |
* | $ 1,095,776,000 | 2 | $ 472,000 |
| Primelending 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 4,542,636,000 | 2 | $ 467,000 |
| Keybank National Association 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 90,179,122,000 | 2 | $ 8,710,000 |
| Berkshire Bk 386 MAIN STREET WORCESTER, MA 01615 |
* | $ 1,158,957,000 | 2 | $ 17,250,000 |
| Mass. Institute of Tech. Federal Credit Union 700 TECHNOLOGY SQUARE CAMBRIDGE, MA 02139 |
* | $ 262,854,000 | 2 | $ 260,000 |
| Century Bank and Trust Company 400 MYSTIC AVENUE MEDFORD, MA 02155 |
* | $ 2,250,127,000 | 1 | $ 318,000 |
| Whitney National Bank 400 LABARRE ROAD, 3RD FLOOR JEFFERSON, LA 70121 |
* | $ 11,877,069,000 | 1 | $ 20,000 |
| Millbury National Bank 18 MAIN STREET MILLBURY, MA 01527 |
* | $ 72,067,000 | 1 | $ 380,000 |
| Charles River Bank 70 MAIN ST MEDWAY, MA 02053 |
* | $ 184,074,000 | 1 | $ 105,000 |
| Wintrust Mortgage Corporation 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 1 | $ 300,000 |
| Armed Forces Bank, N.A. 320 KANSAS AVENUE FORT LEAVENWORTH, KS 66027 |
* | $ 862,852,000 | 1 | $ 297,000 |
| Midwest America Federal Credit Union 1104 MEDICAL PARK DR FORT WAYNE, IN 46825 |
* | $ 449,345,000 | 1 | $ 10,000 |
| Bank of Blue Valley 11935 RILEY OVERLAND PARK, KS 66213 |
* | $ 772,582,000 | 1 | $ 151,000 |
| Pacific Mercantile Bank 949 SOUTH COAST DRIVE 3RD FLOOR COSTA MESA, CA 92626 |
* | $ 1,198,351,000 | 1 | $ 118,000 |
| United Nations Federal CU 24-01 44TH ROAD 7TH FLOOR LONG ISLAND CITY, NY 11101 |
* | $ 3,092,074,000 | 1 | $ 100,000 |
| Taunton Federal Credit Union 14 CHURCH GREET TAUNTON, MA 02780 |
* | $ 122,894,000 | 1 | $ 133,000 |
| Proficio Bank 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 276,676,000 | 1 | $ 288,000 |
| Avidia Bank 42 MAIN STREET HUDSON, MA 01749 |
* | $ 963,939,000 | 1 | $ 80,000 |
| Clinton Savings Bank 200 CHURCH STREET CLINTON, MA 01510 |
* | $ 486,160,000 | 1 | $ 200,000 |
| Middlesex Savings Bank 6 MAIN STREET NATICK, MA 01760 |
* | $ 3,952,397,000 | 1 | $ 635,000 |
| E*Trade Bank 671 NORTH GLEBE RD, 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 45,042,065,000 | 1 | $ 150,000 |
| Onelocal Bank 11 CENTRAL STREET NORWOOD, MA 02062 |
* | $ 399,503,000 | 1 | $ 180,000 |
| Stonehambank - A Co-Operative 80 MONTVALE AVE STONEHAM, MA 02180 |
* | $ 412,315,000 | 1 | $ 204,000 |
| The Cooperative Bank 40 BELGRADE AVE ROSLINDALE, MA 02131 |
* | $ 267,498,000 | 1 | $ 186,000 |
| Affiliated Financial Group, Ll 5690 DTC BLVD GREENWOOD VILLIAGE, CO 80111 |
* | $ 196,687,000 | 1 | $ 475,000 |
| Dover Mortgage Company PO BOX 1626 ASHEBORO, NC 27204 |
* | $ 1,817,511,000 | 1 | $ 152,000 |
| Homeservices Lending, LLC A 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,000,000 | 1 | $ 106,000 |
| Fidelity Co-Operative Bank 9 LEOMINSTER CONNECTOR LEOMINSTER, MA 01453 |
* | $ 491,398,000 | 1 | $ 256,000 |
| Nucompass Mortgage Services Ll 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 538,958,000,000 | 1 | $ 195,000 |
| Florida Home Finance Group,Llc 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,736,000 | 1 | $ 417,000 |
| American B&T C, N.A. 4301 E 53RD STREET DAVENPORT, IA 52807 |
* | $ 611,474,000 | 1 | $ 227,000 |
| First Commons Bank, N.A. 718 BEACON STREET NEWTON CENTRE, MA 02459 |
