Putnam County, GA Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 1,061 mortgage applications in Putnam County, GA totaling $222.3 million, down 11% from 2010. The average application was for $209,000, and applicants reported an average income of $133,000. 50% of applications resulted in an originated loan and 18% were denied. The most active lender was Wells Fargo Bank NA, with 148 applications, followed by Bank of America NA and Truist Bank.

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Total Number of Mortgage Applications 1,061
Total Mortgage Loan Application Amount $222,253,000
Average Mortgage Loan Application Amount $209,000
Highest Mortgage Loan Application Amount $3,700,000
Average Applicant Income $133,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Putnam County, GA for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 148 $ 29,585,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 71 $ 14,772,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 70 $ 18,609,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 66 $ 11,507,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 42 $ 12,609,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 1,942,629,000 36 $ 8,074,000
Exchange Bank
PO BOX 580
MILLEDGEVILLE, GA 31059
* $ 225,755,000 21 $ 4,305,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 19 $ 3,278,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 19 $ 3,938,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 19 $ 3,495,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 165,800,581,000 18 $ 899,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 18 $ 5,225,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 17 $ 1,073,000
Robins Financial Credit Union
803 WATSON BOULEVARD
WARNER ROBINS, GA 31093
* $ 1,374,634,000 16 $ 1,840,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 15 $ 1,810,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 14 $ 3,688,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 14 $ 2,391,000
Brand Mortgage Group, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 1,195,416,000 14 $ 3,121,000
Magnolia State Bank
130 OAK ST
EASTMAN, GA 31023
* $ 274,416,000 12 $ 1,578,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 11 $ 2,161,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 10 $ 2,121,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 9 $ 2,791,000
First Bank of Georgia
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 495,223,000 9 $ 1,092,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 9 $ 2,156,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 8 $ 1,793,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 8 $ 2,586,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 8 $ 1,353,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 7 $ 1,611,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 7 $ 1,077,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 1,089,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 7 $ 2,716,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 427,083,000 7 $ 1,392,000
Bank of Madison
133 N MAIN ST
MADISON, GA 30650
* $ 229,666,000 7 $ 886,000
United Bank
PO BOX 1337
ZEBULON, GA 30295
* $ 1,049,487,000 6 $ 1,019,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 6 $ 4,526,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 6 $ 1,279,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 6 $ 555,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 6 $ 982,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 5 $ 983,000
Agsouth Farm Credit

LINCOLNTON, NC 28092
* $ 10,000,000 5 $ 841,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 5 $ 1,252,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 5 $ 1,238,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 5 $ 1,970,000
Shelter Mortgage Company, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,270,503,000 5 $ 1,387,000
United Community Bank
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 7,426,039,000 5 $ 1,023,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,270,503,000 4 $ 1,175,000
Newton Federal Bank
3175 HIGHWAY 278
COVINGTON, GA 30014
* $ 252,428,000 4 $ 555,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 4 $ 580,000
Southeast Mortgage of Georgia, Inc.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ 10,000,000 4 $ 1,951,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 4 $ 1,246,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 886,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 4 $ 876,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 4 $ 481,000
Georgia United Credit Union
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ 636,542,000 4 $ 474,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ 1,608,491,000 3 $ 611,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 3,880,849,000 3 $ 577,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 3 $ 740,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 762,000
American Home Mortgage

ATLANTA, GA 30328
* $ 10,000,000 3 $ 1,363,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ 2,023,000 3 $ 292,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 3 $ 587,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 325,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 311,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 3 $ 530,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 3 $ 754,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 139,000
Anchor Funding Corp
3260 POINTE PARKWAY
NORCROSS, GA 30092
* $ 10,700,000 3 $ 324,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 3 $ 732,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 3 $ 495,000
Heritagebank of the South
3333 PEACHTREE RD NE SUITE M-10
ATLANTA, GA 30326
* $ 727,307,000 3 $ 796,000
Liberty First Bank
1901 WEST SPRING STREET
MONROE, GA 30655
* $ 95,920,000 3 $ 1,147,000
Verity Bank
94 WEST ATHENS ST
WINDER, GA 30680