* | $ 63,914,000 | 1 | $ 125,000 |
| Seneca Falls Savings Bank 19 CAYUGA ST SENECA FALLS, NY 13148 |
* | $ 219,450,000 | 1 | $ 46,000 |
| Aig Federal Savings Bank 600 N KING STREET, SUITE 2 WILMINGTON, DE 19801 |
* | $ 1,127,943,000 | 1 | $ 80,000 |
| Principal Bank 711 HIGH STREET DES MOINES, IA 50392 |
* | $ 2,376,140,000 | 1 | $ 10,000 |
| Hudson City Savings Bank WEST 80 CENTURY ROAD PARAMUS, NJ 07652 |
* | $ 60,167,760,000 | 1 | $ 374,000 |
| American Equity Mortgage, Inc. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 213,000 |
| Wall Street Mortgage Bankers 1111 MARCUS AVE, LL08 LAKE SUCCESS, NY 11042 |
* | $ 10,000,000 | 1 | $ 229,000 |
| Lsi Mortgage Plus 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 199,000 |
| Newrez LLC FORT WASHINGTON, PA 19034 |
* | $ 10,000,000 | 1 | $ 215,000 |
| Vanderbilt Mortgage 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 101,000 |
| Member Advantage Mortgage 3330 BROADMOOR SE, SUITE B GRAND RAPIDS, MI 49512 |
* | $ 8,810,000 | 1 | $ 247,000 |
| Sirva Mortgage, Inc. 6200 OAK TREE BLVD STE 300 SEVEN HILLS, OH 44131 |
* | $ 101,315,000 | 1 | $ 252,000 |
| PennyMac Loan Services LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 1 | $ 23,000 |
| James B. Nutter & Co. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 1 | $ 347,000 |
| Rtn Federal Credit Union 600 MAIN STREET WALTHAM, MA 02452 |
* | $ 611,152,000 | 1 | $ 150,000 |
| American Airlines Federal Cred 4151 AMON CARTER BLVD FORT WORTH, TX 76155 |
* | $ 5,061,586,000 | 1 | $ 83,000 |
| Chartway FCU 5700 CLEVELAND STREET VIRGINIA BEACH, VA 23462 |
* | $ 1,257,119,000 | 1 | $ 130,000 |
| Usalliance Federal Credit Union 411 THEODORE FREMD AVE, SUITE 350 RYE, NY 10580 |
* | $ 767,103,000 | 1 | $ 415,000 |
| Umassfive College Federal Credit Union 200 WESTGATE CENTER DRIVE, PO BOX 1060 HADLEY, MA 01035 |
* | $ 296,861,000 | 1 | $ 6,000 |
| Fed Ex Employees Credit Association 2731 NONCONNAH BLVD MEMPHIS, TN 38132 |
* | $ 311,155,000 | 1 | $ 137,000 |
| Freedom Credit Uniton 626 JACKSONVILLE ROAD #250 WARMINSTER, PA 18974 |
* | $ 418,946,000 | 1 | $ 15,000 |
| Greylock Federal Credit Union 150 WEST ST. PITTSFIELD, MA 01201 |
* | $ 1,228,533,000 | 1 | $ 39,000 |
| West Community Credit Union 4161 HIGHWAY K O'FALLON, MO 63368 |
* | $ 118,552,000 | 1 | $ 2,199,000 |
| Luxury Mortgage Corp. FOUR LANDMARK SQUARE SUITE 300 STAMFORD, CT 06901 |
* | $ 10,000,000 | 1 | $ 114,000 |
| All American Home Mortgage Cor 333 EARLE OVINGTON BLVD SUITE 102 UNIONDALE, NY 11553 |
* | $ 10,000,000 | 1 | $ 123,000 |
| Oxford Lending Group, LLC 1 EAST CAMPUS VIEW BLVD STE #200 COLUMBUS, OH 43235 |
* | $ 700,000,000 | 1 | $ 170,000 |
| Msa Mortgage, LLC 5 FREMONT STREET WINTHROP, MA 02152 |
* | $ 10,000,000 | 1 | $ 101,000 |
| Ark-La-Tex Financial Services 5160 TENNYSON PKWY, SUITE 2000W PLANO, TX 75024 |
* | $ 10,000,000 | 1 | $ 133,000 |
| Primary Residential Mortgage 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 1 | $ 105,000 |
| Franklin First Financial, Ltd 538 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 36,249,000 | 1 | $ 326,000 |
The tables below break down 2010 mortgage applications in Providence County, RI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Providence County, RI in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 17,003 | $3,345,393,000 | $196,000 | $17,000,000 | $83,000 | $3,500,000 |
| Home Purchase | 8,026 | $1,471,634,000 | $183,000 | $11,900,000 | $67,000 | $1,929,000 |
| Home Improvement | 1,417 | $86,788,000 | $61,000 | $8,300,000 | $65,000 | $960,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,997 | $3,511,674,000 | $184,000 | $6,266,000 | $85,000 | $3,500,000 |
| Not Provided | 2,380 | $446,231,000 | $187,000 | $800,000 | $82,000 | $1,525,000 |
| Hispanic | 1,828 | $256,418,000 | $140,000 | $486,000 | $49,000 | $1,452,000 |
| Not applicable | 1,766 | $445,180,000 | $252,000 | $17,000,000 | $10,000 | $1,929,000 |
| Black or African American | 789 | $126,252,000 | $160,000 | $2,199,000 | $59,000 | $481,000 |
| Asian | 585 | $100,884,000 | $172,000 | $848,000 | $83,000 | $1,200,000 |
| American Indian or Alaskan Native | 69 | $11,884,000 | $172,000 | $470,000 | $274,000 | $1,440,000 |
| Native Hawaiian or Other Pacific Islander | 32 | $5,292,000 | $165,000 | $396,000 | $69,000 | $191,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,688 | $3,234,386,000 | $182,000 | $17,000,000 | $89,000 | $3,500,000 |
| FHA-insured (Federal Housing Administration) | 8,280 | $1,564,730,000 | $188,000 | $558,000 | $55,000 | $1,333,000 |
| VA-guaranteed (Veterans Administration) | 408 | $91,046,000 | $223,000 | $598,000 | $47,000 | $377,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 70 | $13,653,000 | $195,000 | $355,000 | $55,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,913 | $2,345,386,000 | $181,000 | $10,000,000 | $85,000 | $1,929,000 |
| Loan Purchased By The Institution | 4,618 | $898,570,000 | $194,000 | $671,000 | $48,000 | $1,376,000 |
| Application Denied By Financial Institution | 4,560 | $827,918,000 | $181,000 | $17,000,000 | $75,000 | $3,500,000 |
| Application Withdrawn By Applicant | 2,824 | $539,279,000 | $190,000 | $10,000,000 | $86,000 | $1,698,000 |
| Application Approved But Not Accepted | 945 | $180,168,000 | $190,000 | $5,360,000 | $87,000 | $856,000 |
| File Closed For Incompleteness | 585 | $112,420,000 | $192,000 | $1,600,000 | $82,000 | $683,000 |
| Preapproval Denied by Financial Institution | 1 | $74,000 | $74,000 | $74,000 | $40,000 | $40,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,151 | $237,116,000 | $206,000 | $11,900,000 | $96,000 | $3,500,000 |
| Debt-To-Income Ratio | 941 | $146,974,000 | $156,000 | $8,300,000 | $54,000 | $864,000 |
| Other | 673 | $153,542,000 | $228,000 | $17,000,000 | $82,000 | $2,352,000 |
| Credit History | 625 | $75,543,000 | $120,000 | $554,000 | $65,000 | $1,850,000 |
| Credit Application Incomplete | 309 | $63,011,000 | $203,000 | $650,000 | $89,000 | $1,452,000 |
| Unverifiable Information | 125 | $18,880,000 | $151,000 | $486,000 | $70,000 | $340,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 68 | $11,203,000 | $164,000 | $478,000 | $61,000 | $165,000 |
| Employment History | 44 | $6,613,000 | $150,000 | $474,000 | $52,000 | $144,000 |
| Mortgage Insurance Denied | 8 | $1,415,000 | $176,000 | $283,000 | $76,000 | $249,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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