* $ 123,146,000 2 $ 231,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 2 $ 625,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 472,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 2 $ 274,000
State Bank and Trust Company
4219 FORSYTH ROAD
MACON, GA 31210
* $ 2,816,157,000 2 $ 49,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 72,051,000 2 $ 399,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 703,619,000 2 $ 973,000
The Brand Banking Company
106 CROGAN ST
LAWRENCEVILLE, GA 30046
* $ 1,195,416,000 2 $ 444,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 2 $ 57,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 499,416,000 2 $ 278,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 2 $ 412,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,181,819,000 2 $ 593,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ 1,000,000,000 2 $ 501,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 2 $ 250,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 446,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 407,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 2 $ 442,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 2 $ 279,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 2 $ 719,000
Main Street Home Loans LLC
4010 OLD MILTON PARKWAY
ALPHARETTA, GA 30005
* $ 11,000,000 2 $ 844,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 504,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 2 $ 486,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 11,459,900,000 2 $ 1,040,000
Acu
P.O. BOX 923028
PEACHTREE CORNERS, GA 30092
* $ 1,134,233,000 2 $ 202,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 2 $ 99,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 2 $ 526,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,444,690,000 1 $ 214,000
Mill City Credit Union
9999 WAYZATA BOULEVARD
MINNETONKA, MN 55305
* $ 273,029,000 1 $ 89,000
Cgr Credit Union
2040 INGLESIDE AVENUE
MACON, GA 31204
* $ 45,951,000 1 $ 30,000
First Financial Services, Inc.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 1 $ 156,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 38,055,567,000 1 $ 388,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 85,930,126,000 1 $ 871,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 195,101,367,000 1 $ 177,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 1 $ 365,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 85,000
First Citizens Bank
1230 MAIN ST
COLUMBIA, SC 29201
* $ 8,203,738,000 1 $ 65,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 108,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 272,000
Allquest Home Mortgage Corpora
6110 PINEMONT DR, STE 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 149,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 102,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 332,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 189,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 417,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 259,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 144,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 400,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 80,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 189,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 273,000
First Southern National Bank
99 LANCASTER STREET
STANFORD, KY 40484
* $ 655,223,000 1 $ 38,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 331,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 1 $ 167,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 103,000
Resource Financial Services
2717 DEVINE STREET
COLUMBIA, SC 29205
* $ 10,000,000 1 $ 227,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 65,000
First National Bank of Griffin
318 S. HILL STREET GRIFFIN
GRIFFIN, GA 30224
* $ 260,785,000 1 $ 79,000
Primesouth Mortgage
375 WEST CHERRY ST
JESUP, GA 31545
* $ 426,176,000 1 $ 77,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 1 $ 197,000
Atlantic Southern Bank
4077 FORSYTH ROAD
MACON, GA 31210
* $ 772,655,000 1 $ 268,000
First Ga Bk
101 MAIN STREET
FRANKLIN, GA 30217
* $ 770,168,000 1 $ 268,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 1 $ 74,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 3,862,039,000 1 $ 93,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 220,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 417,000
First Federal of Charleston
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,249,548,000 1 $ 42,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 1 $ 308,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,335,558,000 1 $ 98,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,640,565,000 1 $ 30,000
Graystone Tower Bank
1826 GOOD HOPE RD
ENOLA, PA 17025
* $ 2,745,490,000 1 $ 417,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 1,778,147,000 1 $ 255,000
Midtown Bank & Trust Company
712 WEST PEACHTREE ST
ATLANTA, GA 30308
* $ 197,967,000 1 $ 292,000
Gwinnett Community Bank
2775 BUFORD HIGHWAY
DULUTH, GA 30096
* $ 504,169,000 1 $ 139,000
The Bank of Georgia
100 WESTPARK DRIVE
PEACHTREE CITY, GA 30269
* $ 352,439,000 1 $ 320,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 147,635,000 1 $ 133,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 102,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 155,000
Cimarron Mortgage Company
6311 RIDGEWOOD RD STE 400W
JACKSON, MS 39211
* $ 10,000,000 1 $ 77,000
Powerco Federal Credit Union
241 RALPH MCGILL BLVD. NE
ATLANTA, GA 30308
* $ 170,055,000 1 $ 10,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 84,000
Southcrest Bank
108 S CHURCH STREET
THOMASTON, GA 30286
* $ 341,379,000 1 $ 148,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 2,971,072,000 1 $ 32,000
The Commercial Bank
102 N. CHURCH STREET
CRAWFORD, GA 30630
* $ 102,746,000 1 $ 153,000
Monroe County Bank
P O BOX 1
FORSYTH, GA 31029
* $ 92,476,000 1 $ 230,000
Gateway Bank Mortgage, Inc.
901 E CAREY STREET, SUITE 1700
RICHMOND, VA 23219
* $ 2,579,350,000 1 $ 327,000
Bank of Monticello
PO BOX 29
MONTICELLO, GA 31064
* $ 98,321,000 1 $ 36,000
Southeastern Bank
1010 NORTH WAY, POST OFFICE BOX 455
DARIEN, GA 31305
* $ 426,754,000 1 $ 147,000
Central Bank of Georgia
PO BOX 45
ELLAVILLE, GA 31806
* $ 270,423,000 1 $ 270,000
Primesouth Bank
P O BOX 189
BLACKSHEAR, GA 31516
* $ 421,599,000 1 $ 123,000
Farmers and Merchants Bank
4 NORTH CARTER STREET, PO BOX 187
LAKELAND, GA 31635
* $ 596,291,000 1 $ 410,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 1 $ 129,000
Citizens Bank & Trust Company
5101 5TH AVE
EASTMAN, GA 31023
* $ 173,741,000 1 $ 50,000
Sunmark Community Bank
140 COMMERCE STREET
HAWKINSVILLE, GA 31036
* $ 186,675,000 1 $ 164,000
First American Bank
300 COLLEGE AVE
ATHENS, GA 30607
* $ 435,086,000 1 $ 417,000

The tables below break down 2011 mortgage applications in Putnam County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Putnam County, GA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 717 $161,769,000 $225,000 $3,700,000 $126,000 $1,208,000
Home Purchase 310 $58,307,000 $188,000 $1,700,000 $158,000 $9,999,000
Home Improvement 34 $2,177,000 $64,000 $417,000 $52,000 $158,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 758 $163,035,000 $215,000 $1,700,000 $150,000 $9,999,000
Not Provided 118 $22,950,000 $194,000 $1,387,000 $122,000 $1,008,000
Not applicable 93 $24,047,000 $258,000 $3,700,000 $59,000 $837,000
Black or African American 69 $7,655,000 $110,000 $355,000 $68,000 $600,000
Hispanic 10 $1,555,000 $155,000 $417,000 $71,000 $164,000
Asian 6 $1,542,000 $257,000 $358,000 $157,000 $314,000
American Indian or Alaskan Native 4 $981,000 $245,000 $460,000 $139,000 $224,000
Native Hawaiian or Other Pacific Islander 3 $488,000 $162,000 $387,000 $98,000 $208,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 884 $193,462,000 $218,000 $3,700,000 $151,000 $9,999,000
FHA-insured (Federal Housing Administration) 119 $17,515,000 $147,000 $423,000 $42,000 $143,000
VA-guaranteed (Veterans Administration) 32 $7,918,000 $247,000 $622,000 $48,000 $154,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $3,358,000 $129,000 $296,000 $37,000 $69,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 533 $119,004,000 $223,000 $3,700,000 $164,000 $9,999,000
Application Denied By Financial Institution 196 $36,011,000 $183,000 $1,000,000 $102,000 $1,032,000
Loan Purchased By The Institution 183 $37,650,000 $205,000 $622,000 $90,000 $837,000
Application Withdrawn By Applicant 87 $18,909,000 $217,000 $953,000 $113,000 $623,000
File Closed For Incompleteness 32 $5,928,000 $185,000 $638,000 $133,000 $876,000
Application Approved But Not Accepted 30 $4,751,000 $158,000 $417,000 $106,000 $632,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 44 $9,646,000 $219,000 $863,000 $119,000 $498,000
Credit History 36 $3,677,000 $102,000 $773,000 $68,000 $385,000
Debt-To-Income Ratio 28 $5,109,000 $182,000 $498,000 $53,000 $143,000
Other 24 $5,545,000 $231,000 $1,000,000 $186,000 $1,032,000
Credit Application Incomplete 16 $2,964,000 $185,000 $417,000 $106,000 $756,000
Unverifiable Information 6 $1,282,000 $213,000 $304,000 $124,000 $190,000
Employment History 2 $269,000 $134,000 $227,000 $52,000 $79,000
Insufficient Cash (Downpayment, Closing Cost) 2 $808,000 $404,000 $624,000 $167,000 $257,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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